The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   527,951 4,645 SH   SOLE 0 0 0 4,645
ABBVIE INC COM 00287Y109   1,092,028 5,997 SH   SOLE 0 0 0 5,997
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   620,085 1,789 SH   SOLE 0 0 0 1,789
ADOBE INC COM 00724F101   1,288,748 2,554 SH   SOLE 0 0 0 2,554
ADVANCED MICRO DEVICES INC COM 007903107   602,295 3,337 SH   SOLE 0 0 0 3,337
AFFILIATED MANAGERS GROUP IN COM 008252108   292,068 1,744 SH   SOLE 0 0 0 1,744
ALCON AG ORD SHS H01301128   346,903 4,165 SH   SOLE 0 0 0 4,165
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   1,208,402 9,374 SH   SOLE 0 0 0 9,374
ALLOGENE THERAPEUTICS INC COM 019770106   94,268 21,089 SH   SOLE 0 0 0 21,089
ALPHABET INC CAP STK CL C 02079K107   2,340,541 15,372 SH   SOLE 0 0 0 15,372
ALPHABET INC CAP STK CL A 02079K305   4,573,783 30,304 SH   SOLE 0 0 0 30,304
ALTRIA GROUP INC COM 02209S103   305,470 7,003 SH   SOLE 0 0 0 7,003
AMAZON COM INC COM 023135106   3,851,474 21,352 SH   SOLE 0 0 0 21,352
AMERICAN CENTY ETF TR US SML CP VALU 025072877   21,457,102 228,973 SH   SOLE 0 0 0 228,973
AMERICAN CENTY ETF TR US EQT ETF 025072885   8,058,947 90,044 SH   SOLE 0 0 0 90,044
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   30,082,213 456,760 SH   SOLE 0 0 0 456,760
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,702,697 26,497 SH   SOLE 0 0 0 26,497
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   1,922,091 40,559 SH   SOLE 0 0 0 40,559
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   1,998,905 36,962 SH   SOLE 0 0 0 36,962
AMERICAN EXPRESS CO COM 025816109   274,139 1,204 SH   SOLE 0 0 0 1,204
AMGEN INC COM 031162100   745,443 2,622 SH   SOLE 0 0 0 2,622
ANALOG DEVICES INC COM 032654105   369,472 1,868 SH   SOLE 0 0 0 1,868
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   427,830 7,039 SH   SOLE 0 0 0 7,039
APPLE INC COM 037833100   23,888,447 139,307 SH   SOLE 0 0 0 139,307
APPLIED MATLS INC COM 038222105   200,456 972 SH   SOLE 0 0 0 972
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203   423,353 15,350 SH   SOLE 0 0 0 15,350
ARROW ELECTRS INC COM 042735100   254,130 1,963 SH   SOLE 0 0 0 1,963
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,215,028 1,252 SH   SOLE 0 0 0 1,252
ASTRAZENECA PLC SPONSORED ADR 046353108   344,238 5,081 SH   SOLE 0 0 0 5,081
AT&T INC COM 00206R102   238,251 13,537 SH   SOLE 0 0 0 13,537
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   291,702 24,637 SH   SOLE 0 0 0 24,637
BANCO SANTANDER S.A. ADR 05964H105   254,139 52,508 SH   SOLE 0 0 0 52,508
BANK AMERICA CORP COM 060505104   942,388 24,852 SH   SOLE 0 0 0 24,852
BARCLAYS PLC ADR 06738E204   109,346 11,571 SH   SOLE 0 0 0 11,571
BECTON DICKINSON & CO COM 075887109   1,741,801 7,039 SH   SOLE 0 0 0 7,039
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,673,670 3,980 SH   SOLE 0 0 0 3,980
BHP GROUP LTD SPONSORED ADS 088606108   547,940 9,498 SH   SOLE 0 0 0 9,498
