The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 16,040 490,519 SH   SOLE 0 0 0 490,519
AMERICAN TOWER CORP NEW COM 03027X100 1,592 6,158 SH   SOLE 0 0 0 6,158
BECTON DICKINSON & CO COM 075887109 474 1,981 SH   SOLE 0 0 0 1,981
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 3,222 83,061 SH   SOLE 0 0 0 83,061
DISNEY WALT CO COM DISNEY 254687106 13,348 119,701 SH   SOLE 0 0 0 119,701
DISCOVER FINL SVCS COM 254709108 7,486 149,461 SH   SOLE 0 0 0 149,461
DANAHER CORPORATION COM 235851102 15,267 86,340 SH   SOLE 0 0 0 86,340
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 479 8,716 SH   SOLE 0 0 0 8,716
MASTERCARD INCORPORATED CL A 57636Q104 1,400 4,736 SH   SOLE 0 0 0 4,736
ISHARES TR NATIONAL MUN ETF 464288414 276 2,391 SH   SOLE 0 0 0 2,391
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,017 9,785 SH   SOLE 0 0 0 9,785
HEICO CORP NEW CL A 422806208 863 10,623 SH   SOLE 0 0 0 10,623
ABBOTT LABS COM 002824100 11,001 120,317 SH   SOLE 0 0 0 120,317
RAYMOND JAMES FINL INC COM 754730109 212 3,083 SH   SOLE 0 0 0 3,083
PEPSICO INC COM 713448108 13,938 105,383 SH   SOLE 0 0 0 105,383
BK OF AMERICA CORP COM 060505104 330 13,902 SH   SOLE 0 0 0 13,902
AMERICAN EXPRESS CO COM 025816109 550 5,780 SH   SOLE 0 0 0 5,780
ROSS STORES INC COM 778296103 312 3,657 SH   SOLE 0 0 0 3,657
SELECT SECTOR SPDR TR ENERGY 81369Y506 8,857 233,992 SH   SOLE 0 0 0 233,992
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 399 2,022 SH   SOLE 0 0 0 2,022
SNAP ON INC COM 833034101 522 3,771 SH   SOLE 0 0 0 3,771
VANGUARD INDEX FDS LARGE CAP ETF 922908637 307 2,147 SH   SOLE 0 0 0 2,147
COSTCO WHSL CORP NEW COM 22160K105 1,000 3,298 SH   SOLE 0 0 0 3,298
NEXTERA ENERGY INC COM 65339F101 6,634 27,621 SH   SOLE 0 0 0 27,621
CVS HEALTH CORP COM 126650100 217 3,341 SH   SOLE 0 0 0 3,341
TRAVELERS COMPANIES INC COM 89417E109 222 1,945 SH   SOLE 0 0 0 1,945
APPLE INC COM 037833100 29,882 81,913 SH   SOLE 0 0 0 81,913
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,406 39,713 SH   SOLE 0 0 0 39,713
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 454 1,761 SH   SOLE 0 0 0 1,761
TORONTO DOMINION BK ONT COM NEW 891160509 1,062 23,808 SH   SOLE 0 0 0 23,808
AMAZON COM INC COM 023135106 28,955 10,496 SH   SOLE 0 0 0 10,496
AT&T INC COM 00206R102 14,636 484,161 SH   SOLE 0 0 0 484,161
PAYCHEX INC COM 704326107 13,828 182,554 SH   SOLE 0 0 0 182,554
VANGUARD WORLD FDS UTILITIES ETF 92204A876 370 2,992 SH   SOLE 0 0 0 2,992
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 409 4,535 SH   SOLE 0 0 0 4,535
XCEL ENERGY INC COM 98389B100 207 3,310 SH   SOLE 0 0 0 3,310
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 12,604 58,698 SH   SOLE 0 0 0 58,698
QUALCOMM INC COM 747525103 12,970 142,197 SH   SOLE 0 0 0 142,197
LOWES COS INC COM 548661107 665 4,922 SH   SOLE 0 0 0 4,922
MERCK & CO. INC COM 58933Y105 11,426 147,752 SH   SOLE 0 0 0 147,752
PHILIP MORRIS INTL INC COM 718172109 406 5,791 SH   SOLE 0 0 0 5,791
ENTERPRISE PRODS PARTNERS L COM 293792107 253 13,945 SH   SOLE 0 0 0 13,945
TEXAS INSTRS INC COM 882508104 586 4,616 SH   SOLE 0 0 0 4,616
COLGATE PALMOLIVE CO COM 194162103 452 6,166 SH   SOLE 0 0 0 6,166
