The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   57,975 300 SH   SOLE 0 300 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   28,627,781 59,752 SH   SOLE 0 59,752 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672   81,020 1,623 SH   SOLE 0 1,623 0 0
JOHNSON & JOHNSON COM Stock 478160104   137,098 938 SH   SOLE 0 938 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,090,103 4,075 SH   SOLE 0 4,075 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   754 11 SH   SOLE 0 11 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   14,450 17 SH   SOLE 0 17 0 0
SHELL PLC SPON ADS ADR 780259305   1,371 19 SH   SOLE 0 19 0 0
YUM BRANDS INC COM Stock 988498101   5,961 45 SH   SOLE 0 45 0 0
BOSTON SCIENTIFIC CORP COM Stock 101137107   13,477 175 SH   SOLE 0 175 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   121,876 739 SH   SOLE 0 739 0 0
PPG INDS INC COM Stock 693506107   4,910 39 SH   SOLE 0 39 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   68,836 503 SH   SOLE 0 503 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   3,099 37 SH   SOLE 0 37 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   97,391 249 SH   SOLE 0 249 0 0
ISHARES SILVER TRUST ETF 46428Q109   2,923 110 SH   SOLE 0 110 0 0
MERCK & CO INC COM Stock 58933Y105   11,637 94 SH   SOLE 0 94 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   10,588 24 SH   SOLE 0 24 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   28,435 120 SH   SOLE 0 120 0 0
NORDSON CORP COM Stock 655663102   49,171 212 SH   SOLE 0 212 0 0
YUM CHINA HLDGS INC COM Stock 98850P109   2,190 71 SH   SOLE 0 71 0 0
ISHARES TIPS BOND ETF ETF 464287176   3,631 34 SH   SOLE 0 34 0 0
FIDELITY QUALITY FACTOR ETF ETF 316092790   1,349 22 SH   SOLE 0 22 0 0
HOWMET AEROSPACE INC COM Stock 443201108   93,156 1,200 SH   SOLE 0 1,200 0 0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF ETF 46137V217   5,157,896 105,803 SH   SOLE 0 105,803 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   20,702 502 SH   SOLE 0 502 0 0
PEPSICO INC COM Stock 713448108   44,531 270 SH   SOLE 0 270 0 0
HONEYWELL INTL INC COM Stock 438516106   4,698 22 SH   SOLE 0 22 0 0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432   1,950 55 SH   SOLE 0 55 0 0
US BANCORP DEL COM NEW Stock 902973304   23,899 602 SH   SOLE 0 602 0 0
XCEL ENERGY INC COM Stock 98389B100   274,367 5,137 SH   SOLE 0 5,137 0 0
BP PLC SPONSORED ADR ADR 055622104   62,309 1,726 SH   SOLE 0 1,726 0 0
FRANKLIN U.S. LARGE CAP MULTIFACTOR INDEX ETF ETF 35473P801   6,106,463 109,868 SH   SOLE 0 109,868 0 0
SPDR GOLD SHARES ETF 78463V107   7,258,093 33,757 SH   SOLE 0 33,757 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   5,694 120 SH   SOLE 0 120 0 0
GOLDMAN SACHS EQUAL WEIGHT U.S. LARGE CAP EQUITY ETF ETF 381430438   8,325 117 SH   SOLE 0 117 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   5,533 88 SH   SOLE 0 88 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847   1,847 36 SH   SOLE 0 36 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   7,671 152 SH   SOLE 0 152 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   6,355,844 63,029 SH   SOLE 0 63,029 0 0
FS KKR CAP CORP COM CEF 302635206   9,806 497 SH   SOLE 0 497 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   7,573 71 SH   SOLE 0 71 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   78,106 192 SH   SOLE 0 192 0 0
ADOBE INC COM Stock 00724F101   6,111 11 SH   SOLE 0 11 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   1,359 17 SH   SOLE 0 17 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   25,501 140 SH   SOLE 0 140 0 0