BIOGEN INC COM 09062X103   655,731 3,041 SH   SOLE 0 0 0 3,041
BLACKROCK INC COM 09247X101   213,914 257 SH   SOLE 0 0 0 257
BLACKSTONE INC COM 09260D107   864,646 6,582 SH   SOLE 0 0 0 6,582
BOEING CO COM 097023105   458,930 2,378 SH   SOLE 0 0 0 2,378
BOSTON SCIENTIFIC CORP COM 101137107   206,223 3,011 SH   SOLE 0 0 0 3,011
BRISTOL-MYERS SQUIBB CO COM 110122108   310,076 5,718 SH   SOLE 0 0 0 5,718
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   267,699 8,777 SH   SOLE 0 0 0 8,777
BROADCOM INC COM 11135F101   1,361,196 1,027 SH   SOLE 0 0 0 1,027
BROOKFIELD CORP CL A LTD VT SH 11271J107   214,207 5,116 SH   SOLE 0 0 0 5,116
CADENCE DESIGN SYSTEM INC COM 127387108   249,958 803 SH   SOLE 0 0 0 803
CANADIAN NATL RY CO COM 136375102   327,431 2,486 SH   SOLE 0 0 0 2,486
CARDIFF ONCOLOGY INC COM 14147L108   228,269 42,747 SH   SOLE 0 0 0 42,747
CATERPILLAR INC COM 149123101   567,967 1,550 SH   SOLE 0 0 0 1,550
CHEVRON CORP NEW COM 166764100   380,437 2,412 SH   SOLE 0 0 0 2,412
CHUBB LIMITED COM H1467J104   246,951 953 SH   SOLE 0 0 0 953
CIDARA THERAPEUTICS INC COM 171757107   87,555 95,169 SH   SOLE 0 0 0 95,169
CISCO SYS INC COM 17275R102   715,909 14,344 SH   SOLE 0 0 0 14,344
CITIGROUP INC COM NEW 172967424   304,215 4,810 SH   SOLE 0 0 0 4,810
CITY OFFICE REIT INC COM 178587101   137,982 26,484 SH   SOLE 0 0 0 26,484
CLOUDFLARE INC CL A COM 18915M107   244,593 2,526 SH   SOLE 0 0 0 2,526
COCA COLA CO COM 191216100   309,234 5,054 SH   SOLE 0 0 0 5,054
COCA-COLA EUROPACIFIC PARTNE SHS G25839104   214,257 3,063 SH   SOLE 0 0 0 3,063
COINBASE GLOBAL INC COM CL A 19260Q107   204,142 770 SH   SOLE 0 0 0 770
CONSOLIDATED EDISON INC COM 209115104   313,476 3,452 SH   SOLE 0 0 0 3,452
COSTCO WHSL CORP NEW COM 22160K105   1,461,094 1,994 SH   SOLE 0 0 0 1,994
CROWDSTRIKE HLDGS INC CL A 22788C105   1,129,118 3,522 SH   SOLE 0 0 0 3,522
CVS HEALTH CORP COM 126650100   213,837 2,681 SH   SOLE 0 0 0 2,681
DANAHER CORPORATION COM 235851102   252,467 1,011 SH   SOLE 0 0 0 1,011
DEERE & CO COM 244199105   265,873 647 SH   SOLE 0 0 0 647
DEUTSCHE BANK A G NAMEN AKT D18190898   481,442 30,529 SH   SOLE 0 0 0 30,529
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,836,939 120,092 SH   SOLE 0 0 0 120,092
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   11,922,041 438,472 SH   SOLE 0 0 0 438,472
DISNEY WALT CO COM 254687106   689,991 5,639 SH   SOLE 0 0 0 5,639
DUKE ENERGY CORP NEW COM NEW 26441C204   215,953 2,233 SH   SOLE 0 0 0 2,233
DUPONT DE NEMOURS INC COM 26614N102   323,624 4,221 SH   SOLE 0 0 0 4,221
DYADIC INTL INC DEL COM 26745T101   45,381 27,174 SH   SOLE 0 0 0 27,174
ELEVANCE HEALTH INC COM 036752103   243,195 469 SH   SOLE 0 0 0 469
ELI LILLY & CO COM 532457108   2,650,510 3,407 SH   SOLE 0 0 0 3,407
ENTERPRISE PRODS PARTNERS L COM 293792107   682,416 23,386 SH   SOLE 0 0 0 23,386
EOG RES INC COM 26875P101   470,068 3,677 SH   SOLE 0 0 0 3,677
