The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579y101 3,117 19,456 SH   SOLE   14,018 0 5,439
AECOM COM 00766T100 635 15,184 SH   SOLE   8,092 0 7,092
AMN Healthcare Services Inc. COM 001744101 3,408 58,303 SH   SOLE   5,764 0 52,539
AT&T Inc. COM 00206R102 2,254 79,056 SH   SOLE   62,116 0 16,940
AbbVie, Inc. COM 00287Y109 4,858 55,464 SH   SOLE   36,067 0 19,397
Abbott Laboratories COM 002824100 19,908 182,927 SH   SOLE   63,031 0 119,896
Acacia Communications, Inc. COM 00401C108 1,685 25,000 SH   SOLE   0 0 25,000
Accenture plc COM G1151C101 27,764 122,856 SH   SOLE   22,294 0 100,562
Adobe Systems COM 00724F101 22,327 45,526 SH   SOLE   12,291 0 0
Advanced Micro Dev. COM 007903107 229 2,799 SH   SOLE   2,799 0 0
Aflac, Inc. COM 001055102 546 15,030 SH   SOLE   14,130 0 900
Agilent Technologies Inc COM 00846u101 5,892 58,374 SH   SOLE   3,974 0 54,400
Air Products & Chem COM 009158106 12,767 42,863 SH   SOLE   13,744 0 29,119
Akamai Technologies, Inc. COM 00971t101 271 2,451 SH   SOLE   10 0 2,441
Alibaba Group Holding Ltd COM 01609w102 3,687 12,541 SH   SOLE   5,100 0 7,441
Allstate Corp. COM 020002101 1,085 11,523 SH   SOLE   9,323 0 2,200
Alphabet, Inc. Class A COM 02079K305 44,867 30,614 SH   SOLE   7,256 0 23,357
Alphabet, Inc. Class C COM 02079K107 4,118 2,802 SH   SOLE   977 0 1,825
Altria Group, Inc COM 02209s103 203 5,255 SH   SOLE   3,705 0 1,550
Amazon.com, Inc. COM 023135106 60,476 19,206 SH   SOLE   5,669 0 13,537
American Electric Power Co., I COM 025537101 784 9,598 SH   SOLE   7,054 0 2,544
American Express Co. COM 025816109 1,237 12,343 SH   SOLE   10,486 0 1,857
American Tower Corporation COM 03027X100 14,703 60,824 SH   SOLE   15,929 0 44,894
American Water Works Co., Inc. COM 030420103 16,561 114,306 SH   SOLE   11,078 0 103,228
Ameriprise Financial, Inc. COM 03076c106 357 2,315 SH   SOLE   2,163 0 152
Amgen Inc. COM 031162100 20,598 81,044 SH   SOLE   20,893 0 60,151
Analog Devices COM 032654105 52,051 445,868 SH   SOLE   14,657 0 431,211
Apple, Inc. COM 037833100 91,836 792,991 SH   SOLE   263,922 0 529,069
Aptiv PLC COM G6095L109 4,699 51,254 SH   SOLE   10,762 0 40,492
Ares Capital Corp. COM 04010L103 282 20,225 SH   SOLE   11,859 0 8,366
Arthur J Gallagher & Co COM 363576109 1,419 13,436 SH   SOLE   10,510 0 2,926
Automatic Data Processing, Inc COM 053015103 1,845 13,223 SH   SOLE   11,426 0 1,797
Badger Meter, Inc. COM 056525108 349 5,339 SH   SOLE   5,339 0 0
Bank of America Corp. COM 060505104 11,309 469,455 SH   SOLE   173,514 0 295,941
Bank of Hawaii Corporation COM 062540109 271 5,360 SH   SOLE   5,360 0 0
Becton, Dickinson & Co. COM 075887109 6,312 27,128 SH   SOLE   9,641 0 17,487
Berkshire Hathaway Inc., Class COM 084670108 640 2 SH   SOLE   1 0 1
Berkshire Hathaway Inc., Class COM 084670702 2,428 11,404 SH   SOLE   7,710 0 3,694
