The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   505,646 3,917 SH   SOLE   0 0 3,917
ABBOTT LABS COM 002824100   712,254 6,297 SH   SOLE   0 0 6,297
ABBVIE INC COM 00287Y109   895,963 5,042 SH   SOLE   0 0 5,042
ABCELLERA BIOLOGICS INC COM 00288U106   29,300 10,000 SH   SOLE   0 0 10,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   268,768 764 SH   SOLE   0 0 764
ADVANCED DRAIN SYS INC DEL COM 00790R104   1,900,464 16,440 SH   SOLE   0 0 16,440
AGNC INVT CORP COM 00123Q104   225,665 24,502 SH   SOLE   0 0 24,502
ALPHABET INC CAP STK CL C 02079K107   1,453,819 7,634 SH   SOLE   0 0 7,634
ALPHABET INC CAP STK CL A 02079K305   1,645,997 8,695 SH   SOLE   0 0 8,695
AMAZON COM INC COM 023135106   2,938,290 13,393 SH   SOLE   0 0 13,393
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   189,991 10,382 SH   SOLE   0 0 10,382
APPLE INC COM 037833100   5,020,960 20,050 SH   SOLE   0 0 20,050
APPLIED MATLS INC COM 038222105   307,045 1,888 SH   SOLE   0 0 1,888
ARES CAPITAL CORP COM 04010L103   641,705 29,315 SH   SOLE   0 0 29,315
ASML HOLDING N V N Y REGISTRY SHS N07059210   376,342 543 SH   SOLE   0 0 543
ASTRAZENECA PLC SPONSORED ADR 046353108   505,159 7,710 SH   SOLE   0 0 7,710
BAKER HUGHES COMPANY CL A 05722G100   302,974 7,386 SH   SOLE   0 0 7,386
BECTON DICKINSON & CO COM 075887109   258,178 1,138 SH   SOLE   0 0 1,138
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   437,868 966 SH   SOLE   0 0 966
BLACKROCK INC COM 09290D101   466,425 455 SH   SOLE   0 0 455
BLACKSTONE INC COM 09260D107   360,530 2,091 SH   SOLE   0 0 2,091
BROADCOM INC COM 11135F101   4,002,896 17,266 SH   SOLE   0 0 17,266
CAPITAL GROUP CORE BALANCED SHS 14021D107   1,996,397 63,844 SH   SOLE   0 0 63,844
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   11,069,123 316,532 SH   SOLE   0 0 316,532
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   9,182,348 260,418 SH   SOLE   0 0 260,418
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   7,894,506 270,175 SH   SOLE   0 0 270,175
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   7,021,679 188,907 SH   SOLE   0 0 188,907
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   270,236 9,906 SH   SOLE   0 0 9,906
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   13,164,048 592,975 SH   SOLE   0 0 592,975
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   1,606,316 59,670 SH   SOLE   0 0 59,670
CAPITAL ONE FINL CORP COM 14040H105   262,665 1,473 SH   SOLE   0 0 1,473
CARRIER GLOBAL CORPORATION COM 14448C104   392,290 5,747 SH   SOLE   0 0 5,747
CATERPILLAR INC COM 149123101   1,356,818 3,740 SH   SOLE   0 0 3,740
CHIPOTLE MEXICAN GRILL INC COM 169656105   388,935 6,450 SH   SOLE   0 0 6,450
CHUBB LIMITED COM H1467J104   1,393,182 5,042 SH   SOLE   0 0 5,042
CISCO SYS INC COM 17275R102   238,861 4,035 SH   SOLE   0 0 4,035
COCA COLA CO COM 191216100   757,344 12,164 SH   SOLE   0 0 12,164
COMCAST CORP NEW CL A 20030N101   507,481 13,522 SH   SOLE   0 0 13,522
COMMSCOPE HLDG CO INC COM 20337X109   2,832,469 543,660 SH   SOLE   0 0 543,660
CONOCOPHILLIPS COM 20825C104   761,699 7,681 SH   SOLE   0 0 7,681
CONSTELLATION BRANDS INC CL A 21036P108   207,740 940 SH   SOLE   0 0 940
CONSTELLATION ENERGY CORP COM 21037T109   695,067 3,107 SH   SOLE   0 0 3,107
