The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100   327,795 2,884 SH   SOLE   0 0 2,884
ABBVIE INC COM COM 00287Y109   471,093 2,587 SH   SOLE   0 0 2,587
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101   630,484 1,819 SH   SOLE   0 0 1,819
ADOBE INC COM COM 00724F101   481,388 954 SH   SOLE   0 0 954
ADVANCED MICRO DEVICES INC COM COM 007903107   399,605 2,214 SH   SOLE   0 0 2,214
ALCON AG ORD SHS ORD SHS H01301128   278,022 3,338 SH   SOLE   0 0 3,338
ALKERMES PLC SHS SHS G01767105   230,095 8,500 SH   SOLE   0 0 8,500
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   2,538,643 16,820 SH   SOLE   0 0 16,820
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   3,511,268 23,061 SH   SOLE   0 0 23,061
ALPS ALERIAN MLP ETF ALERIAN MLP 00162Q452   287,822 6,064 SH   SOLE   0 0 6,064
AMAZON COM INC COM COM 023135106   5,231,742 29,004 SH   SOLE   0 0 29,004
AMERIPRISE FINL INC COM COM 03076C106   507,059 1,156 SH   SOLE   0 0 1,156
AMGEN INC COM COM 031162100   336,635 1,184 SH   SOLE   0 0 1,184
ANSYS INC COM COM 03662Q105   354,450 1,021 SH   SOLE   0 0 1,021
APOLLO GLOBAL MGMT INC COM COM 03769M106   349,944 3,112 SH   SOLE   0 0 3,112
APPLE INC COM COM 037833100   1,428,638 8,331 SH   SOLE   0 0 8,331
ARCH CAP GROUP LTD ORD ORD G0450A105   5,731,280 62,000 SH   SOLE   0 0 62,000
ATMOS ENERGY CORP COM COM 049560105   297,294 2,501 SH   SOLE   0 0 2,501
AUTODESK INC COM COM 052769106   349,484 1,342 SH   SOLE   0 0 1,342
BANCO SANTANDER S.A. ADR ADR 05964H105   101,824 21,038 SH   SOLE   0 0 21,038
BEACON ROOFING SUPPLY INC COM COM 073685109   3,819,937 38,971 SH   SOLE   0 0 38,971
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   322,118 766 SH   SOLE   0 0 766
BLACKSTONE INC COM COM 09260D107   698,757 5,319 SH   SOLE   0 0 5,319
CAMECO CORP COM COM 13321L108   3,848,202 88,832 SH   SOLE   0 0 88,832
CAPITAL ONE FINL CORP COM COM 14040H105   391,134 2,627 SH   SOLE   0 0 2,627
CARLYLE GROUP INC COM COM 14316J108   544,766 11,613 SH   SOLE   0 0 11,613
CBRE GROUP INC CL A CL A 12504L109   1,887,039 19,406 SH   SOLE   0 0 19,406
CENTRAL SECS CORP COM COM 155123102   852,192 20,402 SH   SOLE   0 0 20,402
CHIPOTLE MEXICAN GRILL INC COM COM 169656105   433,109 149 SH   SOLE   0 0 149
COCA COLA CO COM COM 191216100   349,215 5,708 SH   SOLE   0 0 5,708
CONSTELLATION BRANDS INC CL A CL A 21036P108   248,932 916 SH   SOLE   0 0 916
COPART INC COM COM 217204106   24,193,821 417,711 SH   SOLE   0 0 417,711
CORTEVA INC COM COM 22052L104   411,937 7,143 SH   SOLE   0 0 7,143
COSTCO WHSL CORP NEW COM COM 22160K105   472,363 644 SH   SOLE   0 0 644
COTERRA ENERGY INC COM COM 127097103   290,203 10,409 SH   SOLE   0 0 10,409
CROWN CASTLE INC COM COM 22822V101   230,286 2,176 SH   SOLE   0 0 2,176
CULLEN FROST BANKERS INC COM COM 229899109   215,797 1,917 SH   SOLE   0 0 1,917
DANAHER CORPORATION COM COM 235851102   363,234 1,454 SH   SOLE   0 0 1,454
DOORDASH INC CL A CL A 25809K105   202,448 1,470 SH   SOLE   0 0 1,470
ECOLAB INC COM COM 278865100   322,336 1,396 SH   SOLE   0 0 1,396
EQUITY LIFESTYLE PPTYS INC COM COM 29472R108   237,795 3,692 SH   SOLE   0 0 3,692
EXXON MOBIL CORP COM COM 30231G102   205,484 1,767 SH   SOLE   0 0 1,767
