The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM COM 023135106 1,593 463 SH   OTR   0 463 0
AMAZON COM INC COM COM 023135106 14,745 4,286 SH   SOLE   4,286 0 0
UNDER ARMOUR INC CL A COM 904311107 253 11,950 SH   SOLE   11,950 0 0
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 275 18,830 SH   SOLE   18,830 0 0
INVESCO QQQ TRUST ETF 46090E103 313 882 SH   SOLE   882 0 0
STARBUCKS CORP COM COM 855244109 561 5,017 SH   OTR   0 5,017 0
STARBUCKS CORP COM COM 855244109 10,297 92,091 SH   SOLE   92,091 0 0
OLD REP INTL CORP COM COM 680223104 1,837 73,748 SH   SOLE   73,748 0 0
ANTHEM INC COM COM 036752103 76 200 SH   OTR   0 200 0
ANTHEM INC COM COM 036752103 875 2,293 SH   SOLE   2,293 0 0
MONSTER BEVERAGE CORP NEW COM COM 61174X109 935 10,235 SH   SOLE   10,235 0 0
JOHNSON & JOHNSON COM COM 478160104 1,143 6,939 SH   OTR   0 6,939 0
JOHNSON & JOHNSON COM COM 478160104 15,082 91,549 SH   SOLE   91,549 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 1,379 6,191 SH   SOLE   6,191 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 52 131 SH   OTR   0 131 0
COSTCO WHSL CORP NEW COM COM 22160K105 2,624 6,632 SH   SOLE   6,632 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 19 350 SH   OTR   0 350 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 241 4,370 SH   SOLE   4,370 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 214 564 SH   OTR   0 564 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 7,277 19,173 SH   SOLE   19,173 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 24 600 SH   OTR   0 600 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 220 5,437 SH   SOLE   5,437 0 0
YUM BRANDS INC COM COM 988498101 7 60 SH   OTR   0 60 0
YUM BRANDS INC COM COM 988498101 427 3,712 SH   SOLE   3,712 0 0
PROCTER AND GAMBLE CO COM COM 742718109 135 1,004 SH   OTR   0 1,004 0
PROCTER AND GAMBLE CO COM COM 742718109 4,362 32,327 SH   SOLE   32,327 0 0
COCA COLA CO COM COM 191216100 196 3,625 SH   OTR   0 3,625 0
COCA COLA CO COM COM 191216100 2,329 43,048 SH   SOLE   43,048 0 0
GENERAL MLS INC COM COM 370334104 247 4,060 SH   SOLE   4,060 0 0
PPG INDS INC COM COM 693506107 30 175 SH   OTR   0 175 0
PPG INDS INC COM COM 693506107 187 1,100 SH   SOLE   1,100 0 0
TRUIST FINL CORP COM COM 89832Q109 154 2,767 SH   OTR   0 2,767 0
TRUIST FINL CORP COM COM 89832Q109 2,752 49,591 SH   SOLE   49,591 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 50 2,233 SH   OTR   0 2,233 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 397 17,806 SH   SOLE   17,806 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 394 1,894 SH   OTR   0 1,894 0
UNITED PARCEL SERVICE INC CL B COM 911312106 7,057 33,931 SH   SOLE   33,931 0 0
COHEN & STEERS REIT & PFD & IN COM CEF 19247X100 3,729 136,980 SH   SOLE   136,980 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 277 2,726 SH   SOLE   2,726 0 0
INTEL CORP COM COM 458140100 470 8,365 SH   OTR   0 8,365 0
INTEL CORP COM COM 458140100 10,533 187,623 SH   SOLE   187,623 0 0
MEDTRONIC PLC SHS COM G5960L103 480 3,863 SH   OTR   0 3,863 0
MEDTRONIC PLC SHS COM G5960L103 8,242 66,396 SH   SOLE   66,396 0 0
LAUDER ESTEE COS INC CL A COM 518439104 32 100 SH   OTR   0 100 0
LAUDER ESTEE COS INC CL A COM 518439104 6,293 19,783 SH   SOLE   19,783 0 0
MERCK & CO INC COM COM 58933Y105 233 2,996 SH   OTR   0 2,996 0
MERCK & CO INC COM COM 58933Y105 7,787 100,132 SH   SOLE   100,132 0 0
OSHKOSH CORP COM COM 688239201 511 4,100 SH   SOLE   4,100 0 0
SPDR S&P 500 ETF ETF 78462F103 2,093 4,890 SH   SOLE   4,890 0 0
MASTERCARD INCORPORATED CL A COM 57636Q104 15 41 SH   OTR   0 41 0
MASTERCARD INCORPORATED CL A COM 57636Q104 232 636 SH   SOLE   636 0 0
ILLINOIS TOOL WKS INC COM COM 452308109 41 184 SH   OTR   0 184 0
ILLINOIS TOOL WKS INC COM COM 452308109 997 4,459 SH   SOLE   4,459 0 0
STEEL DYNAMICS INC COM COM 858119100 209 3,500 SH   SOLE   3,500 0 0
EMERSON ELEC CO COM COM 291011104 19 200 SH   OTR   0 200 0