CORCEPT THERAPEUTICS INC COM 218352102   251,950 5,000 SH   SOLE   0 0 5,000
COSTCO WHSL CORP NEW COM 22160K105   800,849 874 SH   SOLE   0 0 874
CSX CORP COM 126408103   1,029,862 31,914 SH   SOLE   0 0 31,914
DANAHER CORPORATION COM 235851102   555,281 2,419 SH   SOLE   0 0 2,419
DARDEN RESTAURANTS INC COM 237194105   244,004 1,307 SH   SOLE   0 0 1,307
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,919,382 272,739 SH   SOLE   0 0 272,739
DISCOVER FINL SVCS COM 254709108   241,136 1,392 SH   SOLE   0 0 1,392
DUKE ENERGY CORP NEW COM NEW 26441C204   656,061 6,089 SH   SOLE   0 0 6,089
ELEVANCE HEALTH INC COM 036752103   241,630 655 SH   SOLE   0 0 655
ELI LILLY & CO COM 532457108   3,451,458 4,471 SH   SOLE   0 0 4,471
ENBRIDGE INC COM 29250N105   200,948 4,736 SH   SOLE   0 0 4,736
EOG RES INC COM 26875P101   309,760 2,527 SH   SOLE   0 0 2,527
EXXON MOBIL CORP COM 30231G102   280,561 2,608 SH   SOLE   0 0 2,608
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   416,705 17,479 SH   SOLE   0 0 17,479
FS KKR CAP CORP COM 302635206   2,414,299 111,156 SH   SOLE   0 0 111,156
GE AEROSPACE COM NEW 369604301   531,610 3,187 SH   SOLE   0 0 3,187
GENERAC HLDGS INC COM 368736104   473,368 3,053 SH   SOLE   0 0 3,053
GENERAL MTRS CO COM 37045V100   201,414 3,781 SH   SOLE   0 0 3,781
GILEAD SCIENCES INC COM 375558103   354,886 3,842 SH   SOLE   0 0 3,842
HEICO CORP NEW CL A 422806208   462,223 2,484 SH   SOLE   0 0 2,484
HILTON WORLDWIDE HLDGS INC COM 43300A203   425,115 1,720 SH   SOLE   0 0 1,720
HOME DEPOT INC COM 437076102   596,991 1,535 SH   SOLE   0 0 1,535
HONEYWELL INTL INC COM 438516106   890,381 3,942 SH   SOLE   0 0 3,942
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   8,027,231 202,880 SH   SOLE   0 0 202,880
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   7,957,091 193,274 SH   SOLE   0 0 193,274
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   8,078,580 191,209 SH   SOLE   0 0 191,209
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   7,865,147 214,287 SH   SOLE   0 0 214,287
INVESCO ACTIVELY MANAGED EXC ACTIVE US REAL 46090A101   1,422,338 15,753 SH   SOLE   0 0 15,753
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   270,244 12,826 SH   SOLE   0 0 12,826
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   565,525 2,687 SH   SOLE   0 0 2,687
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   270,463 11,593 SH   SOLE   0 0 11,593
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   2,251,000 111,823 SH   SOLE   0 0 111,823
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   522,000 22,147 SH   SOLE   0 0 22,147
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   713,986 29,130 SH   SOLE   0 0 29,130
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   6,334,428 345,389 SH   SOLE   0 0 345,389
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,040,821 63,581 SH   SOLE   0 0 63,581
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   6,774,844 293,665 SH   SOLE   0 0 293,665
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   4,243,124 218,380 SH   SOLE   0 0 218,380
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   9,262,068 475,466 SH   SOLE   0 0 475,466
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   1,524,536 65,501 SH   SOLE   0 0 65,501
