The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 3 1 SH   SOLE   1 0 0
PRUDENTIAL FINL INC COM Stock 744320102 1 10 SH   SOLE   10 0 0
INVESCO QQQ TRUST ETF 46090E103 90 249 SH   SOLE   249 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 55 348 SH   SOLE   348 0 0
BLOCK INC CL A Stock 852234103 1 5 SH   SOLE   5 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 123 4,427 SH   SOLE   4,427 0 0
ANTHEM INC COM Stock 036752103 23 46 SH   SOLE   46 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 21 94 SH   SOLE   94 0 0
SPDR S&P NORTH AMERICAN NATURAL RESOURCES ETF ETF 78463X152 15,583 264,411 SH   SOLE   264,411 0 0
JOHNSON & JOHNSON COM Stock 478160104 41 229 SH   SOLE   229 0 0
THOMSON REUTERS CORP. COM NEW Stock 884903709 2 14 SH   SOLE   14 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN Stock 01881G106 100 2,082 SH   SOLE   2,082 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 3 56 SH   SOLE   56 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 68 1,000 SH   SOLE   1,000 0 0
HCA HEALTHCARE INC COM Stock 40412C101 35 139 SH   SOLE   139 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 2 15 SH   SOLE   15 0 0
ISHARES U.S. ENERGY ETF ETF 464287796 4 89 SH   SOLE   89 0 0
OCCIDENTAL PETE CORP COM Stock 674599105 0 8 SH   SOLE   8 0 0
INTEL CORP COM Stock 458140100 1 24 SH   SOLE   24 0 0
CME GROUP INC COM Stock 12572Q105 2 8 SH   SOLE   8 0 0
ISHARES TREASURY FLOATING RATE BOND ETF ETF 46434V860 1,181 23,474 SH   SOLE   23,474 0 0
PROLOGIS INC. COM REIT 74340W103 14 83 SH   SOLE   83 0 0
MERCK & CO INC COM Stock 58933Y105 2 26 SH   SOLE   26 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 194 1,856 SH   SOLE   1,856 0 0
SPDR S&P 500 ETF ETF 78462F103 751 1,659 SH   SOLE   1,659 0 0
STEEL DYNAMICS INC COM Stock 858119100 2 23 SH   SOLE   23 0 0
EMERSON ELEC CO COM Stock 291011104 5 50 SH   SOLE   50 0 0
ISHARES TIPS BOND ETF ETF 464287176 4 31 SH   SOLE   31 0 0
AMERICAN FINL GROUP INC OHIO COM Stock 025932104 1 9 SH   SOLE   9 0 0
EATON VANCE LTD DURATION INCOM COM CEF 27828H105 4 300 SH   SOLE   300 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1 23 SH   SOLE   23 0 0
CHUBB LIMITED COM Stock H1467J104 30 140 SH   SOLE   140 0 0
FEDEX CORP COM Stock 31428X106 27 121 SH   SOLE   121 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 24 484 SH   SOLE   484 0 0
SNAP INC CL A Stock 83304A106 4 100 SH   SOLE   100 0 0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673 18 625 SH   SOLE   625 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 1 7 SH   SOLE   7 0 0
FIRSTENERGY CORP COM Stock 337932107 1 16 SH   SOLE   16 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 31 304 SH   SOLE   304 0 0
US BANCORP DEL COM NEW Stock 902973304 30 572 SH   SOLE   572 0 0
HOME DEPOT INC COM Stock 437076102 4 13 SH   SOLE   13 0 0
STARWOOD PPTY TR INC COM REIT 85571B105 37 1,500 SH   SOLE   1,500 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103 0 1 SH   SOLE   1 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 0 6 SH   SOLE   6 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 43,602 315,943 SH   SOLE   315,943 0 0
SOUTHERN CO COM Stock 842587107 8 113 SH   SOLE   113 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 40 255 SH   SOLE   255 0 0
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 23 87 SH   SOLE   87 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 13 173 SH   SOLE   173 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 2,883 57,403 SH   SOLE   57,403 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109 2 11 SH   SOLE   11 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 2,865 28,649 SH   SOLE   28,649 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 5 46 SH   SOLE   46 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 71 913 SH   SOLE   913 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 70 820 SH   SOLE   820 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 31 11 SH   SOLE   11 0 0
