The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 219 4,122 SH   SOLE   0 0 4,122
ABERDEEN STD INVTS ETFS BBRG ALL COMD K1 003261104 467 20,585 SH   SOLE   0 0 20,585
AIR PRODS & CHEMS INC COM 009158106 3,167 13,479 SH   SOLE   0 0 13,479
ALEXION PHARMACEUTICALS INC COM 015351109 1,486 13,742 SH   SOLE   0 0 13,742
AMAZON COM INC COM 023135106 7,508 4,063 SH   SOLE   0 0 4,063
AMERICAN EXPRESS CO COM 025816109 253 2,042 SH   SOLE   0 0 2,042
AMGEN INC COM 031162100 4,806 19,937 SH   SOLE   0 0 19,937
ANTHEM INC COM 036752103 1,586 5,251 SH   SOLE   0 0 5,251
APPLE INC COM 037833100 16,929 57,416 SH   SOLE   0 0 57,416
ARCHER DANIELS MIDLAND CO COM 039483102 1,603 34,581 SH   SOLE   0 0 34,581
AUTOZONE INC COM 053332102 979 822 SH   SOLE   0 0 822
BANK AMER CORP COM 060505104 5,040 143,106 SH   SOLE   0 0 143,106
BOEING CO COM 097023105 276 841 SH   SOLE   0 0 841
BRISTOL MYERS SQUIBB CO COM 110122108 242 3,800 SH   SOLE   0 0 3,800
CIGNA CORPORATION COM 125509109 1,457 7,123 SH   SOLE   0 0 7,123
CVS HEALTH CORP COM 126650100 1,677 22,570 SH   SOLE   0 0 22,570
CENTURYLINK INC COM 156700106 1,131 85,617 SH   SOLE   0 0 85,617
CERNER CORP COM 156782104 2,089 28,469 SH   SOLE   0 0 28,469
CHEVRON CORP NEW COM 166764100 1,300 10,791 SH   SOLE   0 0 10,791
CITIGROUP INC COM NEW 172967424 1,806 22,601 SH   SOLE   0 0 22,601
CITIZENS FINL GROUP INC COM 174610105 2,403 59,179 SH   SOLE   0 0 59,179
COLGATE PALMOLIVE CO COM 194162103 2,609 37,899 SH   SOLE   0 0 37,899
COPART INC COM 217204106 2,944 32,377 SH   SOLE   0 0 32,377
DARDEN RESTAURANTS INC COM 237194105 1,312 12,039 SH   SOLE   0 0 12,039
DELTA AIR LINES INC DEL COM NEW 247361702 2,195 37,533 SH   SOLE   0 0 37,533
DISNEY WALT CO COM DISNEY 254687106 3,214 22,220 SH   SOLE   0 0 22,220
DONALDSON INC COM 257651109 1,224 21,249 SH   SOLE   0 0 21,249
DU PONT E I DE NEMOURS & CO COM 263534109 2,148 33,455 SH   SOLE   0 0 33,455
EMERSON ELEC CO COM 291011104 1,827 23,951 SH   SOLE   0 0 23,951
ESSEX PPTY TR INC COM 297178105 3,452 11,474 SH   SOLE   0 0 11,474
FIDELITY TOTAL BD ETF 316188309 217 4,192 SH   SOLE   0 0 4,192
FISERV INC COM 337738108 1,240 10,726 SH   SOLE   0 0 10,726
GENERAL ELECTRIC CO COM 369604103 175 15,726 SH   SOLE   0 0 15,726
GRAINGER W W INC COM 384802104 1,688 4,987 SH   SOLE   0 0 4,987
HALLIBURTON CO COM 406216101 1,412 57,686 SH   SOLE   0 0 57,686
HARTFORD FINL SVCS GROUP INC COM 416515104 2,418 39,797 SH   SOLE   0 0 39,797
HERSHEY CO COM 427866108 1,736 11,808 SH   SOLE   0 0 11,808
HOME DEPOT INC COM 437076102 3,630 16,623 SH   SOLE   0 0 16,623
HUDSON PAC PPTYS INC COM 444097109 1,993 52,941 SH   SOLE   0 0 52,941
INTEL CORP COM 458140100 3,166 52,889 SH   SOLE   0 0 52,889
INTERNATIONAL BUSINESS MACHS COM 459200101 2,016 15,039 SH   SOLE   0 0 15,039
ISHARES INC JP MORGAN EM ETF 464286517 3,119 71,057 SH   SOLE   0 0 71,057
ISHARES CNTRY MIN VL ETF 464286525 3,128 32,643 SH   SOLE   0 0 32,643
ISHARES INC MIN VOL EMRG MKT 464286533 3,192 54,390 SH   SOLE   0 0 54,390
ISHARES TR MRNGSTR LG-CP ET 464287127 717 3,885 SH   SOLE   0 0 3,885
