The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 214 4,088 SH   SOLE   0 0 4,088
ABERDEEN STD INVTS ETFS BBRG ALL COMD K1 003261104 312 13,986 SH   SOLE   0 0 13,986
AIR PRODS & CHEMS INC COM 009158106 801 3,688 SH   SOLE   0 0 3,688
ALEXION PHARMACEUTICALS INC COM 015351109 1,386 13,959 SH   SOLE   0 0 13,959
AMAZON COM INC COM 023135106 6,657 3,844 SH   SOLE   0 0 3,844
AMGEN INC COM 031162100 2,998 14,928 SH   SOLE   0 0 14,928
APPLE INC COM 037833100 13,720 58,085 SH   SOLE   0 0 58,085
ARCHER DANIELS MIDLAND CO COM 039483102 2,493 61,611 SH   SOLE   0 0 61,611
AUTOZONE INC COM 053332102 876 807 SH   SOLE   0 0 807
BANK AMER CORP COM 060505104 3,631 125,602 SH   SOLE   0 0 125,602
BOEING CO COM 097023105 2,067 5,512 SH   SOLE   0 0 5,512
CIGNA CORPORATION COM 125509109 1,069 7,013 SH   SOLE   0 0 7,013
CNA FINL CORP COM 126117100 1,153 24,319 SH   SOLE   0 0 24,319
CVS HEALTH CORP COM 126650100 1,163 18,473 SH   SOLE   0 0 18,473
CHEVRON CORP NEW COM 166764100 1,946 16,753 SH   SOLE   0 0 16,753
CITIGROUP INC COM NEW 172967424 2,847 40,611 SH   SOLE   0 0 40,611
COCA COLA CO COM 191216100 4,753 89,167 SH   SOLE   0 0 89,167
COLGATE PALMOLIVE CO COM 194162103 1,134 16,087 SH   SOLE   0 0 16,087
CUMMINS INC COM 231021106 1,768 10,860 SH   SOLE   0 0 10,860
DARDEN RESTAURANTS INC COM 237194105 1,019 9,013 SH   SOLE   0 0 9,013
DISNEY WALT CO COM DISNEY 254687106 3,338 25,676 SH   SOLE   0 0 25,676
DU PONT E I DE NEMOURS & CO COM 263534109 1,800 27,627 SH   SOLE   0 0 27,627
ESSEX PPTY TR INC COM 297178105 3,376 10,324 SH   SOLE   0 0 10,324
EURONET WORLDWIDE INC COM 298736109 1,517 10,338 SH   SOLE   0 0 10,338
FAIR ISAAC CORP COM 303250104 1,094 3,539 SH   SOLE   0 0 3,539
FIDELITY TOTAL BD ETF 316188309 217 4,192 SH   SOLE   0 0 4,192
GENERAL ELECTRIC CO COM 369604103 141 16,071 SH   SOLE   0 0 16,071
GRAINGER W W INC COM 384802104 1,176 3,854 SH   SOLE   0 0 3,854
HANOVER INS GROUP INC COM 410867105 1,368 10,153 SH   SOLE   0 0 10,153
HEICO CORP NEW COM 422806109 937 7,652 SH   SOLE   0 0 7,652
HOME DEPOT INC COM 437076102 4,382 18,672 SH   SOLE   0 0 18,672
HONEYWELL INTL INC COM 438516106 3,039 18,583 SH   SOLE   0 0 18,583
HUDSON PAC PPTYS INC COM 444097109 2,089 62,681 SH   SOLE   0 0 62,681
HUMANA INC COM 444859102 969 3,640 SH   SOLE   0 0 3,640
INTEL CORP COM 458140100 1,656 31,801 SH   SOLE   0 0 31,801
INTERNATIONAL BUSINESS MACHS COM 459200101 2,124 14,878 SH   SOLE   0 0 14,878
ISHARES INC JP MORGAN EM ETF 464286517 2,746 60,733 SH   SOLE   0 0 60,733
ISHARES INC MIN VOL GBL ETF 464286525 2,984 31,512 SH   SOLE   0 0 31,512
ISHARES INC MIN VOL EMRG MKT 464286533 2,014 34,880 SH   SOLE   0 0 34,880
ISHARES TR MRNGSTR LG-CP ET 464287127 654 3,885 SH   SOLE   0 0 3,885
ISHARES TR CORE S&P TTL STK 464287150 1,595 23,814 SH   SOLE   0 0 23,814
ISHARES TR TIPS BD ETF 464287176 1,636 14,132 SH   SOLE   0 0 14,132
ISHARES TR CORE S&P500 ETF 464287200 229,600 770,550 SH   SOLE   0 0 770,550