PROGRESSIVE CORP COM Stock 743315103 22 194 SH   SOLE   194 0 0
FRANKLIN FTSE JAPAN HEDGED ETF ETF 35473P637 11,243 362,708 SH   SOLE   362,708 0 0
FISERV INC COM Stock 337738108 30 294 SH   SOLE   294 0 0
ISHARES EVOLVED U.S. TECHNOLOGY ETF ETF 46431W648 5 88 SH   SOLE   88 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 16,309 414,495 SH   SOLE   414,495 0 0
MICROSOFT CORP COM Stock 594918104 16 51 SH   SOLE   51 0 0
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100 30 397 SH   SOLE   397 0 0
DOCUSIGN INC COM Stock 256163106 1 5 SH   SOLE   5 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103 0 11 SH   SOLE   11 0 0
SCHLUMBERGER LTD COM STK Stock 806857108 0 9 SH   SOLE   9 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 14 201 SH   SOLE   201 0 0
FRANKLIN FTSE EUROPE ETF ETF 35473P652 29,531 1,083,624 SH   SOLE   1,083,624 0 0
BAUSCH HEALTH COS INC COM Stock 071734107 16 700 SH   SOLE   700 0 0
AMERIPRISE FINL INC COM Stock 03076C106 2 7 SH   SOLE   7 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 32 513 SH   SOLE   513 0 0
PROSHARES ONLINE RETAIL ETF ETF 74347B169 4 89 SH   SOLE   89 0 0
NIKE INC CL B Stock 654106103 1 4 SH   SOLE   4 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 30 779 SH   SOLE   779 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 2 7 SH   SOLE   7 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 153 2,430 SH   SOLE   2,430 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 0 3 SH   SOLE   3 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101 28 197 SH   SOLE   197 0 0
DOW INC COM Stock 260557103 0 6 SH   SOLE   6 0 0
VANGUARD S&P 500 ETF ETF 922908363 75,689 181,829 SH   SOLE   181,829 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884 8 69 SH   SOLE   69 0 0
CORTEVA INC COM Stock 22052L104 0 6 SH   SOLE   6 0 0
GENERAL MTRS CO COM Stock 37045V100 1 17 SH   SOLE   17 0 0
IAA INC COM Stock 449253103 0 10 SH   SOLE   10 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 71 450 SH   SOLE   450 0 0
INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 2,874 57,732 SH   SOLE   57,732 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 10 104 SH   SOLE   104 0 0
LILLY ELI & CO COM Stock 532457108 1 5 SH   SOLE   5 0 0
OVERLAY SHARES CORE BOND ETF ETF 53656F862 75,613 3,185,715 SH   SOLE   3,185,714 0 0
OVERLAY SHARES LARGE CAP EQUITY ETF ETF 53656F805 98,212 2,553,976 SH   SOLE   2,553,975 0 0
OVERLAY SHARES MUNICIPAL BOND ETF ETF 53656F854 125 5,273 SH   SOLE   5,273 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 9,253 126,534 SH   SOLE   126,534 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 34,985 291,013 SH   SOLE   291,013 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106 1 9 SH   SOLE   9 0 0
SPDR S&P HEALTH CARE EQUIPMENT ETF ETF 78464A581 10 86 SH   SOLE   86 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 37 484 SH   SOLE   484 0 0
AFLAC INC COM Stock 001055102 1 20 SH   SOLE   20 0 0
MARTIN MIDSTREAM PRTNRS L P UNIT L P INT Stock 573331105 0 65 SH   SOLE   65 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 63 1,031 SH   SOLE   1,031 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 87,178 1,724,337 SH   SOLE   1,724,337 0 0
