The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS SMALL CP ETF 922908751 27 178 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,304,855 4,241,360 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 24 593 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10 222 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 31,681 346,170 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 4 35 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 31,681 315,452 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 31,860 630,026 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 31,939 628,782 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 15 109 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 31,683 286,201 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 9 110 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 14 175 SH   SOLE   0 0 0
ISHARES TR CORE S&P MCP ETF 464287507 199,763 1,077,995 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 91,034 1,296,228 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 683,140 11,709,639 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 182,458 3,539,432 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 425,326 3,602,626 SH   SOLE   0 0 0