EMERSON ELEC CO COM COM 291011104 1,353 14,063 SH   SOLE   14,063 0 0
YUM CHINA HLDGS INC COM COM 98850P109 249 3,754 SH   SOLE   3,754 0 0
ALLSTATE CORP COM COM 020002101 91 700 SH   OTR   0 700 0
ALLSTATE CORP COM COM 020002101 1,660 12,723 SH   SOLE   12,723 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 143 747 SH   OTR   0 747 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 3,561 18,579 SH   SOLE   18,579 0 0
HORACE MANN EDUCATORS CORP NEW COM COM 440327104 359 9,600 SH   SOLE   9,600 0 0
CORNING INC COM COM 219350105 29 720 SH   OTR   0 720 0
CORNING INC COM COM 219350105 1,682 41,117 SH   SOLE   41,117 0 0
BANK NEW YORK MELLON CORP COM COM 064058100 368 7,187 SH   SOLE   7,187 0 0
INSIGHT SELECT INCOME FD COM CEF 45781W109 1,437 66,336 SH   SOLE   66,336 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 660 11,773 SH   OTR   0 11,773 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 14,053 250,809 SH   SOLE   250,809 0 0
UNUM GROUP COM COM 91529Y106 241 8,500 SH   SOLE   8,500 0 0
PEPSICO INC COM COM 713448108 1,207 8,144 SH   OTR   0 8,144 0
PEPSICO INC COM COM 713448108 15,497 104,590 SH   SOLE   104,590 0 0
KIMBERLY-CLARK CORP COM COM 494368103 124 930 SH   OTR   0 930 0
KIMBERLY-CLARK CORP COM COM 494368103 1,245 9,308 SH   SOLE   9,308 0 0
TE CONNECTIVITY LTD REG SHS COM H84989104 183 1,354 SH   OTR   0 1,354 0
TE CONNECTIVITY LTD REG SHS COM H84989104 204 1,508 SH   SOLE   1,508 0 0
HONEYWELL INTL INC COM COM 438516106 180 819 SH   OTR   0 819 0
HONEYWELL INTL INC COM COM 438516106 7,986 36,406 SH   SOLE   36,406 0 0
US BANCORP DEL COM NEW COM 902973304 228 4,000 SH   OTR   0 4,000 0
US BANCORP DEL COM NEW COM 902973304 283 4,976 SH   SOLE   4,976 0 0
BP PLC SPONSORED ADR ADR 055622104 15 576 SH   OTR   0 576 0
BP PLC SPONSORED ADR ADR 055622104 422 15,979 SH   SOLE   15,979 0 0
HOME DEPOT INC COM COM 437076102 400 1,255 SH   OTR   0 1,255 0
HOME DEPOT INC COM COM 437076102 8,781 27,536 SH   SOLE   27,536 0 0
BAXTER INTL INC COM COM 071813109 23 280 SH   OTR   0 280 0
BAXTER INTL INC COM COM 071813109 312 3,878 SH   SOLE   3,878 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 44 221 SH   OTR   0 221 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 2,045 10,294 SH   SOLE   10,294 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 51 657 SH   OTR   0 657 0
DUPONT DE NEMOURS INC COM COM 26614N102 177 2,281 SH   SOLE   2,281 0 0
SPDR GOLD SHARES ETF 78463V107 1,063 6,417 SH   OTR   0 6,417 0
SPDR GOLD SHARES ETF 78463V107 19,577 118,199 SH   SOLE   118,199 0 0
SOUTHERN CO COM COM 842587107 41 675 SH   OTR   0 675 0
SOUTHERN CO COM COM 842587107 801 13,239 SH   SOLE   13,239 0 0
BECTON DICKINSON & CO COM COM 075887109 348 1,431 SH   OTR   0 1,431 0
BECTON DICKINSON & CO COM COM 075887109 7,549 31,041 SH   SOLE   31,041 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 138 508 SH   OTR   0 508 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 1,936 7,132 SH   SOLE   7,132 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 372 5,323 SH   SOLE   5,323 0 0
TREX CO INC COM COM 89531P105 989 9,681 SH   SOLE   9,681 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 3,676 72,443 SH   SOLE   72,443 0 0
AON PLC SHS CL A COM G0403H108 4 18 SH   OTR   0 18 0
AON PLC SHS CL A COM G0403H108 202 844 SH   SOLE   844 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109 209 1,495 SH   OTR   0 1,495 0
GALLAGHER ARTHUR J & CO COM COM 363576109 7,399 52,820 SH   SOLE   52,820 0 0
TELEFLEX INCORPORATED COM COM 879369106 2,128 5,296 SH   SOLE   5,296 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 11 100 SH   OTR   0 100 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 321 2,845 SH   SOLE   2,845 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 884 3,180 SH   OTR   0 3,180 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 3,416 12,290 SH   SOLE   12,290 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 98 167 SH   OTR   0 167 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 990 1,690 SH   SOLE   1,690 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 895 10,815 SH   SOLE   10,815 0 0