Biogen, Inc. COM 09062x103 689 2,428 SH   SOLE   1,608 0 820
Blackrock, Inc. COM 09247x101 27,822 49,370 SH   SOLE   12,172 0 37,198
Boeing Co. COM 097023105 356 2,156 SH   SOLE   1,399 0 757
Boston Beer Company, Inc. - Cl COM 100557107 353 400 SH   SOLE   0 0 400
Bristol-Myers Squibb Co. COM 110122108 3,455 57,302 SH   SOLE   49,006 0 8,296
Broadcom, Inc. COM 11135f101 21,258 58,351 SH   SOLE   10,629 0 47,722
CIGNA Corp. COM 125523100 376 2,220 SH   SOLE   1,454 0 766
CME Group Inc. COM 12572Q105 261 1,557 SH   SOLE   1,557 0 0
CSX Corp. COM 126408103 322 4,145 SH   SOLE   1,584 0 2,561
CVS Health Corporation COM 126650100 6,544 112,049 SH   SOLE   13,732 0 98,317
Cambridge Bancorp COM 132152109 1,217 22,895 SH   SOLE   5,845 0 17,050
Cardinal Health, Inc. COM 14149Y108 1,045 22,266 SH   SOLE   15,387 0 6,879
Carrier Global Corp. COM 14448C104 363 11,882 SH   SOLE   8,057 0 3,825
Cash Technologies (Registratio COM 147910103 0 62,500 SH   SOLE   0 0 62,500
Caterpillar Inc. COM 149123101 447 2,996 SH   SOLE   2,696 0 300
Celanese Corp. COM 150870103 635 5,914 SH   SOLE   5,033 0 881
Charles River Laboratories Int COM 159864107 18,742 82,765 SH   SOLE   14,303 0 68,462
Charles Schwab Corp. COM 808513105 13,135 362,547 SH   SOLE   71,562 0 290,985
Charter Communications Inc. COM 16119P108 330 528 SH   SOLE   528 0 0
Chevron Corp. COM 166764100 1,461 20,292 SH   SOLE   13,229 0 7,063
Chubb Ltd. COM H1467J104 5,008 43,125 SH   SOLE   9,156 0 33,969
Church & Dwight Co. COM 171340102 206 2,197 SH   SOLE   1,150 0 1,047
Cisco Systems, Inc. COM 17275R102 6,782 172,175 SH   SOLE   43,926 0 128,249
Citigroup, Inc. COM 172967424 227 5,271 SH   SOLE   346 0 4,925
Citrix Systems, Inc. COM 177376100 275 2,000 SH   SOLE   2,000 0 0
Clorox Co. COM 189054109 1,148 5,462 SH   SOLE   5,152 0 310
Coca-Cola Co. COM 191216100 1,255 25,424 SH   SOLE   21,228 0 4,196
Coca-Cola European Partners PL COM G25839104 8,911 229,593 SH   SOLE   29,975 0 199,618
Colgate-Palmolive Co. COM 194162103 786 10,192 SH   SOLE   7,010 0 3,182
Comcast Corp. COM 20030n101 28,608 618,413 SH   SOLE   142,043 0 476,370
ConocoPhillips COM 20825c104 252 7,673 SH   SOLE   3,236 0 4,437
Consolidated Edison, Inc. COM 209115104 248 3,192 SH   SOLE   2,096 0 1,096
Costco Wholesale COM 22160K105 24,876 70,072 SH   SOLE   17,343 0 52,729
Crown Castle International Cor COM 22822V101 13,811 82,951 SH   SOLE   17,494 0 65,457
Cummins Inc. COM 231021106 841 3,984 SH   SOLE   3,282 0 702
Danaher Corp. COM 235851102 1,502 6,975 SH   SOLE   3,677 0 3,298
Darden Restaurants COM 237194105 572 5,680 SH   SOLE   4,770 0 910
Deere & Co. COM 244199105 296 1,337 SH   SOLE   1,104 0 233
Diageo PLC (ADR) COM 25243q205 706 5,127 SH   SOLE   4,482 0 645
Dominion Resources COM 25746u109 321 4,073 SH   SOLE   3,346 0 727