ISHARES TR CORE S&P TTL STK 464287150 1,744 23,986 SH   SOLE   0 0 23,986
ISHARES TR TIPS BD ETF 464287176 1,642 14,085 SH   SOLE   0 0 14,085
ISHARES TR CORE S&P500 ETF 464287200 268,118 829,425 SH   SOLE   0 0 829,425
ISHARES TR CORE US AGGBD ET 464287226 12,143 108,064 SH   SOLE   0 0 108,064
ISHARES TR IBOXX INV CP ETF 464287242 51,749 404,402 SH   SOLE   0 0 404,402
ISHARES TR S&P 500 GRWT ETF 464287309 347 1,781 SH   SOLE   0 0 1,781
ISHARES TR S&P 500 VAL ETF 464287408 3,124 24,006 SH   SOLE   0 0 24,006
ISHARES TR 1 3 YR TREAS BD 464287457 1,570 18,554 SH   SOLE   0 0 18,554
ISHARES TR MSCI EAFE ETF 464287465 372 5,357 SH   SOLE   0 0 5,357
ISHARES TR CORE S&P MCP ETF 464287507 900 4,375 SH   SOLE   0 0 4,375
ISHARES TR RUS 1000 VAL ETF 464287598 723 5,300 SH   SOLE   0 0 5,300
ISHARES TR RUS 1000 GRW ETF 464287614 426 2,420 SH   SOLE   0 0 2,420
ISHARES TR RUS 1000 ETF 464287622 329 1,845 SH   SOLE   0 0 1,845
ISHARES TR CORE S&P US VLU 464287663 12,073 191,575 SH   SOLE   0 0 191,575
ISHARES TR RUSSELL 2000 ETF 464287655 777 4,689 SH   SOLE   0 0 4,689
ISHARES TR CORE S&P SCP ETF 464287804 9,169 109,354 SH   SOLE   0 0 109,354
ISHARES TR SP SMCP600VL ETF 464287879 3,377 21,009 SH   SOLE   0 0 21,009
ISHARES INTL TREA BD ETF 464288117 5,040 100,467 SH   SOLE   0 0 100,467
ISHARES TR SHRT NAT MUN ETF 464288158 333 3,121 SH   SOLE   0 0 3,121
ISHARES TR AGENCY BOND ETF 464288166 10,471 90,598 SH   SOLE   0 0 90,598
ISHARES TR EAFE SML CP ETF 464288273 4,941 79,313 SH   SOLE   0 0 79,313
ISHARES TR JPMORGAN USD EMG 464288281 789 6,886 SH   SOLE   0 0 6,886
ISHARES TR NATIONAL MUN ETF 464288414 3,240 28,439 SH   SOLE   0 0 28,439
ISHARES TR MBS ETF 464288588 1,780 16,473 SH   SOLE   0 0 16,473
ISHARES TR INTRM TR CRP ETF 464288638 4,428 76,374 SH   SOLE   0 0 76,374
JOHNSON & JOHNSON COM 478160104 6,304 43,217 SH   SOLE   0 0 43,217
KLA-TENCOR CORP COM 482480100 1,374 7,710 SH   SOLE   0 0 7,710
KOHLS CORP COM 500255104 1,842 36,162 SH   SOLE   0 0 36,162
LILLY ELI & CO COM 532457108 4,062 30,909 SH   SOLE   0 0 30,909
LOCKHEED MARTIN CORP COM 539830109 2,032 5,218 SH   SOLE   0 0 5,218
LOWES COS INC COM 548661107 1,997 16,672 SH   SOLE   0 0 16,672
LULULEMON ATHLETICA INC COM 550021109 1,396 6,026 SH   SOLE   0 0 6,026
METTLER TOLEDO INTERNATIONAL COM 592688105 2,795 3,523 SH   SOLE   0 0 3,523
MICROSOFT CORP COM 594918104 9,906 62,809 SH   SOLE   0 0 62,809
MICRON TECHNOLOGY INC COM 595112103 1,745 32,448 SH   SOLE   0 0 32,448
PEPSICO INC COM 713448108 4,701 34,397 SH   SOLE   0 0 34,397
PFIZER INC COM 717081103 203 5,189 SH   SOLE   0 0 5,189
PHILIP MORRIS INTL INC COM 718172109 2,600 30,556 SH   SOLE   0 0 30,556
PHILLIPS 66 COM 718546104 1,086 9,750 SH   SOLE   0 0 9,750
PROCTER & GAMBLE CO COM 742718109 5,138 41,136 SH   SOLE   0 0 41,136
PRUDENTIAL FINL INC COM 744320102 1,865 19,891 SH   SOLE   0 0 19,891
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 25,050 325,817 SH   SOLE   0 0 325,817
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 69,043 898,847 SH   SOLE   0 0 898,847