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   4,326,134 209,498 SH   SOLE   0 0 209,498
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   6,143,940 382,800 SH   SOLE   0 0 382,800
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   474,173 20,092 SH   SOLE   0 0 20,092
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   578,696 25,835 SH   SOLE   0 0 25,835
INVESCO QQQ TR UNIT SER 1 46090E103   1,727,097 3,378 SH   SOLE   0 0 3,378
ISHARES GOLD TR ISHARES NEW 464285204   664,969 13,431 SH   SOLE   0 0 13,431
ISHARES INC CORE MSCI EMKT 46434G103   2,500,160 47,877 SH   SOLE   0 0 47,877
ISHARES TR MSCI ACWI ETF 464288257   406,080 3,456 SH   SOLE   0 0 3,456
ISHARES TR CORE S&P MCP ETF 464287507   4,107,143 65,915 SH   SOLE   0 0 65,915
ISHARES TR CORE MSCI EAFE 46432F842   1,807,639 25,721 SH   SOLE   0 0 25,721
ISHARES TR CORE S&P500 ETF 464287200   4,386,163 7,451 SH   SOLE   0 0 7,451
ISHARES TR RUS 1000 GRW ETF 464287614   297,627 741 SH   SOLE   0 0 741
ISHARES TR CORE S&P SCP ETF 464287804   356,491 3,094 SH   SOLE   0 0 3,094
ITT INC COM 45073V108   201,032 1,407 SH   SOLE   0 0 1,407
JOHNSON & JOHNSON COM 478160104   990,502 6,849 SH   SOLE   0 0 6,849
JPMORGAN CHASE & CO. COM 46625H100   2,412,112 10,063 SH   SOLE   0 0 10,063
KEURIG DR PEPPER INC COM 49271V100   255,675 7,960 SH   SOLE   0 0 7,960
KKR & CO INC COM 48251W104   367,556 2,485 SH   SOLE   0 0 2,485
KLA CORP COM NEW 482480100   357,278 567 SH   SOLE   0 0 567
LEGG MASON ETF INVT CLEARBRIDEG LR 524682200   5,226,165 69,441 SH   SOLE   0 0 69,441
LINDE PLC SHS G54950103   648,939 1,550 SH   SOLE   0 0 1,550
LOWES COS INC COM 548661107   1,665,516 6,748 SH   SOLE   0 0 6,748
MARSH & MCLENNAN COS INC COM 571748102   1,104,744 5,201 SH   SOLE   0 0 5,201
MASTERCARD INCORPORATED CL A 57636Q104   419,676 797 SH   SOLE   0 0 797
MCDONALDS CORP COM 580135101   799,395 2,758 SH   SOLE   0 0 2,758
META PLATFORMS INC CL A 30303M102   1,205,565 2,059 SH   SOLE   0 0 2,059
MICROSOFT CORP COM 594918104   6,154,347 14,601 SH   SOLE   0 0 14,601
MORGAN STANLEY COM NEW 617446448   404,316 3,216 SH   SOLE   0 0 3,216
NETFLIX INC COM 64110L106   993,822 1,115 SH   SOLE   0 0 1,115
NORTHROP GRUMMAN CORP COM 666807102   527,482 1,124 SH   SOLE   0 0 1,124
NOVO-NORDISK A S ADR 670100205   275,350 3,201 SH   SOLE   0 0 3,201
NVIDIA CORPORATION COM 67066G104   3,849,476 28,665 SH   SOLE   0 0 28,665
PAYCHEX INC COM 704326107   265,156 1,891 SH   SOLE   0 0 1,891
PAYPAL HLDGS INC COM 70450Y103   266,121 3,118 SH   SOLE   0 0 3,118
PHILIP MORRIS INTL INC COM 718172109   1,006,848 8,366 SH   SOLE   0 0 8,366
PHILLIPS 66 COM 718546104   598,781 5,256 SH   SOLE   0 0 5,256
PNC FINL SVCS GROUP INC COM 693475105   247,619 1,284 SH   SOLE   0 0 1,284
PROCTER AND GAMBLE CO COM 742718109   1,226,671 7,317 SH   SOLE   0 0 7,317
PROSHARES TR S&P 500 DV ARIST 74348A467   2,045,056 20,543 SH   SOLE   0 0 20,543
REGENERON PHARMACEUTICALS COM 75886F107   319,124 448 SH   SOLE   0 0 448
ROYAL CARIBBEAN GROUP COM V7780T103   474,760 2,058 SH   SOLE   0 0 2,058
RTX CORPORATION COM 75513E101   546,314 4,721 SH   SOLE   0 0 4,721
SALESFORCE INC COM 79466L302   2,119,696 6,340 SH   SOLE   0 0 6,340
SAP SE SPON ADR 803054204   377,686 1,534 SH   SOLE   0 0 1,534
SCHWAB CHARLES CORP COM 808513105   215,859 2,917 SH   SOLE   0 0 2,917
