The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 14 4 SH   SOLE   4 0 0
GLOBAL PMTS INC COM Stock 37940X102 73 391 SH   SOLE   391 0 0
PRUDENTIAL FINL INC COM Stock 744320102 1 10 SH   SOLE   10 0 0
INVESCO QQQ TRUST ETF 46090E103 95 267 SH   SOLE   267 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 50 341 SH   SOLE   341 0 0
SQUARE INC CL A Stock 852234103 4 15 SH   SOLE   15 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 133 4,427 SH   SOLE   4,427 0 0
JOHNSON & JOHNSON COM Stock 478160104 60 362 SH   SOLE   362 0 0
THOMSON REUTERS CORP. COM NEW Stock 884903709 1 14 SH   SOLE   14 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN Stock 01881G106 93 2,000 SH   SOLE   2,000 0 0
WISDOMTREE CBOE S&P 500 PUTWRITE STRATEGY FUND ETF 97717X560 16 503 SH   SOLE   503 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 101 1,479 SH   SOLE   1,479 0 0
HCA HEALTHCARE INC COM Stock 40412C101 22 106 SH   SOLE   106 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 2 15 SH   SOLE   15 0 0
COCA COLA CO COM Stock 191216100 43 794 SH   SOLE   794 0 0
OCCIDENTAL PETE CORP COM Stock 674599105 0 8 SH   SOLE   8 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 36 173 SH   SOLE   173 0 0
INTEL CORP COM Stock 458140100 13 237 SH   SOLE   237 0 0
CME GROUP INC COM Stock 12572Q105 2 8 SH   SOLE   8 0 0
ISHARES U.S. FIXED INCOME BALANCED RISK FACTOR ETF ETF 46435U796 6 62 SH   SOLE   62 0 0
PROLOGIS INC. COM REIT 74340W103 10 83 SH   SOLE   83 0 0
MERCK & CO INC COM Stock 58933Y105 16 212 SH   SOLE   212 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 255 2,366 SH   SOLE   2,366 0 0
SPDR S&P 500 ETF ETF 78462F103 710 1,659 SH   SOLE   1,659 0 0
STEEL DYNAMICS INC COM Stock 858119100 1 23 SH   SOLE   23 0 0
EMERSON ELEC CO COM Stock 291011104 5 50 SH   SOLE   50 0 0
AMERICAN FINL GROUP INC OHIO COM Stock 025932104 1 9 SH   SOLE   9 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 31 549 SH   SOLE   549 0 0
CHUBB LIMITED COM Stock H1467J104 17 109 SH   SOLE   109 0 0
FEDEX CORP COM Stock 31428X106 20 66 SH   SOLE   66 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 447 8,336 SH   SOLE   8,336 0 0
SNAP INC CL A Stock 83304A106 7 100 SH   SOLE   100 0 0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673 16 625 SH   SOLE   625 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 1 7 SH   SOLE   7 0 0
FIRSTENERGY CORP COM Stock 337932107 1 16 SH   SOLE   16 0 0
US BANCORP DEL COM NEW Stock 902973304 19 332 SH   SOLE   332 0 0
HOME DEPOT INC COM Stock 437076102 471 1,478 SH   SOLE   1,478 0 0
STARWOOD PPTY TR INC COM REIT 85571B105 39 1,500 SH   SOLE   1,500 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103 0 1 SH   SOLE   1 0 0
WEDBUSH ETFMG VIDEO GAME TECH ETF ETF 26924G706 35 364 SH   SOLE   364 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 0 6 SH   SOLE   6 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 37 290 SH   SOLE   290 0 0
SOUTHERN CO COM Stock 842587107 38 636 SH   SOLE   636 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 18 161 SH   SOLE   161 0 0
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 17 62 SH   SOLE   62 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 12 173 SH   SOLE   173 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 4,404 86,788 SH   SOLE   86,788 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109 2 11 SH   SOLE   11 0 0
GLOBAL X MSCI CHINA FINANCIALS ETF ETF 37950E606 11 697 SH   SOLE   697 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 11 365 SH   SOLE   365 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 4,049 39,704 SH   SOLE   39,704 0 0