ALPHABET INC CAP STK CL A COM 02079K305 374 153 SH   OTR   0 153 0
ALPHABET INC CAP STK CL A COM 02079K305 10,077 4,127 SH   SOLE   4,127 0 0
EASTMAN CHEM CO COM COM 277432100 37 320 SH   OTR   0 320 0
EASTMAN CHEM CO COM COM 277432100 340 2,911 SH   SOLE   2,911 0 0
CONSTELLATION BRANDS INC CL A COM 21036P108 1,764 7,542 SH   SOLE   7,542 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 1,091 18,647 SH   SOLE   18,647 0 0
NEWMONT CORP COM COM 651639106 1,427 22,512 SH   SOLE   22,512 0 0
CSX CORP COM COM 126408103 168 5,229 SH   OTR   0 5,229 0
CSX CORP COM COM 126408103 814 25,365 SH   SOLE   25,365 0 0
COMCAST CORP NEW CL A COM 20030N101 3,584 62,856 SH   SOLE   62,856 0 0
MICROSOFT CORP COM COM 594918104 5,889 21,737 SH   OTR   0 21,737 0
MICROSOFT CORP COM COM 594918104 27,937 103,125 SH   SOLE   103,125 0 0
VALERO ENERGY CORP COM COM 91913Y100 310 3,975 SH   SOLE   3,975 0 0
SCHLUMBERGER LTD COM STK COM 806857108 12 367 SH   OTR   0 367 0
SCHLUMBERGER LTD COM STK COM 806857108 630 19,683 SH   SOLE   19,683 0 0
CVS HEALTH CORP COM COM 126650100 254 3,049 SH   OTR   0 3,049 0
CVS HEALTH CORP COM COM 126650100 7,894 94,608 SH   SOLE   94,608 0 0
MASCO CORP COM COM 574599106 2,055 34,878 SH   SOLE   34,878 0 0
ARES CAPITAL CORP COM CEF 04010L103 23 1,195 SH   OTR   0 1,195 0
ARES CAPITAL CORP COM CEF 04010L103 2,125 108,481 SH   SOLE   108,481 0 0
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 7,535 18 SH   SOLE   18 0 0
BOEING CO COM COM 097023105 220 918 SH   SOLE   918 0 0
BOEING CO COM COM 097023105 287 1,198 SH   OTR   0 1,198 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 982 4,136 SH   SOLE   4,136 0 0
NEXTERA ENERGY INC COM COM 65339F101 60 819 SH   OTR   0 819 0
NEXTERA ENERGY INC COM COM 65339F101 7,258 99,042 SH   SOLE   99,042 0 0
NIKE INC CL B COM 654106103 299 1,936 SH   OTR   0 1,936 0
NIKE INC CL B COM 654106103 8,667 56,098 SH   SOLE   56,098 0 0
TESLA INC COM COM 88160R101 283 417 SH   SOLE   417 0 0
LINDE PLC SHS COM G5494J103 178 615 SH   OTR   0 615 0
LINDE PLC SHS COM G5494J103 1,820 6,295 SH   SOLE   6,295 0 0
ARCOSA INC COM COM 039653100 762 12,974 SH   SOLE   12,974 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 1,330 26,062 SH   SOLE   26,062 0 0
ATLANTIC UN BANKSHARES CORP COM COM 04911A107 1,203 33,206 SH   OTR   0 0 33,206
ATLANTIC UN BANKSHARES CORP COM COM 04911A107 7,871 217,306 SH   SOLE   12,871 0 204,435
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 127 3,450 SH   OTR   0 3,450 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 309 8,409 SH   SOLE   8,409 0 0
NORFOLK SOUTHN CORP COM COM 655844108 109 410 SH   OTR   0 410 0
NORFOLK SOUTHN CORP COM COM 655844108 4,048 15,252 SH   SOLE   15,252 0 0
UDR INC COM REIT 902653104 5 105 SH   OTR   0 105 0
UDR INC COM REIT 902653104 2,827 57,719 SH   SOLE   57,719 0 0
ALERIAN MLP ETF ETF 00162Q452 15 400 SH   OTR   0 400 0
ALERIAN MLP ETF ETF 00162Q452 601 16,510 SH   SOLE   16,510 0 0
BLACKROCK TAX MUNICPAL BD TR SHS CEF 09248X100 1,253 48,607 SH   SOLE   48,607 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101 1,054 63,825 SH   SOLE   63,825 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 148 2,900 SH   OTR   0 2,900 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 4,660 91,403 SH   SOLE   91,403 0 0
WELLTOWER INC COM REIT 95040Q104 880 10,590 SH   SOLE   10,590 0 0
DOW INC COM COM 260557103 102 1,614 SH   OTR   0 1,614 0
DOW INC COM COM 260557103 1,122 17,738 SH   SOLE   17,738 0 0
VANGUARD S&P 500 ETF ETF 922908363 450 1,144 SH   SOLE   1,144 0 0
AGREE RLTY CORP COM REIT 008492100 748 10,610 SH   SOLE   10,610 0 0
CONSOLIDATED EDISON INC COM COM 209115104 41 575 SH   OTR   0 575 0