FISERV INC COM COM 337738108   4,232,833 26,485 SH   SOLE   0 0 26,485
FLEXSHARES IBOXX 3 YEAR TARGET DURATION TIPS INDEX FUND IBOXX 3R TARGT 33939L506   304,808 12,834 SH   SOLE   0 0 12,834
FLEXSHARES MORNINGSTAR GLOBAL UPSTREAM NATURAL RESOURCES INDEX FUND FLEXSHA MORNSTAR UPSTR 33939L407   498,426 12,136 SH   SOLE   0 0 12,136
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND STOXX GLOBAL BROAD STOXX GLOBR INF 33939L795   231,610 4,243 SH   SOLE   0 0 4,243
FOX CORP CL B COM CL B COM 35137L204   940,196 32,851 SH   SOLE   0 0 32,851
GENERAL DYNAMICS CORP COM COM 369550108   277,688 983 SH   SOLE   0 0 983
GMO U.S. QUALITY ETF GMO US QUALITY E 90139K100   4,718,266 158,864 SH   SOLE   0 0 158,864
HONEYWELL INTL INC COM COM 438516106   318,548 1,552 SH   SOLE   0 0 1,552
INTUIT COM COM 461202103   488,800 752 SH   SOLE   0 0 752
INTUITIVE SURGICAL INC COM NEW COM NEW 46120E602   429,820 1,077 SH   SOLE   0 0 1,077
INVESCO QQQ TRUST SERIES I UNIT SER 1 46090E103   6,685,249 15,056 SH   SOLE   0 0 15,056
ISHARES 3-7 YEAR TREASURY BOND ETF 3 7 YR TREAS BD 464288661   1,673,216 14,447 SH   SOLE   0 0 14,447
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   15,934,140 274,442 SH   SOLE   0 0 274,442
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867   498,079 8,947 SH   SOLE   0 0 8,947
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   10,074,599 135,739 SH   SOLE   0 0 135,739
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   519,158 10,061 SH   SOLE   0 0 10,061
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   17,583,925 289,494 SH   SOLE   0 0 289,494
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   14,424,137 130,511 SH   SOLE   0 0 130,511
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226   7,902,975 80,692 SH   SOLE   0 0 80,692
ISHARES GOLD TRUST ISHARES NEW 464285204   350,615 8,346 SH   SOLE   0 0 8,346
ISHARES MSCI ACWI EX U.S. ETF MSCI ACWI EX US 464288240   5,992,025 112,231 SH   SOLE   0 0 112,231
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   6,140,060 76,885 SH   SOLE   0 0 76,885
ISHARES MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877   209,440 3,850 SH   SOLE   0 0 3,850
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234   8,195,500 199,500 SH   SOLE   0 0 199,500
ISHARES MSCI EMERGING MARKETS EX CHINA ETF MSCI EMRG CHN 46434G764   620,202 10,773 SH   SOLE   0 0 10,773
ISHARES MSCI INTL VALUE FACTOR ETF MSCI INTL VLU FT 46435G409   646,800 22,911 SH   SOLE   0 0 22,911
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697   17,339,089 207,455 SH   SOLE   0 0 207,455
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414   533,795 4,960 SH   SOLE   0 0 4,960
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622   280,419 973 SH   SOLE   0 0 973
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   487,712 1,447 SH   SOLE   0 0 1,447
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598   250,414 1,398 SH   SOLE   0 0 1,398
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655   3,858,400 18,347 SH   SOLE   0 0 18,347
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689   21,921,412 73,051 SH   SOLE   0 0 73,051
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499   7,423,213 88,277 SH   SOLE   0 0 88,277