Dover Corp. COM 260003108 683 6,306 SH   SOLE   6,306 0 0
Eaton Corp PLC COM G29183103 2,072 20,310 SH   SOLE   13,814 0 6,496
Ecolab Inc. COM 278865100 991 4,960 SH   SOLE   3,910 0 1,050
Elanco Animal Health, Inc. COM 28414H103 724 25,919 SH   SOLE   11,650 0 14,269
Eli Lilly and Co. COM 532457108 4,297 29,032 SH   SOLE   14,653 0 14,379
Emerson Electric Co. COM 291011104 625 9,527 SH   SOLE   9,122 0 405
Enphase Energy, Inc. COM 29355a107 934 11,311 SH   SOLE   5,410 0 5,901
Equinor ASA-ADR COM 29446m102 10,337 735,210 SH   SOLE   92,066 0 643,144
Evercore Partners, Inc. COM 29977A105 604 9,223 SH   SOLE   4,058 0 5,165
Extraction Oil & Gas Inc COM 30227M105 32 546,017 SH   SOLE   546,017 0 0
Exxon Mobil Corp. COM 30231g102 2,074 60,415 SH   SOLE   42,728 0 17,687
Facebook COM 30303m102 7,496 28,623 SH   SOLE   11,706 0 16,917
Fastenal Co. COM 311900104 221 4,892 SH   SOLE   4,892 0 0
FedEx Corp. COM 31428x106 730 2,902 SH   SOLE   719 0 2,183
First Trust Dow Jones Internet COM 33733E302 298 1,584 SH   SOLE   1,163 0 421
Fiserv, Inc. COM 337738108 4,778 46,364 SH   SOLE   9,777 0 36,587
Fortive Corp. COM 34959J108 4,774 62,638 SH   SOLE   14,981 0 47,657
Fortune Brands Home & Security COM 34964C106 1,097 12,679 SH   SOLE   6,216 0 6,463
Generac Holdings, Inc. COM 368736104 5,550 28,663 SH   SOLE   5,897 0 22,766
General Electric Co. COM 369604103 399 63,977 SH   SOLE   42,644 0 21,333
General Mills, Inc. COM 370334104 540 8,754 SH   SOLE   2,136 0 6,618
Gilead Sciences, Inc. COM 375558103 593 9,380 SH   SOLE   7,914 0 1,466
Hannon Armstrong Sustain. Infr COM 41068X100 1,212 28,664 SH   SOLE   14,332 0 14,332
Hasbro Inc. COM 418056107 2,978 36,007 SH   SOLE   3,594 0 32,413
Health Care Select Sector SPDR COM 81369y209 347 3,287 SH   SOLE   1,638 0 1,649
Hologic, Inc. COM 436440101 378 5,689 SH   SOLE   1,238 0 4,451
Home Depot, Inc. COM 437076102 19,131 68,887 SH   SOLE   25,587 0 43,301
Honeywell International, Inc. COM 438516106 5,704 34,650 SH   SOLE   13,449 0 21,201
Houlihan Lokey, Inc. Cl A COM 441593100 9,803 166,015 SH   SOLE   31,047 0 134,968
Humana, Inc. COM 444859102 2,622 6,335 SH   SOLE   1,986 0 4,349
IDEXX Laboratories, Inc. COM 45168D104 2,815 7,161 SH   SOLE   819 0 6,342
IQVIA Holdings Inc. COM 46266c105 272 1,724 SH   SOLE   224 0 1,500
Illinois Tool Works COM 452308109 4,094 21,190 SH   SOLE   9,208 0 11,982
Illumina Inc. COM 452327109 235 760 SH   SOLE   760 0 0
Int'l Business Machines Corp. COM 459200101 2,175 17,877 SH   SOLE   13,340 0 4,537
Intel Corp. COM 458140100 11,025 212,928 SH   SOLE   83,869 0 129,058
International Paper Co. COM 460146103 423 10,422 SH   SOLE   9,025 0 1,397
Interpublic Grp Cos COM 460690100 258 15,469 SH   SOLE   6,270 0 9,199
Intuit Corp. COM 461202103 217 666 SH   SOLE   572 0 94
Invesco S&P 500 Equal Weight T COM 46137V282 225 1,070 SH   SOLE   1,040 0 30
