The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 418,970 1,480,039 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 197,271 1,722,744 SH   SOLE   0 0 0
ISHARES TR ESG AWARE MSCI 46435U663 8,152 202,189 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 109,243 1,012,447 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802 17,047 160,443 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 11 49 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,698,768 6,181,754 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI EM 46434G863 14,568 366,480 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,381,390 19,472,655 SH   SOLE   0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 41,940 527,815 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3 56 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3 71 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 733,200 6,427,065 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 33,323 364,470 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 15 134 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 33,283 332,697 SH   SOLE   0 0 0
ISHARES TR US TREAS BD ETF 46429B267 9,410 352,709 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 33,346 661,748 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 314,365 6,233,691 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 33,299 659,652 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 7 54 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 8,971 83,507 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 33,306 301,627 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 5,657 66,130 SH   SOLE   0 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 5,649 220,247 SH   SOLE   0 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 8,052 295,047 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 6 49 SH   SOLE   0 0 0