The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR COM 464287200 139,471 371,536 SH   SOLE   0 0 371,536
VANGUARD INDEX FDS COM 922908363 42,541 123,778 SH   SOLE   0 0 123,778
ISHARES TR COM 46429B697 40,935 603,045 SH   SOLE   0 0 603,045
ISHARES TR COM 46432F396 36,747 227,833 SH   SOLE   0 0 227,833
SCHWAB STRATEGIC TR COM 808524508 35,696 523,556 SH   SOLE   0 0 523,556
APPLE INC COM 037833100 32,770 246,965 SH   SOLE   0 0 246,965
ISHARES TR COM 46432F842 26,633 385,481 SH   SOLE   0 0 385,481
PIMCO ETF TR COM 72201R775 17,964 158,820 SH   SOLE   0 0 158,820
ISHARES TR COM 464287440 14,280 119,052 SH   SOLE   0 0 119,052
ISHARES TR COM 46434VBK5 11,873 476,642 SH   SOLE   0 0 476,642
ISHARES TR COM 46434VBA7 11,767 460,196 SH   SOLE   0 0 460,196
MICROSOFT CORP COM 594918104 9,681 43,525 SH   SOLE   0 0 43,525
AMAZON COM INC COM 023135106 8,484 2,605 SH   SOLE   0 0 2,605
ALPHABET INC COM 02079K305 7,013 4,001 SH   SOLE   0 0 4,001
ISHARES TR COM 46434V613 6,798 124,558 SH   SOLE   0 0 124,558
BERKSHIRE HATHAWAY INC DEL COM 084670702 6,415 27,667 SH   SOLE   0 0 27,667
DISNEY WALT CO COM 254687106 6,106 33,701 SH   SOLE   0 0 33,701
AMGEN INC COM 031162100 5,894 25,636 SH   SOLE   0 0 25,636
VISA INC COM 92826C839 5,832 26,664 SH   SOLE   0 0 26,664
CHARLES RIV LABS INTL INC COM 159864107 5,645 22,593 SH   SOLE   0 0 22,593
PARKER-HANNIFIN CORP COM 701094104 5,512 20,233 SH   SOLE   0 0 20,233
STARBUCKS CORP COM 855244109 5,454 50,980 SH   SOLE   0 0 50,980
JPMORGAN CHASE & CO COM 46625H100 5,365 42,219 SH   SOLE   0 0 42,219
BALL CORP COM 058498106 5,289 56,760 SH   SOLE   0 0 56,760
WALMART INC COM 931142103 5,221 36,217 SH   SOLE   0 0 36,217
VERIZON COMMUNICATIONS INC COM 92343V104 5,207 88,627 SH   SOLE   0 0 88,627
PROCTER AND GAMBLE CO COM 742718109 5,005 35,969 SH   SOLE   0 0 35,969
NEXTERA ENERGY INC COM 65339F101 4,859 62,985 SH   SOLE   0 0 62,985
CISCO SYS INC COM 17275R102 4,819 107,691 SH   SOLE   0 0 107,691
MOTOROLA SOLUTIONS INC COM 620076307 4,798 28,215 SH   SOLE   0 0 28,215
MASCO CORP COM 574599106 4,792 87,244 SH   SOLE   0 0 87,244
UNITEDHEALTH GROUP INC COM 91324P102 4,686 13,364 SH   SOLE   0 0 13,364
PEPSICO INC COM 713448108 4,674 31,516 SH   SOLE   0 0 31,516
HASBRO INC COM 418056107 4,457 47,645 SH   SOLE   0 0 47,645
ISHARES TR COM 464287465 4,441 60,866 SH   SOLE   0 0 60,866
PFIZER INC COM 717081103 4,433 120,418 SH   SOLE   0 0 120,418
JONES LANG LASALLE INC COM 48020Q107 4,375 29,487 SH   SOLE   0 0 29,487
GOLDMAN SACHS ETF TR COM 381430206 4,375 114,629 SH   SOLE   0 0 114,629
DIAGEO PLC SPON ADR NEW 25243Q205 4,328 27,255 SH   SOLE   0 0 27,255
BOOKING HOLDINGS INC COM 09857L108 4,290 1,926 SH   SOLE   0 0 1,926
VANGUARD INDEX FDS COM 922908652 4,230 25,689 SH   SOLE   0 0 25,689
GLOBAL PMTS INC COM 37940X102 4,169 19,353 SH   SOLE   0 0 19,353
AMERICAN TOWER CORP NEW COM 03027X100 4,161 18,536 SH   SOLE   0 0 18,536