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 669 7,201 SH   SOLE   0 0 7,201
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 252,352 4,197,410 SH   SOLE   0 0 4,197,410
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 39,495 656,603 SH   SOLE   0 0 656,603
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 80,284 1,061,424 SH   SOLE   0 0 1,061,424
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 80,047 2,924,257 SH   SOLE   0 0 2,924,257
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 14,434 483,399 SH   SOLE   0 0 483,399
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 50,153 1,733,757 SH   SOLE   0 0 1,733,757
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 8,626 214,428 SH   SOLE   0 0 214,428
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 662 15,510 SH   SOLE   0 0 15,510
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 163,413 4,858,934 SH   SOLE   0 0 4,858,934
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 147,824 2,766,576 SH   SOLE   0 0 2,766,576
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 45,531 828,809 SH   SOLE   0 0 828,809
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 29,556 585,492 SH   SOLE   0 0 585,492
SCHWAB STRATEGIC TR US TIPS ETF 808524870 35,254 622,522 SH   SOLE   0 0 622,522
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 120,598 3,480,250 SH   SOLE   0 0 3,480,250
SERVICE CORP INTL COM 817565104 2,323 50,460 SH   SOLE   0 0 50,460
SILGAN HOLDINGS INC COM 827048109 1,235 39,740 SH   SOLE   0 0 39,740
SOUTHERN CO COM 842587107 1,246 19,563 SH   SOLE   0 0 19,563
STARBUCKS CORP COM 855244109 1,265 14,386 SH   SOLE   0 0 14,386
UBS AG JERSEY BRH CMCI ETN 38 902641778 10,266 686,672 SH   SOLE   0 0 686,672
VANGUARD GROUP DIV APP ETF 921908844 260 2,086 SH   SOLE   0 0 2,086
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 858 9,151 SH   SOLE   0 0 9,151
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 943 11,649 SH   SOLE   0 0 11,649
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 461 10,375 SH   SOLE   0 0 10,375
VANGUARD INDEX FDS MID CAP ETF 922908629 356 2,000 SH   SOLE   0 0 2,000
VANGUARD INDEX FDS VALUE ETF 922908744 533 4,444 SH   SOLE   0 0 4,444
VANGUARD INDEX FDS TOTAL STK MKT 922908769 884 5,397 SH   SOLE   0 0 5,397
VOYA FINL INC COM 929089100 1,236 20,265 SH   SOLE   0 0 20,265
WAL-MART STORES INC COM 931142103 391 3,290 SH   SOLE   0 0 3,290
WELLS FARGO & CO NEW COM 949746101 1,620 30,107 SH   SOLE   0 0 30,107
YUM BRANDS INC COM 988498101 1,394 13,842 SH   SOLE   0 0 13,842
AT&T INC COM 00206R102 3,235 82,778 SH   SOLE   0 0 82,778
ADOBE SYS INC COM 00724F101 1,897 5,753 SH   SOLE   0 0 5,753
APARTMENT INVT & MGMT CO CL A 03748R754 1,181 22,858 SH   SOLE   0 0 22,858
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 1,198 73,757 SH   SOLE   0 0 73,757
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 30,205 1,322,441 SH   SOLE   0 0 1,322,441
BLACKROCK INC COM 09247X101 1,960 3,900 SH   SOLE   0 0 3,900
CDW CORP COM 12514G108 2,674 18,722 SH   SOLE   0 0 18,722
