The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   763,476 6,717 SH   SOLE   0 0 6,717
ABBVIE INC COM 00287Y109   874,383 4,802 SH   SOLE   0 0 4,802
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   579,313 1,671 SH   SOLE   0 0 1,671
ADOBE INC COM 00724F101   503,591 998 SH   SOLE   0 0 998
AGNC INVT CORP COM 00123Q104   121,863 12,309 SH   SOLE   0 0 12,309
ALPHABET INC CAP STK CL A 02079K305   722,351 4,786 SH   SOLE   0 0 4,786
AMAZON COM INC COM 023135106   734,147 4,070 SH   SOLE   0 0 4,070
AMGEN INC COM 031162100   612,579 2,155 SH   SOLE   0 0 2,155
APOLLO COML REAL EST FIN INC COM 03762U105   114,099 10,242 SH   SOLE   0 0 10,242
APPLE INC COM 037833100   1,094,228 6,381 SH   SOLE   0 0 6,381
APPLIED MATLS INC COM 038222105   745,857 3,617 SH   SOLE   0 0 3,617
AT&T INC COM 00206R102   185,974 10,567 SH   SOLE   0 0 10,567
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,346,926 3,203 SH   SOLE   0 0 3,203
BROADCOM INC COM 11135F101   743,064 561 SH   SOLE   0 0 561
CATERPILLAR INC COM 149123101   1,839,707 5,021 SH   SOLE   0 0 5,021
CHEVRON CORP NEW COM 166764100   825,701 5,235 SH   SOLE   0 0 5,235
CHIMERA INVT CORP COM NEW 16934Q208   98,540 21,375 SH   SOLE   0 0 21,375
CISCO SYS INC COM 17275R102   599,877 12,019 SH   SOLE   0 0 12,019
COCA COLA CO COM 191216100   792,374 12,952 SH   SOLE   0 0 12,952
COSTCO WHSL CORP NEW COM 22160K105   718,713 981 SH   SOLE   0 0 981
ELI LILLY & CO COM 532457108   1,304,698 1,677 SH   SOLE   0 0 1,677
EOG RES INC COM 26875P101   593,546 4,643 SH   SOLE   0 0 4,643
EXXON MOBIL CORP COM 30231G102   1,129,390 9,716 SH   SOLE   0 0 9,716
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   934,339 17,396 SH   SOLE   0 0 17,396
HERON THERAPEUTICS INC COM 427746102   215,276 77,717 SH   SOLE   0 0 77,717
HOME DEPOT INC COM 437076102   794,454 2,071 SH   SOLE   0 0 2,071
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   8,162,805 208,714 SH   SOLE   0 0 208,714
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888   1,447,086 36,141 SH   SOLE   0 0 36,141
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771   1,453,480 35,915 SH   SOLE   0 0 35,915
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   7,610,721 226,577 SH   SOLE   0 0 226,577
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409   1,471,521 33,797 SH   SOLE   0 0 33,797
INNOVATOR ETFS TRUST INVATR 20 PLS 9 45782C235   4,748,370 238,372 SH   SOLE   0 0 238,372
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789   1,484,467 36,808 SH   SOLE   0 0 36,808
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   7,669,854 204,584 SH   SOLE   0 0 204,584
INNOVATOR ETFS TRUST US SML CP PWR B 45782C284   2,404,350 85,625 SH   SOLE   0 0 85,625
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   7,764,593 204,439 SH   SOLE   0 0 204,439
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276   2,345,972 40,694 SH   SOLE   0 0 40,694
INTUIT COM 461202103   676,154 1,040 SH   SOLE   0 0 1,040
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,683,884 9,217 SH   SOLE   0 0 9,217
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   992,451 46,924 SH   SOLE   0 0 46,924
ISHARES TR CORE US AGGBD ET 464287226   429,974 4,390 SH   SOLE   0 0 4,390