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   463,456 16,964 SH   SOLE   0 0 16,964
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   6,719,054 283,744 SH   SOLE   0 0 283,744
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   715,099 38,654 SH   SOLE   0 0 38,654
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,452,150 407,772 SH   SOLE   0 0 407,772
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   401,154 17,672 SH   SOLE   0 0 17,672
SEMPRA COM 816851109   379,301 4,324 SH   SOLE   0 0 4,324
SERVICENOW INC COM 81762P102   428,288 404 SH   SOLE   0 0 404
SHERWIN WILLIAMS CO COM 824348106   235,232 692 SH   SOLE   0 0 692
SHOPIFY INC CL A 82509L107   652,760 6,139 SH   SOLE   0 0 6,139
SOUTHERN CO COM 842587107   205,882 2,501 SH   SOLE   0 0 2,501
SPDR SER TR S&P DIVID ETF 78464A763   4,176,004 31,612 SH   SOLE   0 0 31,612
SPDR SER TR PRTFLO S&P500 VL 78464A508   17,041,199 333,226 SH   SOLE   0 0 333,226
SPDR SER TR BLOOMBERG SHT TE 78468R408   753,146 29,828 SH   SOLE   0 0 29,828
STRYKER CORPORATION COM 863667101   1,277,155 3,547 SH   SOLE   0 0 3,547
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   403,472 2,043 SH   SOLE   0 0 2,043
TESLA INC COM 88160R101   7,087,392 17,550 SH   SOLE   0 0 17,550
TRANSDIGM GROUP INC COM 893641100   268,663 212 SH   SOLE   0 0 212
TRAVELERS COMPANIES INC COM 89417E109   1,101,112 4,571 SH   SOLE   0 0 4,571
TRIMBLE INC COM 896239100   207,599 2,938 SH   SOLE   0 0 2,938
UNITEDHEALTH GROUP INC COM 91324P102   947,476 1,873 SH   SOLE   0 0 1,873
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   6,189,933 33,548 SH   SOLE   0 0 33,548
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,863,223 61,638 SH   SOLE   0 0 61,638
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,632,355 3,030 SH   SOLE   0 0 3,030
VANGUARD INDEX FDS SMALL CP ETF 922908751   25,823,454 107,472 SH   SOLE   0 0 107,472
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,495,515 39,240 SH   SOLE   0 0 39,240
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   676,450 5,758 SH   SOLE   0 0 5,758
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   369,873 1,387 SH   SOLE   0 0 1,387
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,829,707 97,542 SH   SOLE   0 0 97,542
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,131,030 65,774 SH   SOLE   0 0 65,774
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   207,814 3,583 SH   SOLE   0 0 3,583
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   364,284 8,035 SH   SOLE   0 0 8,035
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   259,740 1,000 SH   SOLE   0 0 1,000
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   285,677 5,974 SH   SOLE   0 0 5,974
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   7,801,896 61,148 SH   SOLE   0 0 61,148
VANGUARD WORLD FD INF TECH ETF 92204A702   243,930 392 SH   SOLE   0 0 392
VISA INC COM CL A 92826C839   1,626,658 5,147 SH   SOLE   0 0 5,147
WALMART INC COM 931142103   1,150,524 12,734 SH   SOLE   0 0 12,734
WASTE CONNECTIONS INC COM 94106B101   319,654 1,863 SH   SOLE   0 0 1,863
WELLS FARGO CO NEW COM 949746101   414,065 5,895 SH   SOLE   0 0 5,895
WELLTOWER INC COM 95040Q104   304,741 2,418 SH   SOLE   0 0 2,418
YUM BRANDS INC COM 988498101   264,429 1,971 SH   SOLE   0 0 1,971