The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 341 2,758 SH   DFND 10 2,413 345 0
AEGON N V NY REGISTRY SH 007924103 162 31,651 SH   SOLE 0 31,651 0 0
AETNA INC NEW COM 00817Y108 278 1,832 SH   DFND 4, 6, 9, 10 1,589 243 0
AFLAC INC COM 001055102 205 2,642 SH   DFND 9 2,572 70 0
ALLERGAN PLC SHS G0177J108 1,559 6,412 SH   DFND 6, 7, 10 940 213 5,259
AMERIPRISE FINL INC COM 03076C106 962 7,556 SH   DFND 1 395 7,130 31
AMERICAN TOWER CORP NEW COM 03027X100 518 3,915 SH   DFND 4, 10, 14 3,005 530 380
AMAZON COM INC COM 023135106 3,285 3,394 SH   DFND 7, 8, 10, 14 447 283 2,664
ANSYS INC COM 03662Q105 254 2,084 SH   DFND 1 244 1,840 0
AON PLC SHS CL A G0408V102 570 4,284 SH   DFND 10 1,216 127 2,941
AIR PRODS &CHEMS INC COM 009158106 446 3,120 SH   DFND 2, 10 486 2,597 37
ACTIVISION BLIZZARD INC COM 00507V109 283 4,920 SH   DFND 7, 10 4,080 820 20
BROADCOM LTD SHS Y09827109 1,406 6,035 SH   DFND 10, 14 5,851 175 9
AMERICAN WTR WKS CO INC NEW COM 030420103 760 9,744 SH   DFND 10 9,408 14 322
AMERICAN EXPRESS CO COM 025816109 659 7,819 SH   DFND 8, 9, 10 7,409 410 0
BOEING CO COM 097023105 1,544 7,807 SH   DFND 1, 10 4,198 766 2,843
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 440 3,123 SH   DFND 8, 14 0 323 2,800
BANK AMER CORP 7.25%CNV PFD L 060505682 1,368 1,084 SH   SOLE 0 1,084 0 0
BIOGEN INC COM 09062X103 254 935 SH   DFND 10, 14 495 40 400
BLACKROCK INC COM 09247X101 1,024 2,424 SH   DFND 2, 10, 12 442 1,890 92
BRISTOL MYERS SQUIBB CO COM 110122108 281 5,047 SH   DFND 10 3,520 785 742
BOK FINL CORP COM NEW 05561Q201 512 6,091 SH   DFND 1 0 6,061 30
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 509 7,964 SH   DFND 13 6,403 781 780
BLACKROCK CR ALLCTN INC TR COM 092508100 190 14,150 SH   SOLE 0 13,150 0 1,000
CATERPILLAR INC DEL COM 149123101 252 2,342 SH   DFND 6, 10 1,785 174 383
CHUBB LIMITED COM H1467J104 986 6,782 SH   DFND 1, 6, 10 786 5,793 203
CROWN CASTLE INTL CORP NEW COM 22822V101 411 4,105 SH   DFND 2, 7, 10 105 3,961 39
CARNIVAL CORP UNIT 99/99/9999 143658300 647 9,873 SH   DFND 5, 9, 10, 12 661 9,025 187
CELGENE CORP COM 151020104 409 3,148 SH   DFND 7, 10, 14 2,361 687 100
CULLEN FROST BANKERS INC COM 229899109 452 4,809 SH   DFND 1, 10 0 4,791 18
CIGNA CORPORATION COM 125509109 913 5,457 SH   DFND 10 79 174 5,204
CINCINNATI FINL CORP COM 172062101 422 5,827 SH   DFND 10, 12 436 5,341 50
COLGATE PALMOLIVE CO COM 194162103 556 7,507 SH   DFND 6, 10 1,487 220 5,800
COMERICA INC COM 200340107 333 4,543 SH   SOLE 0 4,543 0 0
ISHARES TR CALIF MUN BD ETF 464288356 282 2,399 SH   SOLE 0 2,399 0 0
CMS ENERGY CORP COM 125896100 213 4,596 SH   DFND 6 1,609 237 2,750
SALESFORCE COM INC COM 79466L302 339 3,917 SH   DFND 7, 10, 14 3,043 874 0
CVS HEALTH CORP COM 126650100 496 6,167 SH   DFND 4, 10 4,966 146 1,055
DEERE &CO COM 244199105 519 4,198 SH   DFND 8 4,095 103 0
DIAGEO P L C SPON ADR NEW 25243Q205 555 4,633 SH   DFND 12 1,650 2,902 81
