The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101   3,154,729 30,013 SH   SOLE   0 0 30,013
ABBVIE INC COM COM 00287Y109   3,431,395 21,531 SH   SOLE   0 0 21,531
ALTRIA GROUP INC COM COM 02209S103   3,134,063 70,238 SH   SOLE   0 0 70,238
AMERICAN INTL GROUP INC COM COM 026874784   3,052,802 60,619 SH   SOLE   0 0 60,619
AT&T INC COM COM 00206R102   3,524,768 183,104 SH   SOLE   0 0 183,104
BANK OF AMERICA CORP COM COM 060505104   3,102,229 108,469 SH   SOLE   0 0 108,469
BRISTOL MYERS SQUIBB CO COM COM 110122108   3,106,792 44,824 SH   SOLE   0 0 44,824
BROADCOM INC COM 11135f101   4,057,004 6,323 SH   SOLE   0 0 6,323
CARDINAL HEALTH INC COM COM 14149Y108   3,419,535 45,291 SH   SOLE   0 0 45,291
CATERPILLAR INC COM COM 149123101   3,962,988 17,317 SH   SOLE   0 0 17,317
CHEVRON CORP NEW COM COM 166764100   3,306,951 20,268 SH   SOLE   0 0 20,268
CIGNA CORP COM COM 125523100   2,841,587 11,120 SH   SOLE   0 0 11,120
CISCO SYS INC COM COM 17275R102   3,766,461 72,050 SH   SOLE   0 0 72,050
CITIGROUP INC COM NEW COM 172967424   3,166,310 67,526 SH   SOLE   0 0 67,526
DOW INC COM COM 260557103   3,642,800 66,450 SH   SOLE   0 0 66,450
DUKE ENERGY CORP NEW COM NEW COM 26441C204   236,453 2,451 SH   SOLE   0 0 2,451
EASTMAN CHEMICAL CO COM COM 277432100   3,325,045 39,424 SH   SOLE   0 0 39,424
ELI LILLY & CO COM COM 532457108   455,374 1,326 SH   SOLE   0 0 1,326
EMERSON ELEC CO COM COM 291011104   3,467,207 39,788 SH   SOLE   0 0 39,788
EXXON MOBIL CORPORATION COM COM 30231G102   3,700,457 33,744 SH   SOLE   0 0 33,744
FRANKLIN RESOURCES INC COM COM 354613101   3,397,003 126,095 SH   SOLE   0 0 126,095
GENERAL DYNAMICS CORP COM COM 369550108   3,179,062 13,930 SH   SOLE   0 0 13,930
GILEAD SCIENCES INC COM COM 375558103   3,811,160 45,934 SH   SOLE   0 0 45,934
INTEL CORP COM COM 458140100   3,930,766 120,317 SH   SOLE   0 0 120,317
INTERNATIONAL PAPER CO COM COM 460146103   3,194,889 88,599 SH   SOLE   0 0 88,599
INTL BUSINESS MACHINES COM COM 459200101   3,227,228 24,618 SH   SOLE   0 0 24,618
JOHNSON & JOHNSON COM COM 478160104   3,413,067 22,019 SH   SOLE   0 0 22,019
JPMORGAN CHASE & CO COM COM 46625H100   3,539,175 27,159 SH   SOLE   0 0 27,159
KRAFT HEINZ CO COM COM 500754106   3,355,773 86,779 SH   SOLE   0 0 86,779
LEGGETT & PLATT INC COM COM 524660107   3,128,074 98,120 SH   SOLE   0 0 98,120
LOCKHEED MARTIN COM COM 539830109   3,429,655 7,254 SH   SOLE   0 0 7,254
MERCK & CO INC NEW COM COM 58933Y105   3,640,852 34,221 SH   SOLE   0 0 34,221
PACKAGING CORP AMER COM COM 695156109   3,579,548 25,783 SH   SOLE   0 0 25,783
PARAMOUNT GLOBAL COM 92556h206   4,050,961 181,576 SH   SOLE   0 0 181,576
PEPSICO INC COM COM 713448108   3,398,583 18,642 SH   SOLE   0 0 18,642
PFIZER INC COM COM 717081103   3,354,679 82,222 SH   SOLE   0 0 82,222
PHILIP MORRIS INTL COM COM 718172109   3,160,099 32,494 SH   SOLE   0 0 32,494
PHILLIPS 66 COM COM 718546104   3,801,505 37,497 SH   SOLE   0 0 37,497
PROCTER GAMBLE CO COM COM 742718109   3,422,533 23,017 SH   SOLE   0 0 23,017
PUBLIC SVC ENTERPRISE GROUP CO COM 744573106   268,535 4,300 SH   SOLE   0 0 4,300
RYDER SYSTEM INC COM COM 783549108   3,797,883 42,558 SH   SOLE   0 0 42,558
THE PNC FINANCIAL SERVICES GRO COM 693475105   2,954,472 23,245 SH   SOLE   0 0 23,245
TYSON FOODS INC CL A COM 902494103   3,078,842 51,902 SH   SOLE   0 0 51,902
US BANCORP COM (NEW) COM 902973304   2,974,302 82,504 SH   SOLE   0 0 82,504