ISHARES TR CORE US AGGBD ET 464287226 8,415 74,618 SH   SOLE   0 0 74,618
ISHARES TR IBOXX INV CP ETF 464287242 46,703 368,435 SH   SOLE   0 0 368,435
ISHARES TR S&P 500 VAL ETF 464287408 2,034 17,114 SH   SOLE   0 0 17,114
ISHARES TR 1 3 YR TREAS BD 464287457 1,126 13,281 SH   SOLE   0 0 13,281
ISHARES TR MSCI EAFE ETF 464287465 238 3,637 SH   SOLE   0 0 3,637
ISHARES TR CORE S&P MCP ETF 464287507 576 3,018 SH   SOLE   0 0 3,018
ISHARES TR RUS 1000 VAL ETF 464287598 554 4,362 SH   SOLE   0 0 4,362
ISHARES TR RUS 1000 GRW ETF 464287614 294 1,830 SH   SOLE   0 0 1,830
ISHARES TR RUS 1000 ETF 464287622 303 1,845 SH   SOLE   0 0 1,845
ISHARES TR RUSSELL 2000 ETF 464287655 702 4,675 SH   SOLE   0 0 4,675
ISHARES TR CORE S&P US VLU 464287663 9,015 156,391 SH   SOLE   0 0 156,391
ISHARES TR CORE S&P SCP ETF 464287804 7,759 100,998 SH   SOLE   0 0 100,998
ISHARES TR SP SMCP600VL ETF 464287879 2,108 14,295 SH   SOLE   0 0 14,295
ISHARES TR INTL TREA BD ETF 464288117 4,738 94,126 SH   SOLE   0 0 94,126
ISHARES TR AGENCY BOND ETF 464288166 8,996 77,417 SH   SOLE   0 0 77,417
ISHARES TR EAFE SML CP ETF 464288273 3,222 55,630 SH   SOLE   0 0 55,630
ISHARES TR JPMORGAN USD EMG 464288281 562 4,972 SH   SOLE   0 0 4,972
ISHARES TR NATIONAL MUN ETF 464288414 2,385 20,911 SH   SOLE   0 0 20,911
ISHARES TR MBS ETF 464288588 1,306 12,090 SH   SOLE   0 0 12,090
ISHARES TR INTRM TR CRP ETF 464288638 3,550 61,559 SH   SOLE   0 0 61,559
JOHNSON & JOHNSON COM 478160104 3,319 25,277 SH   SOLE   0 0 25,277
KOHLS CORP COM 500255104 1,110 21,575 SH   SOLE   0 0 21,575
LINCOLN NATL CORP IND COM 534187109 1,121 19,206 SH   SOLE   0 0 19,206
LOCKHEED MARTIN CORP COM 539830109 3,613 9,471 SH   SOLE   0 0 9,471
LOWES COS INC COM 548661107 1,797 16,218 SH   SOLE   0 0 16,218
MASIMO CORP COM 574795100 1,513 10,402 SH   SOLE   0 0 10,402
MICROSOFT CORP COM 594918104 9,000 64,435 SH   SOLE   0 0 64,435
NUCOR CORP COM 670346105 1,358 25,774 SH   SOLE   0 0 25,774
PFIZER INC COM 717081103 2,289 63,397 SH   SOLE   0 0 63,397
PHILIP MORRIS INTL INC COM 718172109 2,166 27,793 SH   SOLE   0 0 27,793
PHILLIPS 66 COM 718546104 924 8,676 SH   SOLE   0 0 8,676
PROCTER & GAMBLE CO COM 742718109 5,787 47,792 SH   SOLE   0 0 47,792
PRUDENTIAL FINL INC COM 744320102 1,311 14,656 SH   SOLE   0 0 14,656
QUALCOMM INC COM 747525103 1,176 15,331 SH   SOLE   0 0 15,331
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 21,715 306,484 SH   SOLE   0 0 306,484
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 61,941 874,411 SH   SOLE   0 0 874,411
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 596 7,046 SH   SOLE   0 0 7,046
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 225,937 4,021,478 SH   SOLE   0 0 4,021,478
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 36,140 644,151 SH   SOLE   0 0 644,151
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 70,409 1,019,060 SH   SOLE   0 0 1,019,060