PROGRESSIVE CORP COM Stock 743315103   65,013 313 SH   SOLE 0 313 0 0
GLOBAL X U.S. PREFERRED ETF ETF 37954Y657   689 35 SH   SOLE 0 35 0 0
MICROSOFT CORP COM Stock 594918104   31,287 70 SH   SOLE 0 70 0 0
XTRACKERS RUSSELL 1000 US QUALITY AT A REASONABLE PRICE ETF ETF 233051242   18,269,496 370,900 SH   SOLE 0 370,900 0 0
SIMON PPTY GROUP INC NEW COM REIT 828806109   10,474 69 SH   SOLE 0 69 0 0
VANGUARD MID-CAP ETF ETF 922908629   10,168 42 SH   SOLE 0 42 0 0
NEXTERA ENERGY INC COM Stock 65339F101   4,390 62 SH   SOLE 0 62 0 0
TESLA INC COM Stock 88160R101   1,187 6 SH   SOLE 0 6 0 0
INVENTRUST PPTYS CORP COM NEW REIT 46124J201   5,794 234 SH   SOLE 0 234 0 0
VANGUARD S&P MID-CAP 400 VALUE ETF ETF 921932844   1,927 22 SH   SOLE 0 22 0 0
CONAGRA BRANDS INC COM Stock 205887102   3,751 132 SH   SOLE 0 132 0 0
VANGUARD S&P 500 ETF ETF 922908363   31,720,745 63,425 SH   SOLE 0 63,425 0 0
IQ MACKAY MUNICIPAL INSURED ETF ETF 45409F843   2,666 111 SH   SOLE 0 111 0 0
VANGUARD S&P SMALL-CAP 600 ETF ETF 921932828   884 9 SH   SOLE 0 9 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201   7,813 91 SH   SOLE 0 91 0 0
ELI LILLY & CO COM Stock 532457108   787,681 870 SH   SOLE 0 870 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   5,677 22 SH   SOLE 0 22 0 0
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 025072802   5,975 92 SH   SOLE 0 92 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,029 10 SH   SOLE 0 10 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   6,707 89 SH   SOLE 0 89 0 0
FIRST TRUST ACTIVE FACTOR MID CAP ETF ETF 33740F813   14,220,593 487,683 SH   SOLE 0 487,683 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857   58,320 1,200 SH   SOLE 0 1,200 0 0
SYSCO CORP COM Stock 871829107   69,462 973 SH   SOLE 0 973 0 0
VANGUARD S&P SMALL-CAP 600 VALUE ETF ETF 921932778   1,673 20 SH   SOLE 0 20 0 0
INVESCO S&P MIDCAP QUALITY ETF ETF 46137V472   58,994 608 SH   SOLE 0 608 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   16,758 191 SH   SOLE 0 191 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813   3,161,390 41,674 SH   SOLE 0 41,674 0 0
INVESCO NASDAQ 100 ETF ETF 46138G649   6,268,492 31,802 SH   SOLE 0 31,802 0 0
CADIZ INC COM NEW Stock 127537207   123,177 39,863 SH   SOLE 0 39,863 0 0
VIATRIS INC COM Stock 92556V106   170 16 SH   SOLE 0 16 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100   340,620 21,000 SH   SOLE 0 21,000 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,788 23 SH   SOLE 0 23 0 0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533   3,890 68 SH   SOLE 0 68 0 0
ORGANON & CO COMMON STOCK Stock 68622V106   166 8 SH   SOLE 0 8 0 0
VISA INC COM CL A Stock 92826C839   15,486 59 SH   SOLE 0 59 0 0
KFA MOUNT LUCAS MANAGED FUTURES INDEX STRATEGY ETF ETF 500767652   3,295 113 SH   SOLE 0 113 0 0
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349   1,706,797 27,161 SH   SOLE 0 27,161 0 0
VANGUARD GROWTH ETF ETF 922908736   374 1 SH   SOLE 0 1 0 0
META PLATFORMS INC CL A Stock 30303M102   10,084 20 SH   SOLE 0 20 0 0
DIMENSIONAL US HIGH PROFITABILITY ETF ETF 25434V831   27,573,717 861,948 SH   SOLE 0 861,948 0 0
MONDELEZ INTL INC CL A Stock 609207105   6,348 97 SH   SOLE 0 97 0 0
VANGUARD RUSSELL 3000 ETF ETF 92206C599   5,956,456 24,860 SH   SOLE 0 24,860 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   309,882 4,266 SH   SOLE 0 4,266 0 0
ENBRIDGE INC COM Stock 29250N105   4,911 138 SH   SOLE 0 138 0 0