Invesco S&P Equal Weight Mater COM 46137V316 241 2,060 SH   SOLE   2,060 0 0
Itron, Inc. COM 465741106 941 15,496 SH   SOLE   7,119 0 8,377
J.M. Smucker Co. COM 832696405 713 6,173 SH   SOLE   3,500 0 2,673
J.P. Morgan Chase & Co. COM 46625h100 23,016 239,076 SH   SOLE   68,438 0 170,638
Johnson & Johnson COM 478160104 10,064 67,600 SH   SOLE   32,451 0 35,149
KLA-Tencor Corp. COM 482480100 902 4,656 SH   SOLE   3,948 0 708
Kimberly-Clark Corp. COM 494368103 2,335 15,813 SH   SOLE   12,249 0 3,563
Kinder Morgan, Inc. COM 49456b101 353 28,657 SH   SOLE   19,570 0 9,087
Koninklijke (Royal) Philips El COM 500472303 553 11,718 SH   SOLE   11,060 0 658
L3Harris Technologies, Inc. COM 502431109 489 2,879 SH   SOLE   2,015 0 864
Lam Research COM 512807108 18,939 57,088 SH   SOLE   10,189 0 46,899
Linde PLC COM G5494J103 239 1,005 SH   SOLE   550 0 455
Lockheed Martin Corp. COM 539830109 1,648 4,301 SH   SOLE   2,779 0 1,522
Lowe's Companies, Inc. COM 548661107 13,569 81,811 SH   SOLE   14,559 0 67,252
MSCI, Inc. COM 55354g100 3,100 8,689 SH   SOLE   2,751 0 5,938
Marsh & McLennan COM 571748102 23,710 206,710 SH   SOLE   33,148 0 173,562
Mastercard Incorporated COM 57636Q104 898 2,656 SH   SOLE   2,181 0 475
McCormick & Co. COM 579780206 682 3,513 SH   SOLE   3,513 0 0
McDonald's Corp. COM 580135101 11,096 50,552 SH   SOLE   18,942 0 31,610
McKesson Corp. COM 58155q103 361 2,425 SH   SOLE   2,245 0 180
Medtronic PLC COM G5960L103 2,587 24,897 SH   SOLE   20,757 0 4,140
Merck & Co., Inc. COM 58933Y105 8,651 104,291 SH   SOLE   49,608 0 54,684
Microsoft Corp. COM 594918104 79,820 379,501 SH   SOLE   116,205 0 263,296
Mid-America Apartment Communit COM 59522j103 3,475 29,974 SH   SOLE   4,235 0 25,739
Mondelez International, Inc. COM 609207105 8,889 154,720 SH   SOLE   29,272 0 125,448
Morgan Stanley COM 617446448 857 17,727 SH   SOLE   7,423 0 10,304
Motorola Solutions, Inc. COM 620076307 3,115 19,866 SH   SOLE   3,929 0 15,937
NXP Semiconductors NV COM N6596X109 749 6,003 SH   SOLE   2,782 0 3,221
Netflix, Inc. COM 64110l106 261 522 SH   SOLE   372 0 150
NextEra Energy, Inc. COM 65339F101 17,243 62,122 SH   SOLE   19,459 0 42,663
Nike, Inc. COM 654106103 3,293 26,229 SH   SOLE   16,134 0 10,095
Norfolk Southern Corp. COM 655844108 893 4,172 SH   SOLE   592 0 3,580
Northrop Grumman Corp. COM 666807102 2,063 6,540 SH   SOLE   4,401 0 2,139
Novo-Nordisk A/S COM 670100205 203 2,929 SH   SOLE   2,329 0 600
Nvidia Corp. COM 67066g104 458 846 SH   SOLE   704 0 142
O'Reilly Automotive, Inc. COM 67103H107 238 516 SH   SOLE   86 0 430
ONE Gas, Inc. COM 68235P108 460 6,662 SH   SOLE   462 0 6,200
Old Dominion Freight Lines COM 679580100 1,077 5,954 SH   SOLE   611 0 5,343
Omnicom Group,Inc. COM 681919106 366 7,389 SH   SOLE   5,250 0 2,139
