The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 BBG001S5NGJ4 601,933 8,624 SH   SOLE   0 0 8,624
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 257,158 4,779 SH   SOLE   0 0 4,779
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 2,575,488 33,185 SH   SOLE   0 0 33,185
APPLE INC COM 037833100 BBG001S5N8V8 265,612 1,369 SH   SOLE   0 0 1,369
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 309,852 10,800 SH   SOLE   0 0 10,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,183,012 18,132 SH   SOLE   0 0 18,132
COCA COLA CO COM 191216100 BBG001S5SMQ8 746,795 12,401 SH   SOLE   0 0 12,401
COHEN & STEERS TOTAL RETURN COM 19247R103 BBG001S7G423 2,099,328 183,829 SH   SOLE   0 0 183,829
EVERI HLDGS INC COM 30034T103 BBG001SLY556 212,273 14,680 SH   SOLE   0 0 14,680
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 BBG005FHWXW1 203,625 4,326 SH   SOLE   0 0 4,326
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 1,068,253 10,843 SH   SOLE   0 0 10,843
GLOBAL X FDS GLOBX SUPDV US 37950E291 BBG00475RG25 227,538 13,625 SH   SOLE   0 0 13,625
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 BBG00CP9KWK1 589,041 10,820 SH   SOLE   0 0 10,820
GLOBE LIFE INC COM 37959E102 BBG001S5WRX4 4,900,891 44,708 SH   SOLE   0 0 44,708
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 719,504 7,190 SH   SOLE   0 0 7,190
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5,050,895 102,473 SH   SOLE   0 0 102,473
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 3,504,251 69,667 SH   SOLE   0 0 69,667
ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 4,051,982 114,787 SH   SOLE   0 0 114,787
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 33,214,552 339,097 SH   SOLE   0 0 339,097
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 6,875,831 133,745 SH   SOLE   0 0 133,745
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 5,416,960 91,844 SH   SOLE   0 0 91,844
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 2,804,071 25,930 SH   SOLE   0 0 25,930
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 7,141,675 76,574 SH   SOLE   0 0 76,574
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 15,404,510 212,476 SH   SOLE   0 0 212,476
ISHARES TR RESIDENTIAL MULT 464288562 BBG001ST7G73 1,462,690 19,963 SH   SOLE   0 0 19,963
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 221,520 805 SH   SOLE   0 0 805
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 228,223 1,446 SH   SOLE   0 0 1,446
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 4,447,819 39,257 SH   SOLE   0 0 39,257
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 66,058,636 1,317,484 SH   SOLE   0 0 1,317,484
MICROSOFT CORP COM 594918104 BBG001S5TD05 224,076 658 SH   SOLE   0 0 658
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 BBG00J3H9RL5 428,031 13,014 SH   SOLE   0 0 13,014
PACER FDS TR DATA AND INFRAST 69374H741 BBG00KX8YQ42 1,451,357 49,704 SH   SOLE   0 0 49,704
PACER FDS TR INDUSTRIAL RELET 69374H766 BBG00KX8XWB2 881,121 22,516 SH   SOLE   0 0 22,516
SOUTHERN CO COM 842587107 BBG001S5W777 866,603 12,336 SH   SOLE   0 0 12,336
SOUTHSTATE CORPORATION COM 840441109 BBG001S9J7Z3 323,736 4,920 SH   SOLE   0 0 4,920
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 416,684 940 SH   SOLE   0 0 940
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 18,482,010 602,216 SH   SOLE   0 0 602,216
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 7,018,476 218,576 SH   SOLE   0 0 218,576
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 12,011,992 408,016 SH   SOLE   0 0 408,016
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 409,536 5,634 SH   SOLE   0 0 5,634
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 66,175,007 233,867 SH   SOLE   0 0 233,867
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 384,763 1,898 SH   SOLE   0 0 1,898
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 287,416 2,077 SH   SOLE   0 0 2,077
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 6,879,979 41,596 SH   SOLE   0 0 41,596
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 6,727,936 29,285 SH   SOLE   0 0 29,285
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 13,088,846 59,419 SH   SOLE   0 0 59,419
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 76,898,268 541,156 SH   SOLE   0 0 541,156
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,953,221 12,025 SH   SOLE   0 0 12,025