The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 2 1 SH   SOLE   1 0 0
INVESCO QQQ TRUST ETF 46090E103 84 459 SH   SOLE   459 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 26 341 SH   SOLE   341 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 97 3,206 SH   SOLE   3,206 0 0
JOHNSON & JOHNSON COM Stock 478160104 39 300 SH   SOLE   300 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN Stock 01881G106 34 2,000 SH   SOLE   2,000 0 0
WISDOMTREE CBOE S&P 500 PUTWRITE STRATEGY FUND ETF 97717X560 11 503 SH   SOLE   503 0 0
HCA HEALTHCARE INC COM Stock 40412C101 13 150 SH   SOLE   150 0 0
UNDER ARMOUR INC CL C Stock 904311206 0 4 SH   SOLE   4 0 0
COCA COLA CO COM Stock 191216100 19 451 SH   SOLE   451 0 0
INTEL CORP COM Stock 458140100 12 223 SH   SOLE   223 0 0
MEDTRONIC PLC SHS Stock G5960L103 21 255 SH   SOLE   255 0 0
ISHARES EDGE U.S. FIXED INCOME BALANCED RISK ETF ETF 46435U796 6 62 SH   SOLE   62 0 0
MERCK & CO. INC COM Stock 58933Y105 21 283 SH   SOLE   283 0 0
BROOKFIELD REAL ASSETS INCOME SHS BEN INT CEF 112830104 7 525 SH   SOLE   525 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 40 755 SH   SOLE   755 0 0
CHUBB LIMITED COM Stock H1467J104 27 257 SH   SOLE   257 0 0
FEDEX CORP COM Stock 31428X106 23 207 SH   SOLE   207 0 0
SNAP INC CL A Stock 83304A106 1 100 SH   SOLE   100 0 0
PENNEY J C CORP INC COM Stock 708160106 0 10 SH   SOLE   10 0 0
HONEYWELL INTL INC COM Stock 438516106 27 210 SH   SOLE   210 0 0
US BANCORP DEL COM NEW Stock 902973304 27 849 SH   SOLE   849 0 0
HOME DEPOT INC COM Stock 437076102 263 1,470 SH   SOLE   1,470 0 0
STARWOOD PPTY TR INC COM REIT 85571B105 15 1,500 SH   SOLE   1,500 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 21 248 SH   SOLE   248 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 3,177 22,037 SH   SOLE   22,037 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 1,938 39,047 SH   SOLE   39,047 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 36,284 1,203,036 SH   SOLE   1,203,036 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 2,629 26,554 SH   SOLE   26,554 0 0
AVID BIOSERVICES INC COM Stock 05368M106 0 1 SH   SOLE   1 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 72 913 SH   SOLE   913 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 74 856 SH   SOLE   856 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 37 34 SH   SOLE   34 0 0
PROGRESSIVE CORP OHIO COM Stock 743315103 21 284 SH   SOLE   284 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 9 201 SH   SOLE   201 0 0
BAUSCH HEALTH COS INC COM Stock 071734107 10 700 SH   SOLE   700 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 52 736 SH   SOLE   736 0 0
MESA AIR GROUP INC COM NEW Stock 590479135 36 12,000 SH   SOLE   12,000 0 0
NIKE INC CL B Stock 654106103 0 4 SH   SOLE   4 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 0 3 SH   SOLE   3 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101 18 190 SH   SOLE   190 0 0
VANGUARD S&P 500 ETF ETF 922908363 2,066 9,135 SH   SOLE   9,135 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884 5 69 SH   SOLE   69 0 0
INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 1,019 20,653 SH   SOLE   20,653 0 0
BOOKING HLDGS INC COM Stock 09857L108 20 16 SH   SOLE   16 0 0
OVERLAY SHARES CORE BOND ETF ETF 53656F862 79,260 3,158,696 SH   SOLE   3,158,695 0 0
OVERLAY SHARES FOREIGN EQUITY ETF ETF 53656F870 21,227 1,062,370 SH   SOLE   1,062,370 0 0
OVERLAY SHARES LARGE CAP EQUITY ETF ETF 53656F805 37,891 1,844,783 SH   SOLE   1,844,782 0 0
OVERLAY SHARES MUNICIPAL BOND ETF ETF 53656F854 20,711 870,506 SH   SOLE   870,506 0 0
OVERLAY SHARES SMALL CAP EQUITY ETF ETF 53656F888 9,276 558,047 SH   SOLE   558,047 0 0
AFLAC INC COM Stock 001055102 38 1,200 SH   SOLE   1,200 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 2,525 51,801 SH   SOLE   51,801 0 0
FIRST TRUST DOW JONES STOXX EUROPEAN SELECT DIVIDEND INDEX FUND ETF 33735T109 8 911 SH   SOLE   911 0 0
ISHARES EDGE MSCI MIN VOL EMERGING MARKETS ETF ETF 464286533 5,336 118,181 SH   SOLE   118,181 0 0
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF 46429B689 30,780 515,227 SH   SOLE   515,227 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 55,951 1,077,229 SH   SOLE   1,077,229 0 0
PHILLIPS 66 COM Stock 718546104 23 470 SH   SOLE   470 0 0
ABERDEEN EMRG MRKTS EQT INM FD COM CEF 00301W105 4 749 SH   SOLE   749 0 0
NUVEEN REAL ESTATE INCOME FD COM CEF 67071B108 15 2,431 SH   SOLE   2,431 0 0
FACEBOOK INC CL A Stock 30303M102 19 121 SH   SOLE   121 0 0