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 70,184 2,734,809 SH   SOLE   0 0 2,734,809
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 11,089 397,712 SH   SOLE   0 0 397,712
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 39,833 1,437,818 SH   SOLE   0 0 1,437,818
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 6,239 167,019 SH   SOLE   0 0 167,019
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 504 12,813 SH   SOLE   0 0 12,813
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 146,588 4,581,214 SH   SOLE   0 0 4,581,214
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 135,983 2,535,719 SH   SOLE   0 0 2,535,719
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 40,484 730,016 SH   SOLE   0 0 730,016
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 27,185 537,709 SH   SOLE   0 0 537,709
SCHWAB STRATEGIC TR US TIPS ETF 808524870 32,326 571,555 SH   SOLE   0 0 571,555
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 103,293 3,211,030 SH   SOLE   0 0 3,211,030
SERVICE CORP INTL COM 817565104 1,101 23,666 SH   SOLE   0 0 23,666
SILGAN HOLDINGS INC COM 827048109 2,695 89,813 SH   SOLE   0 0 89,813
TJX COS INC NEW COM 872540109 1,192 20,358 SH   SOLE   0 0 20,358
TRACTOR SUPPLY CO COM 892356106 960 10,181 SH   SOLE   0 0 10,181
UBS AG JERSEY BRH CMCI ETN 38 902641778 10,034 706,347 SH   SOLE   0 0 706,347
UNION PAC CORP COM 907818108 1,866 11,560 SH   SOLE   0 0 11,560
UNITED CONTL HLDGS INC COM 910047109 1,070 12,280 SH   SOLE   0 0 12,280
VANGUARD GROUP DIV APP ETF 921908844 247 2,076 SH   SOLE   0 0 2,076
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 510 5,805 SH   SOLE   0 0 5,805
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 879 11,710 SH   SOLE   0 0 11,710
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 413 10,056 SH   SOLE   0 0 10,056
VANGUARD INDEX FDS MID CAP ETF 922908629 333 2,000 SH   SOLE   0 0 2,000
VANGUARD INDEX FDS VALUE ETF 922908744 460 4,158 SH   SOLE   0 0 4,158
VANGUARD INDEX FDS TOTAL STK MKT 922908769 809 5,373 SH   SOLE   0 0 5,373
WAL-MART STORES INC COM 931142103 393 3,267 SH   SOLE   0 0 3,267
XILINX INC COM 983919101 923 9,594 SH   SOLE   0 0 9,594
AT&T INC COM 00206R102 3,362 89,486 SH   SOLE   0 0 89,486
ADOBE SYS INC COM 00724F101 1,037 3,728 SH   SOLE   0 0 3,728
AMERICAN TOWER CORP NEW COM 03027X100 1,129 5,030 SH   SOLE   0 0 5,030
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 24,441 1,107,482 SH   SOLE   0 0 1,107,482
BLACKROCK INC COM 09247X101 3,288 7,576 SH   SOLE   0 0 7,576
BROADCOM INC COM 11135F101 1,987 7,073 SH   SOLE   0 0 7,073
CABLE ONE INC COM 12685J105 868 675 SH   SOLE   0 0 675
CAPITAL ONE FINL CORP COM 14040H105 1,743 19,629 SH   SOLE   0 0 19,629
CHEMED CORP NEW CALL 16359R103 1,049 2,516 SH   SOLE   0 0 2,516
CISCO SYS INC COM 17275R102 3,823 82,116 SH   SOLE   0 0 82,116
CONOCOPHILLIPS COM 20825C104 1,128 19,995 SH   SOLE   0 0 19,995
