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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   5,981,670 134,028 SH   SOLE   134,028 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652   12,397,736 439,675 SH   SOLE   439,675 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   7,654,136 153,451 SH   SOLE   153,451 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   3,111,320 49,654 SH   SOLE   49,654 0 0
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   1,124,748 21,878 SH   SOLE   21,878 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   282,622 5,226 SH   SOLE   5,226 0 0
ISHARES INC MSCI EMRG CHN 46434G764   32,975,599 595,120 SH   SOLE   595,120 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   9,104,148 121,227 SH   SOLE   121,227 0 0
ISHARES TR CORE MSCI EAFE 46432F842   372,714 5,298 SH   SOLE   5,298 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   7,676,701 152,436 SH   SOLE   152,436 0 0
ISHARES TR CORE US AGGBD ET 464287226   640,262 6,451 SH   SOLE   6,451 0 0
ISHARES TR TRS FLT RT BD 46434V860   61,576,739 1,220,066 SH   SOLE   1,220,066 0 0
ISHARES TR CORE S&P TTL STK 464287150   59,354,350 564,044 SH   SOLE   564,044 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   51,750,923 1,022,341 SH   SOLE   1,022,341 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   11,434,594 146,541 SH   SOLE   146,541 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   18,243,741 123,989 SH   SOLE   123,989 0 0
ISHARES TR NATIONAL MUN ETF 464288414   290,322 2,678 SH   SOLE   2,678 0 0
ISHARES TR U.S. TECH ETF 464287721   13,923,655 113,431 SH   SOLE   113,431 0 0
ISHARES TR JPMORGAN USD EMG 464288281   4,272,564 47,974 SH   SOLE   47,974 0 0
ISHARES TR GLOBAL ENERG ETF 464287341   8,736,744 223,389 SH   SOLE   223,389 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   4,193,639 51,117 SH   SOLE   51,117 0 0
ISHARES TR S&P 100 ETF 464287101   9,449,620 42,301 SH   SOLE   42,301 0 0
ISHARES TR EAFE VALUE ETF 464288877   27,434,141 526,567 SH   SOLE   526,567 0 0
ISHARES TR CORE DIV GRWTH 46434V621   9,967,733 185,205 SH   SOLE   185,205 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   49,466,671 1,005,420 SH   SOLE   1,005,420 0 0
ISHARES TR EAFE GRWTH ETF 464288885   20,888,705 215,681 SH   SOLE   215,681 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   897,083 23,884 SH   SOLE   23,884 0 0
ISHARES TR US INFRASTRUC 46435U713   8,989,754 223,237 SH   SOLE   223,237 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,058,428 2,216 SH   SOLE   2,216 0 0
ISHARES TR MBS ETF 464288588   13,156,524 139,844 SH   SOLE   139,844 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   7,652,615 152,351 SH   SOLE   152,351 0 0
LISTED FD TR SHARES LAG CAP 53656F805   5,736,706 152,356 SH   SOLE   152,356 0 0
LISTED FD TR OVERLAY 53656F581   67,881,987 2,348,427 SH   SOLE   2,348,427 0 0
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   33,867,108 670,901 SH   SOLE   670,901 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   33,721,203 355,859 SH   SOLE   355,859 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   7,632,718 76,488 SH   SOLE   76,488 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   26,897,977 357,116 SH   SOLE   357,116 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   12,864,453 94,328 SH   SOLE   94,328 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   76,327,011 2,244,252 SH   SOLE   2,244,252 0 0
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   2,091,934 41,020 SH   SOLE   41,020 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   788,539 1,659 SH   SOLE   1,659 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   39,925,948 1,375,808 SH   SOLE   1,375,808 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   390,856 15,244 SH   SOLE   15,244 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   449,578 15,476 SH   SOLE   15,476 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   110,834,495 1,982,728 SH   SOLE   1,982,728 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   51,426,732 1,726,888 SH   SOLE   1,726,888 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   3,162,963 54,114 SH   SOLE   54,114 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   101,086,877 231,426 SH   SOLE   231,426 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   3,454,809 11,113 SH   SOLE   11,113 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   10,201,300 140,630 SH   SOLE   140,630 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   714,493 17,465 SH   SOLE   17,465 0 0