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,449 161,804 SH   SOLE 0 0 0 161,804
PROCTER AND GAMBLE CO COM 742718109 12,841 107,396 SH   SOLE 0 0 0 107,396
EASTMAN CHEM CO COM 277432100 390 5,601 SH   SOLE 0 0 0 5,601
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 12,705 247,758 SH   SOLE 0 0 0 247,758
BOEING CO COM 097023105 499 2,723 SH   SOLE 0 0 0 2,723
CUMMINS INC COM 231021106 289 1,667 SH   SOLE 0 0 0 1,667
TRUIST FINL CORP COM 89832Q109 256 6,819 SH   SOLE 0 0 0 6,819
VANGUARD INDEX FDS GROWTH ETF 922908736 768 3,801 SH   SOLE 0 0 0 3,801
DUKE ENERGY CORP NEW COM NEW 26441C204 791 9,897 SH   SOLE 0 0 0 9,897
NIKE INC CL B 654106103 383 3,901 SH   SOLE 0 0 0 3,901
WALMART INC COM 931142103 24,550 204,957 SH   SOLE 0 0 0 204,957
COMMUNITY BK SYS INC COM 203607106 242 4,244 SH   SOLE 0 0 0 4,244
VALLEY NATL BANCORP COM 919794107 240 30,710 SH   SOLE 0 0 0 30,710
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 15,060 265,274 SH   SOLE 0 0 0 265,274
SPDR SER TR PRTFLO S&P500 HI 78468R788 603 21,668 SH   SOLE 0 0 0 21,668
WILLIAMS COS INC COM 969457100 6,930 364,354 SH   SOLE 0 0 0 364,354
JETBLUE AWYS CORP COM 477143101 278 25,467 SH   SOLE 0 0 0 25,467
INTEL CORP COM 458140100 11,958 199,862 SH   SOLE 0 0 0 199,862
US BANCORP DEL COM NEW 902973304 276 7,494 SH   SOLE 0 0 0 7,494
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 300 4,473 SH   SOLE 0 0 0 4,473
COMCAST CORP NEW CL A 20030N101 870 22,308 SH   SOLE 0 0 0 22,308
INGREDION INC COM 457187102 302 3,634 SH   SOLE 0 0 0 3,634
ARES CAPITAL CORP COM 04010L103 239 16,516 SH   SOLE 0 0 0 16,516
ISHARES TR CORE S&P SCP ETF 464287804 271 3,970 SH   SOLE 0 0 0 3,970
JPMORGAN CHASE & CO COM 46625H100 15,463 164,396 SH   SOLE 0 0 0 164,396
CISCO SYS INC COM 17275R102 963 20,642 SH   SOLE 0 0 0 20,642
BRISTOL-MYERS SQUIBB CO COM 110122108 515 8,762 SH   SOLE 0 0 0 8,762
DISCOVERY INC COM SER C 25470F302 293 15,213 SH   SOLE 0 0 0 15,213
EXXON MOBIL CORP COM 30231G102 10,072 225,221 SH   SOLE 0 0 0 225,221
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 361 7,574 SH   SOLE 0 0 0 7,574
EATON CORP PLC SHS G29183103 414 4,729 SH   SOLE 0 0 0 4,729
ABBVIE INC COM 00287Y109 543 5,530 SH   SOLE 0 0 0 5,530
CHEVRON CORP NEW COM 166764100 9,969 111,720 SH   SOLE 0 0 0 111,720
NUVEEN QUALITY MUNCP INCOME COM 67066V101 149 10,643 SH   SOLE 0 0 0 10,643
VANGUARD INDEX FDS VALUE ETF 922908744 596 5,980 SH   SOLE 0 0 0 5,980
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 491 8,576 SH   SOLE 0 0 0 8,576
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 313 1,567 SH   SOLE 0 0 0 1,567
UNITED BANKSHARES INC WEST V COM 909907107 234 8,468 SH   SOLE 0 0 0 8,468
DIAGEO P L C SPON ADR NEW 25243Q205 202 1,500 SH   SOLE 0 0 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16,645 93,242 SH   SOLE 0 0 0 93,242
GILEAD SCIENCES INC COM 375558103 220 2,856 SH   SOLE 0 0 0 2,856
CONSTELLATION BRANDS INC CL A 21036P108 1,553 8,874 SH   SOLE 0 0 0 8,874
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,470 31,449 SH   SOLE 0 0 0 31,449
DNP SELECT INCOME FD COM 23325P104 157 14,398 SH   SOLE 0 0 0 14,398
VANGUARD INDEX FDS MID CAP ETF 922908629 1,721 10,498 SH   SOLE 0 0 0 10,498