WISDOMTREE TR INTL MIDCAP DV 97717W778 275 4,306 SH   SOLE 0 1,506 0 2,800
DISNEY WALT CO COM DISNEY 254687106 531 5,000 SH   DFND 4, 10 3,769 612 619
WISDOMTREE TR US MIDCAP DIVID 97717W505 314 3,217 SH   SOLE 0 3,217 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 288 3,448 SH   DFND 4, 10, 12 780 2,643 25
ECOLAB INC COM 278865100 251 1,888 SH   DFND 4, 10, 14 1,489 99 300
EASTMAN CHEM CO COM 277432100 467 5,560 SH   DFND 9, 10 4,697 240 623
ESSEX PPTY TR INC COM 297178105 271 1,053 SH   DFND 10 0 18 1,035
EATON VANCE LTD DUR INCOME F COM 27828H105 146 10,357 SH   SOLE 0 9,357 0 1,000
EXELON CORP COM 30161N101 299 8,277 SH   DFND 10 7,663 426 188
FASTENAL CO COM 311900104 307 7,063 SH   DFND 2 1,083 5,919 61
FIRST TR SR FLG RTE INCM FD COM 33733U108 138 10,343 SH   SOLE 0 10,343 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 630 6,294 SH   DFND 1 0 6,268 26
FORTIVE CORP COM 34959J108 308 4,858 SH   DFND 10, 14 550 208 4,100
SPDR GOLD TRUST GOLD SHS 78463V107 443 3,754 SH   SOLE 0 622 0 3,132
ALPHABET INC CAP STK CL C 02079K107 7,805 8,589 SH   DFND 4, 7, 8, 10, 14 597 169 7,823
ALPHABET INC CAP STK CL A 02079K305 933 1,004 SH   DFND 4, 8, 10, 14 569 210 225
HASBRO INC COM 418056107 658 5,901 SH   DFND 2, 10, 12 521 5,324 56
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 577 9,256 SH   SOLE 0 9,256 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 331 1,066 SH   SOLE 0 50 0 1,016
INTERNATIONAL BUSINESS MACHS COM 459200101 774 5,034 SH   DFND 4, 10 2,914 386 1,734
ISHARES TR CORE MSCI EAFE 46432F842 215 3,523 SH   SOLE 0 3,523 0 0
ISHARES TR SP SMCP600VL ETF 464287879 298 2,128 SH   SOLE 0 2,128 0 0
ISHARES TR SP SMCP600GR ETF 464287887 418 2,680 SH   SOLE 0 2,680 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 333 356 SH   DFND 7, 10 0 23 333
ILLINOIS TOOL WKS INC COM 452308109 216 1,505 SH   DFND 2, 9, 10 76 1,168 261
ISHARES TR S&P 500 VAL ETF 464287408 526 5,014 SH   SOLE 0 5,014 0 0
ISHARES TR CORE S&P500 ETF 464287200 399 1,637 SH   SOLE 0 1,610 0 27
ISHARES TR RUS 1000 ETF 464287622 230 1,703 SH   SOLE 0 1,703 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 230 1,933 SH   SOLE 0 1,933 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 690 4,897 SH   SOLE 0 4,661 0 236
ISHARES TR RUS MD CP GR ETF 464287481 676 6,254 SH   SOLE 0 6,254 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,300 6,769 SH   SOLE 0 6,523 0 246
ISHARES TR RUS MDCP VAL ETF 464287473 366 4,352 SH   SOLE 0 4,352 0 0
LOWES COS INC COM 548661107 310 3,998 SH   DFND 10, 12 927 3,041 30
MASTERCARD INCORPORATED CL A 57636Q104 321 2,646 SH   DFND 7, 10, 14 1,743 724 178
MFA FINL INC COM 55272X102 126 15,000 SH   SOLE 0 15,000 0 0
MARTIN MARIETTA MATLS INC COM 573284106 1,034 4,646 SH   DFND 1, 10 120 4,508 18
MARSH &MCLENNAN COS INC COM 571748102 222 2,852 SH   DFND 2, 10 259 1,950 643
3M CO COM 88579Y101 1,114 5,352 SH   DFND 2, 4, 5, 10 2,246 2,854 252
MARATHON OIL CORP COM 565849106 189 15,956 SH   DFND 10 15,138 400 418