EQUILLIUM INC COM 29446K106   230,279 99,688 SH   SOLE 0 0 0 99,688
EXXON MOBIL CORP COM 30231G102   822,608 7,077 SH   SOLE 0 0 0 7,077
FERRARI N V COM N3167Y103   204,020 468 SH   SOLE 0 0 0 468
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   380,677 8,974 SH   SOLE 0 0 0 8,974
FIFTH THIRD BANCORP COM 316773100   253,028 6,800 SH   SOLE 0 0 0 6,800
FLEXSHARES TR M STAR DEV MKT 33939L803   277,420 3,871 SH   SOLE 0 0 0 3,871
GENERAL ELECTRIC CO COM NEW 369604301   367,736 2,095 SH   SOLE 0 0 0 2,095
GENERAL MTRS CO COM 37045V100   204,438 4,508 SH   SOLE 0 0 0 4,508
GILEAD SCIENCES INC COM 375558103   343,616 4,691 SH   SOLE 0 0 0 4,691
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   457,269 14,375 SH   SOLE 0 0 0 14,375
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   19,406,036 186,974 SH   SOLE 0 0 0 186,974
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   3,590,552 114,568 SH   SOLE 0 0 0 114,568
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   27,844,956 812,043 SH   SOLE 0 0 0 812,043
GOLDMAN SACHS GROUP INC COM 38141G104   272,581 653 SH   SOLE 0 0 0 653
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109   34,292 10,921 SH   SOLE 0 0 0 10,921
GRAINGER W W INC COM 384802104   803,667 790 SH   SOLE 0 0 0 790
GSK PLC SPONSORED ADR 37733W204   253,490 5,913 SH   SOLE 0 0 0 5,913
HALEON PLC SPON ADS 405552100   104,249 12,279 SH   SOLE 0 0 0 12,279
HALOZYME THERAPEUTICS INC COM 40637H109   208,607 5,128 SH   SOLE 0 0 0 5,128
HOME BANCSHARES INC COM 436893200   1,707,934 69,513 SH   SOLE 0 0 0 69,513
HOME DEPOT INC COM 437076102   1,837,035 4,789 SH   SOLE 0 0 0 4,789
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308   811,577 21,799 SH   SOLE 0 0 0 21,799
HONEYWELL INTL INC COM 438516106   427,643 2,084 SH   SOLE 0 0 0 2,084
ICL GROUP LTD SHS M53213100   60,213 11,192 SH   SOLE 0 0 0 11,192
IDEAYA BIOSCIENCES INC COM 45166A102   295,137 6,726 SH   SOLE 0 0 0 6,726
ILLINOIS TOOL WKS INC COM 452308109   565,371 2,107 SH   SOLE 0 0 0 2,107
ILLUMINA INC COM 452327109   216,004 1,573 SH   SOLE 0 0 0 1,573
IMMUNITYBIO INC COM 45256X103   56,680 10,555 SH   SOLE 0 0 0 10,555
ING GROEP N.V. SPONSORED ADR 456837103   248,158 15,049 SH   SOLE 0 0 0 15,049
INNOVATIVE INDL PPTYS INC COM 45781V101   1,512,719 14,610 SH   SOLE 0 0 0 14,610
INOGEN INC COM 45780L104   166,331 20,611 SH   SOLE 0 0 0 20,611
INTEL CORP COM 458140100   1,006,326 22,783 SH   SOLE 0 0 0 22,783
INTERNATIONAL BUSINESS MACHS COM 459200101   252,067 1,320 SH   SOLE 0 0 0 1,320
INTUITIVE SURGICAL INC COM NEW 46120E602   235,862 591 SH   SOLE 0 0 0 591
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   6,042,059 121,693 SH   SOLE 0 0 0 121,693
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   233,248 11,986 SH   SOLE 0 0 0 11,986
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   555,047 16,881 SH   SOLE 0 0 0 16,881
