The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS SMALL CP ETF 922908751 32 164 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,614,832 4,698,513 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 27 581 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11 225 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 30,451 332,729 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 8 72 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 30,377 303,408 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 30,571 605,131 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 30,660 603,653 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 14 103 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 30,412 275,151 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 14 166 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 13 157 SH   SOLE   0 0 0
ISHARES TR CORE S&P MCP ETF 464287507 257,007 1,118,247 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 123,150 1,340,044 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 853,004 12,695,398 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 209,485 4,056,637 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 489,222 4,139,288 SH   SOLE   0 0 0