M &T BK CORP COM 55261F104 693 4,278 SH   DFND 1 0 4,260 18
MICRON TECHNOLOGY INC COM 595112103 242 8,111 SH   DFND 10 6,866 383 862
ISHARES TR NATIONAL MUN ETF 464288414 849 7,711 SH   SOLE 0 7,711 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 225 4,209 SH   SOLE 0 4,209 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 270 6,004 SH   DFND 2, 10 100 5,844 60
NEXTERA ENERGY INC COM 65339F101 1,326 9,462 SH   DFND 2, 6, 10 5,307 4,077 78
NEWMARKET CORP COM 651587107 317 689 SH   DFND 12 53 630 6
NATIONAL FUEL GAS CO N J COM 636180101 499 8,929 SH   DFND 1 0 8,890 39
NIKE INC CL B 654106103 325 5,516 SH   DFND 7, 10, 14 3,653 1,030 833
NORTHROP GRUMMAN CORP COM 666807102 855 3,330 SH   DFND 9, 10, 14 545 51 2,734
NORFOLK SOUTHERN CORP COM 655844108 558 4,584 SH   DFND 12 0 4,325 259
NEWELL BRANDS INC COM 651229106 381 7,101 SH   DFND 10 7,022 79 0
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 341 6,678 SH   DFND 13 5,442 1,236 0
ORACLE CORP COM 68389X105 495 9,879 SH   DFND 4, 8, 9, 10 6,906 1,745 1,228
PRICELINE GRP INC COM NEW 741503403 354 189 SH   DFND 7, 10, 14 147 39 3
PIONEER FLOATING RATE TR COM 72369J102 145 12,217 SH   SOLE 0 12,217 0 0
PPG INDS INC COM 693506107 960 8,727 SH   DFND 1, 4, 10 1,710 6,989 28
VOYA PRIME RATE TR SH BEN INT 92913A100 58 10,836 SH   SOLE 0 10,836 0 0
PIONEER NAT RES CO COM 723787107 807 5,057 SH   DFND 1, 4, 6, 10 1,215 3,828 14
REYNOLDS AMERICAN INC COM 761713106 561 8,625 SH   DFND 10, 12 4,267 4,317 41
PROSHARES TR PSHS ULTRA TECH 74347R693 209 1,600 SH   SOLE 0 1,600 0 0
ROPER TECHNOLOGIES INC COM 776696106 231 998 SH   DFND 10 987 11 0
RPM INTL INC COM 749685103 244 4,475 SH   SOLE 0 4,475 0 0
RAYTHEON CO COM NEW 755111507 500 3,097 SH   DFND 4, 10, 14 2,428 166 503
STARBUCKS CORP COM 855244109 508 8,705 SH   DFND 7, 10, 14 7,051 1,042 612
SPDR SERIES TRUST S&P DIVID ETF 78464A763 468 5,264 SH   SOLE 0 5,264 0 0
SPECTRA ENERGY PARTNERS LP COM 84756N109 216 5,024 SH   DFND 13 0 524 4,500
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,022 8,361 SH   SOLE 0 8,346 0 15
SEMPRA ENERGY COM 816851109 422 3,743 SH   DFND 2, 5, 6, 10 1,243 2,476 24
SUNTRUST BKS INC COM 867914103 410 7,224 SH   DFND 1, 10 5,134 2,090 0
TARGET CORP COM 87612E106 252 4,822 SH   DFND 10, 12 301 4,107 414
THERMO FISHER SCIENTIFIC INC COM 883556102 260 1,488 SH   DFND 6, 10, 14 1,290 198 0
TOTAL S A SPONSORED ADR 89151E109 273 5,507 SH   DFND 5, 9 4,927 580 0
TARGA RES CORP COM 87612G101 287 6,360 SH   DFND 13 0 424 5,936
TRAVELERS COMPANIES INC COM 89417E109 328 2,595 SH   DFND 4, 10 1,705 350 540
TESORO CORP COM 881609101 242 2,589 SH   DFND 10 2,480 109 0
TIME WARNER INC COM NEW 887317303 659 6,566 SH   DFND 1, 9, 10 191 6,344 31
UNITEDHEALTH GROUP INC COM 91324P102 784 4,228 SH   DFND 10, 14 3,412 816 0
UNION PAC CORP COM 907818108 379 3,483 SH   DFND 5, 9, 10, 14 2,423 792 268
UNITED PARCEL SERVICE INC CL B 911312106 272 2,456 SH   DFND 4, 8, 10 1,417 555 484