Oracle Corp. COM 68389X105 905 15,151 SH   SOLE   13,342 0 1,809
Otis Worldwide Corp. COM 68902V107 311 4,979 SH   SOLE   3,067 0 1,912
PNC Financial Services Group COM 693475105 5,092 46,326 SH   SOLE   13,544 0 32,782
PayPal Holdings, Inc. COM 70450Y103 523 2,652 SH   SOLE   1,849 0 803
Paychex, Inc. COM 704326107 831 10,423 SH   SOLE   6,342 0 4,081
People's United Financial, Inc COM 712704105 126 12,206 SH   SOLE   12,206 0 0
PepsiCo, Inc. COM 713448108 13,598 98,109 SH   SOLE   32,708 0 65,401
Pfizer, Inc. COM 717081103 5,794 157,865 SH   SOLE   41,369 0 116,496
Philip Morris International, I COM 718172109 523 6,969 SH   SOLE   4,074 0 2,895
Phillips 66 COM 718546104 483 9,312 SH   SOLE   6,774 0 2,538
Pinterest, Inc. COM 72352L106 223 5,374 SH   SOLE   5,374 0 0
Procter & Gamble Co. COM 742718109 15,462 111,245 SH   SOLE   37,462 0 73,783
Progressive Corp. COM 743315103 264 2,785 SH   SOLE   1,815 0 970
Prologis, Inc. COM 74340w103 819 8,139 SH   SOLE   6,112 0 2,027
Qualcomm, Inc. COM 747525103 1,563 13,279 SH   SOLE   13,204 0 75
RPM International, Inc. COM 749685103 410 4,955 SH   SOLE   4,955 0 0
Raytheon Technologies Corp. COM 75513E101 936 16,271 SH   SOLE   11,039 0 5,232
Realty Income Corp. COM 756109104 821 13,508 SH   SOLE   13,508 0 0
Regeneron Pharmaceuticals COM 75886F107 10,077 18,002 SH   SOLE   4,530 0 13,472
Rockwell Automation, Inc. COM 773903109 6,970 31,586 SH   SOLE   6,088 0 25,498
SPDR Dow Jones Global Real Est COM 78463X749 218 5,526 SH   SOLE   5,526 0 0
SPDR S&P Biotech ETF COM 78464A870 397 3,560 SH   SOLE   2,510 0 1,050
SPDR S&P Homebuilders ETF COM 78464A888 218 4,039 SH   SOLE   3,939 0 100
Salesforce.com Inc. COM 79466L302 8,811 35,057 SH   SOLE   10,232 0 24,825
Seagate Technology COM g7945m107 594 12,065 SH   SOLE   7,226 0 4,839
ServiceNow, Inc. COM 81762P102 225 463 SH   SOLE   235 0 228
Sherwin-Williams Co. COM 824348106 22,368 32,104 SH   SOLE   5,334 0 26,770
Sirius XM Holdings, Inc. COM 82968B103 246 45,971 SH   SOLE   45,971 0 0
Stanley Black & Decker, Inc. COM 854502101 8,286 51,086 SH   SOLE   6,750 0 44,336
Starbucks Corp. COM 855244109 4,286 49,888 SH   SOLE   16,459 0 33,430
State Street Corp. COM 857477103 220 3,709 SH   SOLE   3,709 0 0
Stryker Corp. COM 863667101 10,703 51,365 SH   SOLE   5,877 0 45,488
Sysco Corp. COM 871829107 544 8,745 SH   SOLE   8,745 0 0
T-Mobile US, Inc. COM 872590104 4,014 35,102 SH   SOLE   12,161 0 22,941
TE Connectivity Ltd. COM H84989104 1,228 12,562 SH   SOLE   7,751 0 4,811
TJX Companies COM 872540109 6,806 122,300 SH   SOLE   29,888 0 92,412
Taiwan Semiconductor Mfg Co. L COM 874039100 214 2,638 SH   SOLE   2,335 0 303
Target Corp. COM 87612e106 17,744 112,720 SH   SOLE   30,217 0 82,502
Technology Select Sector SPDR COM 81369y803 1,951 16,714 SH   SOLE   13,544 0 3,170