CONSOLIDATED EDISON INC COM COM 209115104 217 3,026 SH   SOLE   3,026 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 2,526 16,772 SH   OTR   0 16,772 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 78,964 524,327 SH   SOLE   524,327 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 352 2,338 SH   SOLE   2,338 0 0
VANECK VECTORS GOLD MINERS ETF ETF 92189F106 629 18,510 SH   OTR   0 18,510 0
VANECK VECTORS GOLD MINERS ETF ETF 92189F106 10,846 319,192 SH   SOLE   319,192 0 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 36 1,700 SH   OTR   0 1,700 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 2,167 101,069 SH   SOLE   101,069 0 0
LILLY ELI & CO COM COM 532457108 224 974 SH   OTR   0 974 0
LILLY ELI & CO COM COM 532457108 3,766 16,410 SH   SOLE   16,410 0 0
AIR PRODS & CHEMS INC COM COM 009158106 367 1,276 SH   OTR   0 1,276 0
AIR PRODS & CHEMS INC COM COM 009158106 6,349 22,068 SH   SOLE   22,068 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 825 11,820 SH   OTR   0 11,820 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 3,094 44,319 SH   SOLE   44,319 0 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 21 800 SH   OTR   0 800 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 943 36,664 SH   SOLE   36,664 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 566 2,469 SH   SOLE   2,469 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 320 3,245 SH   OTR   0 3,245 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 6,467 65,504 SH   SOLE   65,504 0 0
DIGITAL RLTY TR INC COM REIT 253868103 400 2,659 SH   OTR   0 2,659 0
DIGITAL RLTY TR INC COM REIT 253868103 10,473 69,605 SH   SOLE   69,605 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 34 700 SH   OTR   0 700 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 820 16,864 SH   SOLE   16,864 0 0
AFLAC INC COM COM 001055102 32 600 SH   OTR   0 600 0
AFLAC INC COM COM 001055102 599 11,160 SH   SOLE   11,160 0 0
SYSCO CORP COM COM 871829107 47 600 SH   OTR   0 600 0
SYSCO CORP COM COM 871829107 167 2,146 SH   SOLE   2,146 0 0
EVERSOURCE ENERGY COM COM 30040W108 31 390 SH   OTR   0 390 0
EVERSOURCE ENERGY COM COM 30040W108 182 2,266 SH   SOLE   2,266 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 1,276 11,270 SH   OTR   0 11,270 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 19,156 169,226 SH   SOLE   169,226 0 0
MARATHON PETE CORP COM COM 56585A102 694 11,484 SH   SOLE   11,484 0 0
PREFERRED APT CMNTYS INC COM REIT 74039L103 12 1,200 SH   OTR   0 1,200 0
PREFERRED APT CMNTYS INC COM REIT 74039L103 1,207 123,775 SH   SOLE   123,775 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 1,236 5,230 SH   SOLE   5,230 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 214 2,825 SH   OTR   0 2,825 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 3,133 41,429 SH   SOLE   41,429 0 0
VISA INC COM CL A COM 92826C839 116 498 SH   OTR   0 498 0
VISA INC COM CL A COM 92826C839 2,520 10,778 SH   SOLE   10,778 0 0
KELLOGG CO COM COM 487836108 286 4,445 SH   SOLE   4,445 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 363 2,639 SH   SOLE   2,639 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 66 230 SH   OTR   0 230 0
VANGUARD GROWTH INDEX FUND ETF 922908736 493 1,718 SH   SOLE   1,718 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 271 10,198 SH   SOLE   10,198 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 19 90 SH   OTR   0 90 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 2,050 9,482 SH   SOLE   9,482 0 0
PHILLIPS 66 COM COM 718546104 151 1,765 SH   OTR   0 1,765 0
PHILLIPS 66 COM COM 718546104 5,394 62,853 SH   SOLE   62,853 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 14 53 SH   OTR   0 53 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 646 2,392 SH   SOLE   2,392 0 0
IRON MTN INC NEW COM REIT 46284V101 427 10,090 SH   SOLE   10,090 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 307 3,105 SH   SOLE   3,105 0 0
ROYCE VALUE TR INC COM CEF 780910105 30 1,600 SH   OTR   0 1,600 0
ROYCE VALUE TR INC COM CEF 780910105 3,914 206,300 SH   SOLE   206,300 0 0