VISA INC COM CL A 92826C839 910 9,705 SH   DFND 4, 8, 10, 14 6,206 1,267 2,232
VANGUARD INDEX FDS SML CP GRW ETF 922908595 868 5,955 SH   SOLE 0 5,768 0 187
VANGUARD INDEX FDS SM CP VAL ETF 922908611 847 6,895 SH   SOLE 0 6,683 0 212
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 773 8,339 SH   SOLE 0 8,190 0 149
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 581 8,599 SH   SOLE 0 8,599 0 0
VENTAS INC COM 92276F100 401 5,770 SH   DFND 2, 10 424 4,567 779
VANGUARD STAR FD VG TL INTL STK F 921909768 259 4,987 SH   SOLE 0 4,987 0 0
WEC ENERGY GROUP INC COM 92939U106 424 6,900 SH   DFND 2, 10 626 6,209 65
WILLIAMS COS INC DEL COM 969457100 255 8,417 SH   DFND 2, 10, 13 0 8,339 78
WAL-MART STORES INC COM 931142103 312 4,120 SH   DFND 4, 9, 10 3,007 725 388
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 335 4,229 SH   SOLE 0 4,229 0 0
APPLE INC COM 037833100 6,222 43,202 SH   DFND 5, 6, 9, 10, 14 12,296 2,976 27,931
ABBVIE INC COM 00287Y109 7,550 104,117 SH   DFND 1, 2, 9, 10 84,756 17,755 1,606
ABBOTT LABS COM 002824100 628 12,925 SH   DFND 2, 5, 10 4,402 7,886 637
ISHARES TR MSCI ACWI ETF 464288257 9,064 138,409 SH   SOLE 0 131,144 0 7,265
ADOBE SYS INC COM 00724F101 1,425 10,076 SH   DFND 1, 7, 10, 14 373 9,665 38
ARCHER DANIELS MIDLAND CO COM 039483102 556 13,442 SH   DFND 1, 10 52 13,339 51
AUTOMATIC DATA PROCESSING IN COM 053015103 5,971 58,273 SH   DFND 2, 4, 8, 10 55,829 2,359 85
ALLIANCE DATA SYSTEMS CORP COM 018581108 2,622 10,215 SH   DFND 10 10,194 10 11
AMERICAN ELEC PWR INC COM 025537101 3,982 57,325 SH   DFND 9, 10 56,813 124 388
AES CORP COM 00130H105 513 46,178 SH   DFND 1, 10 2,873 42,602 703
ALASKA AIR GROUP INC COM 011659109 2,368 26,383 SH   DFND 10 26,330 26 27
ADVANCED MICRO DEVICES INC COM 007903107 503 40,286 SH   DFND 10 0 286 40,000
AMGEN INC COM 031162100 2,298 13,344 SH   DFND 1, 2, 8, 10 1,260 5,934 6,150
ANTHEM INC COM 036752103 2,766 14,700 SH   DFND 9, 10 14,375 42 283
ASTRAZENECA PLC SPONSORED ADR 046353108 5,639 165,424 SH   SOLE 0 165,199 0 225
BANK AMER CORP COM 060505104 5,976 246,318 SH   DFND 1, 9, 10 5,447 45,498 195,373
BAXTER INTL INC COM 071813109 2,340 38,645 SH   DFND 1, 10 17,536 19,880 1,229
BED BATH &BEYOND INC COM 075896100 1,952 64,221 SH   SOLE 0 64,152 0 69
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 647 28,250 SH   SOLE 0 28,250 0 0
BB&T CORP COM 054937107 509 11,217 SH   DFND 2 0 11,091 126
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 919 109,895 SH   DFND 1 0 109,414 481
BEST BUY INC COM 086516101 2,369 41,315 SH   DFND 9, 10 41,095 177 43
FRANKLIN RES INC COM 354613101 2,805 62,630 SH   SOLE 0 62,571 0 59
BROWN FORMAN CORP CL B 115637209 552 11,365 SH   DFND 10 0 115 11,250
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,458 26,321 SH   DFND 4, 10, 12 18,734 2,227 5,360
BORGWARNER INC COM 099724106 2,561 60,448 SH   DFND 10 60,362 24 62