AVID BIOSERVICES INC COM Stock 05368M106 0 1 SH   SOLE   1 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 76 913 SH   SOLE   913 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 81 856 SH   SOLE   856 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 27 11 SH   SOLE   11 0 0
PROGRESSIVE CORP COM Stock 743315103 13 137 SH   SOLE   137 0 0
FISERV INC COM Stock 337738108 10 95 SH   SOLE   95 0 0
ISHARES EVOLVED U.S. TECHNOLOGY ETF ETF 46431W648 91 1,662 SH   SOLE   1,662 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 4,068 115,235 SH   SOLE   115,235 0 0
MICROSOFT CORP COM Stock 594918104 14 51 SH   SOLE   51 0 0
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100 14 201 SH   SOLE   201 0 0
DOCUSIGN INC COM Stock 256163106 1 5 SH   SOLE   5 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103 0 11 SH   SOLE   11 0 0
SCHLUMBERGER LTD COM STK Stock 806857108 0 9 SH   SOLE   9 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 16 201 SH   SOLE   201 0 0
SIMON PPTY GROUP INC NEW COM REIT 828806109 28 212 SH   SOLE   212 0 0
BAUSCH HEALTH COS INC COM Stock 071734107 21 700 SH   SOLE   700 0 0
TILRAY INC COM CL 2 Stock 88688T100 0 25 SH   SOLE   25 0 0
AMERIPRISE FINL INC COM Stock 03076C106 2 7 SH   SOLE   7 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 35 513 SH   SOLE   513 0 0
ARES CAPITAL CORP COM CEF 04010L103 31 1,565 SH   SOLE   1,565 0 0
PROSHARES ONLINE RETAIL ETF ETF 74347B169 32 395 SH   SOLE   395 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 135 567 SH   SOLE   567 0 0
NIKE INC CL B Stock 654106103 1 4 SH   SOLE   4 0 0
TESLA INC COM Stock 88160R101 8 12 SH   SOLE   12 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 36 975 SH   SOLE   975 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 2 7 SH   SOLE   7 0 0
PUBLIC STORAGE COM REIT 74460D109 24 81 SH   SOLE   81 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 47,469 705,754 SH   SOLE   705,754 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 0 3 SH   SOLE   3 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101 13 64 SH   SOLE   64 0 0
DOW INC COM Stock 260557103 0 6 SH   SOLE   6 0 0
VANGUARD S&P 500 ETF ETF 922908363 63,528 161,436 SH   SOLE   161,436 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884 10 69 SH   SOLE   69 0 0
SPDR SSGA U.S. SECTOR ROTATION ETF ETF 78470P408 0 0 SH   SOLE   0 0 0
CORTEVA INC COM Stock 22052L104 0 6 SH   SOLE   6 0 0
GENERAL MTRS CO COM Stock 37045V100 1 17 SH   SOLE   17 0 0
IAA INC COM Stock 449253103 1 10 SH   SOLE   10 0 0
GLOBAL X MSCI CHINA CONSUMER STAPLES ETF ETF 37954Y558 22 689 SH   SOLE   689 0 0
INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 4,000 79,239 SH   SOLE   79,239 0 0
LILLY ELI & CO COM Stock 532457108 1 5 SH   SOLE   5 0 0
OVERLAY SHARES CORE BOND ETF ETF 53656F862 84,131 3,201,498 SH   SOLE   3,201,497 0 0
OVERLAY SHARES FOREIGN EQUITY ETF ETF 53656F870 177 6,476 SH   SOLE   6,476 0 0
OVERLAY SHARES LARGE CAP EQUITY ETF ETF 53656F805 99,717 2,671,947 SH   SOLE   2,671,946 0 0
OVERLAY SHARES MUNICIPAL BOND ETF ETF 53656F854 866 32,735 SH   SOLE   32,735 0 0
OVERLAY SHARES SMALL CAP EQUITY ETF ETF 53656F888 117 3,122 SH   SOLE   3,122 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 8,253 118,574 SH   SOLE   118,574 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 20,494 178,242 SH   SOLE   178,242 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106 1 9 SH   SOLE   9 0 0
GLOBAL X VIDEO GAMES & ESPORTS ETF ETF 37954Y392 12 382 SH   SOLE   382 0 0
SPDR S&P HEALTH CARE EQUIPMENT ETF ETF 78464A581 78 603 SH   SOLE   603 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 31 312 SH   SOLE   312 0 0