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   6,725 120 SH   SOLE 0 120 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   6,638 124 SH   SOLE 0 124 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   3,530 49 SH   SOLE 0 49 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241   41,809 658 SH   SOLE 0 658 0 0
ALLETE INC COM NEW Stock 018522300   10,412 167 SH   SOLE 0 167 0 0
FASTENAL CO COM Stock 311900104   734,851 11,694 SH   SOLE 0 11,694 0 0
CISCO SYS INC COM Stock 17275R102   47,510 1,000 SH   SOLE 0 1,000 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   81,105 500 SH   SOLE 0 500 0 0
SOLVENTUM CORP COM SHS Stock 83444M101   17,292 327 SH   SOLE 0 327 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   3,865,710 21,239 SH   SOLE 0 21,239 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853   1,703 41 SH   SOLE 0 41 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   6,755 73 SH   SOLE 0 73 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   33,381 61 SH   SOLE 0 61 0 0
WELLS FARGO CO NEW COM Stock 949746101   107,437 1,809 SH   SOLE 0 1,809 0 0
UNION PAC CORP COM Stock 907818108   6,335 28 SH   SOLE 0 28 0 0
ECOLAB INC COM Stock 278865100   5,712 24 SH   SOLE 0 24 0 0
SALESFORCE INC COM Stock 79466L302   6,170 24 SH   SOLE 0 24 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   3,318 6 SH   SOLE 0 6 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   6,072 13 SH   SOLE 0 13 0 0
CHEVRON CORP NEW COM Stock 166764100   6,570 42 SH   SOLE 0 42 0 0
BANK AMERICA CORP COM Stock 060505104   6,443 162 SH   SOLE 0 162 0 0
ORACLE CORP COM Stock 68389X105   361,613 2,561 SH   SOLE 0 2,561 0 0
PFIZER INC COM Stock 717081103   3,973 142 SH   SOLE 0 142 0 0
ISHARES 0-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 46434V100   31,126 632 SH   SOLE 0 632 0 0
3M CO COM Stock 88579Y101   134,175 1,313 SH   SOLE 0 1,313 0 0
BANK MONTREAL QUE COM Stock 063671101   3,606 43 SH   SOLE 0 43 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   608,726 6,271 SH   SOLE 0 6,271 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   2,019 22 SH   SOLE 0 22 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   21,937,980 248,984 SH   SOLE 0 248,984 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102   1,224 17 SH   SOLE 0 17 0 0
ALLIANT ENERGY CORP COM Stock 018802108   32,067 630 SH   SOLE 0 630 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   1,603 20 SH   SOLE 0 20 0 0
T. ROWE PRICE DIVIDEND GROWTH ETF ETF 87283Q404   11,011 286 SH   SOLE 0 286 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   11,552 114 SH   SOLE 0 114 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   7,891 190 SH   SOLE 0 190 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   25,267,726 81,860 SH   SOLE 0 81,860 0 0
ALTRIA GROUP INC COM Stock 02209S103   6,377 140 SH   SOLE 0 140 0 0
EXXON MOBIL CORP COM Stock 30231G102   90,024 782 SH   SOLE 0 782 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   8,657 17 SH   SOLE 0 17 0 0
LOWES COS INC COM Stock 548661107   7,716 35 SH   SOLE 0 35 0 0
ISHARES MSCI ACWI ETF ETF 464288257   104,644 931 SH   SOLE 0 931 0 0
KRAFT HEINZ CO COM Stock 500754106   2,674 83 SH   SOLE 0 83 0 0
BLACKROCK INC COM Stock 09247X101   48,814 62 SH   SOLE 0 62 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   11,074 221 SH   SOLE 0 221 0 0
APPLE INC COM Stock 037833100   34,120 162 SH   SOLE 0 162 0 0
WEC ENERGY GROUP INC COM Stock 92939U106   20,949 267 SH   SOLE 0 267 0 0
DISNEY WALT CO COM Stock 254687106   3,376 34 SH   SOLE 0 34 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   114,207 1,014 SH   SOLE 0 1,014 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663   3,763 41 SH   SOLE 0 41 0 0