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,299 38,960 SH   SOLE 0 34,427 0 4,533
CITIGROUP INC COM NEW 172967424 7,402 110,669 SH   DFND 9, 10 42,526 710 67,433
CA INC COM 12673P105 373 10,811 SH   DFND 10, 12 202 10,506 103
COMCAST CORP NEW CL A 20030N101 588 15,101 SH   DFND 4, 10, 14 11,376 2,157 1,568
CREDIT SUISSE GROUP SPONSORED ADR 225401108 1,033 70,725 SH   DFND 6 0 725 70,000
CISCO SYS INC COM 17275R102 2,177 69,541 SH   DFND 2, 4, 5, 8, 9, 10, 12 25,023 30,727 13,791
CALAMOS STRATEGIC TOTL RETN COM SH BEN INT 128125101 244 20,807 SH   SOLE 0 19,046 0 1,761
CENTURYLINK INC COM 156700106 3,812 159,611 SH   DFND 10 153,087 204 6,319
CARETRUST REIT INC COM 14174T107 3,272 176,485 SH   SOLE 0 8,407 0 168,078
CHEVRON CORP NEW COM 166764100 6,161 59,049 SH   DFND 5, 6, 9, 10, 12 5,651 3,309 50,089
DOMINION ENERGY INC COM 25746U109 5,383 70,246 SH   DFND 10, 12 67,877 2,238 131
DELTA AIR LINES INC DEL COM NEW 247361702 2,872 53,443 SH   DFND 10, 14 53,202 189 52
DISCOVER FINL SVCS COM 254709108 2,395 38,512 SH   SOLE 0 38,475 0 37
D R HORTON INC COM 23331A109 2,628 76,026 SH   DFND 10 75,921 30 75
DANAHER CORP DEL COM 235851102 1,546 18,317 SH   DFND 1, 10, 14 1,150 8,933 8,234
DISCOVERY COMMUNICATNS NEW COM SER C 25470F302 2,276 90,284 SH   DFND 10 90,147 41 96
DELPHI AUTOMOTIVE PLC SHS G27823106 2,488 28,388 SH   DFND 7, 10 28,012 347 29
DOW CHEM CO COM 260543103 1,013 16,059 SH   DFND 1, 9, 10 1,899 13,606 554
ISHARES TR SELECT DIVID ETF 464287168 1,110 12,036 SH   SOLE 0 12,036 0 0
ISHARES TR MSCI EAFE ETF 464287465 672 10,306 SH   SOLE 0 9,793 0 513
ENBRIDGE INC COM 29250N105 4,980 125,100 SH   DFND 2, 10 114,883 9,956 261
ENTERPRISE PRODS PARTNERS L COM 293792107 1,269 46,876 SH   DFND 13 33,964 3,664 9,248
EQT CORP COM 26884L109 620 10,578 SH   DFND 1, 10 428 10,111 39
E TRADE FINANCIAL CORP COM NEW 269246401 2,692 70,781 SH   DFND 6 70,553 156 72
EATON CORP PLC SHS G29183103 1,766 22,695 SH   DFND 9, 10 180 439 22,076
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT 29278N103 689 33,799 SH   DFND 13 4,981 2,828 25,990
FORD MTR CO DEL COM PAR $0.01 345370860 2,634 235,344 SH   DFND 10 217,913 1,071 16,360
FACEBOOK INC CL A 30303M102 7,457 49,388 SH   DFND 7, 8, 10, 14 5,458 1,815 42,115
FREEPORT-MCMORAN INC CL B 35671D857 262 21,799 SH   DFND 10 19,833 566 1,400
GENERAL DYNAMICS CORP COM 369550108 2,198 11,097 SH   DFND 1, 7, 10, 12, 14 3,077 7,894 126
GENERAL ELECTRIC CO COM 369604103 14,246 527,430 SH   DFND 4, 6, 7, 10, 12 166,424 209,757 151,249
GILEAD SCIENCES INC COM 375558103 3,109 43,926 SH   DFND 10 40,443 411 3,071
GENERAL MLS INC COM 370334104 705 12,722 SH   DFND 5, 10, 12 5,542 6,916 264
GENERAL MTRS CO COM 37045V100 2,487 71,197 SH   DFND 10 70,728 257 212
GAP INC DEL COM 364760108 2,243 102,020 SH   SOLE 0 101,862 0 158
GOLDMAN SACHS GROUP INC COM 38141G104 3,576 16,116 SH   DFND 6, 7, 10 13,692 280 2,144
GOODYEAR TIRE &RUBR CO COM 382550101 767 21,950 SH   DFND 6, 10 21,387 409 154