AFLAC INC COM Stock 001055102 1 20 SH   SOLE   20 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 109,648 2,157,568 SH   SOLE   2,157,568 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 150 1,282 SH   SOLE   1,282 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 1 9 SH   SOLE   9 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813 11 102 SH   SOLE   102 0 0
MARATHON PETE CORP COM Stock 56585A102 1 12 SH   SOLE   12 0 0
VIATRIS INC COM Stock 92556V106 0 4 SH   SOLE   4 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 10,591 44,809 SH   SOLE   44,809 0 0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533 702 10,942 SH   SOLE   10,942 0 0
GLOBAL X SOCIAL MEDIA INDEX FUND ETF 37950E416 36 497 SH   SOLE   497 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 1,295 17,142 SH   SOLE   17,142 0 0
INVESCO KBW BANK ETF ETF 46138E628 17,446 270,856 SH   SOLE   270,855 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 403 5,480 SH   SOLE   5,480 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND ETF 922908595 147 506 SH   SOLE   506 0 0
PHILLIPS 66 COM Stock 718546104 40 470 SH   SOLE   470 0 0
ISHARES EMERGING MARKETS DIVIDEND ETF ETF 464286319 48 1,228 SH   SOLE   1,228 0 0
FACEBOOK INC CL A Stock 30303M102 24 68 SH   SOLE   68 0 0
ISHARES TRANSPORTATION AVERAGE ETF ETF 464287192 8,301 31,930 SH   SOLE   31,930 0 0
KAR AUCTION SVCS INC COM Stock 48238T109 0 10 SH   SOLE   10 0 0
MONDELEZ INTL INC CL A Stock 609207105 12 189 SH   SOLE   189 0 0
BROADCOM INC COM Stock 11135F101 29 61 SH   SOLE   61 0 0
METLIFE INC COM Stock 59156R108 1 11 SH   SOLE   11 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 2,350 31,392 SH   SOLE   31,392 0 0
ABBVIE INC COM Stock 00287Y109 1 13 SH   SOLE   13 0 0
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760 102 1,365 SH   SOLE   1,365 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 4,534 67,676 SH   SOLE   67,676 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 116 1,356 SH   SOLE   1,356 0 0
INVESCO LTD SHS Stock G491BT108 0 16 SH   SOLE   16 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 20 164 SH   SOLE   164 0 0
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102 53 1,137 SH   SOLE   1,137 0 0
ADVISORSHARES NEWFLEETMULTI-SECTOR INCOME ETF ETF 00768Y727 6 121 SH   SOLE   121 0 0
SYNOVUS FINL CORP COM NEW Stock 87161C501 4 100 SH   SOLE   100 0 0
QUALCOMM INC COM Stock 747525103 75 528 SH   SOLE   528 0 0
CISCO SYS INC COM Stock 17275R102 29 554 SH   SOLE   554 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 13 87 SH   SOLE   87 0 0
AT&T INC COM Stock 00206R102 38 1,328 SH   SOLE   1,328 0 0
PTC THERAPEUTICS INC COM Stock 69366J200 7 175 SH   SOLE   175 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 4,036 74,923 SH   SOLE   74,923 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 7,867 95,580 SH   SOLE   95,580 0 0
GENERAL ELECTRIC CO COM Stock 369604103 9 641 SH   SOLE   641 0 0
NOKIA CORP SPONSORED ADR ADR 654902204 3 560 SH   SOLE   560 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 31 174 SH   SOLE   174 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 26 256 SH   SOLE   256 0 0
ISHARES U.S. FINANCIAL SERVICES ETF ETF 464287770 37 201 SH   SOLE   201 0 0
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF ETF 464287515 202 519 SH   SOLE   519 0 0
INVESCO S&P ULTRA DIVIDEND REVENUE ETF ETF 46138G656 101 2,454 SH   SOLE   2,454 0 0
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303 88 2,069 SH   SOLE   2,069 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 52 1,046 SH   SOLE   1,046 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 4,338 10,091 SH   SOLE   10,091 0 0
WELLS FARGO CO NEW COM Stock 949746101 1 25 SH   SOLE   25 0 0