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   3,227,310 58,434 SH   SOLE 0 0 0 58,434
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   254,780 7,240 SH   SOLE 0 0 0 7,240
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   11,508,464 292,985 SH   SOLE 0 0 0 292,985
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   39,221,160 1,019,526 SH   SOLE 0 0 0 1,019,526
INVESCO QQQ TR UNIT SER 1 46090E103   1,395,662 3,143 SH   SOLE 0 0 0 3,143
ISHARES GOLD TR ISHARES NEW 464285204   505,212 12,026 SH   SOLE 0 0 0 12,026
ISHARES INC EMNG MKTS EQT 46434G889   6,132,699 137,690 SH   SOLE 0 0 0 137,690
ISHARES INC CORE MSCI EMKT 46434G103   357,433 6,927 SH   SOLE 0 0 0 6,927
ISHARES TR INTL EQTY FACTOR 46434V274   25,048,258 839,419 SH   SOLE 0 0 0 839,419
ISHARES TR U S EQUITY FACTR 46434V282   348,218 6,471 SH   SOLE 0 0 0 6,471
ISHARES TR IBOXX HI YD ETF 464288513   591,139 7,605 SH   SOLE 0 0 0 7,605
ISHARES TR EAFE SML CP ETF 464288273   223,175 3,524 SH   SOLE 0 0 0 3,524
ISHARES TR MSCI KLD400 SOC 464288570   483,686 4,798 SH   SOLE 0 0 0 4,798
ISHARES TR CORE S&P SCP ETF 464287804   228,113 2,064 SH   SOLE 0 0 0 2,064
ISHARES TR CORE S&P500 ETF 464287200   4,964,340 9,443 SH   SOLE 0 0 0 9,443
ISHARES TR RUS 1000 ETF 464287622   1,209,339 4,199 SH   SOLE 0 0 0 4,199
ISHARES TR RUS 1000 GRW ETF 464287614   219,745 652 SH   SOLE 0 0 0 652
ISHARES TR RUSSELL 2000 ETF 464287655   971,301 4,619 SH   SOLE 0 0 0 4,619
ISHARES TR MSCI EAFE ETF 464287465   511,198 6,401 SH   SOLE 0 0 0 6,401
ISHARES TR RUS MID CAP ETF 464287499   444,226 5,283 SH   SOLE 0 0 0 5,283
ISHARES TR U.S. FINLS ETF 464287788   1,518,157 15,872 SH   SOLE 0 0 0 15,872
ISHARES TR U.S. TECH ETF 464287721   231,493 1,714 SH   SOLE 0 0 0 1,714
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,952,506 77,897 SH   SOLE 0 0 0 77,897
JOHNSON & JOHNSON COM 478160104   893,420 5,648 SH   SOLE 0 0 0 5,648
JPMORGAN CHASE & CO COM 46625H100   1,586,049 7,918 SH   SOLE 0 0 0 7,918
KNOW LABS INC COM NEW 499238103   233,100 370,000 SH   SOLE 0 0 0 370,000
KROGER CO COM 501044101   213,495 3,737 SH   SOLE 0 0 0 3,737
L3HARRIS TECHNOLOGIES INC COM 502431109   211,608 993 SH   SOLE 0 0 0 993
LAM RESEARCH CORP COM 512807108   324,504 334 SH   SOLE 0 0 0 334
LINDE PLC SHS G54950103   467,570 1,007 SH   SOLE 0 0 0 1,007
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   134,468 51,918 SH   SOLE 0 0 0 51,918
LOEWS CORP COM 540424108   255,852 3,268 SH   SOLE 0 0 0 3,268
LOWES COS INC COM 548661107   694,903 2,728 SH   SOLE 0 0 0 2,728
MANULIFE FINL CORP COM 56501R106   340,089 13,609 SH   SOLE 0 0 0 13,609
MARATHON OIL CORP COM 565849106   297,861 10,510 SH   SOLE 0 0 0 10,510
MASTERCARD INCORPORATED CL A 57636Q104   900,054 1,869 SH   SOLE 0 0 0 1,869
MCDONALDS CORP COM 580135101   444,353 1,576 SH   SOLE 0 0 0 1,576
MEDTRONIC PLC SHS G5960L103   204,715 2,349 SH   SOLE 0 0 0 2,349