OCCIDENTAL PETE CORP WT EXP 080327 Stock 674599162 0 1 SH   SOLE   1 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 165 1,282 SH   SOLE   1,282 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 1 9 SH   SOLE   9 0 0
BLACKROCK DEBT STRATEGIES FD I COM NEW CEF 09255R202 3 333 SH   SOLE   333 0 0
MARATHON PETE CORP COM Stock 56585A102 1 12 SH   SOLE   12 0 0
VANECK MORTGAGE REIT INCOME ETF ETF 92189F452 3 200 SH   SOLE   200 0 0
VIATRIS INC COM Stock 92556V106 0 4 SH   SOLE   4 0 0
EATON VANCE TAX-MANAGED GLOBAL COM CEF 27829F108 3 300 SH   SOLE   300 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877 14 274 SH   SOLE   274 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 17,680 78,864 SH   SOLE   78,864 0 0
ROBLOX CORP CL A Stock 771049103 0 6 SH   SOLE   6 0 0
GLOBAL X SOCIAL MEDIA INDEX FUND ETF 37950E416 1 27 SH   SOLE   27 0 0
ELECTRONIC ARTS INC COM Stock 285512109 10 78 SH   SOLE   78 0 0
ORGANON & CO COMMON STOCK Stock 68622V106 0 2 SH   SOLE   2 0 0
INVESCO KBW BANK ETF ETF 46138E628 85 1,349 SH   SOLE   1,349 0 0
LUCID GROUP INC COM Stock 549498103 17 690 SH   SOLE   690 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 105 1,346 SH   SOLE   1,346 0 0
SYLVAMO CORP COMMON STOCK Stock 871332102 0 1 SH   SOLE   1 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 10 389 SH   SOLE   389 0 0
META PLATFORMS INC CL A Stock 30303M102 34 151 SH   SOLE   151 0 0
ISHARES U.S. TRANSPORTATION ETF ETF 464287192 31 119 SH   SOLE   119 0 0
LPL FINL HLDGS INC COM Stock 50212V100 19 103 SH   SOLE   103 0 0
KAR AUCTION SVCS INC COM Stock 48238T109 0 10 SH   SOLE   10 0 0
MONDELEZ INTL INC CL A Stock 609207105 7 109 SH   SOLE   109 0 0
HOLLY ENERGY PARTNERS L P COM UT LTD PTN Stock 435763107 1 54 SH   SOLE   54 0 0
BROADCOM INC COM Stock 11135F101 55 87 SH   SOLE   87 0 0
METLIFE INC COM Stock 59156R108 1 11 SH   SOLE   11 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 2,150 30,626 SH   SOLE   30,626 0 0
ABBVIE INC COM Stock 00287Y109 2 13 SH   SOLE   13 0 0
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760 94 1,365 SH   SOLE   1,365 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 761 13,469 SH   SOLE   13,469 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 104 1,313 SH   SOLE   1,313 0 0
INVESCO LTD SHS Stock G491BT108 0 16 SH   SOLE   16 0 0
ISHARES MSCI EM ESG SELECT ETF ETF 46434G863 5 141 SH   SOLE   141 0 0
BLACKSTONE INC COM Stock 09260D107 5 42 SH   SOLE   42 0 0
SYNOVUS FINL CORP COM NEW Stock 87161C501 5 100 SH   SOLE   100 0 0
QUALCOMM INC COM Stock 747525103 2 11 SH   SOLE   11 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 37 832 SH   SOLE   832 0 0
ISHARES GLOBAL FINANCIALS ETF ETF 464287333 2 29 SH   SOLE   29 0 0
CISCO SYS INC COM Stock 17275R102 39 703 SH   SOLE   703 0 0
AT&T INC COM Stock 00206R102 1 39 SH   SOLE   39 0 0
PTC THERAPEUTICS INC COM Stock 69366J200 7 175 SH   SOLE   175 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 667 8,662 SH   SOLE   8,662 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 41 460 SH   SOLE   460 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 0 5 SH   SOLE   5 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 32 174 SH   SOLE   174 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 13 127 SH   SOLE   127 0 0
ISHARES U.S. FINANCIAL SERVICES ETF ETF 464287770 36 201 SH   SOLE   201 0 0
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF ETF 464287515 23 66 SH   SOLE   66 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 2,967 44,741 SH   SOLE   44,741 0 0
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303 23,655 510,369 SH   SOLE   510,369 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 51 1,046 SH   SOLE   1,046 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 3,702 8,141 SH   SOLE   8,141 0 0