CAPITAL ONE FINL CORP COM 14040H105 1,283 12,468 SH   SOLE   0 0 12,468
CHARTER COMMUNICATIONS INC N CL A 16119P108 1,720 3,546 SH   SOLE   0 0 3,546
CISCO SYS INC COM 17275R102 4,491 94,322 SH   SOLE   0 0 94,322
CONCHO RES INC COM 20605P101 1,404 16,035 SH   SOLE   0 0 16,035
CONOCOPHILLIPS COM 20825C104 1,340 20,603 SH   SOLE   0 0 20,603
COSTCO WHSL CORP NEW COM 22160K105 3,177 10,809 SH   SOLE   0 0 10,809
DOMINION RES INC VA NEW COM 25746U109 2,353 28,415 SH   SOLE   0 0 28,415
EOG RES INC COM 26875P101 1,338 15,969 SH   SOLE   0 0 15,969
ETFS PRECIOUS METALS BASKET PHYS PM BSKT 26922W109 11,317 148,116 SH   SOLE   0 0 148,116
EVERSOURCE ENERGY COM 30040W108 2,346 27,574 SH   SOLE   0 0 27,574
EXXON MOBIL CORP COM 30231G102 2,664 38,173 SH   SOLE   0 0 38,173
FACEBOOK INC CL A 30303M102 5,189 25,281 SH   SOLE   0 0 25,281
FIDELITY NATL INFORMATION SV COM 31620M106 4,402 31,651 SH   SOLE   0 0 31,651
FIRST TR VALUE LINE DIVID IN SHS 33734H106 12,151 337,244 SH   SOLE   0 0 337,244
GAMING & LEISURE PPTYS INC COM 36467J108 1,232 28,607 SH   SOLE   0 0 28,607
INCYTE CORP COM 45337C102 1,549 17,742 SH   SOLE   0 0 17,742
INTUITIVE SURGICAL INC COM NEW 46120E602 2,577 4,360 SH   SOLE   0 0 4,360
S&P MIDCP LOW INVESCO EXCHNG TRADED FD TR 46138E198 26,574 493,841 SH   SOLE   0 0 493,841
ISHARES TR MIN VOL USA ETF 46429B697 3,299 50,289 SH   SOLE   0 0 50,289
ISHARES TR MSCI USAMOMFCT 46432F396 150,328 1,197,252 SH   SOLE   0 0 1,197,252
ISHARES TR CORE MSCI TOTAL 46432F834 1,849 29,876 SH   SOLE   0 0 29,876
ISHARES TR CORE MSCI EAFE 46432F842 5,944 91,064 SH   SOLE   0 0 91,064
ISHARES INC CORE MSCI EMKT 46434G103 2,929 54,442 SH   SOLE   0 0 54,442
ISHARES TR MULTIFACTOR INTL 46434V274 6,676 246,792 SH   SOLE   0 0 246,792
ISHARES TR ESG MSCI USA ETF 46435G425 288 4,035 SH   SOLE   0 0 4,035
ISHARES TR CORE INTL AGGR 46435G672 9,126 166,560 SH   SOLE   0 0 166,560
JPMORGAN CHASE & CO COM 46625H100 6,502 46,639 SH   SOLE   0 0 46,639
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 122,545 2,146,394 SH   SOLE   0 0 2,146,394
KEYSIGHT TECHNOLOGIES INC COM 49338L103 1,796 17,496 SH   SOLE   0 0 17,496
KINDER MORGAN INC DEL COM 49456B101 1,198 56,580 SH   SOLE   0 0 56,580
LIFE STORAGE INC COM 53223X107 1,189 10,981 SH   SOLE   0 0 10,981
MARATHON PETE CORP COM 56585A102 1,142 18,959 SH   SOLE   0 0 18,959
NETAPP INC COM 64110D104 1,287 20,833 SH   SOLE   0 0 20,833
NEWS CORP NEW CL A 65249B109 1,259 89,054 SH   SOLE   0 0 89,054
NVIDIA CORP COM 67066G104 1,357 5,768 SH   SOLE   0 0 5,768
PAYPAL HLDGS INC COM 70450Y103 1,736 16,045 SH   SOLE   0 0 16,045
PIMCO ETF TR INV GRD CRP BD 72201R817 1,709 15,545 SH   SOLE   0 0 15,545
POWERSHARES ETF TRUST DWA MOMENTUM PTF 73935X153 13,064 202,982 SH   SOLE   0 0 202,982
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 2,193 16,042 SH   SOLE   0 0 16,042
POWERSHARES ETF TR II S&P600 LOVL PT 73937B639 46,543 914,835 SH   SOLE   0 0 914,835
POWERSHARES ETF TR II EM MRK LOW VOL 73937B662 86,519 3,604,764 SH   SOLE   0 0 3,604,764
POWERSHARES ETF TR II INTL DEV LOWVL 73937B688 2,104 61,663 SH   SOLE   0 0 61,663