MERCK & CO INC COM 58933Y105   1,292,173 9,793 SH   SOLE 0 0 0 9,793
META PLATFORMS INC CL A 30303M102   2,154,077 4,436 SH   SOLE 0 0 0 4,436
MICRON TECHNOLOGY INC COM 595112103   208,665 1,770 SH   SOLE 0 0 0 1,770
MICROSOFT CORP COM 594918104   10,754,590 25,562 SH   SOLE 0 0 0 25,562
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   372,178 36,381 SH   SOLE 0 0 0 36,381
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   345,380 86,779 SH   SOLE 0 0 0 86,779
MONDELEZ INTL INC CL A 609207105   246,960 3,528 SH   SOLE 0 0 0 3,528
NETFLIX INC COM 64110L106   1,709,027 2,814 SH   SOLE 0 0 0 2,814
NEUMORA THERAPEUTICS INC. COM 640979100   2,818,571 204,987 SH   SOLE 0 0 0 204,987
NEXTERA ENERGY INC COM 65339F101   599,531 9,381 SH   SOLE 0 0 0 9,381
NIKE INC CL B 654106103   238,615 2,539 SH   SOLE 0 0 0 2,539
NOMURA HLDGS INC SPONSORED ADR 65535H208   597,824 93,119 SH   SOLE 0 0 0 93,119
NOVARTIS AG SPONSORED ADR 66987V109   698,971 7,226 SH   SOLE 0 0 0 7,226
NOVO-NORDISK A S ADR 670100205   3,022,793 23,542 SH   SOLE 0 0 0 23,542
NVIDIA CORPORATION COM 67066G104   4,395,861 4,865 SH   SOLE 0 0 0 4,865
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109   63,750 31,250 SH   SOLE 0 0 0 31,250
ORACLE CORP COM 68389X105   2,641,201 21,027 SH   SOLE 0 0 0 21,027
ORANGE SPONSORED ADR 684060106   169,005 14,359 SH   SOLE 0 0 0 14,359
OREILLY AUTOMOTIVE INC COM 67103H107   375,917 333 SH   SOLE 0 0 0 333
ORIX CORP SPONSORED ADR 686330101   842,259 7,643 SH   SOLE 0 0 0 7,643
OSHKOSH CORP COM 688239201   421,146 3,377 SH   SOLE 0 0 0 3,377
OTIS WORLDWIDE CORP COM 68902V107   237,255 2,390 SH   SOLE 0 0 0 2,390
PACIFIC PREMIER BANCORP COM 69478X105   408,089 17,004 SH   SOLE 0 0 0 17,004
PALO ALTO NETWORKS INC COM 697435105   415,398 1,462 SH   SOLE 0 0 0 1,462
PAYPAL HLDGS INC COM 70450Y103   280,018 4,180 SH   SOLE 0 0 0 4,180
PEPSICO INC COM 713448108   919,184 5,252 SH   SOLE 0 0 0 5,252
PFIZER INC COM 717081103   424,420 15,294 SH   SOLE 0 0 0 15,294
PHILIP MORRIS INTL INC COM 718172109   281,529 3,073 SH   SOLE 0 0 0 3,073
PHILLIPS 66 COM 718546104   523,015 3,202 SH   SOLE 0 0 0 3,202
PIONEER NAT RES CO COM 723787107   204,225 778 SH   SOLE 0 0 0 778
POSEIDA THERAPEUTICS INC COM 73730P108   250,670 78,580 SH   SOLE 0 0 0 78,580
PPL CORP COM 69351T106   308,969 11,223 SH   SOLE 0 0 0 11,223
PRINCIPAL EXCHANGE TRADED FD PRNC INVT GRAD 74255Y821   243,005 11,762 SH   SOLE 0 0 0 11,762
PROCTER AND GAMBLE CO COM 742718109   1,079,546 6,654 SH   SOLE 0 0 0 6,654
QUALCOMM INC COM 747525103   353,466 2,088 SH   SOLE 0 0 0 2,088
REGENERON PHARMACEUTICALS COM 75886F107   291,634 303 SH   SOLE 0 0 0 303
RELX PLC SPONSORED ADR 759530108   273,073 6,308 SH   SOLE 0 0 0 6,308
RIO TINTO PLC SPONSORED ADR 767204100   201,992 3,169 SH   SOLE 0 0 0 3,169
ROPER TECHNOLOGIES INC COM 776696106   202,463 361 SH   SOLE 0 0 0 361
ROYAL BK CDA COM 780087102   280,850 2,784 SH   SOLE 0 0 0 2,784