KIMBERLY CLARK CORP COM 494368103 811 5,741 SH   SOLE 0 0 0 5,741
CHARTER COMMUNICATIONS INC N CL A 16119P108 222 435 SH   SOLE 0 0 0 435
PACKAGING CORP AMER COM 695156109 10,255 102,760 SH   SOLE 0 0 0 102,760
VISA INC COM CL A 92826C839 13,585 70,326 SH   SOLE 0 0 0 70,326
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 20,830 177,758 SH   SOLE 0 0 0 177,758
MONDELEZ INTL INC CL A 609207105 209 4,084 SH   SOLE 0 0 0 4,084
ISHARES TR IBOXX INV CP ETF 464287242 222 1,653 SH   SOLE 0 0 0 1,653
ISHARES TR RUS 1000 VAL ETF 464287598 894 7,937 SH   SOLE 0 0 0 7,937
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 562 2,915 SH   SOLE 0 0 0 2,915
ISHARES TR CORE S&P TTL STK 464287150 312 4,491 SH   SOLE 0 0 0 4,491
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 531 5,078 SH   SOLE 0 0 0 5,078
ZOETIS INC CL A 98978V103 5,912 43,142 SH   SOLE 0 0 0 43,142
MANULIFE FINL CORP COM 56501R106 322 23,625 SH   SOLE 0 0 0 23,625
TJX COS INC NEW COM 872540109 11,781 233,005 SH   SOLE 0 0 0 233,005
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 869 26,424 SH   SOLE 0 0 0 26,424
FACEBOOK INC CL A 30303M102 670 2,952 SH   SOLE 0 0 0 2,952
SPDR SER TR PORTFOLIO S&P500 78464A854 3,395 93,658 SH   SOLE 0 0 0 93,658
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,105 28,173 SH   SOLE 0 0 0 28,173
LILLY ELI & CO COM 532457108 612 3,730 SH   SOLE 0 0 0 3,730
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,283 8,195 SH   SOLE 0 0 0 8,195
ALTRIA GROUP INC COM 02209S103 521 13,272 SH   SOLE 0 0 0 13,272
NORFOLK SOUTHERN CORP COM 655844108 245 1,394 SH   SOLE 0 0 0 1,394
CITIGROUP INC COM NEW 172967424 10,200 199,603 SH   SOLE 0 0 0 199,603
PNC FINL SVCS GROUP INC COM 693475105 682 6,484 SH   SOLE 0 0 0 6,484
SALESFORCE COM INC COM 79466L302 6,617 35,322 SH   SOLE 0 0 0 35,322
CHUBB LIMITED COM H1467J104 7,916 62,516 SH   SOLE 0 0 0 62,516
HOME DEPOT INC COM 437076102 2,782 11,105 SH   SOLE 0 0 0 11,105
ISHARES TR CORE US AGGBD ET 464287226 19,183 162,278 SH   SOLE 0 0 0 162,278
DELAWARE INVTS DIV & INCOME COM 245915103 151 18,000 SH   SOLE 0 0 0 18,000
FIRST TR MORNINGSTAR DIVID L SHS 336917109 870 34,317 SH   SOLE 0 0 0 34,317
COCA COLA CO COM 191216100 11,040 247,097 SH   SOLE 0 0 0 247,097
NETFLIX INC COM 64110L106 237 521 SH   SOLE 0 0 0 521
SPDR SER TR PORTFOLIO S&P400 78464A847 973 31,134 SH   SOLE 0 0 0 31,134
DIREXION SHS ETF TR DLY ENRGY BULL2X 25460G609 257 17,015 SH   SOLE 0 0 0 17,015
AMGEN INC COM 031162100 584 2,477 SH   SOLE 0 0 0 2,477
LOCKHEED MARTIN CORP COM 539830109 1,201 3,291 SH   SOLE 0 0 0 3,291
VERIZON COMMUNICATIONS INC COM 92343V104 16,713 303,159 SH   SOLE 0 0 0 303,159
SOUTHERN CO COM 842587107 1,475 28,447 SH   SOLE 0 0 0 28,447
NVIDIA CORPORATION COM 67066G104 378 995 SH   SOLE 0 0 0 995
WASTE MGMT INC DEL COM 94106L109 330 3,120 SH   SOLE 0 0 0 3,120
AMERICAN ELEC PWR CO INC COM 025537101 736 9,247 SH   SOLE 0 0 0 9,247
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,772 35,192 SH   SOLE 0 0 0 35,192
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,652 5,829 SH   SOLE 0 0 0 5,829
INTERNATIONAL BUSINESS MACHS COM 459200101 1,074 8,897 SH   SOLE 0 0 0 8,897