ISHARES TR 1 3 YR TREAS BD 464287457   3,084,224 37,714 SH   SOLE   0 0 37,714
ISHARES TR 3 7 YR TREAS BD 464288661   1,451,278 12,532 SH   SOLE   0 0 12,532
ISHARES TR S&P 500 GRWT ETF 464287309   255,600 3,027 SH   SOLE   0 0 3,027
ISHARES TR USD INV GRDE ETF 464288620   5,634,024 110,972 SH   SOLE   0 0 110,972
ISHARES TR IBOXX HI YD ETF 464288513   1,951,375 25,105 SH   SOLE   0 0 25,105
ISHARES TR RUS MID CAP ETF 464287499   2,331,010 27,720 SH   SOLE   0 0 27,720
ISHARES TR 20 YR TR BD ETF 464287432   3,006,702 31,777 SH   SOLE   0 0 31,777
ISHARES TR RUSSELL 2000 ETF 464287655   653,972 3,110 SH   SOLE   0 0 3,110
ISHARES TR JPMORGAN USD EMG 464288281   736,002 8,208 SH   SOLE   0 0 8,208
ISHARES TR CORE S&P500 ETF 464287200   414,061 788 SH   SOLE   0 0 788
JOHNSON & JOHNSON COM 478160104   859,376 5,433 SH   SOLE   0 0 5,433
LINDE PLC SHS G54950103   640,297 1,379 SH   SOLE   0 0 1,379
LOCKHEED MARTIN CORP COM 539830109   567,754 1,248 SH   SOLE   0 0 1,248
MASTERCARD INCORPORATED CL A 57636Q104   670,043 1,391 SH   SOLE   0 0 1,391
MCDONALDS CORP COM 580135101   627,383 2,225 SH   SOLE   0 0 2,225
MERCK & CO INC COM 58933Y105   757,432 5,740 SH   SOLE   0 0 5,740
META PLATFORMS INC CL A 30303M102   782,423 1,611 SH   SOLE   0 0 1,611
MFA FINL INC COM 55272X607   122,349 10,723 SH   SOLE   0 0 10,723
MICROSOFT CORP COM 594918104   838,123 1,992 SH   SOLE   0 0 1,992
NVIDIA CORPORATION COM 67066G104   1,017,552 1,126 SH   SOLE   0 0 1,126
PG&E CORP COM 69331C108   592,036 35,324 SH   SOLE   0 0 35,324
PIMCO ETF TR 1-5 US TIP IDX 72201R205   798,941 15,513 SH   SOLE   0 0 15,513
PROCTER AND GAMBLE CO COM 742718109   766,521 4,724 SH   SOLE   0 0 4,724
QUALCOMM INC COM 747525103   698,363 4,125 SH   SOLE   0 0 4,125
RLI CORP COM 749607107   207,858 1,400 SH   SOLE   0 0 1,400
S&P GLOBAL INC COM 78409V104   587,945 1,382 SH   SOLE   0 0 1,382
SALESFORCE INC COM 79466L302   737,289 2,448 SH   SOLE   0 0 2,448
SERVICENOW INC COM 81762P102   627,455 823 SH   SOLE   0 0 823
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,869,292 13,133 SH   SOLE   0 0 13,133
STARBUCKS CORP COM 855244109   510,974 5,591 SH   SOLE   0 0 5,591
THE CIGNA GROUP COM 125523100   250,238 689 SH   SOLE   0 0 689
TJX COS INC NEW COM 872540109   617,546 6,089 SH   SOLE   0 0 6,089
UNION PAC CORP COM 907818108   622,248 2,530 SH   SOLE   0 0 2,530
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,645,802 77,734 SH   SOLE   0 0 77,734
VANGUARD INDEX FDS VALUE ETF 922908744   3,365,991 20,668 SH   SOLE   0 0 20,668
VANGUARD INDEX FDS GROWTH ETF 922908736   4,000,354 11,622 SH   SOLE   0 0 11,622
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,819,100 43,550 SH   SOLE   0 0 43,550
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   716,155 9,263 SH   SOLE   0 0 9,263
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   716,379 3,923 SH   SOLE   0 0 3,923
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   676,915 13,492 SH   SOLE   0 0 13,492
VECTOR GROUP LTD COM 92240M108   110,377 10,071 SH   SOLE   0 0 10,071
VERIZON COMMUNICATIONS INC COM 92343V104   758,916 18,087 SH   SOLE   0 0 18,087
VERTEX PHARMACEUTICALS INC COM 92532F100   589,394 1,410 SH   SOLE   0 0 1,410
VISA INC COM CL A 92826C839   612,670 2,195 SH   SOLE   0 0 2,195