MONDELEZ INTL INC CL A Stock 609207105 14 280 SH   SOLE   280 0 0
BROADCOM INC COM Stock 11135F101 25 113 SH   SOLE   113 0 0
MAGNA INTL INC COM Stock 559222401 18 611 SH   SOLE   611 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 611 12,832 SH   SOLE   12,832 0 0
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760 63 1,365 SH   SOLE   1,365 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 209 5,383 SH   SOLE   5,383 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 127 1,487 SH   SOLE   1,487 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 30 638 SH   SOLE   638 0 0
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102 12,073 392,739 SH   SOLE   392,739 0 0
FIRST TRUST TACTICAL HIGH YIELD ETF ETF 33738D408 24,606 583,784 SH   SOLE   583,783 0 0
ADVISORSHARES NEWFLEETMULTI-SECTOR INCOME ETF ETF 00768Y727 9 195 SH   SOLE   195 0 0
SYNOVUS FINL CORP COM NEW Stock 87161C501 2 100 SH   SOLE   100 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 21 164 SH   SOLE   164 0 0
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860 41 1,183 SH   SOLE   1,183 0 0
CISCO SYS INC COM Stock 17275R102 41 1,076 SH   SOLE   1,076 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 12 276 SH   SOLE   276 0 0
WISDOMTREE U.S. LARGECAP DIVIDEND FUND ETF 97717W307 10 123 SH   SOLE   123 0 0
AT&T INC COM Stock 00206R102 14 494 SH   SOLE   494 0 0
PTC THERAPEUTICS INC COM Stock 69366J200 16 350 SH   SOLE   350 0 0
NOKIA CORP SPONSORED ADR ADR 654902204 2 560 SH   SOLE   560 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 16 174 SH   SOLE   174 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 5 84 SH   SOLE   84 0 0
ISHARES U.S. FINANCIAL SERVICES ETF ETF 464287770 24 245 SH   SOLE   245 0 0
ISHARES SHORT MATURITY BOND ETF ETF 46431W507 1,008 20,769 SH   SOLE   20,769 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 37 1,046 SH   SOLE   1,046 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 1,118 4,529 SH   SOLE   4,529 0 0
ISHARES MBS ETF ETF 464288588 40 361 SH   SOLE   361 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653 31 184 SH   SOLE   184 0 0
PROSPECT CAPITAL CORPORATION COM CEF 74348T102 20 5,100 SH   SOLE   5,100 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 27 315 SH   SOLE   315 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 26,872 494,236 SH   SOLE   494,236 0 0
CHEVRON CORP NEW COM Stock 166764100 27 396 SH   SOLE   396 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 593 5,385 SH   SOLE   5,385 0 0
CONOCOPHILLIPS COM Stock 20825C104 20 679 SH   SOLE   679 0 0
ICAHN ENTERPRISES LP DEPOSITARY UNIT Stock 451100101 9 200 SH   SOLE   200 0 0
TJX COS INC NEW COM Stock 872540109 20 438 SH   SOLE   438 0 0
ISHARES MORTGAGE REAL ESTATE ETF ETF 46435G342 70 4,295 SH   SOLE   4,295 0 0
HANCOCK JOHN TAX-ADVANTAGED DI COM CEF 41013V100 8 500 SH   SOLE   500 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 955 31,841 SH   SOLE   31,841 0 0
WALMART INC COM Stock 931142103 0 4 SH   SOLE   4 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 2,330 17,485 SH   SOLE   17,485 0 0
PFIZER INC COM Stock 717081103 25 772 SH   SOLE   772 0 0
AMERICAN EXPRESS CO COM Stock 025816109 25 324 SH   SOLE   324 0 0
APPLIED MATLS INC COM Stock 038222105 9 215 SH   SOLE   215 0 0
TYSON FOODS INC CL A Stock 902494103 13 229 SH   SOLE   229 0 0
VAN ECK MERK GOLD TRUST ETF 921078101 6 386 SH   SOLE   386 0 0
ISHARES CORE S&P U.S. VALUE ETF ETF 464287663 949 21,552 SH   SOLE   21,552 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 65,373 569,797 SH   SOLE   569,797 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 19 113 SH   SOLE   113 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 16 528 SH   SOLE   528 0 0
ISHARES LIQUIDITY INCOME ETF ETF 46434V878 2,052 41,136 SH   SOLE   41,136 0 0
CITIGROUP INC COM NEW Stock 172967424 25 652 SH   SOLE   652 0 0
FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L779 512 21,582 SH   SOLE   21,582 0 0
LINCOLN NATL CORP IND COM Stock 534187109 14 591 SH   SOLE   591 0 0
FIRST TRUST LOW DURATION MORTGAGE OPPORTUNITIES ETF ETF 33739Q200 9 174 SH   SOLE   174 0 0
CBRE GROUP INC CL A Stock 12504L109 21 581 SH   SOLE   581 0 0
APPLE INC COM Stock 037833100 73 305 SH   SOLE   305 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 85 1,703 SH   SOLE   1,703 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 36 382 SH   SOLE   382 0 0
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF ETF 78468R663 111 1,213 SH   SOLE   1,213 0 0