Texas Instruments Inc. COM 882508104 7,506 52,564 SH   SOLE   19,111 0 33,453
Texas Pacific Land Trust COM 882610108 662 1,465 SH   SOLE   1,465 0 0
The Blackstone Group, Inc. COM 09260D107 268 5,140 SH   SOLE   5,140 0 0
The Travelers Companies, Inc. COM 89417e109 730 6,748 SH   SOLE   5,220 0 1,528
Thermo Fisher Scientific, Inc. COM 883556102 15,875 35,956 SH   SOLE   12,333 0 23,623
Trane Technologies plc COM G8994E103 1,085 8,952 SH   SOLE   3,947 0 5,005
Truist Financial Corp. COM 89832q109 230 6,049 SH   SOLE   5,835 0 214
Twitter, Inc. COM 90184L102 240 5,387 SH   SOLE   5,387 0 0
U.S. Bancorp COM 902973304 1,096 30,563 SH   SOLE   18,398 0 12,165
Umicore SA COM 90420M104 504 48,529 SH   SOLE   23,651 0 24,878
Unilever N.V. COM 904784709 1,899 31,440 SH   SOLE   20,007 0 11,433
Union Pacific Corp. COM 907818108 26,542 134,822 SH   SOLE   33,488 0 101,334
United Parcel Service, Inc. COM 911312106 413 2,481 SH   SOLE   1,862 0 619
United Rentals Inc. COM 911363109 287 1,645 SH   SOLE   295 0 1,350
UnitedHealth Group Inc. COM 91324p102 23,478 75,305 SH   SOLE   22,735 0 52,570
V. F. Corp. COM 918204108 897 12,772 SH   SOLE   4,816 0 7,956
Valero Energy Corp. COM 91913Y100 232 5,362 SH   SOLE   4,414 0 948
VanEck Vectors Low Carbon Ener COM 92189F502 331 3,009 SH   SOLE   1 0 3,008
Vanguard Energy ETF COM 92204A306 246 6,106 SH   SOLE   5,451 0 655
Vanguard Health Care ETF COM 92204a504 701 3,434 SH   SOLE   3,234 0 200
Vanguard Information Technolog COM 92204a702 659 2,115 SH   SOLE   1,944 0 171
Vanguard Materials ETF COM 92204A801 405 3,006 SH   SOLE   3,006 0 0
Vanguard REIT ETF COM 922908553 1,004 12,717 SH   SOLE   12,717 0 0
VeriSign, Inc. COM 92343e102 416 2,029 SH   SOLE   2,029 0 0
Verisk Analytics, Inc. COM 92345y106 658 3,550 SH   SOLE   1,760 0 1,790
Verizon Communications COM 92343v104 9,253 155,534 SH   SOLE   52,656 0 102,877
Vertex Pharmaceuticals COM 92532F100 280 1,029 SH   SOLE   279 0 750
Visa, Inc. Class A COM 92826C839 37,252 186,289 SH   SOLE   43,191 0 143,099
WEC Energy Group, Inc. COM 92939U106 450 4,643 SH   SOLE   3,450 0 1,193
Wal-Mart Stores, Inc. COM 931142103 7,545 53,927 SH   SOLE   24,622 0 29,304
Walgreens Boots Alliance, Inc. COM 931427108 601 16,742 SH   SOLE   14,224 0 2,518
Walt Disney Co. COM 254687106 20,296 163,572 SH   SOLE   44,148 0 119,424
Wells Fargo & Co. COM 949746101 336 14,300 SH   SOLE   13,300 0 1,000
Williams Cos.,Inc. COM 969457100 2,594 131,990 SH   SOLE   39,845 0 92,145
XPO Logistics, Inc. COM 983793100 4,058 47,937 SH   SOLE   10,670 0 37,267
Xylem, Inc. COM 98419M100 5,587 66,418 SH   SOLE   12,874 0 53,543
Yum Brands, Inc. COM 988498101 257 2,813 SH   SOLE   1,195 0 1,618
Zimmer Biomet Holdings, Inc. COM 98956P102 530 3,894 SH   SOLE   1,394 0 2,500
Zoetis, Inc. COM 98978v103 281 1,699 SH   SOLE   1,599 0 100