ROYAL CARIBBEAN GROUP COM V7780T103   312,773 2,250 SH   SOLE 0 0 0 2,250
RTX CORPORATION COM 75513E101   401,092 4,112 SH   SOLE 0 0 0 4,112
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203   200,332 1,376 SH   SOLE 0 0 0 1,376
S&P GLOBAL INC COM 78409V104   450,977 1,060 SH   SOLE 0 0 0 1,060
SALESFORCE INC COM 79466L302   669,222 2,222 SH   SOLE 0 0 0 2,222
SANOFI SPONSORED ADR 80105N105   251,116 5,167 SH   SOLE 0 0 0 5,167
SAP SE SPON ADR 803054204   756,131 3,877 SH   SOLE 0 0 0 3,877
SCHWAB CHARLES CORP COM 808513105   282,227 3,901 SH   SOLE 0 0 0 3,901
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   123,560,865 2,023,929 SH   SOLE 0 0 0 2,023,929
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   79,484,724 2,037,025 SH   SOLE 0 0 0 2,037,025
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,443,027 23,252 SH   SOLE 0 0 0 23,252
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,888,792 38,359 SH   SOLE 0 0 0 38,359
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   456,193 4,920 SH   SOLE 0 0 0 4,920
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   7,289,488 288,693 SH   SOLE 0 0 0 288,693
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   7,336,266 159,484 SH   SOLE 0 0 0 159,484
SCHWAB STRATEGIC TR US REIT ETF 808524847   367,755 18,116 SH   SOLE 0 0 0 18,116
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   19,824,742 347,620 SH   SOLE 0 0 0 347,620
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   14,247,694 513,245 SH   SOLE 0 0 0 513,245
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   68,779,367 1,931,462 SH   SOLE 0 0 0 1,931,462
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   79,766,082 1,183,649 SH   SOLE 0 0 0 1,183,649
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   30,268,180 456,809 SH   SOLE 0 0 0 456,809
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,293,274 52,575 SH   SOLE 0 0 0 52,575
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,386,920 35,085 SH   SOLE 0 0 0 35,085
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,796,050 19,335 SH   SOLE 0 0 0 19,335
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,314,234 13,920 SH   SOLE 0 0 0 13,920
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   6,907,506 163,996 SH   SOLE 0 0 0 163,996
SELECT SECTOR SPDR TR INDL 81369Y704   7,138,565 56,673 SH   SOLE 0 0 0 56,673
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   20,641,465 99,109 SH   SOLE 0 0 0 99,109
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,640,957 60,777 SH   SOLE 0 0 0 60,777
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   11,424,744 77,335 SH   SOLE 0 0 0 77,335
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,028,798 38,223 SH   SOLE 0 0 0 38,223
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,946,085 29,643 SH   SOLE 0 0 0 29,643
SERVICENOW INC COM 81762P102   1,174,858 1,541 SH   SOLE 0 0 0 1,541
