The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100 962 5,177 SH   SOLE   0 0 5,177
APPLE INC COM 037833100 907 5,840 SH   SOLE   0 0 5,840
APPLIED MATLS INC COM 038222105 1,040 19,838 SH   SOLE   0 0 19,838
BAKER HUGHES INC COM 057224107 2,260 61,879 SH   SOLE   0 0 61,879
BANK AMER CORP COM 060505104 1,019 38,888 SH   SOLE   0 0 38,888
BAXTER INTL INC COM 071813109 923 14,679 SH   SOLE   0 0 14,679
BOEING CO COM 097023105 3,834 14,828 SH   SOLE   0 0 14,828
CNA FINL CORP COM 126117100 838 16,604 SH   SOLE   0 0 16,604
CVS HEALTH CORP COM 126650100 883 11,484 SH   SOLE   0 0 11,484
CERNER CORP COM 156782104 990 13,840 SH   SOLE   0 0 13,840
CHEVRON CORP NEW COM 166764100 2,459 21,013 SH   SOLE   0 0 21,013
COCA COLA CO COM 191216100 3,762 82,705 SH   SOLE   0 0 82,705
DANAHER CORP DEL COM 235851102 2,665 30,417 SH   SOLE   0 0 30,417
DEERE & CO COM 244199105 920 7,179 SH   SOLE   0 0 7,179
DISNEY WALT CO COM DISNEY 254687106 2,091 20,894 SH   SOLE   0 0 20,894
DOLLAR TREE INC COM 256746108 2,843 31,792 SH   SOLE   0 0 31,792
DOMTAR CORP COM NEW 257559203 1,000 23,698 SH   SOLE   0 0 23,698
DUKE REALTY CORP COM NEW 264411505 899 30,977 SH   SOLE   0 0 30,977
EBAY INC COM 278642103 978 25,196 SH   SOLE   0 0 25,196
ECOLAB INC COM 278865100 1,915 14,508 SH   SOLE   0 0 14,508
ELECTRONIC ARTS INC COM 285512109 1,391 11,586 SH   SOLE   0 0 11,586
FIFTH THIRD BANCORP COM 316773100 2,509 88,990 SH   SOLE   0 0 88,990
GENERAL DYNAMICS CORP COM 369550108 4,306 20,252 SH   SOLE   0 0 20,252
GILEAD SCIENCES INC COM 375558103 998 12,147 SH   SOLE   0 0 12,147
GOODYEAR TIRE & RUBR CO COM 382550101 903 27,548 SH   SOLE   0 0 27,548
HARTFORD FINL SVCS GROUP INC COM 416515104 4,370 78,569 SH   SOLE   0 0 78,569
HUMANA INC COM 444859102 840 3,403 SH   SOLE   0 0 3,403
INTEL CORP COM 458140100 2,716 68,538 SH   SOLE   0 0 68,538
INTERNATIONAL BUSINESS MACHS COM 459200101 3,709 25,319 SH   SOLE   0 0 25,319
ISHARES CNTRY MIN VL ETF 464286525 8,944 109,406 SH   SOLE   0 0 109,406
ISHARES TR TIPS BD ETF 464287176 1,659 14,629 SH   SOLE   0 0 14,629
ISHARES TR CORE S&P500 ETF 464287200 104,829 409,314 SH   SOLE   0 0 409,314
ISHARES TR MSCI EMG MKT ETF 464287234 247 5,409 SH   SOLE   0 0 5,409
ISHARES TR IBOXX INV CP ETF 464287242 37,102 306,754 SH   SOLE   0 0 306,754
ISHARES INTL TREA BD ETF 464288117 6,716 137,864 SH   SOLE   0 0 137,864
ISHARES TR NATIONAL MUN ETF 464288414 1,879 16,971 SH   SOLE   0 0 16,971
JOHNSON & JOHNSON COM 478160104 3,383 25,396 SH   SOLE   0 0 25,396
KLA-TENCOR CORP COM 482480100 1,395 13,612 SH   SOLE   0 0 13,612
KIMBERLY CLARK CORP COM 494368103 823 7,129 SH   SOLE   0 0 7,129
LAS VEGAS SANDS CORP COM 517834107 924 14,382 SH   SOLE   0 0 14,382
LEAR CORP COM NEW 521865204 2,231 12,838 SH   SOLE   0 0 12,838
LILLY ELI & CO COM 532457108 929 10,670 SH   SOLE   0 0 10,670
MCDONALDS CORP COM 580135101 2,308 14,463 SH   SOLE   0 0 14,463
METTLER TOLEDO INTERNATIONAL COM 592688105 3,757 5,818 SH   SOLE   0 0 5,818
MICROSOFT CORP COM 594918104 2,981 39,223 SH   SOLE   0 0 39,223
NUCOR CORP COM 670346105 859 15,306 SH   SOLE   0 0 15,306
OLD REP INTL CORP COM 680223104 1,548 78,963 SH   SOLE   0 0 78,963
PAYCHEX INC COM 704326107 4,278 67,236 SH   SOLE   0 0 67,236
PEPSICO INC COM 713448108 1,670 15,128 SH   SOLE   0 0 15,128