V F CORP COM COM 918204108   3,022,370 131,923 SH   SOLE   0 0 131,923
VERIZON COMMUNICATIONS COM COM 92343V104   3,238,151 83,264 SH   SOLE   0 0 83,264
WALGREENS BOOTS ALLIANCE INC COM 931427108   3,185,358 92,115 SH   SOLE   0 0 92,115
XECHEM INTL INC COM 983895301   0 10,000 SH   SOLE   0 0 10,000
AMCOR PLC SPONSORED ADR g0250x107   6,165,907 541,819 SH   SOLE   0 0 541,819
ASTRAZENECA PLC SPONSORED ADR SPONSORED ADR 046353108   6,744,106 97,163 SH   SOLE   0 0 97,163
AXA SA SPONSORED ADR SPONSORED ADR 054536107   6,796,617 222,329 SH   SOLE   0 0 222,329
BAE SYSTEMS PLC SPONSORED ADR 05523R107   7,621,620 154,377 SH   SOLE   0 0 154,377
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR 05946K101   7,769,980 1,102,124 SH   SOLE   0 0 1,102,124
BAYER AG SPONSORED ADR 072730302   6,957,157 436,733 SH   SOLE   0 0 436,733
BNP PARIBAS SA SPONSORED ADR 05565A202   6,826,624 228,850 SH   SOLE   0 0 228,850
BP PLC SPONS ADR SPONSORED ADR 055622104   6,937,697 182,859 SH   SOLE   0 0 182,859
BRITISH AMERICAN TOBACCO PLC S SPONSORED ADR 110448107   5,571,556 158,643 SH   SOLE   0 0 158,643
DEUTSCHE POST AG SPONSORED ADR 25157y202   6,563,795 140,342 SH   SOLE   0 0 140,342
EATON CORP PLC SHS SPONSORED ADR G29183103   6,689,932 39,044 SH   SOLE   0 0 39,044
GSK PLC SPONSORED ADR 37733w204   6,387,400 179,522 SH   SOLE   0 0 179,522
LYONDELLBASELL INDUSTRIES NV SPONSORED ADR N53745100   6,595,497 70,247 SH   SOLE   0 0 70,247
MANULIFE FINL CORP COM SPONSORED ADR 56501R106   6,059,393 330,032 SH   SOLE   0 0 330,032
NESTLE S A SPONSORED ADR SPONSORED ADR 641069406   6,454,259 53,038 SH   SOLE   0 0 53,038
NOVARTIS A G SPONSORED ADR SPONSORED ADR 66987V109   6,556,193 71,262 SH   SOLE   0 0 71,262
POSCO SPONSORED ADR SPONSORED ADR 693483109   8,711,794 125,007 SH   SOLE   0 0 125,007
PRUDENTIAL PLC SPONSORED ADR 74435k204   7,093,817 259,466 SH   SOLE   0 0 259,466
ROCHE HOLDINGS LTD SPONSORED ADR 771195104   5,967,751 166,418 SH   SOLE   0 0 166,418
ROYAL BANK OF CANADA SPONSORED ADR 780087102   5,712,045 59,761 SH   SOLE   0 0 59,761
SANOFI SPONSORED ADR SPONSORED ADR 80105N105   7,299,647 134,135 SH   SOLE   0 0 134,135
SIEMENS A.G. ADR SPONSORED ADR 826197501   8,179,460 101,043 SH   SOLE   0 0 101,043
STELLANTIS NV SPONSORED ADR N82405106   7,472,295 410,791 SH   SOLE   0 0 410,791
TOTALENERGIES SE SPONSORED ADR 89151e109   6,456,301 109,336 SH   SOLE   0 0 109,336
TOYOTA MOTOR CORP ADR SPONSORED ADR 892331307   6,159,650 43,472 SH   SOLE   0 0 43,472
ALTRIUS GLOBAL DIVIDEND ETF 02072L656 02072L656   670,698 22,736 SH   SOLE   0 0 22,736
INVESCO BULLETSHARES 2025 HIGH 46138J817 46138J817   814,402 36,227 SH   SOLE   0 0 36,227
ISHARES AGGRES ALLOC ETF 464,289,859 464289859   262,460 4,127 SH   SOLE   0 0 4,127
ISHARES CORE S&P500 ETF 464,287,200 464287200   375,316 913 SH   SOLE   0 0 913
SPDR PORTFOLIO LARGE CAP ETF 78464A854 78464A854   904,642 18,788 SH   SOLE   0 0 18,788
SPDR PORTFOLIO MID CAP ETF 78464A847 78464A847   302,790 6,891 SH   SOLE   0 0 6,891
SPDR PORTFOLIO S&P 500 HIGH DI 78468R788 78468R788   520,296 13,692 SH   SOLE   0 0 13,692
SPDR PORTFOLIO WORLD EX US ETF 78463X889 78463X889   1,087,422 33,855 SH   SOLE   0 0 33,855
SPDR S&P 500 ETF TR TR UNIT 78462F103 78462F103   543,669 1,328 SH   SOLE   0 0 1,328
WISDOMTREE US AI ENHANCED VAL 97717W406 97717W406   541,526 5,907 SH   SOLE   0 0 5,907
WISDOMTREE INTERNATIONAL LARGE 97717W794 97717W794   965,896 20,683 SH   SOLE   0 0 20,683