The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 13 4 SH   SOLE   4 0 0
PRUDENTIAL FINL INC COM Stock 744320102 1 10 SH   SOLE   10 0 0
INVESCO QQQ TRUST ETF 46090E103 89 249 SH   SOLE   249 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 51 341 SH   SOLE   341 0 0
SQUARE INC CL A Stock 852234103 4 15 SH   SOLE   15 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 132 4,427 SH   SOLE   4,427 0 0
JOHNSON & JOHNSON COM Stock 478160104 26 162 SH   SOLE   162 0 0
THOMSON REUTERS CORP. COM NEW Stock 884903709 2 14 SH   SOLE   14 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN Stock 01881G106 99 2,000 SH   SOLE   2,000 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 66 1,000 SH   SOLE   1,000 0 0
HCA HEALTHCARE INC COM Stock 40412C101 26 106 SH   SOLE   106 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 2 15 SH   SOLE   15 0 0
COCA COLA CO COM Stock 191216100 24 451 SH   SOLE   451 0 0
OCCIDENTAL PETE CORP COM Stock 674599105 0 8 SH   SOLE   8 0 0
TRUIST FINL CORP COM Stock 89832Q109 10 177 SH   SOLE   177 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 18 100 SH   SOLE   100 0 0
INTEL CORP COM Stock 458140100 13 237 SH   SOLE   237 0 0
CME GROUP INC COM Stock 12572Q105 2 8 SH   SOLE   8 0 0
PROLOGIS INC. COM REIT 74340W103 10 83 SH   SOLE   83 0 0
MERCK & CO INC COM Stock 58933Y105 21 284 SH   SOLE   284 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 255 2,366 SH   SOLE   2,366 0 0
SPDR S&P 500 ETF ETF 78462F103 712 1,659 SH   SOLE   1,659 0 0
STEEL DYNAMICS INC COM Stock 858119100 1 23 SH   SOLE   23 0 0
EMERSON ELEC CO COM Stock 291011104 5 50 SH   SOLE   50 0 0
AMERICAN FINL GROUP INC OHIO COM Stock 025932104 1 9 SH   SOLE   9 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 30 549 SH   SOLE   549 0 0
CHUBB LIMITED COM Stock H1467J104 24 140 SH   SOLE   140 0 0
FEDEX CORP COM Stock 31428X106 21 95 SH   SOLE   95 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 446 8,336 SH   SOLE   8,336 0 0
SNAP INC CL A Stock 83304A106 7 100 SH   SOLE   100 0 0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673 16 625 SH   SOLE   625 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 1 7 SH   SOLE   7 0 0
FIRSTENERGY CORP COM Stock 337932107 1 16 SH   SOLE   16 0 0
US BANCORP DEL COM NEW Stock 902973304 20 332 SH   SOLE   332 0 0
HOME DEPOT INC COM Stock 437076102 485 1,478 SH   SOLE   1,478 0 0
STARWOOD PPTY TR INC COM REIT 85571B105 37 1,500 SH   SOLE   1,500 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103 0 1 SH   SOLE   1 0 0
WEDBUSH ETFMG VIDEO GAME TECH ETF ETF 26924G706 30 364 SH   SOLE   364 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 0 6 SH   SOLE   6 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 37 290 SH   SOLE   290 0 0
SOUTHERN CO COM Stock 842587107 7 113 SH   SOLE   113 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 19 161 SH   SOLE   161 0 0
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 17 62 SH   SOLE   62 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 12 173 SH   SOLE   173 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 3,981 78,488 SH   SOLE   78,488 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109 2 11 SH   SOLE   11 0 0
GLOBAL X MSCI CHINA FINANCIALS ETF ETF 37950E606 10 697 SH   SOLE   697 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 4,026 39,496 SH   SOLE   39,496 0 0
AVID BIOSERVICES INC COM Stock 05368M106 0 1 SH   SOLE   1 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 75 913 SH   SOLE   913 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 81 856 SH   SOLE   856 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 29 11 SH   SOLE   11 0 0
PROGRESSIVE CORP COM Stock 743315103 18 194 SH   SOLE   194 0 0
FISERV INC COM Stock 337738108 16 147 SH   SOLE   147 0 0
ISHARES EVOLVED U.S. TECHNOLOGY ETF ETF 46431W648 93 1,662 SH   SOLE   1,662 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 4,109 120,563 SH   SOLE   120,563 0 0
MICROSOFT CORP COM Stock 594918104 14 51 SH   SOLE   51 0 0
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100 20 291 SH   SOLE   291 0 0
DOCUSIGN INC COM Stock 256163106 1 5 SH   SOLE   5 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103 0 11 SH   SOLE   11 0 0
SCHLUMBERGER LTD COM STK Stock 806857108 0 9 SH   SOLE   9 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 16 201 SH   SOLE   201 0 0
BAUSCH HEALTH COS INC COM Stock 071734107 19 700 SH   SOLE   700 0 0
TILRAY INC COM CL 2 Stock 88688T100 0 25 SH   SOLE   25 0 0
