The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 2,699,758 15,940 SH   SOLE   15,940 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 412,485 929 SH   SOLE   929 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 742,111 10,401 SH   SOLE   10,401 0 0
ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 53,897,656 1,473,016 SH   SOLE   1,473,016 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 5,542,525 91,250 SH   SOLE   91,250 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 144,541,578 274,935 SH   SOLE   274,935 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 39,852,766 406,910 SH   SOLE   406,910 0 0
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 260,318 3,349 SH   SOLE   3,349 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 17,981,586 163,276 SH   SOLE   163,276 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 7,467,469 93,507 SH   SOLE   93,507 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,342,413 15,964 SH   SOLE   15,964 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,444,551 6,869 SH   SOLE   6,869 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 10,638,631 43,000 SH   SOLE   43,000 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 27,752,838 479,655 SH   SOLE   479,655 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 944,100 10,000 SH   SOLE   10,000 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 243,676 1,170 SH   SOLE   1,170 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 18,669,641 203,373 SH   SOLE   203,373 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 56,035,208 771,516 SH   SOLE   771,516 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 7,616,050 182,333 SH   SOLE   182,333 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 1,147,676 17,043 SH   SOLE   17,043 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 67,335,924 1,116,682 SH   SOLE   1,116,682 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 27,380,730 545,759 SH   SOLE   545,759 0 0