iShares Nasdaq Biotechnology I COM 464287556 381 2,812 SH   SOLE   1,865 0 947
Invesco QQQ Trust Series 1 UNIT SER 1 46090E103 17,781 63,997 SH   SOLE   12,288 0 51,709
Invesco S&P 500 Equal Weight E S&P500 EQL WGT 46137V357 13,504 124,910 SH   SOLE   36,129 0 88,781
Invesco Water Resources ETF WATER RES ETF 46137v142 306 7,700 SH   SOLE   7,700 0 0
Madison Covered Call & Equity COM 557437100 154 25,785 SH   SOLE   25,785 0 0
SPDR Dow Jones ETF Trust UT SER 1 78467x109 805 2,900 SH   SOLE   2,550 0 350
SPDR Portfolio Mid Cap ETF PORTFOLIO MD ETF 78464a847 201 6,152 SH   SOLE   282 0 5,870
SPDR Portfolio S&P 500 Value E PRTFLO S&P500 VL 78464A508 1,018 33,701 SH   SOLE   33,701 0 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 28,312 84,541 SH   SOLE   50,780 0 33,761
SPDR S&P 600 Small Cap Growth S&P 600 SMCP GRW 78464A201 582 9,859 SH   SOLE   9,859 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 1,344 14,550 SH   SOLE   11,371 0 3,179
SPDR S&P Fossil Fuel Free ETF SPDR S&P 500 ETF 78468r796 1,269 15,195 SH   SOLE   13,537 0 1,658
SPDR S&P MidCap 400 ETF Trust UTSER1 S&PDCRP 78467Y107 4,222 12,459 SH   SOLE   8,202 0 4,257
Schwab U.S. Large-Cap ETF US LRG CAP ETF 808524201 2,991 37,094 SH   SOLE   9,302 0 27,792
Schwab U.S. Mid-Cap ETF US MID CAP ETF 808524508 1,201 21,646 SH   SOLE   5,394 0 16,252
Schwab U.S. Small-Cap ETF US SML CAP ETF 808524607 231 3,380 SH   SOLE   3,168 0 212
Vanguard Dividend Appreciation DIV APP ETF 921908844 8,704 67,653 SH   SOLE   64,804 0 2,849
Vanguard Growth ETF GROWTH ETF 922908736 503 2,209 SH   SOLE   2,209 0 0
Vanguard High Dividend Yield I HIGH DIV YLD 921946406 679 8,389 SH   SOLE   1,865 0 6,524
Vanguard Large Cap ETF LARGE CAP ETF 922908637 411 2,626 SH   SOLE   2,326 0 300
Vanguard Mid-Cap ETF MID CAP ETF 922908629 1,019 5,779 SH   SOLE   5,733 0 46
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 3,993 12,980 SH   SOLE   2,953 0 10,027
Vanguard Small Cap ETF SMALL CP ETF 922908751 3,216 20,909 SH   SOLE   8,559 0 12,350
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 633 5,719 SH   SOLE   5,540 0 179
Vanguard Total Stock Market ET TOTAL STK MKT 922908769 8,379 49,198 SH   SOLE   39,520 0 9,678
Vanguard Total World Stock ETF TT WRLD ST ETF 922042742 360 4,465 SH   SOLE   4,465 0 0
Vanguard Value ETF VALUE ETF 922908744 254 2,426 SH   SOLE   1,276 0 1,150
WisdomTree Total Dividend Fd US TOTAL DIVIDEND 97717w109 322 3,432 SH   SOLE   3,432 0 0
WisdomTree Trust U.S. MidCap D US MIDCAP DIVID 97717w505 843 29,155 SH   SOLE   29,155 0 0
iShares DJ US Healthcare Secto US HLTHCARE ETF 464287762 212 935 SH   SOLE   935 0 0
iShares Dow Jones Select Divid SELECT DIVID ETF 464287168 223 2,730 SH   SOLE   2,730 0 0
iShares ESG MSCI USA Small-Cap ESG MSCI USA SML 46435u663 24,441 921,588 SH   SOLE   128,413 0 793,175