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 89,423 1,532,869 SH   SOLE   0 0 1,532,869
POWERSHARES ACT MANG COMM FD OPT YLD DIV 73937V106 2,004 121,034 SH   SOLE   0 0 121,034
PRICE T ROWE GROUP INC COM 74144T108 2,245 18,423 SH   SOLE   0 0 18,423
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 12,938 111,807 SH   SOLE   0 0 111,807
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,429 4,438 SH   SOLE   0 0 4,438
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 9,578 157,453 SH   SOLE   0 0 157,453
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 14,051 210,362 SH   SOLE   0 0 210,362
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,609 149,207 SH   SOLE   0 0 149,207
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 11,218 352,094 SH   SOLE   0 0 352,094
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 14,659 467,581 SH   SOLE   0 0 467,581
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 15,476 453,060 SH   SOLE   0 0 453,060
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 107,400 1,634,515 SH   SOLE   0 0 1,634,515
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 16,430 465,289 SH   SOLE   0 0 465,289
SPDR SERIES TRUST PORTFLI MORTGAGE 78464A383 30,454 1,166,334 SH   SOLE   0 0 1,166,334
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 16,408 587,903 SH   SOLE   0 0 587,903
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 21,268 609,228 SH   SOLE   0 0 609,228
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 33,170 1,128,970 SH   SOLE   0 0 1,128,970
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 1,556 54,487 SH   SOLE   0 0 54,487
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 29,646 743,728 SH   SOLE   0 0 743,728
SPDR SER TR PORTFOLIO SH TSR 78468R101 9,577 319,652 SH   SOLE   0 0 319,652
SPDR SER TR SSGA US LRG ETF 78468R804 5,507 48,224 SH   SOLE   0 0 48,224
SPDR SER TR PORTFOLIO SM ETF 78468R853 6,400 196,130 SH   SOLE   0 0 196,130
SERVICENOW INC COM 81762P102 1,419 5,026 SH   SOLE   0 0 5,026
SYNCHRONY FINL COM 87165B103 1,151 31,952 SH   SOLE   0 0 31,952
TARGET CORP COM 87612E106 1,367 10,660 SH   SOLE   0 0 10,660
UNITEDHEALTH GROUP INC COM 91324P102 2,582 8,783 SH   SOLE   0 0 8,783
VISA INC COM CL A 92826C839 7,499 39,908 SH   SOLE   0 0 39,908
WEC ENERGY GROUP INC COM 92939U106 202 2,190 SH   SOLE   0 0 2,190
WASTE MGMT INC DEL COM 94106L109 2,920 25,625 SH   SOLE   0 0 25,625
WESTROCK CO COM 96145D105 1,266 29,497 SH   SOLE   0 0 29,497
WISDOMTREE TR FUTRE STRAT FD 97717W125 459 12,366 SH   SOLE   0 0 12,366
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 512 18,260 SH   SOLE   0 0 18,260
WISDOMTREE CONTINUOUS COMMOD SHS BEN INT 97718W108 1,472 78,363 SH   SOLE   0 0 78,363
ZOETIS INC CL A 98978V103 3,472 26,236 SH   SOLE   0 0 26,236
AON PLC SHS CL A G0408V102 3,507 16,835 SH   SOLE   0 0 16,835
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 218 1,035 SH   SOLE   0 0 1,035
IHS MARKIT LTD SHS G47567105 1,536 20,386 SH   SOLE   0 0 20,386
LINDE PLC SHS G5494J103 1,269 5,961 SH   SOLE   0 0 5,961