L3HARRIS TECHNOLOGIES INC COM 502431109 4,087 21,624 SH   SOLE   0 0 21,624
BECTON DICKINSON & CO COM 075887109 3,969 15,863 SH   SOLE   0 0 15,863
WELLS FARGO CO NEW COM 949746101 3,878 128,493 SH   SOLE   0 0 128,493
LOWES COS INC COM 548661107 3,743 23,322 SH   SOLE   0 0 23,322
ISHARES TR COM 46434VAX8 3,735 142,187 SH   SOLE   0 0 142,187
DOLLAR GEN CORP NEW COM 256677105 3,646 17,339 SH   SOLE   0 0 17,339
SCHLUMBERGER LTD COM 806857108 3,564 163,250 SH   SOLE   0 0 163,250
ISHARES TR COM 464288158 3,462 32,023 SH   SOLE   0 0 32,023
SALESFORCE COM INC COM 79466L302 3,339 15,003 SH   SOLE   0 0 15,003
FIDELITY COVINGTON TRUST COM 316092865 3,250 80,086 SH   SOLE   0 0 80,086
UNION PAC CORP COM 907818108 3,154 15,146 SH   SOLE   0 0 15,146
ISHARES TR COM 464287226 3,124 26,431 SH   SOLE   0 0 26,431
SPDR S&P 500 ETF TR COM 78462F103 2,152 5,755 SH   SOLE   0 0 5,755
JOHNSON & JOHNSON COM 478160104 2,010 12,773 SH   SOLE   0 0 12,773
II-VI INC COM 902104108 1,745 22,967 SH   SOLE   0 0 22,967
ISHARES TR COM 46429B689 1,738 23,679 SH   SOLE   0 0 23,679
PPG INDS INC COM 693506107 1,461 10,127 SH   SOLE   0 0 10,127
ISHARES TR COM 464288885 1,281 12,698 SH   SOLE   0 0 12,698
ABBVIE INC COM 00287Y109 1,215 11,339 SH   SOLE   0 0 11,339
AUTOMATIC DATA PROCESSING IN COM 053015103 1,205 6,841 SH   SOLE   0 0 6,841
NVR INC COM 62944T105 1,138 279 SH   SOLE   0 0 279
VANGUARD INDEX FDS COM 922908769 1,125 5,777 SH   SOLE   0 0 5,777
PNC FINL SVCS GROUP INC COM 693475105 1,077 7,229 SH   SOLE   0 0 7,229
ISHARES TR COM 464287598 1,019 7,451 SH   SOLE   0 0 7,451
PALANTIR TECHNOLOGIES INC COM 69608A108 992 42,107 SH   SOLE   0 0 42,107
ISHARES TR COM 464287655 943 4,812 SH   SOLE   0 0 4,812
VANGUARD INDEX FDS COM 922908629 877 4,241 SH   SOLE   0 0 4,241
ISHARES INC COM 46434G103 770 12,405 SH   SOLE   0 0 12,405
COMCAST CORP NEW COM 20030N101 756 14,436 SH   SOLE   0 0 14,436
MCDONALDS CORP COM 580135101 711 3,311 SH   SOLE   0 0 3,311
NETFLIX INC COM 64110L106 689 1,274 SH   SOLE   0 0 1,274
VANGUARD WHITEHALL FDS COM 921946406 669 7,315 SH   SOLE   0 0 7,315
CSX CORP COM 126408103 666 7,343 SH   SOLE   0 0 7,343
BOEING CO COM 097023105 663 3,097 SH   SOLE   0 0 3,097
ISHARES TR COM 464288448 641 21,766 SH   SOLE   0 0 21,766
VANECK VECTORS ETF TR COM 92189H201 636 12,214 SH   SOLE   0 0 12,214
AT&T INC COM 00206R102 629 21,871 SH   SOLE   0 0 21,871
WISDOMTREE TR COM 97717X669 607 11,245 SH   SOLE   0 0 11,245
HONEYWELL INTL INC COM 438516106 581 2,734 SH   SOLE   0 0 2,734
ABBOTT LABS COM 002824100 571 5,217 SH   SOLE   0 0 5,217
COOPER COS INC COM 216648402 568 1,562 SH   SOLE   0 0 1,562
TESLA INC COM 88160R101 538 762 SH   SOLE   0 0 762
HOME DEPOT INC COM 437076102 534 2,010 SH   SOLE   0 0 2,010
SCHWAB STRATEGIC TR COM 808524706 523 17,070 SH   SOLE   0 0 17,070
ALPHABET INC COM 02079K107 510 291 SH   SOLE   0 0 291