SHELL PLC SPON ADS 780259305   260,853 3,891 SH   SOLE 0 0 0 3,891
SHOPIFY INC CL A 82509L107   378,210 4,901 SH   SOLE 0 0 0 4,901
SONY GROUP CORP SPONSORED ADR 835699307   380,171 4,434 SH   SOLE 0 0 0 4,434
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   479,699 1,206 SH   SOLE 0 0 0 1,206
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   38,498,605 1,074,180 SH   SOLE 0 0 0 1,074,180
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   217,128 6,000 SH   SOLE 0 0 0 6,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,740,036 7,150 SH   SOLE 0 0 0 7,150
SPDR SER TR PORTFOLI S&P1500 78464A805   19,077,879 297,395 SH   SOLE 0 0 0 297,395
SPDR SER TR PRTFLO S&P500 GW 78464A409   413,176 5,648 SH   SOLE 0 0 0 5,648
SPDR SER TR S&P DIVID ETF 78464A763   319,346 2,433 SH   SOLE 0 0 0 2,433
SQUARESPACE INC CLASS A 85225A107   648,195 17,788 SH   SOLE 0 0 0 17,788
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   3,709,448 92,620 SH   SOLE 0 0 0 92,620
STELLANTIS N.V SHS N82405106   344,185 12,162 SH   SOLE 0 0 0 12,162
STMICROELECTRONICS N V NY REGISTRY 861012102   230,772 5,337 SH   SOLE 0 0 0 5,337
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   339,941 28,882 SH   SOLE 0 0 0 28,882
T-MOBILE US INC COM 872590104   427,147 2,617 SH   SOLE 0 0 0 2,617
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   750,588 5,517 SH   SOLE 0 0 0 5,517
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   353,653 25,461 SH   SOLE 0 0 0 25,461
TARGET CORP COM 87612E106   445,506 2,514 SH   SOLE 0 0 0 2,514
TARSUS PHARMACEUTICALS INC COM 87650L103   508,900 14,000 SH   SOLE 0 0 0 14,000
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608   196,123 35,594 SH   SOLE 0 0 0 35,594
TELEFONICA S A SPONSORED ADR 879382208   103,900 23,560 SH   SOLE 0 0 0 23,560
TESLA INC COM 88160R101   2,741,621 15,596 SH   SOLE 0 0 0 15,596
TEXAS INSTRS INC COM 882508104   397,896 2,284 SH   SOLE 0 0 0 2,284
THE CIGNA GROUP COM 125523100   258,591 712 SH   SOLE 0 0 0 712
THERMO FISHER SCIENTIFIC INC COM 883556102   287,118 494 SH   SOLE 0 0 0 494
TJX COS INC NEW COM 872540109   206,694 2,038 SH   SOLE 0 0 0 2,038
TOTALENERGIES SE SPONSORED ADS 89151E109   484,494 7,039 SH   SOLE 0 0 0 7,039
TOYOTA MOTOR CORP ADS 892331307   964,438 3,832 SH   SOLE 0 0 0 3,832
TRANE TECHNOLOGIES PLC SHS G8994E103   517,545 1,724 SH   SOLE 0 0 0 1,724
TRAVELERS COMPANIES INC COM 89417E109   217,252 944 SH   SOLE 0 0 0 944
UBER TECHNOLOGIES INC COM 90353T100   334,830 4,349 SH   SOLE 0 0 0 4,349
UBS GROUP AG SHS H42097107   437,914 14,255 SH   SOLE 0 0 0 14,255
UNILEVER PLC SPON ADR NEW 904767704   272,281 5,425 SH   SOLE 0 0 0 5,425
UNION PAC CORP COM 907818108   317,742 1,292 SH   SOLE 0 0 0 1,292
UNITEDHEALTH GROUP INC COM 91324P102   505,089 1,021 SH   SOLE 0 0 0 1,021
UNUM GROUP COM 91529Y106   236,748 4,412 SH   SOLE 0 0 0 4,412
VANGUARD INDEX FDS SMALL CP ETF 922908751   331,888 1,452 SH   SOLE 0 0 0 1,452