PROCTER & GAMBLE CO COM 742718109 4,894 53,010 SH   SOLE   0 0 53,010
REPUBLIC SVCS INC COM 760759100 4,314 68,276 SH   SOLE   0 0 68,276
SCHEIN HENRY INC COM 806407102 817 10,091 SH   SOLE   0 0 10,091
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 40,317 663,001 SH   SOLE   0 0 663,001
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 108,070 2,061,234 SH   SOLE   0 0 2,061,234
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9,524 187,932 SH   SOLE   0 0 187,932
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 45,815 672,090 SH   SOLE   0 0 672,090
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 41,970 1,534,016 SH   SOLE   0 0 1,534,016
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 89,124 2,663,572 SH   SOLE   0 0 2,663,572
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 78,496 1,503,750 SH   SOLE   0 0 1,503,750
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 9,193 170,992 SH   SOLE   0 0 170,992
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 13,862 275,479 SH   SOLE   0 0 275,479
SCHWAB STRATEGIC TR US TIPS ETF 808524870 24,409 442,759 SH   SOLE   0 0 442,759
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 52,141 1,456,446 SH   SOLE   0 0 1,456,446
SOUTHERN CO COM 842587107 894 18,024 SH   SOLE   0 0 18,024
T MOBILE US INC COM 872590104 819 13,126 SH   SOLE   0 0 13,126
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1,018 9,492 SH   SOLE   0 0 9,492
TELEFLEX INC COM 879369106 955 3,881 SH   SOLE   0 0 3,881
TORO CO COM 891092108 2,007 32,064 SH   SOLE   0 0 32,064
TRIPADVISOR INC COM 896945201 927 22,275 SH   SOLE   0 0 22,275
TYSON FOODS INC CL A 902494103 961 13,602 SH   SOLE   0 0 13,602
UBS AG JERSEY BRH CMCI ETN 38 902641778 15,107 1,060,851 SH   SOLE   0 0 1,060,851
UNITED STATES STL CORP NEW COM 912909108 949 36,420 SH   SOLE   0 0 36,420
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,476 48,720 SH   SOLE   0 0 48,720
WAL-MART STORES INC COM 931142103 2,241 28,362 SH   SOLE   0 0 28,362
WESTERN DIGITAL CORP COM 958102105 1,077 12,850 SH   SOLE   0 0 12,850
XILINX INC COM 983919101 1,658 23,018 SH   SOLE   0 0 23,018
AT&T INC COM 00206R102 1,000 25,920 SH   SOLE   0 0 25,920
ACTIVISION BLIZZARD INC COM 00507V109 2,274 35,958 SH   SOLE   0 0 35,958
ADOBE SYS INC COM 00724F101 1,292 8,550 SH   SOLE   0 0 8,550
AETNA INC NEW COM 00817Y108 939 5,820 SH   SOLE   0 0 5,820
ALTRIA GROUP INC COM 02209S103 1,693 27,058 SH   SOLE   0 0 27,058
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 13,611 588,932 SH   SOLE   0 0 588,932
CAPITAL ONE FINL CORP COM 14040H105 4,255 48,883 SH   SOLE   0 0 48,883
CENTENE CORP DEL COM 15135B101 1,029 10,503 SH   SOLE   0 0 10,503
CENTERPOINT ENERGY INC COM 15189T107 885 30,627 SH   SOLE   0 0 30,627
CHARTER COMMUNICATIONS INC N CL A 16119P108 1,241 3,378 SH   SOLE   0 0 3,378
CISCO SYS INC COM 17275R102 3,323 98,455 SH   SOLE   0 0 98,455
DUKE ENERGY CORP NEW COM NEW 26441C204 2,381 28,128 SH   SOLE   0 0 28,128
EPR PPTYS COM SH BEN INT 26884U109 899 12,802 SH   SOLE   0 0 12,802
ETFS PRECIOUS METALS BASKET PHYS PM BSKT 26922W109 6,732 106,494 SH   SOLE   0 0 106,494
EDWARDS LIFESCIENCES CORP COM 28176E108 2,150 19,291 SH   SOLE   0 0 19,291
EXXON MOBIL CORP COM 30231G102 5,472 66,969 SH   SOLE   0 0 66,969