ISHARES S&P 500 ETF CORE S&P500 ETF 464287200   48,071,941 91,438 SH   SOLE   0 0 91,438
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309   915,766 10,845 SH   SOLE   0 0 10,845
ISHARES S&P SMALL-CAP 600 VALUE ETF SP SMCP600VL ETF 464287879   967,652 9,416 SH   SOLE   0 0 9,416
JOHNSON & JOHNSON COM COM 478160104   342,481 2,165 SH   SOLE   500 0 1,665
JPMORGAN CHASE & CO COM COM 46625H100   298,447 1,490 SH   SOLE   0 0 1,490
LAM RESEARCH CORP COM COM 512807108   349,765 360 SH   SOLE   0 0 360
LENNAR CORP CL A CL A 526057104   516,972 3,006 SH   SOLE   0 0 3,006
LINDE PLC SHS SHS G54950103   387,243 834 SH   SOLE   0 0 834
LIVE NATION ENTERTAINMENT INC COM COM 538034109   323,762 3,061 SH   SOLE   0 0 3,061
LIVEONE INC COM COM 53814X102   73,131 37,503 SH   SOLE   0 0 37,503
LOWES COS INC COM COM 548661107   324,229 1,272 SH   SOLE   0 0 1,272
MARQETA INC CLASS A COM CLASS A COM 57142B104   163,149 27,374 SH   SOLE   0 0 27,374
MARTIN MARIETTA MATLS INC COM COM 573284106   836,186 1,362 SH   SOLE   0 0 1,362
MASTERCARD INCORPORATED CL A CL A 57636Q104   1,271,450 2,640 SH   SOLE   0 0 2,640
MEDTRONIC PLC SHS SHS G5960L103   204,890 2,351 SH   SOLE   0 0 2,351
MERCK & CO INC COM COM 58933Y105   409,573 3,104 SH   SOLE   0 0 3,104
META PLATFORMS INC CL A CL A 30303M102   6,990,769 14,396 SH   SOLE   0 0 14,396
MICROCHIP TECHNOLOGY INC. COM COM 595017104   381,268 4,250 SH   SOLE   0 0 4,250
MICROSOFT CORP COM COM 594918104   4,476,882 10,641 SH   SOLE   0 0 10,641
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADS SPONSORED ADS 606822104   235,883 23,058 SH   SOLE   0 0 23,058
MONSTER BEVERAGE CORP NEW COM COM 61174X109   379,963 6,409 SH   SOLE   0 0 6,409
NIKE INC CL B CL B 654106103   258,900 2,754 SH   SOLE   0 0 2,754
NUTRIEN LTD COM COM 67077M108   1,574,990 29,000 SH   SOLE   0 0 29,000
NVIDIA CORPORATION COM COM 67066G104   1,880,908 2,081 SH   SOLE   0 0 2,081
ONEMAIN HLDGS INC COM COM 68268W103   1,727,966 33,822 SH   SOLE   0 0 33,822
ONEOK INC NEW COM COM 682680103   2,359,620 29,432 SH   SOLE   0 0 29,432
OREILLY AUTOMOTIVE INC COM COM 67103H107   338,664 300 SH   SOLE   0 0 300
OSHKOSH CORP COM COM 688239201   237,947 1,908 SH   SOLE   0 0 1,908
OVID THERAPEUTICS INC COM COM 690469101   1,262,767 414,022 SH   SOLE   0 0 414,022
PALO ALTO NETWORKS INC COM COM 697435105   365,019 1,284 SH   SOLE   0 0 1,284
PARKER-HANNIFIN CORP COM COM 701094104   601,365 1,082 SH   SOLE   0 0 1,082
PAYPAL HLDGS INC COM COM 70450Y103   2,437,005 36,378 SH   SOLE   0 0 36,378
PNC FINL SVCS GROUP INC COM COM 693475105   269,549 1,668 SH   SOLE   0 0 1,668
PROCTER AND GAMBLE CO COM COM 742718109   341,050 2,102 SH   SOLE   0 0 2,102
QORVO INC COM COM 74736K101   1,310,899 11,416 SH   SOLE   0 0 11,416
QUALCOMM INC COM COM 747525103   366,027 2,162 SH   SOLE   0 0 2,162
RPM INTL INC COM COM 749685103   323,425 2,719 SH   SOLE   0 0 2,719
SALESFORCE INC COM COM 79466L302   555,163 1,843 SH   SOLE   0 0 1,843
SCHWAB EMERGING MARKETS EQUITY ETF EMRG MKTEQ ETF 808524706   732,485 29,009 SH   SOLE   0 0 29,009
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   6,823,998 174,884 SH   SOLE   0 0 174,884