HALLIBURTON CO COM 406216101 591 13,845 SH   DFND 1, 6, 10 114 13,677 54
HUNTINGTON BANCSHARES INC COM 446150104 934 69,117 SH   SOLE 0 585 0 68,532
HANESBRANDS INC COM 410345102 2,759 119,127 SH   DFND 10 116,611 97 2,419
HCA HEALTHCARE INC COM 40412C101 2,702 30,989 SH   DFND 10 30,781 178 30
HOME DEPOT INC COM 437076102 3,025 19,721 SH   DFND 1, 2, 5, 6, 10, 14 4,264 11,070 4,387
HESS CORP COM 42809H107 441 10,047 SH   DFND 10 9,903 64 80
HOMESTREET INC COM 43785V102 1,399 50,549 SH   SOLE 0 2,407 0 48,142
HOLOGIC INC COM 436440101 1,604 35,347 SH   DFND 10 23,267 48 12,032
HONEYWELL INTL INC COM 438516106 6,644 49,850 SH   DFND 2, 4, 5, 9, 10, 14 46,355 2,263 1,232
HP INC COM 40434L105 3,220 184,226 SH   DFND 9, 10 181,516 2,561 149
BLOCK H &R INC COM 093671105 3,152 101,989 SH   DFND 10 101,088 38 863
INTEL CORP COM 458140100 6,842 202,780 SH   DFND 6, 9, 10, 12 154,977 11,841 35,962
ISHARES TR S&P 500 GRWT ETF 464287309 3,652 26,687 SH   SOLE 0 26,687 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,128 17,902 SH   SOLE 0 17,697 0 205
ISHARES TR RUS 2000 GRW ETF 464287648 2,553 15,127 SH   SOLE 0 15,059 0 68
JOHNSON &JOHNSON COM 478160104 19,264 145,621 SH   DFND 2, 4, 5, 6, 9, 10 7,867 5,352 132,401
JPMORGAN CHASE &CO COM 46625H100 11,000 120,352 SH   DFND 1, 2, 4, 5, 6, 9, 10, 14 78,689 16,286 25,376
SPDR SERIES TRUST S&P BK ETF 78464A797 679 15,591 SH   SOLE 0 14,678 0 913
KRAFT HEINZ CO COM 500754106 5,489 64,090 SH   DFND 10 58,487 477 5,126
KIMBERLY CLARK CORP COM 494368103 5,356 41,483 SH   DFND 2, 4, 9, 10 40,215 1,186 82
KINDER MORGAN INC DEL COM 49456B101 279 14,558 SH   DFND 10, 12 750 11,100 2,708
COCA COLA CO COM 191216100 7,182 160,136 SH   DFND 1, 5, 8, 10, 12 133,356 25,960 820
MICHAEL KORS HLDGS LTD SHS G60754101 2,458 67,799 SH   DFND 10 67,704 24 71
KROGER CO COM 501044101 723 30,997 SH   DFND 1, 10 2,976 27,908 113
KOHLS CORP COM 500255104 2,357 60,963 SH   SOLE 0 60,874 0 89
LENNAR CORP CL A 526057104 1,714 32,142 SH   DFND 1, 10 0 16,228 15,914
LILLY ELI &CO COM 532457108 6,817 82,826 SH   DFND 6, 10, 12, 14 62,280 5,637 14,909
LOCKHEED MARTIN CORP COM 539830109 6,048 21,785 SH   DFND 2, 5, 10 19,977 1,760 48
LINCOLN NATL CORP IND COM 534187109 2,807 41,542 SH   SOLE 0 41,430 0 112
SOUTHWEST AIRLS CO COM 844741108 1,009 16,243 SH   DFND 10, 14 938 305 15,000
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,699 31,986 SH   DFND 2, 10 29,264 2,617 105
MACYS INC COM 55616P104 2,342 100,775 SH   SOLE 0 100,206 0 569
BLACKROCK MUNIYIELD CALI QLT COM 09254N103 1,919 127,853 SH   SOLE 0 110,052 0 17,801
MCDONALDS CORP COM 580135101 7,788 50,849 SH   DFND 5, 10 47,136 661 3,052
MICROCHIP TECHNOLOGY INC COM 595017104 1,059 13,724 SH   DFND 1 441 12,852 431
MCKESSON CORP COM 58155Q103 3,144 19,106 SH   DFND 10 19,019 70 17
MONDELEZ INTL INC CL A 609207105 1,511 34,980 SH   DFND 1, 4, 6, 10 2,151 16,015 16,814