GLADSTONE INVT CORP COM CEF 376546107 1,750 121,425 SH   SOLE   121,425 0 0
FACEBOOK INC CL A COM 30303M102 29 83 SH   OTR   0 83 0
FACEBOOK INC CL A COM 30303M102 5,074 14,593 SH   SOLE   14,593 0 0
INGREDION INC COM COM 457187102 91 1,000 SH   SOLE   1,000 0 0
INGREDION INC COM COM 457187102 1,267 14,000 SH   OTR   0 14,000 0
PALO ALTO NETWORKS INC COM COM 697435105 26 71 SH   OTR   0 71 0
PALO ALTO NETWORKS INC COM COM 697435105 5,419 14,605 SH   SOLE   14,605 0 0
MONDELEZ INTL INC CL A COM 609207105 394 6,307 SH   OTR   0 6,307 0
MONDELEZ INTL INC CL A COM 609207105 7,547 120,865 SH   SOLE   120,865 0 0
BROADCOM INC COM COM 11135F101 458 960 SH   OTR   0 960 0
BROADCOM INC COM COM 11135F101 6,909 14,490 SH   SOLE   14,490 0 0
MPLX LP COM UNIT REP LTD COM 55336V100 388 13,087 SH   SOLE   13,087 0 0
D R HORTON INC COM COM 23331A109 155 1,710 SH   OTR   0 1,710 0
D R HORTON INC COM COM 23331A109 4,443 49,169 SH   SOLE   49,169 0 0
METLIFE INC COM COM 59156R108 1,241 20,740 SH   SOLE   20,740 0 0
NEW YORK CMNTY BANCORP INC COM COM 649445103 149 13,534 SH   SOLE   13,534 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 295 3,238 SH   OTR   0 3,238 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 5,195 56,935 SH   SOLE   56,935 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW ADR 500472303 254 5,101 SH   SOLE   5,101 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 604 8,066 SH   SOLE   8,066 0 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 288 976 SH   OTR   0 976 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 8,512 28,876 SH   SOLE   28,876 0 0
SPDR MSCI ACWI EX-US ETF ETF 78463X848 235 7,777 SH   SOLE   7,777 0 0
NVIDIA CORPORATION COM COM 67066G104 23 29 SH   OTR   0 29 0
NVIDIA CORPORATION COM COM 67066G104 1,317 1,646 SH   SOLE   1,646 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 694 12,669 SH   SOLE   12,669 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 24 220 SH   OTR   0 220 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 306 2,773 SH   SOLE   2,773 0 0
CUMMINS INC COM COM 231021106 838 3,437 SH   SOLE   3,437 0 0
GENUINE PARTS CO COM COM 372460105 253 2,000 SH   OTR   0 2,000 0
GENUINE PARTS CO COM COM 372460105 4,358 34,456 SH   SOLE   34,456 0 0
ABBVIE INC COM COM 00287Y109 440 3,903 SH   OTR   0 3,903 0
ABBVIE INC COM COM 00287Y109 7,211 64,016 SH   SOLE   64,016 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 529 7,890 SH   SOLE   7,890 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 46 721 SH   OTR   0 721 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 1,078 17,010 SH   SOLE   17,010 0 0
OWENS & MINOR INC NEW COM COM 690732102 535 12,638 SH   SOLE   12,638 0 0
ZOETIS INC CL A COM 98978V103 13 69 SH   OTR   0 69 0
ZOETIS INC CL A COM 98978V103 2,076 11,139 SH   SOLE   11,139 0 0
MORGAN STANLEY EMERGING MKTS COM CEF 617477104 206 33,675 SH   SOLE   33,675 0 0
BLACKSTONE GROUP INC COM COM 09260D107 68 700 SH   OTR   0 700 0
BLACKSTONE GROUP INC COM COM 09260D107 666 6,855 SH   SOLE   6,855 0 0
JACOBS ENGR GROUP INC COM COM 469814107 99 743 SH   OTR   0 743 0
JACOBS ENGR GROUP INC COM COM 469814107 5,460 40,927 SH   SOLE   40,927 0 0
ZIMMER BIOMET HOLDINGS INC COM COM 98956P102 13 80 SH   OTR   0 80 0
ZIMMER BIOMET HOLDINGS INC COM COM 98956P102 1,170 7,274 SH   SOLE   7,274 0 0
STRYKER CORPORATION COM COM 863667101 16 60 SH   OTR   0 60 0
STRYKER CORPORATION COM COM 863667101 675 2,600 SH   SOLE   2,600 0 0
QUALCOMM INC COM COM 747525103 636 4,449 SH   OTR   0 4,449 0
QUALCOMM INC COM COM 747525103 11,460 80,179 SH   SOLE   80,179 0 0
GENERAL DYNAMICS CORP COM COM 369550108 15 80 SH   OTR   0 80 0
GENERAL DYNAMICS CORP COM COM 369550108 217 1,155 SH   SOLE   1,155 0 0
MCDONALDS CORP COM COM 580135101 476 2,062 SH   OTR   0 2,062 0
MCDONALDS CORP COM COM 580135101 9,359 40,515 SH   SOLE   40,515 0 0
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 1,080 9,100 SH   SOLE   9,100 0 0
