The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 358,076 1,633,113 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 167,307 1,918,875 SH   SOLE   0 0 0
ISHARES TR ESG AWARE MSCI 46435U663 9,783 318,967 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 130,677 1,645,603 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802 19,884 261,948 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 9 56 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,294,585 6,989,294 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI EM 46434G863 17,756 641,706 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,199,703 23,560,548 SH   SOLE   0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 50,825 905,489 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2 63 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3 79 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 705,232 7,320,246 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 41,356 451,481 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 0 1 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 41,203 412,652 SH   SOLE   0 0 0
ISHARES TR US TREAS BD ETF 46429B267 13,896 610,543 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 41,104 821,907 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 311,499 6,757,032 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 41,127 819,911 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 6 56 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 13,145 143,538 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 41,158 374,167 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 8,703 107,170 SH   SOLE   0 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 8,581 365,289 SH   SOLE   0 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 11,796 541,587 SH   SOLE   0 0 0
PROSHARES TR BITCOIN STRATE 74347G440 20,950 1,747,317 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 4 48 SH   SOLE   0 0 0