AMERIPRISE FINL INC COM Stock 03076C106 2 7 SH   SOLE   7 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 35 513 SH   SOLE   513 0 0
PROSHARES ONLINE RETAIL ETF ETF 74347B169 6 89 SH   SOLE   89 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 134 567 SH   SOLE   567 0 0
NIKE INC CL B Stock 654106103 1 4 SH   SOLE   4 0 0
TESLA INC COM Stock 88160R101 9 12 SH   SOLE   12 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 28 759 SH   SOLE   759 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 2 7 SH   SOLE   7 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 50,409 768,313 SH   SOLE   768,313 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 0 3 SH   SOLE   3 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101 22 128 SH   SOLE   128 0 0
DOW INC COM Stock 260557103 0 6 SH   SOLE   6 0 0
VANGUARD S&P 500 ETF ETF 922908363 69,421 176,018 SH   SOLE   176,018 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884 10 69 SH   SOLE   69 0 0
CORTEVA INC COM Stock 22052L104 0 6 SH   SOLE   6 0 0
GENERAL MTRS CO COM Stock 37045V100 1 17 SH   SOLE   17 0 0
IAA INC COM Stock 449253103 1 10 SH   SOLE   10 0 0
GLOBAL X MSCI CHINA CONSUMER STAPLES ETF ETF 37954Y558 19 689 SH   SOLE   689 0 0
INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 3,980 78,867 SH   SOLE   78,867 0 0
LILLY ELI & CO COM Stock 532457108 1 5 SH   SOLE   5 0 0
OVERLAY SHARES CORE BOND ETF ETF 53656F862 83,494 3,210,661 SH   SOLE   3,210,660 0 0
OVERLAY SHARES LARGE CAP EQUITY ETF ETF 53656F805 100,826 2,712,489 SH   SOLE   2,712,488 0 0
OVERLAY SHARES MUNICIPAL BOND ETF ETF 53656F854 323 12,426 SH   SOLE   12,426 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 10,251 149,193 SH   SOLE   149,193 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 21,335 188,385 SH   SOLE   188,385 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106 1 9 SH   SOLE   9 0 0
GLOBAL X VIDEO GAMES & ESPORTS ETF ETF 37954Y392 2 87 SH   SOLE   87 0 0
SPDR S&P HEALTH CARE EQUIPMENT ETF ETF 78464A581 50 400 SH   SOLE   400 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 13 184 SH   SOLE   184 0 0
AFLAC INC COM Stock 001055102 1 20 SH   SOLE   20 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 37 628 SH   SOLE   628 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 114,310 2,248,426 SH   SOLE   2,248,426 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 147 1,282 SH   SOLE   1,282 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 1 9 SH   SOLE   9 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813 11 102 SH   SOLE   102 0 0
MARATHON PETE CORP COM Stock 56585A102 1 12 SH   SOLE   12 0 0
VIATRIS INC COM Stock 92556V106 0 4 SH   SOLE   4 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 11,074 46,865 SH   SOLE   46,865 0 0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533 686 10,942 SH   SOLE   10,942 0 0
GLOBAL X SOCIAL MEDIA INDEX FUND ETF 37950E416 30 497 SH   SOLE   497 0 0
ORGANON & CO COMMON STOCK Stock 68622V106 0 2 SH   SOLE   2 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 1,291 17,142 SH   SOLE   17,142 0 0
INVESCO KBW BANK ETF ETF 46138E628 18,924 282,022 SH   SOLE   282,021 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 415 5,643 SH   SOLE   5,643 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND ETF 922908595 142 506 SH   SOLE   506 0 0
PHILLIPS 66 COM Stock 718546104 33 470 SH   SOLE   470 0 0
FACEBOOK INC CL A Stock 30303M102 25 73 SH   SOLE   73 0 0
ISHARES U.S. TRANSPORTATION ETF ETF 464287192 8,328 34,247 SH   SOLE   34,247 0 0
KAR AUCTION SVCS INC COM Stock 48238T109 0 10 SH   SOLE   10 0 0
MONDELEZ INTL INC CL A Stock 609207105 6 109 SH   SOLE   109 0 0
BROADCOM INC COM Stock 11135F101 30 61 SH   SOLE   61 0 0
METLIFE INC COM Stock 59156R108 1 11 SH   SOLE   11 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 2,240 30,168 SH   SOLE   30,168 0 0
ABBVIE INC COM Stock 00287Y109 1 13 SH   SOLE   13 0 0
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760 101 1,365 SH   SOLE   1,365 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 799 12,934 SH   SOLE   12,934 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 116 1,356 SH   SOLE   1,356 0 0
INVESCO LTD SHS Stock G491BT108 0 16 SH   SOLE   16 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 18 164 SH   SOLE   164 0 0
SYNOVUS FINL CORP COM NEW Stock 87161C501 4 100 SH   SOLE   100 0 0
QUALCOMM INC COM Stock 747525103 1 11 SH   SOLE   11 0 0
CISCO SYS INC COM Stock 17275R102 39 722 SH   SOLE   722 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 14 87 SH   SOLE   87 0 0