CISCO SYS INC COM COM 17275R102 767 14,465 SH   OTR   0 14,465 0
CISCO SYS INC COM COM 17275R102 11,778 222,232 SH   SOLE   222,232 0 0
CAPITAL ONE FINL CORP COM COM 14040H105 607 3,922 SH   SOLE   3,922 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 2,438 30,767 SH   OTR   0 30,767 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 54,225 684,319 SH   SOLE   684,319 0 0
VANECK VECTORS JUNIOR GOLD MINERS ETF ETF 92189F791 432 9,245 SH   SOLE   9,245 0 0
AT&T INC COM COM 00206R102 273 9,474 SH   OTR   0 9,474 0
AT&T INC COM COM 00206R102 2,088 72,551 SH   SOLE   72,551 0 0
PHYSICIANS RLTY TR COM REIT 71943U104 554 29,975 SH   SOLE   29,975 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 314 3,810 SH   SOLE   3,810 0 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 36 2,000 SH   OTR   0 2,000 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 2,536 139,087 SH   SOLE   139,087 0 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 125 764 SH   OTR   0 764 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 573 3,499 SH   SOLE   3,499 0 0
GENERAL ELECTRIC CO COM COM 369604103 48 3,600 SH   OTR   0 3,600 0
GENERAL ELECTRIC CO COM COM 369604103 332 24,674 SH   SOLE   24,674 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 286 2,880 SH   SOLE   2,880 0 0
ROYCE GLOBAL VALUE TR INC COM CEF 78081T104 334 22,281 SH   SOLE   22,281 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 217 4,320 SH   SOLE   4,320 0 0
BRIXMOR PPTY GROUP INC COM REIT 11120U105 701 30,625 SH   SOLE   30,625 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 3,266 7,597 SH   SOLE   7,597 0 0
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF ETF 46138J700 747 35,406 SH   SOLE   35,406 0 0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF ETF 46138J882 816 37,797 SH   SOLE   37,797 0 0
WELLS FARGO CO NEW COM COM 949746101 255 5,636 SH   SOLE   5,636 0 0
UNION PAC CORP COM COM 907818108 507 2,305 SH   OTR   0 2,305 0
UNION PAC CORP COM COM 907818108 1,055 4,799 SH   SOLE   4,799 0 0
ECOLAB INC COM COM 278865100 1,622 7,874 SH   SOLE   7,874 0 0
CARMAX INC COM COM 143130102 10 80 SH   OTR   0 80 0
CARMAX INC COM COM 143130102 446 3,455 SH   SOLE   3,455 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 569 14,458 SH   SOLE   14,458 0 0
SALESFORCE COM INC COM COM 79466L302 90 368 SH   OTR   0 368 0
SALESFORCE COM INC COM COM 79466L302 1,658 6,789 SH   SOLE   6,789 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 3,114 20,799 SH   SOLE   20,799 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 57 158 SH   OTR   0 158 0
NORTHROP GRUMMAN CORP COM COM 666807102 600 1,650 SH   SOLE   1,650 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 72 143 SH   OTR   0 143 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 4,340 8,603 SH   SOLE   8,603 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 603 4,290 SH   SOLE   4,290 0 0
LOCKHEED MARTIN CORP COM COM 539830109 354 936 SH   OTR   0 936 0
LOCKHEED MARTIN CORP COM COM 539830109 4,487 11,860 SH   SOLE   11,860 0 0
ONE LIBERTY PPTYS INC COM REIT 682406103 256 9,020 SH   SOLE   9,020 0 0
JPMORGAN CHASE & CO COM COM 46625H100 908 5,835 SH   OTR   0 5,835 0
JPMORGAN CHASE & CO COM COM 46625H100 19,363 124,490 SH   SOLE   124,490 0 0
HARTFORD FINL SVCS GROUP INC COM COM 416515104 1,604 25,891 SH   SOLE   25,891 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 394 6,504 SH   SOLE   6,504 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 57 1,250 SH   OTR   0 1,250 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 1,783 39,185 SH   SOLE   39,185 0 0
CHEVRON CORP NEW COM COM 166764100 606 5,787 SH   OTR   0 5,787 0
CHEVRON CORP NEW COM COM 166764100 9,194 87,779 SH   SOLE   87,779 0 0
ALBEMARLE CORP COM COM 012653101 70 416 SH   OTR   0 416 0
ALBEMARLE CORP COM COM 012653101 387 2,296 SH   SOLE   2,296 0 0
MARKEL CORP COM COM 570535104 761 641 SH   SOLE   641 0 0
DANAHER CORPORATION COM COM 235851102 247 921 SH   OTR   0 921 0