SCHWAB U.S. BROAD MARKET ETF US BRD MKT ETF 808524102   5,874,536 96,224 SH   SOLE   0 0 96,224
SERVICENOW INC COM COM 81762P102   401,785 527 SH   SOLE   0 0 527
SHOPIFY INC CL A CL A 82509L107   285,529 3,700 SH   SOLE   0 0 3,700
SONY GROUP CORP SPONSORED ADR SPONSORED ADR 835699307   280,456 3,271 SH   SOLE   0 0 3,271
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409   308,620 4,219 SH   SOLE   0 0 4,219
SPDR S&P 500 ETF TR UNIT 78462F103   97,463,382 186,329 SH   SOLE   0 0 186,329
SPDR S&P BIOTECH ETF S&P BIOTECH 78464A870   2,124,595 22,390 SH   SOLE   0 0 22,390
STARBUCKS CORP COM COM 855244109   205,810 2,252 SH   SOLE   0 0 2,252
SYNOPSYS INC COM COM 871607107   5,356,098 9,372 SH   SOLE   0 0 9,372
TELEDYNE TECHNOLOGIES INC COM COM 879360105   270,221 629 SH   SOLE   0 0 629
TEMPUR SEALY INTL INC COM COM 88023U101   8,143,037 143,312 SH   SOLE   0 0 143,312
TESLA INC COM COM 88160R101   200,225 1,139 SH   SOLE   0 0 1,139
TEXAS INSTRS INC COM COM 882508104   303,474 1,742 SH   SOLE   0 0 1,742
TJX COS INC NEW COM COM 872540109   35,921,443 354,185 SH   SOLE   0 0 354,185
TOTALENERGIES SE SPONSORED ADS SPONSORED ADS 89151E109   290,271 4,217 SH   SOLE   0 0 4,217
UBER TECHNOLOGIES INC COM COM 90353T100   223,466 2,902 SH   SOLE   0 0 2,902
UNITEDHEALTH GROUP INC COM COM 91324P102   753,225 1,522 SH   SOLE   0 0 1,522
US BANCORP DEL COM NEW COM NEW 902973304   321,929 7,202 SH   SOLE   0 0 7,202
VANECK VECTORS AMT-FREE INTERMEDIATE MUNICIPAL ETF INTRMDT MUNI ETF 92189H201   348,573 7,494 SH   SOLE   0 0 7,494
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   4,803,282 95,740 SH   SOLE   0 0 95,740
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   1,574,818 37,702 SH   SOLE   0 0 37,702
VANGUARD GROWTH ETF GROWTH ETF 922908736   414,417 1,204 SH   SOLE   0 0 1,204
VANGUARD INTERMEDIATE-TERM TREASURY ETF INTER TERM TREAS 92206C706   1,740,809 29,732 SH   SOLE   0 0 29,732
VANGUARD LONG-TERM TREASURY ETF LONG TERM TREAS 92206C847   651,166 10,992 SH   SOLE   0 0 10,992
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553   7,454,691 86,201 SH   SOLE   0 0 86,201
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   539,272,080 1,121,847 SH   SOLE   0 0 1,121,847
VANGUARD SHORT-TERM TREASURY ETF SHORT TERM TREAS 92206C102   799,682 13,771 SH   SOLE   0 0 13,771
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746   2,466,814 48,751 SH   SOLE   0 0 48,751
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   102,987,859 1,417,979 SH   SOLE   0 0 1,417,979
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   11,755,063 45,229 SH   SOLE   0 0 45,229
VANGUARD TOTAL WORLD BOND ETF TOTAL WLD BD ETF 92206C565   806,363 11,752 SH   SOLE   0 0 11,752
VANGUARD VALUE ETF VALUE ETF 922908744   3,751,722 23,036 SH   SOLE   0 0 23,036
VISA INC COM CL A COM CL A 92826C839   369,774 1,324 SH   SOLE   0 0 1,324
VULCAN MATLS CO COM COM 929160109   682,300 2,500 SH   SOLE   0 0 2,500
WILLIAMS COS INC COM COM 969457100   3,986,854 102,305 SH   SOLE   0 0 102,305
XCEL ENERGY INC COM COM 98389B100   244,509 4,549 SH   SOLE   0 0 4,549
XYLEM INC COM COM 98419M100   343,908 2,661 SH   SOLE   0 0 2,661
ZOETIS INC CL A CL A 98978V103   281,261 1,662 SH   SOLE   0 0 1,662