AT&T INC COM Stock 00206R102 9 333 SH   SOLE   333 0 0
PTC THERAPEUTICS INC COM Stock 69366J200 7 175 SH   SOLE   175 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 4,149 79,659 SH   SOLE   79,659 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 8,041 101,640 SH   SOLE   101,640 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 1 5 SH   SOLE   5 0 0
NOKIA CORP SPONSORED ADR ADR 654902204 3 560 SH   SOLE   560 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 31 174 SH   SOLE   174 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 12 127 SH   SOLE   127 0 0
ISHARES U.S. FINANCIAL SERVICES ETF ETF 464287770 38 201 SH   SOLE   201 0 0
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF ETF 464287515 157 393 SH   SOLE   393 0 0
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303 87 2,069 SH   SOLE   2,069 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 50 1,046 SH   SOLE   1,046 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 4,113 9,546 SH   SOLE   9,546 0 0
WELLS FARGO CO NEW COM Stock 949746101 1 25 SH   SOLE   25 0 0
ISHARES MBS ETF ETF 464288588 39 361 SH   SOLE   361 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653 9 62 SH   SOLE   62 0 0
PROSPECT CAP CORP COM CEF 74348T102 39 5,100 SH   SOLE   5,100 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 20 57 SH   SOLE   57 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 51 309 SH   SOLE   309 0 0
INTERNATIONAL PAPER CO COM Stock 460146103 1 18 SH   SOLE   18 0 0
CHEVRON CORP NEW COM Stock 166764100 23 225 SH   SOLE   225 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 193 1,662 SH   SOLE   1,662 0 0
CONOCOPHILLIPS COM Stock 20825C104 46 679 SH   SOLE   679 0 0
INVESCO DYNAMIC MEDIA ETF ETF 46137V696 37 692 SH   SOLE   692 0 0
BK OF AMERICA CORP COM Stock 060505104 15 362 SH   SOLE   362 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 2,868 54,114 SH   SOLE   54,114 0 0
WALMART INC COM Stock 931142103 3 20 SH   SOLE   20 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 80 2,646 SH   SOLE   2,646 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 0 2 SH   SOLE   2 0 0
PFIZER INC COM Stock 717081103 2 39 SH   SOLE   39 0 0
VANECK AGRIBUSINESS ETF ETF 92189F700 8,963 98,237 SH   SOLE   98,236 0 0
HP INC COM Stock 40434L105 1 49 SH   SOLE   49 0 0
AMERICAN EXPRESS CO COM Stock 025816109 19 114 SH   SOLE   114 0 0
APPLIED MATLS INC COM Stock 038222105 28 215 SH   SOLE   215 0 0
TYSON FOODS INC CL A Stock 902494103 25 323 SH   SOLE   323 0 0
INVESCO DYNAMIC PHARMACEUTICALS ETF ETF 46137V662 56 722 SH   SOLE   722 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258 3,511 46,308 SH   SOLE   46,308 0 0
VAN ECK MERK GOLD TRUST ETF 921078101 7 386 SH   SOLE   386 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2,714 23,634 SH   SOLE   23,634 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 16 113 SH   SOLE   113 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 11 221 SH   SOLE   221 0 0
EATON CORP PLC SHS Stock G29183103 2 13 SH   SOLE   13 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 3,953 78,269 SH   SOLE   78,269 0 0
CANOPY GROWTH CORP COM Stock 138035100 0 8 SH   SOLE   8 0 0
CRANE CO COM Stock 224399105 0 4 SH   SOLE   4 0 0
ARK GENOMIC REVOLUTION ETF ETF 00214Q302 60 799 SH   SOLE   799 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 1 11 SH   SOLE   11 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 1 5 SH   SOLE   5 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 18 299 SH   SOLE   299 0 0
ALTRIA GROUP INC COM Stock 02209S103 1 12 SH   SOLE   12 0 0
CITIGROUP INC COM NEW Stock 172967424 22 319 SH   SOLE   319 0 0
FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L779 52 2,205 SH   SOLE   2,205 0 0
EXXON MOBIL CORP COM Stock 30231G102 17 282 SH   SOLE   282 0 0
LINCOLN NATL CORP IND COM Stock 534187109 19 278 SH   SOLE   278 0 0
SHOPIFY INC CL A Stock 82509L107 3 2 SH   SOLE   2 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 8 31 SH   SOLE   31 0 0
AUTOZONE INC COM Stock 053332102 25 15 SH   SOLE   15 0 0
BLACKROCK INC COM Stock 09247X101 2 2 SH   SOLE   2 0 0
CBRE GROUP INC CL A Stock 12504L109 22 229 SH   SOLE   229 0 0
APPLE INC COM Stock 037833100 12 86 SH   SOLE   86 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 104 1,208 SH   SOLE   1,208 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 96 1,052 SH   SOLE   1,052 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 2 12 SH   SOLE   12 0 0