ISHARES MBS ETF ETF 464288588 39 361 SH   SOLE   361 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 26 667 SH   SOLE   667 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653 9 62 SH   SOLE   62 0 0
PROSPECT CAP CORP COM CEF 74348T102 43 5,100 SH   SOLE   5,100 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 14 38 SH   SOLE   38 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 25 159 SH   SOLE   159 0 0
INTERNATIONAL PAPER CO COM Stock 460146103 1 18 SH   SOLE   18 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 76 1,250 SH   SOLE   1,250 0 0
CHEVRON CORP NEW COM Stock 166764100 14 136 SH   SOLE   136 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 195 1,662 SH   SOLE   1,662 0 0
CONOCOPHILLIPS COM Stock 20825C104 41 679 SH   SOLE   679 0 0
INVESCO DYNAMIC MEDIA ETF ETF 46137V696 39 692 SH   SOLE   692 0 0
BK OF AMERICA CORP COM Stock 060505104 23 554 SH   SOLE   554 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 2,866 54,114 SH   SOLE   54,114 0 0
WALMART INC COM Stock 931142103 3 20 SH   SOLE   20 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 86 2,646 SH   SOLE   2,646 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 0 2 SH   SOLE   2 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 9 82 SH   SOLE   82 0 0
PFIZER INC COM Stock 717081103 2 39 SH   SOLE   39 0 0
VANECK VECTORS AGRIBUSINESS ETF ETF 92189F700 8,424 92,494 SH   SOLE   92,493 0 0
HP INC COM Stock 40434L105 1 49 SH   SOLE   49 0 0
AMERICAN EXPRESS CO COM Stock 025816109 20 124 SH   SOLE   124 0 0
APPLIED MATLS INC COM Stock 038222105 31 215 SH   SOLE   215 0 0
TYSON FOODS INC CL A Stock 902494103 17 226 SH   SOLE   226 0 0
INVESCO DYNAMIC PHARMACEUTICALS ETF ETF 46137V662 58 722 SH   SOLE   722 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258 2,684 34,778 SH   SOLE   34,778 0 0
VAN ECK MERK GOLD TRUST ETF 921078101 7 386 SH   SOLE   386 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2,786 24,153 SH   SOLE   24,153 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 16 113 SH   SOLE   113 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 11 221 SH   SOLE   221 0 0
EATON CORP PLC SHS Stock G29183103 2 13 SH   SOLE   13 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 3,914 77,475 SH   SOLE   77,475 0 0
CANOPY GROWTH CORP COM Stock 138035100 0 8 SH   SOLE   8 0 0
CRANE CO COM Stock 224399105 0 4 SH   SOLE   4 0 0
ARK GENOMIC REVOLUTION ETF ETF 00214Q302 101 1,094 SH   SOLE   1,094 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 1 11 SH   SOLE   11 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 1 5 SH   SOLE   5 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 80 1,199 SH   SOLE   1,199 0 0
ALTRIA GROUP INC COM Stock 02209S103 1 12 SH   SOLE   12 0 0
CITIGROUP INC COM NEW Stock 172967424 23 319 SH   SOLE   319 0 0
FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L779 52 2,205 SH   SOLE   2,205 0 0
EXXON MOBIL CORP COM Stock 30231G102 1 12 SH   SOLE   12 0 0
LINCOLN NATL CORP IND COM Stock 534187109 17 278 SH   SOLE   278 0 0
FIRST TRUST LOW DURATION MORTGAGE OPPORTUNITIES ETF ETF 33739Q200 6 109 SH   SOLE   109 0 0
SHOPIFY INC CL A Stock 82509L107 3 2 SH   SOLE   2 0 0
KRAFT HEINZ CO COM Stock 500754106 35 870 SH   SOLE   870 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 9 31 SH   SOLE   31 0 0
AUTOZONE INC COM Stock 053332102 22 15 SH   SOLE   15 0 0
BLACKROCK INC COM Stock 09247X101 2 2 SH   SOLE   2 0 0
CBRE GROUP INC CL A Stock 12504L109 20 229 SH   SOLE   229 0 0
APPLE INC COM Stock 037833100 28 207 SH   SOLE   207 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 117 1,357 SH   SOLE   1,357 0 0
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF ETF 78468R663 191 2,086 SH   SOLE   2,086 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 2 12 SH   SOLE   12 0 0