FACEBOOK INC CL A 30303M102 1,999 11,607 SH   SOLE   0 0 11,607
FIRST TR VALUE LINE DIVID IN SHS 33734H106 10,879 362,991 SH   SOLE   0 0 362,991
IAC INTERACTIVECORP COM 44919P508 1,004 8,211 SH   SOLE   0 0 8,211
IDEXX LABS INC COM 45168D104 869 5,465 SH   SOLE   0 0 5,465
INTUITIVE SURGICAL INC COM NEW 46120E602 2,524 6,983 SH   SOLE   0 0 6,983
ISHARES TR MSCI USAMOMFCT 46432F396 54,836 564,799 SH   SOLE   0 0 564,799
JPMORGAN CHASE & CO COM 46625H100 2,005 20,684 SH   SOLE   0 0 20,684
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 45,855 792,923 SH   SOLE   0 0 792,923
MANPOWERGROUP INC COM 56418H100 1,014 8,303 SH   SOLE   0 0 8,303
MARATHON PETE CORP COM 56585A102 2,378 42,451 SH   SOLE   0 0 42,451
MASTERCARD INC CL A 57636Q104 948 6,602 SH   SOLE   0 0 6,602
MAXIM INTEGRATED PRODS INC COM 57772K101 938 19,309 SH   SOLE   0 0 19,309
MERCK & CO INC COM 58933Y105 2,125 32,923 SH   SOLE   0 0 32,923
MICHAELS COS INC COM 59408Q106 1,235 57,991 SH   SOLE   0 0 57,991
NEWS CORP NEW CL A 65249B109 2,637 198,445 SH   SOLE   0 0 198,445
NISOURCE INC COM 65473P105 1,485 57,720 SH   SOLE   0 0 57,720
NVIDIA CORP COM 67066G104 951 5,247 SH   SOLE   0 0 5,247
POWERSHARES ETF TRUST DWA MOMENTUM PTF 73935X153 13,469 271,004 SH   SOLE   0 0 271,004
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 7,398 58,213 SH   SOLE   0 0 58,213
POWERSHARES ETF TR II S&P600 LOVL PT 73937B639 15,313 328,809 SH   SOLE   0 0 328,809
POWERSHARES ETF TR II EM MRK LOW VOL 73937B662 39,682 1,619,687 SH   SOLE   0 0 1,619,687
POWERSHARES ETF TR II INTL DEV LOWVL 73937B688 5,425 163,711 SH   SOLE   0 0 163,711
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 26,455 572,868 SH   SOLE   0 0 572,868
PRAXAIR INC COM 74005P104 913 6,433 SH   SOLE   0 0 6,433
PRICE T ROWE GROUP INC COM 74144T108 3,348 36,497 SH   SOLE   0 0 36,497
PRINCIPAL FINL GROUP INC COM 74251V102 880 13,208 SH   SOLE   0 0 13,208
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 12,392 128,430 SH   SOLE   0 0 128,430
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 10,043 293,403 SH   SOLE   0 0 293,403
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 41,200 322,305 SH   SOLE   0 0 322,305
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 6,518 220,651 SH   SOLE   0 0 220,651
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 6,442 173,264 SH   SOLE   0 0 173,264
SALESFORCE COM INC COM 79466L302 4,433 46,020 SH   SOLE   0 0 46,020
SYNCHRONY FINL COM 87165B103 1,305 41,691 SH   SOLE   0 0 41,691
3M CO COM 88579Y101 872 4,028 SH   SOLE   0 0 4,028
ULTA SALON COSMETCS & FRAG I COM 90384S303 784 3,567 SH   SOLE   0 0 3,567
UNITEDHEALTH GROUP INC COM 91324P102 859 4,336 SH   SOLE   0 0 4,336
VALERO ENERGY CORP NEW COM 91913Y100 1,421 18,400 SH   SOLE   0 0 18,400
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 20,593 390,542 SH   SOLE   0 0 390,542
VERTEX PHARMACEUTICALS INC COM 92532F100 887 5,716 SH   SOLE   0 0 5,716
WESCO INTL INC COM 95082P105 972 16,728 SH   SOLE   0 0 16,728
ALLERGAN PLC SHS G0177J108 702 3,396 SH   SOLE   0 0 3,396
EVEREST RE GROUP LTD COM G3223R108 698 3,101 SH   SOLE   0 0 3,101
GARMIN LTD SHS H2906T109 879 16,329 SH   SOLE   0 0 16,329
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,285 23,099 SH   SOLE   0 0 23,099