The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 29,255 207,127 SH   SOLE   0 0 207,127
ISHARES TR CORE S&P500 ETF 464287200 17,653 44,375 SH   SOLE   0 0 44,375
ISHARES TR MSCI EAFE ETF 464287465 10,303 135,795 SH   SOLE   0 0 135,795
ISHARES TR 1 3 YR TREAS BD 464287457 34,364 398,429 SH   SOLE   0 0 398,429
VANGUARD INDEX FDS TOTAL STK MKT 922908769 20,005 96,788 SH   SOLE   0 0 96,788
ISHARES TR MSCI EMG MKT ETF 464287234 6,794 127,364 SH   SOLE   0 0 127,364
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,203 99,952 SH   SOLE   0 0 99,952
ISHARES TR CORE US AGGBD ET 464287226 79,379 697,346 SH   SOLE   0 0 697,346
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 7,366 90,207 SH   SOLE   0 0 90,207
VANGUARD INDEX FDS VALUE ETF 922908744 22,458 170,839 SH   SOLE   0 0 170,839
VANGUARD INDEX FDS SM CP VAL ETF 922908611 66,012 398,601 SH   SOLE   0 0 398,601
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,118 99,264 SH   SOLE   0 0 99,264
VANGUARD INDEX FDS SMALL CP ETF 922908751 45,245 211,348 SH   SOLE   0 0 211,348
ISHARES TR MICRO-CAP ETF 464288869 15,641 106,439 SH   SOLE   0 0 106,439
ISHARES TR EAFE VALUE ETF 464288877 21,001 412,017 SH   SOLE   0 0 412,017
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 7,466 118,514 SH   SOLE   0 0 118,514
WISDOMTREE TR INTL SMCAP DIV 97717W760 39,807 551,119 SH   SOLE   0 0 551,119
WISDOMTREE TR US HIGH DIVIDEND 97717W208 367 4,809 SH   SOLE   0 0 4,809
ISHARES TR CORE S&P TTL STK 464287150 738 8,060 SH   SOLE   0 0 8,060
VANGUARD INDEX FDS LARGE CAP ETF 922908637 959 5,176 SH   SOLE   0 0 5,176
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,907 163,261 SH   SOLE   0 0 163,261
ISHARES TR IBOXX HI YD ETF 464288513 832 9,545 SH   SOLE   0 0 9,545
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 51,948 632,053 SH   SOLE   0 0 632,053
VANGUARD BD INDEX FDS INTERMED TERM 921937819 30,687 345,848 SH   SOLE   0 0 345,848
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 28,928 341,451 SH   SOLE   0 0 341,451
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,311 35,082 SH   SOLE   0 0 35,082
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 369 3,646 SH   SOLE   0 0 3,646
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,415 150,990 SH   SOLE   0 0 150,990
ISHARES TR NATIONAL MUN ETF 464288414 1,706 14,702 SH   SOLE   0 0 14,702
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 7,781 60,612 SH   SOLE   0 0 60,612
WISDOMTREE TR EMG MKTS SMCAP 97717W281 13,290 259,112 SH   SOLE   0 0 259,112
SPDR SER TR PORTFLI TIPS ETF 78464A656 624 20,438 SH   SOLE   0 0 20,438
ISHARES TR EAFE SML CP ETF 464288273 7,265 101,129 SH   SOLE   0 0 101,129
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,282 69,496 SH   SOLE   0 0 69,496
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 349 10,962 SH   SOLE   0 0 10,962
ISHARES TR AGENCY BOND ETF 464288166 387 3,286 SH   SOLE   0 0 3,286
ISHARES TR MODERT ALLOC ETF 464289875 631 14,486 SH   SOLE   0 0 14,486
ISHARES TR CONSER ALLOC ETF 464289883 792 20,482 SH   SOLE   0 0 20,482
ISHARES TR GRWT ALLOCAT ETF 464289867 805 15,030 SH   SOLE   0 0 15,030
ISHARES TR SHRT NAT MUN ETF 464288158 3,615 33,525 SH   SOLE   0 0 33,525
ISHARES TR AGGRES ALLOC ETF 464289859 1,207 18,033 SH   SOLE   0 0 18,033
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 480 5,165 SH   SOLE   0 0 5,165
ISHARES TR RUS TOP 200 ETF 464289446 1,051 11,094 SH   SOLE   0 0 11,094
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,718 117,794 SH   SOLE   0 0 117,794
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,748 48,719 SH   SOLE   0 0 48,719
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 648 11,614 SH   SOLE   0 0 11,614
WISDOMTREE TR FUTRE STRAT FD 97717W125 7,010 179,880 SH   SOLE   0 0 179,880
SCHWAB STRATEGIC TR US REIT ETF 808524847 719 17,489 SH   SOLE   0 0 17,489
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,527 104,092 SH   SOLE   0 0 104,092
ISHARES TR FLTG RATE NT ETF 46429B655 649 12,773 SH   SOLE   0 0 12,773
FLEXSHARES TR MORNSTAR USMKT 33939L100 27,672 173,532 SH   SOLE   0 0 173,532
ISHARES TR MSCI USA MIN VOL 46429B697 483 6,977 SH   SOLE   0 0 6,977
INDEXIQ ETF TR US RL EST SMCP 45409B628 237 9,836 SH   SOLE   0 0 9,836
ISHARES INC CORE MSCI EMKT 46434G103 402 6,245 SH   SOLE   0 0 6,245
ISHARES TR CORE MSCI EAFE 46432F842 653 9,062 SH   SOLE   0 0 9,062
FLEXSHARES TR M STAR DEV MKT 33939L803 19,399 277,166 SH   SOLE   0 0 277,166
FLEXSHARES TR MSTAR EMKT FAC 33939L308 4,176 67,753 SH   SOLE   0 0 67,753
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,837 190,868 SH   SOLE   0 0 190,868
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 9,596 167,993 SH   SOLE   0 0 167,993