INVESCO QQQ TR UNIT SER 1 46090E103 1,067 4,310 SH   SOLE 0 0 0 4,310
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,188 26,472 SH   SOLE 0 0 0 26,472
3M CO COM 88579Y101 362 2,321 SH   SOLE 0 0 0 2,321
REPUBLIC SVCS INC COM 760759100 11,623 141,660 SH   SOLE 0 0 0 141,660
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5,259 85,341 SH   SOLE 0 0 0 85,341
CONSOLIDATED EDISON INC COM 209115104 273 3,790 SH   SOLE 0 0 0 3,790
ISHARES TR RUS 1000 ETF 464287622 1,186 6,910 SH   SOLE 0 0 0 6,910
NORTHROP GRUMMAN CORP COM 666807102 316 1,029 SH   SOLE 0 0 0 1,029
STARBUCKS CORP COM 855244109 5,797 78,780 SH   SOLE 0 0 0 78,780
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,052 3,773 SH   SOLE 0 0 0 3,773
DOMINION ENERGY INC COM 25746U109 578 7,118 SH   SOLE 0 0 0 7,118
MICROSOFT CORP COM 594918104 39,381 193,508 SH   SOLE 0 0 0 193,508
ISHARES TR CORE S&P MCP ETF 464287507 212 1,193 SH   SOLE 0 0 0 1,193
ISHARES TR RUS 1000 GRW ETF 464287614 6,020 31,361 SH   SOLE 0 0 0 31,361
ISHARES TR RUSSELL 2000 ETF 464287655 292 2,039 SH   SOLE 0 0 0 2,039
GENERAL MLS INC COM 370334104 308 4,993 SH   SOLE 0 0 0 4,993
MCDONALDS CORP COM 580135101 10,578 57,343 SH   SOLE 0 0 0 57,343
HEICO CORP NEW COM 422806109 801 8,041 SH   SOLE 0 0 0 8,041
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,642 81,071 SH   SOLE 0 0 0 81,071
SPDR SER TR PORTFOLIO S&P600 78468R853 975 36,699 SH   SOLE 0 0 0 36,699
ALPHABET INC CAP STK CL A 02079K305 18,440 13,004 SH   SOLE 0 0 0 13,004
GOLDMAN SACHS GROUP INC COM 38141G104 17,543 88,771 SH   SOLE 0 0 0 88,771
GENERAL DYNAMICS CORP COM 369550108 246 1,643 SH   SOLE 0 0 0 1,643
APPLIED MATLS INC COM 038222105 217 3,593 SH   SOLE 0 0 0 3,593
PHILLIPS 66 COM 718546104 204 2,836 SH   SOLE 0 0 0 2,836
ALPHABET INC CAP STK CL C 02079K107 1,686 1,192 SH   SOLE 0 0 0 1,192
HONEYWELL INTL INC COM 438516106 2,812 19,445 SH   SOLE 0 0 0 19,445
VALERO ENERGY CORP COM 91913Y100 1,267 21,546 SH   SOLE 0 0 0 21,546
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 946 23,886 SH   SOLE 0 0 0 23,886
ASTRAZENECA PLC SPONSORED ADR 046353108 1,671 31,598 SH   SOLE 0 0 0 31,598
BAXTER INTL INC COM 071813109 12,140 140,994 SH   SOLE 0 0 0 140,994
ISHARES TR CORE S&P500 ETF 464287200 1,042 3,364 SH   SOLE 0 0 0 3,364
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,607 89,970 SH   SOLE 0 0 0 89,970
UNITED PARCEL SERVICE INC CL B 911312106 396 3,566 SH   SOLE 0 0 0 3,566
UNITED INS HLDGS CORP COM 910710102 145 18,500 SH   SOLE 0 0 0 18,500
MEDTRONIC PLC SHS G5960L103 981 10,697 SH   SOLE 0 0 0 10,697
ISHARES TR USA QUALITY FCTR 46432F339 821 8,564 SH   SOLE 0 0 0 8,564
FACTSET RESH SYS INC COM 303075105 979 2,982 SH   SOLE 0 0 0 2,982
SPDR SER TR PORTFOLI S&P1500 78464A805 2,663 70,482 SH   SOLE 0 0 0 70,482
ISHARES TR ULTR SH TRM BD 46434V878 1,333 26,367 SH   SOLE 0 0 0 26,367
JOHNSON & JOHNSON COM 478160104 23,855 169,626 SH   SOLE 0 0 0 169,626
AIR PRODS & CHEMS INC COM 009158106 842 3,487 SH   SOLE 0 0 0 3,487
S&P GLOBAL INC COM 78409V104 937 2,845 SH   SOLE 0 0 0 2,845
PPG INDS INC COM 693506107 658 6,206 SH   SOLE 0 0 0 6,206
MOODYS CORP COM 615369105 298 1,083 SH   SOLE 0 0 0 1,083