COSTCO WHSL CORP NEW COM 22160K105 2,152 7,231 SH   SOLE   0 0 7,231
DOMINION RES INC VA NEW COM 25746U109 4,533 55,345 SH   SOLE   0 0 55,345
ETFS PRECIOUS METALS BASKET PHYS PM BSKT 26922W109 10,412 141,101 SH   SOLE   0 0 141,101
EDWARDS LIFESCIENCES CORP COM 28176E108 2,130 9,380 SH   SOLE   0 0 9,380
EVERSOURCE ENERGY COM 30040W108 5,600 65,443 SH   SOLE   0 0 65,443
EXPEDIA GROUP INC COM NEW 30212P303 1,907 13,790 SH   SOLE   0 0 13,790
EXXON MOBIL CORP COM 30231G102 4,204 60,944 SH   SOLE   0 0 60,944
FACEBOOK INC CL A 30303M102 4,599 24,970 SH   SOLE   0 0 24,970
FEDEX CORP COM 31428X106 1,041 7,150 SH   SOLE   0 0 7,150
FIRST TR VALUE LINE DIVID IN SHS 33734H106 11,757 340,721 SH   SOLE   0 0 340,721
GLOBAL PMTS INC COM 37940X102 995 6,105 SH   SOLE   0 0 6,105
INCYTE CORP COM 45337C102 1,436 18,865 SH   SOLE   0 0 18,865
INTUITIVE SURGICAL INC COM NEW 46120E602 1,923 3,712 SH   SOLE   0 0 3,712
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 25,901 496,390 SH   SOLE   0 0 496,390
ISHARES TR MIN VOL USA ETF 46429B697 2,508 39,328 SH   SOLE   0 0 39,328
ISHARES TR MSCI USAMOMFCT 46432F396 133,347 1,121,630 SH   SOLE   0 0 1,121,630
ISHARES TR CORE MSCI TOTAL 46432F834 1,608 27,611 SH   SOLE   0 0 27,611
ISHARES TR CORE MSCI EAFE 46432F842 3,802 61,858 SH   SOLE   0 0 61,858
ISHARES INC CORE MSCI EMKT 46434G103 1,999 39,973 SH   SOLE   0 0 39,973
ISHARES TR MULTIFACTOR INTL 46434V274 6,345 246,990 SH   SOLE   0 0 246,990
ISHARES TR CORE INTL AGGR 46435G672 7,740 139,786 SH   SOLE   0 0 139,786
JPMORGAN CHASE & CO COM 46625H100 5,512 47,458 SH   SOLE   0 0 47,458
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 105,897 1,973,296 SH   SOLE   0 0 1,973,296
KINDER MORGAN INC DEL COM 49456B101 884 43,686 SH   SOLE   0 0 43,686
MASTERCARD INC CL A 57636Q104 3,618 13,113 SH   SOLE   0 0 13,113
MONSTER BEVERAGE CORP NEW COM 61174X109 1,047 18,598 SH   SOLE   0 0 18,598
NETAPP INC COM 64110D104 1,229 23,862 SH   SOLE   0 0 23,862
NEWS CORP NEW CL A 65249B109 1,136 84,149 SH   SOLE   0 0 84,149
NVIDIA CORP COM 67066G104 1,601 8,610 SH   SOLE   0 0 8,610
PIMCO ETF TR INV GRD CRP BD 72201R817 1,659 15,222 SH   SOLE   0 0 15,222
POWERSHARES ETF TRUST DWA MOMENTUM PTF 73935X153 12,692 207,379 SH   SOLE   0 0 207,379
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 1,968 15,604 SH   SOLE   0 0 15,604
POWERSHARES ETF TR II S&P600 LOVL PT 73937B639 41,445 853,663 SH   SOLE   0 0 853,663
POWERSHARES ETF TR II EM MRK LOW VOL 73937B662 78,670 3,420,656 SH   SOLE   0 0 3,420,656
POWERSHARES ETF TR II INTL DEV LOWVL 73937B688 2,261 65,999 SH   SOLE   0 0 65,999
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 85,555 1,493,505 SH   SOLE   0 0 1,493,505
POWERSHARES ACT MANG COMM FD OPT YLD DIV 73937V106 1,731 109,764 SH   SOLE   0 0 109,764
PRICE T ROWE GROUP INC COM 74144T108 2,306 20,783 SH   SOLE   0 0 20,783
PRINCIPAL FINL GROUP INC COM 74251V102 1,102 19,906 SH   SOLE   0 0 19,906
