The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 349,067 1,298,950 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 168,416 1,490,667 SH   SOLE   0 0 0
ISHARES TR ESG AWARE MSCI 46435U663 2,660 65,883 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 35,154 357,006 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802 5,500 57,571 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2 6 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,254,894 5,730,063 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI EM 46434G863 4,821 107,044 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,161,642 15,847,773 SH   SOLE   0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 13,331 168,679 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1 12 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 0 1 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 637,065 5,523,848 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 32,101 350,946 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 13 116 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 32,062 320,270 SH   SOLE   0 0 0
ISHARES TR US TREAS BD ETF 46429B267 2,805 105,439 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 32,217 637,706 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 272,166 5,306,422 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 32,245 635,502 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2 15 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 2,695 24,896 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 32,083 290,375 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 1,705 19,794 SH   SOLE   0 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,689 64,876 SH   SOLE   0 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 2,425 87,495 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1 10 SH   SOLE   0 0 0