iShares Edge MSCI Min Vol USA MSCI MIN VOL ETF 46429b697 855 13,414 SH   SOLE   13,414 0 0
iShares KLD 400 Social Index F MSCI KLD400 SOC 464288570 581 4,542 SH   SOLE   4,257 0 285
iShares MSCI USA ESG Optimized ESG MSCI USA ETF 46435G425 7,740 101,561 SH   SOLE   56,232 0 45,329
iShares Russell 1000 Growth In RUS 1000 GRW ETF 464287614 7,556 34,836 SH   SOLE   23,199 0 11,637
iShares Russell 1000 Index RUS 1000 ETF 464287622 1,348 7,204 SH   SOLE   912 0 6,292
iShares Russell 2000 Index Fun RUSSELL 2000 ETF 464287655 5,901 39,395 SH   SOLE   25,397 0 13,998
iShares Russell 3000 Index Fun RUSSELL 3000 464287689 2,696 13,774 SH   SOLE   6,390 0 7,384
iShares Russell Midcap Growth RUS MD CP GR ETF 464287481 217 1,254 SH   SOLE   1,254 0 0
iShares Russell Midcap Index F RUS MID-CAP ETF 464287499 805 14,032 SH   SOLE   14,032 0 0
iShares S&P 100 Index Fund S&P 100 ETF 464287101 868 5,571 SH   SOLE   100 0 5,471
iShares S&P 400 Midcap 400 Val S&P MC 400VL ETF 464287705 301 2,231 SH   SOLE   2,231 0 0
iShares S&P 500 Growth Index S&P 500 GRWT ETF 464287309 1,237 5,354 SH   SOLE   5,074 0 280
iShares S&P 500 Index Fund CORE S&P500 ETF 464287200 139,168 414,117 SH   SOLE   111,114 0 303,003
iShares S&P MidCap 400 Index F CORE S&P MCP ETF 464287507 37,359 201,604 SH   SOLE   81,943 0 119,660
iShares S&P SmallCap 600 Index CORE S&P SCP ETF 464287804 21,148 301,120 SH   SOLE   54,281 0 246,839
SPDR MSCI EAFE Fossil Fuel Re MSCI EAFE FS ETF 78470E106 2,284 33,390 SH   SOLE   10,859 0 22,531
Schwab International Equity ET INTL EQTY ETF 808524805 1,671 53,210 SH   SOLE   17,009 0 36,201
Vanguard FTSE All-Wld ex-US Sm FTSE SMCAP ETF 922042718 1,160 11,013 SH   SOLE   3,898 0 7,115
Vanguard FTSE All-World ex-US ALLWRLD EX US 922042775 4,876 96,644 SH   SOLE   41,210 0 55,434
Vanguard FTSE Developed Market FTSE DEV MKT ETF 921943858 2,843 69,523 SH   SOLE   65,653 0 3,870
Vanguard MSCI Emerging Markets FTSE EMR MKT ETF 922042858 621 14,358 SH   SOLE   12,983 0 1,375
iShare Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 60,580 1,004,973 SH   SOLE   365,901 0 639,072
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434g103 7,558 143,147 SH   SOLE   25,594 0 117,553
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257 1,200 15,013 SH   SOLE   41 0 14,972
iShares MSCI EAFE ESG Select E ESG AW MSCI EAFE 46435G516 41,814 658,701 SH   SOLE   113,486 0 545,215
iShares MSCI EAFE Index Fund ESG MSCI EAFE 464287465 4,009 62,987 SH   SOLE   44,809 0 18,178
iShares MSCI EAFE Value Index EAFE VALUE ETF 464288877 631 15,638 SH   SOLE   15,638 0 0
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234 2,749 62,357 SH   SOLE   32,157 0 30,200
ProShares Short S&P500 SHORT S&P 500 NE 74347b425 401 19,713 SH   SOLE   4,450 0 15,263
Templeton Dragon Fund, Inc. COM 88018T101 236 10,776 SH   SOLE   10,776 0 0