VANGUARD INDEX FDS GROWTH ETF 922908736   292,570 850 SH   SOLE 0 0 0 850
VANGUARD INDEX FDS VALUE ETF 922908744   777,168 4,772 SH   SOLE 0 0 0 4,772
VANGUARD INDEX FDS MID CAP ETF 922908629   1,799,558 7,202 SH   SOLE 0 0 0 7,202
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,675,100 19,370 SH   SOLE 0 0 0 19,370
VANGUARD INDEX FDS LARGE CAP ETF 922908637   6,258,695 26,104 SH   SOLE 0 0 0 26,104
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,763,688 3,669 SH   SOLE 0 0 0 3,669
VANGUARD INDEX FDS TOTAL STK MKT 922908769   304,385 1,171 SH   SOLE 0 0 0 1,171
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   25,978,734 621,947 SH   SOLE 0 0 0 621,947
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   16,370,945 279,130 SH   SOLE 0 0 0 279,130
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   663,616 6,006 SH   SOLE 0 0 0 6,006
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   915,785 7,838 SH   SOLE 0 0 0 7,838
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   43,380,835 857,329 SH   SOLE 0 0 0 857,329
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   741,944 4,063 SH   SOLE 0 0 0 4,063
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,172,107 52,605 SH   SOLE 0 0 0 52,605
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   922,273 18,383 SH   SOLE 0 0 0 18,383
VANGUARD WORLD FD INF TECH ETF 92204A702   18,554,307 35,386 SH   SOLE 0 0 0 35,386
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   5,134,064 16,159 SH   SOLE 0 0 0 16,159
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,378,227 17,933 SH   SOLE 0 0 0 17,933
VANGUARD WORLD FD MATERIALS ETF 92204A801   1,355,949 6,633 SH   SOLE 0 0 0 6,633
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,468,610 10,300 SH   SOLE 0 0 0 10,300
VANGUARD WORLD FD FINANCIALS ETF 92204A405   7,157,356 69,903 SH   SOLE 0 0 0 69,903
VANGUARD WORLD FD COMM SRVC ETF 92204A884   8,152,362 62,127 SH   SOLE 0 0 0 62,127
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   7,695,250 28,446 SH   SOLE 0 0 0 28,446
VANGUARD WORLD FD ENERGY ETF 92204A306   3,939,582 29,913 SH   SOLE 0 0 0 29,913
VANGUARD WORLD FD CONSUM STP ETF 92204A207   4,228,946 20,716 SH   SOLE 0 0 0 20,716
VENTYX BIOSCIENCES INC COM 92332V107   89,705 16,310 SH   SOLE 0 0 0 16,310
VERIZON COMMUNICATIONS INC COM 92343V104   226,710 5,403 SH   SOLE 0 0 0 5,403
VERTEX PHARMACEUTICALS INC COM 92532F100   1,810,819 4,332 SH   SOLE 0 0 0 4,332
VISA INC COM CL A 92826C839   622,105 2,229 SH   SOLE 0 0 0 2,229
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   303,098 34,056 SH   SOLE 0 0 0 34,056
WALMART INC COM 931142103   1,321,634 21,965 SH   SOLE 0 0 0 21,965
WEC ENERGY GROUP INC COM 92939U106   278,880 3,396 SH   SOLE 0 0 0 3,396
WELLS FARGO CO NEW COM 949746101   316,578 5,462 SH   SOLE 0 0 0 5,462
ZOETIS INC CL A 98978V103   424,717 2,510 SH   SOLE 0 0 0 2,510