ONEOK INC NEW COM Stock 682680103 3 45 SH   SOLE   45 0 0
ROSS STORES INC COM Stock 778296103 15 166 SH   SOLE   166 0 0
WELLS FARGO CO NEW COM Stock 949746101 1 25 SH   SOLE   25 0 0
ISHARES MBS ETF ETF 464288588 37 361 SH   SOLE   361 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653 11 84 SH   SOLE   84 0 0
PROSPECT CAP CORP COM CEF 74348T102 43 5,100 SH   SOLE   5,100 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 2 5 SH   SOLE   5 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 42 310 SH   SOLE   310 0 0
INTERNATIONAL PAPER CO COM Stock 460146103 1 18 SH   SOLE   18 0 0
CHEVRON CORP NEW COM Stock 166764100 48 294 SH   SOLE   294 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 136 1,247 SH   SOLE   1,247 0 0
INVESCO DYNAMIC MEDIA ETF ETF 46137V696 2 38 SH   SOLE   38 0 0
ISHARES MORTGAGE REAL ESTATE ETF ETF 46435G342 1 36 SH   SOLE   36 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 3,017 54,114 SH   SOLE   54,114 0 0
WALMART INC COM Stock 931142103 3 20 SH   SOLE   20 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 93 2,896 SH   SOLE   2,896 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 0 2 SH   SOLE   2 0 0
PFIZER INC COM Stock 717081103 2 39 SH   SOLE   39 0 0
VANECK AGRIBUSINESS ETF ETF 92189F700 39 367 SH   SOLE   367 0 0
KLA CORP COM NEW Stock 482480100 18 50 SH   SOLE   50 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388 3 30 SH   SOLE   30 0 0
HP INC COM Stock 40434L105 2 49 SH   SOLE   49 0 0
NUVEEN NASDAQ 100 DYNAMIC OVER COM SHS CEF 670699107 8 280 SH   SOLE   280 0 0
AMERICAN EXPRESS CO COM Stock 025816109 31 164 SH   SOLE   164 0 0
TYSON FOODS INC CL A Stock 902494103 40 435 SH   SOLE   435 0 0
INVESCO DYNAMIC PHARMACEUTICALS ETF ETF 46137V662 3 36 SH   SOLE   36 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258 3,671 42,805 SH   SOLE   42,805 0 0
VAN ECK MERK GOLD TRUST ETF 921078101 7 386 SH   SOLE   386 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2,048 19,184 SH   SOLE   19,184 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 15 113 SH   SOLE   113 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 12 221 SH   SOLE   221 0 0
EATON CORP PLC SHS Stock G29183103 2 13 SH   SOLE   13 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 2,888 57,626 SH   SOLE   57,626 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613 18 360 SH   SOLE   360 0 0
CRANE CO COM Stock 224399105 0 4 SH   SOLE   4 0 0
ARK GENOMIC REVOLUTION ETF ETF 00214Q302 4 89 SH   SOLE   89 0 0
NUVEEN S&P 500 DYNAMIC OVERWRI COM CEF 6706EW100 5 300 SH   SOLE   300 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 1 11 SH   SOLE   11 0 0
SUBURBAN PROPANE PARTNERS L P UNIT LTD PARTN Stock 864482104 1 51 SH   SOLE   51 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 1 5 SH   SOLE   5 0 0
ISHARES COMMODITIES SELECT STRATEGY ETF ETF 46431W853 4 93 SH   SOLE   93 0 0
ALTRIA GROUP INC COM Stock 02209S103 1 12 SH   SOLE   12 0 0
CITIGROUP INC COM NEW Stock 172967424 17 319 SH   SOLE   319 0 0
EXXON MOBIL CORP COM Stock 30231G102 2 22 SH   SOLE   22 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 30 58 SH   SOLE   58 0 0
AUTOZONE INC COM Stock 053332102 38 19 SH   SOLE   19 0 0
BLACKROCK INC COM Stock 09247X101 2 2 SH   SOLE   2 0 0
CBRE GROUP INC CL A Stock 12504L109 27 297 SH   SOLE   297 0 0
APPLE INC COM Stock 037833100 16 92 SH   SOLE   92 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 71 794 SH   SOLE   794 0 0
PJT PARTNERS INC COM CL A Stock 69343T107 0 1 SH   SOLE   1 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 2 12 SH   SOLE   12 0 0