MEDTRONIC PLC SHS G5960L103 1,512 17,034 SH   DFND 1, 2, 5, 10 243 15,657 1,134
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 25,034 78,818 SH   SOLE 0 78,128 0 690
METLIFE INC COM 59156R108 2,507 45,636 SH   DFND 4 45,003 53 580
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,158 16,246 SH   DFND 13 8,023 1,231 6,992
ALTRIA GROUP INC COM 02209S103 5,463 73,364 SH   DFND 2, 5, 6, 9, 10, 12 42,718 20,011 10,635
MARATHON PETE CORP COM 56585A102 616 11,780 SH   DFND 10 10,817 45 918
MERCK &CO INC COM 58933Y105 1,697 26,471 SH   DFND 2, 4, 5, 8, 9, 10, 12 11,062 12,888 2,521
MORGAN STANLEY COM NEW 617446448 554 12,434 SH   DFND 9, 10 286 148 12,000
MICROSOFT CORP COM 594918104 6,161 89,378 SH   DFND 1, 2, 4, 5, 7, 8, 10, 12, 14 19,214 34,906 35,259
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 532 78,772 SH   DFND 1 0 78,417 355
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 226 15,694 SH   SOLE 0 13,159 0 2,535
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 840 55,276 SH   SOLE 0 45,583 0 9,693
BLACKROCK MUNIYIELD QLTY FD COM 09254E103 801 56,058 SH   SOLE 0 56,058 0 0
MYLAN N V SHS EURO N59465109 2,411 62,104 SH   DFND 10 62,018 24 62
NORDIC AMERICAN TANKERS LIMI COM G65773106 378 59,651 SH   SOLE 0 58,000 0 1,651
NAVIENT CORPORATION COM 63938C108 2,707 162,609 SH   DFND 10 159,822 2,621 166
NUVEEN AMT FREE QLTY MUN INC COM 670657105 300 21,901 SH   SOLE 0 21,901 0 0
ALLIANZGI NFJ DIVID INT &PR COM 01883A107 246 18,762 SH   SOLE 0 18,762 0 0
ANNALY CAP MGMT INC COM 035710409 367 30,425 SH   SOLE 0 100 0 30,325
NOVARTIS A G SPONSORED ADR 66987V109 969 11,608 SH   DFND 1, 8 1,960 9,611 37
OWENS ILL INC COM NEW 690768403 353 14,748 SH   DFND 10 14,703 45 0
OSHKOSH CORP COM 688239201 864 12,541 SH   DFND 1 0 12,282 259
OCCIDENTAL PETE CORP DEL COM 674599105 4,684 78,234 SH   DFND 5, 10 76,074 370 1,790
PAYCHEX INC COM 704326107 1,119 19,661 SH   DFND 2, 10, 12 8,210 11,289 162
PIMCO DYNMIC CREDIT AND MRT COM SHS 72202D106 332 14,862 SH   SOLE 0 12,550 0 2,312
PIMCO DYNAMIC INCOME FD SHS 72201Y101 305 10,100 SH   SOLE 0 8,775 0 1,325
PEPSICO INC COM 713448108 1,571 13,607 SH   DFND 2, 4, 5, 9, 10 1,522 6,476 5,609
PFIZER INC COM 717081103 1,408 41,919 SH   DFND 2, 4, 5, 6, 9, 10, 12 12,476 26,087 3,356
ISHARES TR U.S. PFD STK ETF 464288687 1,607 41,035 SH   SOLE 0 33,195 0 7,840
PROCTER AND GAMBLE CO COM 742718109 5,931 68,052 SH   DFND 4, 5, 8, 9, 10 58,381 2,286 7,385
PULTE GROUP INC COM 745867101 2,765 112,734 SH   DFND 10 112,560 59 115
PHILIP MORRIS INTL INC COM 718172109 6,907 58,812 SH   DFND 2, 6, 10, 12 26,641 5,356 26,815
PPL CORP COM 69351T106 5,291 136,857 SH   DFND 10 136,281 391 185
PRUDENTIAL FINL INC COM 744320102 2,733 25,271 SH   DFND 9, 10 24,483 748 40
PHILLIPS 66 COM 718546104 850 10,273 SH   DFND 1, 6, 10 162 9,860 251
PAYPAL HLDGS INC COM 70450Y103 1,107 20,624 SH   DFND 1, 4, 7, 10, 14 6,294 14,279 51
QUALCOMM INC COM 747525103 1,814 32,853 SH   DFND 8, 10 4,845 1,263 26,745