DANAHER CORPORATION COM COM 235851102 2,669 9,944 SH   SOLE   9,944 0 0
TJX COS INC NEW COM COM 872540109 1 19 SH   OTR   0 19 0
TJX COS INC NEW COM COM 872540109 1,398 20,740 SH   SOLE   20,740 0 0
BK OF AMERICA CORP COM COM 060505104 306 7,423 SH   OTR   0 7,423 0
BK OF AMERICA CORP COM COM 060505104 4,958 120,248 SH   SOLE   120,248 0 0
WALMART INC COM COM 931142103 132 939 SH   OTR   0 939 0
WALMART INC COM COM 931142103 1,022 7,248 SH   SOLE   7,248 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 583 3,980 SH   OTR   0 3,980 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 1,966 13,414 SH   SOLE   13,414 0 0
ORACLE CORP COM COM 68389X105 102 1,306 SH   OTR   0 1,306 0
ORACLE CORP COM COM 68389X105 5,175 66,486 SH   SOLE   66,486 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 359 4,207 SH   OTR   0 4,207 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 8,295 97,234 SH   SOLE   97,234 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 798 14,690 SH   SOLE   14,690 0 0
TEXAS INSTRS INC COM COM 882508104 243 1,262 SH   OTR   0 1,262 0
TEXAS INSTRS INC COM COM 882508104 3,018 15,694 SH   SOLE   15,694 0 0
TARGET CORP COM COM 87612E106 192 795 SH   OTR   0 795 0
TARGET CORP COM COM 87612E106 3,625 14,995 SH   SOLE   14,995 0 0
PFIZER INC COM COM 717081103 342 8,735 SH   OTR   0 8,735 0
PFIZER INC COM COM 717081103 5,117 130,659 SH   SOLE   130,659 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 38 280 SH   OTR   0 280 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 203 1,514 SH   SOLE   1,514 0 0
3M CO COM COM 88579Y101 58 290 SH   OTR   0 290 0
3M CO COM COM 88579Y101 1,081 5,444 SH   SOLE   5,444 0 0
KLA CORP COM NEW COM 482480100 226 698 SH   OTR   0 698 0
KLA CORP COM NEW COM 482480100 10,507 32,408 SH   SOLE   32,408 0 0
HP INC COM COM 40434L105 30 1,000 SH   OTR   0 1,000 0
HP INC COM COM 40434L105 1,860 61,618 SH   SOLE   61,618 0 0
GILEAD SCIENCES INC COM COM 375558103 66 955 SH   OTR   0 955 0
GILEAD SCIENCES INC COM COM 375558103 529 7,676 SH   SOLE   7,676 0 0
CATERPILLAR INC COM COM 149123101 45 208 SH   OTR   0 208 0
CATERPILLAR INC COM COM 149123101 2,835 13,026 SH   SOLE   13,026 0 0
ALPHABET INC CAP STK CL C COM 02079K107 115 46 SH   OTR   0 46 0
ALPHABET INC CAP STK CL C COM 02079K107 2,732 1,090 SH   SOLE   1,090 0 0
AMERICAN EXPRESS CO COM COM 025816109 344 2,083 SH   OTR   0 2,083 0
AMERICAN EXPRESS CO COM COM 025816109 8,721 52,778 SH   SOLE   52,778 0 0
AMGEN INC COM COM 031162100 55 225 SH   OTR   0 225 0
AMGEN INC COM COM 031162100 819 3,358 SH   SOLE   3,358 0 0
OTIS WORLDWIDE CORP COM COM 68902V107 29 350 SH   OTR   0 350 0
OTIS WORLDWIDE CORP COM COM 68902V107 747 9,132 SH   SOLE   9,132 0 0
CITY OFFICE REIT INC COM REIT 178587101 134 10,800 SH   SOLE   10,800 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 217 1,399 SH   SOLE   1,399 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 308 2,673 SH   SOLE   2,673 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 379 7,516 SH   SOLE   7,516 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 469 9,321 SH   SOLE   9,321 0 0
EATON CORP PLC SHS COM G29183103 106 717 SH   OTR   0 717 0
EATON CORP PLC SHS COM G29183103 6,071 40,971 SH   SOLE   40,971 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 58 720 SH   OTR   0 720 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 258 3,188 SH   SOLE   3,188 0 0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 298 2,574 SH   SOLE   2,574 0 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 50 2,289 SH   OTR   0 2,289 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 906 41,715 SH   SOLE   41,715 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 50 2,249 SH   OTR   0 2,249 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 885 39,893 SH   SOLE   39,893 0 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 19 400 SH   OTR   0 400 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 268 5,725 SH   SOLE   5,725 0 0