WHITE MTNS INS GROUP LTD COM G9618E107 505 505 SH   SOLE   0 0 505
MERCK & CO. INC COM 58933Y105 504 6,155 SH   SOLE   0 0 6,155
QUALCOMM INC COM 747525103 474 3,109 SH   SOLE   0 0 3,109
ISHARES TR COM 464287242 459 3,323 SH   SOLE   0 0 3,323
ISHARES INC COM 464286533 454 7,434 SH   SOLE   0 0 7,434
ISHARES TR COM 46434VBG4 440 16,548 SH   SOLE   0 0 16,548
ISHARES TR COM 464288414 425 3,623 SH   SOLE   0 0 3,623
INTEL CORP COM 458140100 421 8,455 SH   SOLE   0 0 8,455
NATIONAL BK HLDGS CORP COM 633707104 413 12,596 SH   SOLE   0 0 12,596
EXXON MOBIL CORP COM 30231G102 410 9,956 SH   SOLE   0 0 9,956
ISHARES TR COM 464288877 407 8,614 SH   SOLE   0 0 8,614
SSGA ACTIVE ETF TR COM 78467V848 405 8,215 SH   SOLE   0 0 8,215
NORFOLK SOUTHN CORP COM 655844108 399 1,680 SH   SOLE   0 0 1,680
NIKE INC COM 654106103 379 2,683 SH   SOLE   0 0 2,683
ISHARES TR COM 464287887 379 3,323 SH   SOLE   0 0 3,323
PPL CORP COM 69351T106 364 12,910 SH   SOLE   0 0 12,910
INTERNATIONAL BUSINESS MACHS COM 459200101 361 2,870 SH   SOLE   0 0 2,870
INVESCO EXCHANGE TRADED FD T COM 46137V357 352 2,757 SH   SOLE   0 0 2,757
VANGUARD INDEX FDS COM 922908736 333 1,314 SH   SOLE   0 0 1,314
SCHWAB STRATEGIC TR COM 808524805 329 9,132 SH   SOLE   0 0 9,132
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 328 23,275 SH   SOLE   0 0 23,275
J P MORGAN EXCHANGE-TRADED F COM 46641Q670 327 5,872 SH   SOLE   0 0 5,872
SELECT SECTOR SPDR TR COM 81369Y803 325 2,500 SH   SOLE   0 0 2,500
VANGUARD INTL EQUITY INDEX F COM 922042858 314 6,263 SH   SOLE   0 0 6,263
SPDR SER TR COM 78464A409 306 5,539 SH   SOLE   0 0 5,539
HUNTINGTON BANCSHARES INC COM 446150104 298 23,617 SH   SOLE   0 0 23,617
INVESCO QQQ TR COM 46090E103 286 910 SH   SOLE   0 0 910
KLA CORP COM 482480100 271 1,046 SH   SOLE   0 0 1,046
PHILIP MORRIS INTL INC COM 718172109 264 3,195 SH   SOLE   0 0 3,195
FACEBOOK INC COM 30303M102 246 901 SH   SOLE   0 0 901
SERVICENOW INC COM 81762P102 238 433 SH   SOLE   0 0 433
SPDR SER TR COM 78464A300 234 3,541 SH   SOLE   0 0 3,541
VANGUARD WORLD FDS COM 92204A702 230 649 SH   SOLE   0 0 649
PAYPAL HLDGS INC COM 70450Y103 228 973 SH   SOLE   0 0 973
BLACKROCK MD MUN BD TR COM 09249L105 221 14,280 SH   SOLE   0 0 14,280
V F CORP COM 918204108 218 2,551 SH   SOLE   0 0 2,551
ROCKWELL AUTOMATION INC COM 773903109 217 866 SH   SOLE   0 0 866
ISHARES TR COM 464287622 217 1,023 SH   SOLE   0 0 1,023
ISHARES TR COM 46434V621 215 4,805 SH   SOLE   0 0 4,805
COCA COLA CO COM 191216100 214 3,907 SH   SOLE   0 0 3,907
DEERE & CO COM 244199105 208 772 SH   SOLE   0 0 772
APPLIED MATLS INC COM 038222105 207 2,399 SH   SOLE   0 0 2,399
ISHARES TR COM 464287614 206 856 SH   SOLE   0 0 856
WISDOMTREE TR COM 97717W604 204 7,669 SH   SOLE   0 0 7,669
PIMCO ETF TR COM 72201R866 204 3,590 SH   SOLE   0 0 3,590
ISHARES TR COM 464287150 203 2,356 SH   SOLE   0 0 2,356