PUBLIC STORAGE COM 74460D109 2,130 8,661 SH   SOLE   0 0 8,661
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 12,089 112,916 SH   SOLE   0 0 112,916
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,350 4,558 SH   SOLE   0 0 4,558
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 7,512 129,451 SH   SOLE   0 0 129,451
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 10,894 172,163 SH   SOLE   0 0 172,163
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,261 122,128 SH   SOLE   0 0 122,128
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 8,668 291,905 SH   SOLE   0 0 291,905
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 11,548 392,279 SH   SOLE   0 0 392,279
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 14,071 420,075 SH   SOLE   0 0 420,075
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 92,304 1,532,958 SH   SOLE   0 0 1,532,958
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 14,059 399,043 SH   SOLE   0 0 399,043
SPDR SERIES TRUST PORTFLI MORTGAGE 78464A383 27,705 1,058,438 SH   SOLE   0 0 1,058,438
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 14,962 545,197 SH   SOLE   0 0 545,197
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 16,263 509,409 SH   SOLE   0 0 509,409
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 28,445 963,792 SH   SOLE   0 0 963,792
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 1,407 49,542 SH   SOLE   0 0 49,542
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 23,099 629,735 SH   SOLE   0 0 629,735
SPDR SER TR PORTFOLIO SH TSR 78468R101 8,171 272,182 SH   SOLE   0 0 272,182
SPDR SER TR SSGA US LRG ETF 78468R804 4,351 39,392 SH   SOLE   0 0 39,392
SPDR SER TR PORTFOLIO SM ETF 78468R853 4,859 163,526 SH   SOLE   0 0 163,526
SALESFORCE COM INC COM 79466L302 1,572 10,527 SH   SOLE   0 0 10,527
SERVICENOW INC COM 81762P102 1,466 5,424 SH   SOLE   0 0 5,424
TARGET CORP COM 87612E106 1,992 17,810 SH   SOLE   0 0 17,810
TRAVELERS COMPANIES INC COM 89417E109 1,128 7,909 SH   SOLE   0 0 7,909
ULTA SALON COSMETCS & FRAG I COM 90384S303 1,018 4,098 SH   SOLE   0 0 4,098
UNITEDHEALTH GROUP INC COM 91324P102 2,049 9,226 SH   SOLE   0 0 9,226
VERISIGN INC COM 92343E102 1,014 5,435 SH   SOLE   0 0 5,435
VERISK ANALYTICS INC COM 92345Y106 1,858 11,826 SH   SOLE   0 0 11,826
WASTE MGMT INC DEL COM 94106L109 2,807 24,127 SH   SOLE   0 0 24,127
WISDOMTREE TR FUTRE STRAT FD 97717W125 344 9,106 SH   SOLE   0 0 9,106
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 369 13,767 SH   SOLE   0 0 13,767
WISDOMTREE CONTINUOUS COMMOD SHS BEN INT 97718W108 3,116 175,250 SH   SOLE   0 0 175,250
ZOETIS INC CL A 98978V103 2,365 18,409 SH   SOLE   0 0 18,409
AMDOCS LTD SHS G02602103 1,014 15,359 SH   SOLE   0 0 15,359
ATLASSIAN CORP PLC CL A G06242104 873 6,849 SH   SOLE   0 0 6,849
BUNGE LIMITED COM G16962105 1,099 19,556 SH   SOLE   0 0 19,556
LINDE PLC SHS G5494J103 1,093 5,630 SH   SOLE   0 0 5,630