PHILIP MORRIS INTL INC COM COM 718172109 453 4,570 SH   OTR   0 4,570 0
PHILIP MORRIS INTL INC COM COM 718172109 8,121 81,938 SH   SOLE   81,938 0 0
PARKER-HANNIFIN CORP COM COM 701094104 378 1,232 SH   OTR   0 1,232 0
PARKER-HANNIFIN CORP COM COM 701094104 6,877 22,394 SH   SOLE   22,394 0 0
TRINITY INDS INC COM COM 896522109 861 32,022 SH   SOLE   32,022 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 305 1,601 SH   OTR   0 1,601 0
PNC FINL SVCS GROUP INC COM COM 693475105 1,829 9,586 SH   SOLE   9,586 0 0
GRAHAM HLDGS CO COM CL B COM 384637104 342 540 SH   SOLE   540 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 132 1,976 SH   OTR   0 1,976 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 3,598 53,839 SH   SOLE   53,839 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 265 1,034 SH   SOLE   1,034 0 0
ALTRIA GROUP INC COM COM 02209S103 73 1,525 SH   OTR   0 1,525 0
ALTRIA GROUP INC COM COM 02209S103 1,294 27,146 SH   SOLE   27,146 0 0
DOMINION ENERGY INC COM COM 25746U109 1,082 14,701 SH   OTR   0 14,701 0
DOMINION ENERGY INC COM COM 25746U109 13,155 178,808 SH   SOLE   178,808 0 0
EXXON MOBIL CORP COM COM 30231G102 451 7,144 SH   OTR   0 7,144 0
EXXON MOBIL CORP COM COM 30231G102 2,760 43,751 SH   SOLE   43,751 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 430 1,075 SH   OTR   0 1,075 0
UNITEDHEALTH GROUP INC COM COM 91324P102 12,205 30,479 SH   SOLE   30,479 0 0
TRAVELERS COMPANIES INC COM COM 89417E109 124 826 SH   OTR   0 826 0
TRAVELERS COMPANIES INC COM COM 89417E109 1,013 6,768 SH   SOLE   6,768 0 0
LOWES COS INC COM COM 548661107 1,118 5,762 SH   OTR   0 5,762 0
LOWES COS INC COM COM 548661107 13,050 67,280 SH   SOLE   67,280 0 0
LINCOLN NATL CORP IND COM COM 534187109 1,534 24,417 SH   SOLE   24,417 0 0
DEERE & CO COM COM 244199105 53 150 SH   OTR   0 150 0
DEERE & CO COM COM 244199105 328 930 SH   SOLE   930 0 0
COLGATE PALMOLIVE CO COM COM 194162103 5 65 SH   OTR   0 65 0
COLGATE PALMOLIVE CO COM COM 194162103 1,069 13,137 SH   SOLE   13,137 0 0
SPROTT PHYSICAL GOLD & SILVER TR UNIT CEF 85208R101 663 35,500 SH   SOLE   35,500 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 318 5,034 SH   OTR   0 5,034 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 8,244 130,383 SH   SOLE   130,383 0 0
CABLE ONE INC COM COM 12685J105 648 339 SH   SOLE   339 0 0
WESTROCK CO COM COM 96145D105 16 300 SH   OTR   0 300 0
WESTROCK CO COM COM 96145D105 240 4,505 SH   SOLE   4,505 0 0
PAYPAL HLDGS INC COM COM 70450Y103 139 476 SH   OTR   0 476 0
PAYPAL HLDGS INC COM COM 70450Y103 775 2,658 SH   SOLE   2,658 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 705 3,613 SH   OTR   0 3,613 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 11,233 57,575 SH   SOLE   57,575 0 0
BLACKROCK INC COM COM 09247X101 3,808 4,352 SH   SOLE   4,352 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 36 135 SH   OTR   0 135 0
ISHARES S&P MIDCAP FUND ETF 464287507 440 1,638 SH   SOLE   1,638 0 0
ISHARES MSCI EAFE ETF ETF 464287465 16 200 SH   OTR   0 200 0
ISHARES MSCI EAFE ETF ETF 464287465 676 8,572 SH   SOLE   8,572 0 0
APPLE INC COM COM 037833100 2,281 16,654 SH   OTR   0 16,654 0
APPLE INC COM COM 037833100 39,981 291,918 SH   SOLE   291,918 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 20 500 SH   OTR   0 500 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 230 5,771 SH   SOLE   5,771 0 0
ABBOTT LABS COM COM 002824100 759 6,545 SH   OTR   0 6,545 0
ABBOTT LABS COM COM 002824100 13,927 120,130 SH   SOLE   120,130 0 0
DISNEY WALT CO COM COM 254687106 506 2,876 SH   OTR   0 2,876 0
DISNEY WALT CO COM COM 254687106 12,313 70,052 SH   SOLE   70,052 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 423 1,747 SH   SOLE   1,747 0 0
MARSH & MCLENNAN COS INC COM COM 571748102 7 53 SH   OTR   0 53 0
MARSH & MCLENNAN COS INC COM COM 571748102 567 4,028 SH   SOLE   4,028 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,712 10,796 SH   SOLE   10,796 0 0