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 4,891 35,535 SH   SOLE 0 11,444 0 24,091
ROYAL BK SCOTLAND GROUP PLC SPON ADR SER H 780097879 1,062 40,000 SH   SOLE 0 40,000 0 0
REGIONS FINL CORP NEW COM 7591EP100 1,755 119,862 SH   DFND 9, 10 7,829 1,898 110,135
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 1,699 18,336 SH   SOLE 0 18,271 0 65
SCHWAB CHARLES CORP NEW COM 808513105 643 14,974 SH   DFND 6, 7, 10 1,784 1,040 12,150
SPROUTS FMRS MKT INC COM 85208M102 778 34,307 SH   SOLE 0 5,350 0 28,957
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 902 20,160 SH   SOLE 0 20,160 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 2,297 59,274 SH   DFND 10 58,781 180 313
SYNCHRONY FINL COM 87165B103 2,588 86,771 SH   DFND 10 86,586 110 75
AT&T INC COM 00206R102 4,832 128,059 SH   DFND 4, 5, 9, 10 121,329 3,577 3,153
THOMSON REUTERS CORP COM 884903105 3,908 84,435 SH   DFND 10 84,023 290 122
TWO HBRS INVT CORP COM 90187B101 354 35,688 SH   SOLE 0 35,000 0 688
TEXAS INSTRS INC COM 882508104 1,677 21,800 SH   DFND 2, 7, 10 95 6,513 15,192
UNITED CONTL HLDGS INC COM 910047109 2,632 34,980 SH   DFND 10 34,735 210 35
UNILEVER N V N Y SHS NEW 904784709 1,002 18,127 SH   DFND 1 2,345 15,716 66
UNITED RENTALS INC COM 911363109 3,391 30,089 SH   DFND 10 22,738 11 7,340
US BANCORP DEL COM NEW 902973304 843 16,228 SH   DFND 6, 9, 10 5,566 662 10,000
UNITED TECHNOLOGIES CORP COM 913017109 1,370 11,220 SH   DFND 4, 6, 10 10,292 602 327
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,148 12,967 SH   SOLE 0 3,746 0 9,221
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,104 26,707 SH   SOLE 0 26,300 0 407
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,866 37,302 SH   SOLE 0 37,273 0 29
VALERO ENERGY CORP NEW COM 91913Y100 3,336 49,456 SH   DFND 2, 10 46,904 2,412 140
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 45,403 369,698 SH   SOLE 0 368,486 0 1,212
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 44,726 442,089 SH   SOLE 0 440,684 0 1,405
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,279 27,864 SH   SOLE 0 27,517 0 347
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,252 10,057 SH   SOLE 0 10,057 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,053 21,265 SH   SOLE 0 21,204 0 61
VANGUARD INDEX FDS GROWTH ETF 922908736 1,467 11,548 SH   SOLE 0 11,548 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,426 121,492 SH   DFND 6, 10, 12 108,608 7,718 5,166
WALGREENS BOOTS ALLIANCE INC COM 931427108 880 11,236 SH   DFND 1, 10 0 11,014 222
WESTERN DIGITAL CORP COM 958102105 2,717 30,667 SH   DFND 10 10,540 64 20,063
WELLS FARGO CO NEW COM 949746101 8,885 160,344 SH   DFND 4, 5, 6, 9, 10, 12 85,362 12,472 62,510
WHIRLPOOL CORP COM 963320106 3,194 16,669 SH   DFND 6, 10 16,548 68 53
EXXON MOBIL CORP COM 30231G102 5,905 73,145 SH   DFND 2, 4, 6, 9, 10 62,385 5,900 4,860
XEROX CORP COM NEW 984121608 366 12,724 SH   DFND 9 12,154 185 385