The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS Common 922908769 1,219,785 9,801,407 SH   SOLE   9,801,407 0 0
ISHARES TR Common 464287408 155,569 1,482,171 SH   SOLE   1,482,171 0 0
ISHARES TR Common 464287473 46,712 555,495 SH   SOLE   555,495 0 0
ISHARES TR Common 464287630 45,688 384,350 SH   SOLE   384,350 0 0
VANGUARD TAX MANAGED INTL FD Common 921943858 2,706,995 65,512,942 SH   SOLE   65,512,942 0 0
VANGUARD INTL EQUITY INDEX F Common 922042858 736,390 18,035,507 SH   SOLE   18,035,507 0 0
ISHARES TR Common 464288679 130,112 1,179,294 SH   SOLE   1,179,294 0 0
VANGUARD BD INDEX FD INC Common 921937835 237,753 2,905,451 SH   SOLE   2,905,451 0 0
VANGUARD INDEX FDS Common 922908553 1,105 13,275 SH   SOLE   13,275 0 0
ISHARES TR Common 464287226 214 1,950 SH   SOLE   1,950 0 0
VANGUARD WHITEHALL FDS INC Common 921946885 90,601 1,131,098 SH   SOLE   1,131,098 0 0
VANGUARD CHARLOTTE FDS Common 92203J407 512,907 9,435,380 SH   SOLE   9,435,380 0 0
VANGUARD MALVERN FDS Common 922020805 69,993 1,421,745 SH   SOLE   1,421,745 0 0
ISHARES TR Common 464287242 183,459 1,522,353 SH   SOLE   1,522,353 0 0
ISHARES TR Common 464288414 500,629 4,546,210 SH   SOLE   4,546,210 0 0
ISHARES TR Common 464288356 4,094 34,783 SH   SOLE   34,783 0 0
ISHARES TR Common 464288323 291 2,604 SH   SOLE   2,604 0 0
VANGUARD SCOTTSDALE FDS Common 92206C870 9,783 111,765 SH   SOLE   111,765 0 0
SPDR SERIES TRUST Common 78464A375 2,505 72,805 SH   SOLE   72,805 0 0
SPDR SERIES TRUST Common 78468R721 187,882 3,858,732 SH   SOLE   3,858,732 0 0
ISHARES TR Common 464288281 161,697 1,413,928 SH   SOLE   1,413,928 0 0
POWERSHARES GLOBAL ETF TRUST Common 73936T573 691 23,599 SH   SOLE   23,599 0 0
SCHWAB STRATEGIC TR Common 808524102 129,964 2,223,128 SH   SOLE   2,223,128 0 0
ISHARES TR Common 464287150 2,791 50,364 SH   SOLE   50,364 0 0
VANGUARD INDEX FDS Common 922908744 1,171,701 12,134,431 SH   SOLE   12,134,431 0 0
SCHWAB STRATEGIC TR Common 808524409 8,334 166,013 SH   SOLE   166,013 0 0
VANGUARD INDEX FDS Common 922908512 382,661 3,719,846 SH   SOLE   3,719,846 0 0
ISHARES TR Common 464287705 879 5,920 SH   SOLE   5,920 0 0
VANGUARD INDEX FDS Common 922908611 331,587 2,697,804 SH   SOLE   2,697,804 0 0
ISHARES TR Common 464287879 1,312 9,380 SH   SOLE   9,380 0 0
SCHWAB STRATEGIC TR Common 808524805 383,146 12,056,187 SH   SOLE   12,056,187 0 0
ISHARES TR Common 46432F842 11,520 189,193 SH   SOLE   189,193 0 0
SCHWAB STRATEGIC TR Common 808524706 1,623 65,311 SH   SOLE   65,311 0 0
ISHARES INC Common 46434G103 78,711 1,572,962 SH   SOLE   1,572,962 0 0
ISHARES TR Common 464287234 951 22,970 SH   SOLE   22,970 0 0
VANGUARD INTL EQUITY INDEX F Common 922042676 789 14,034 SH   SOLE   14,034 0 0
ISHARES TR Common 464287200 1,717 7,052 SH   SOLE   7,052 0 0
VANGUARD BD INDEX FD INC Common 921937793 574 6,164 SH   SOLE   6,164 0 0
ISHARES TR Common 464287440 294 2,759 SH   SOLE   2,759 0 0
VANGUARD INDEX FDS Common 922908751 922 6,801 SH   SOLE   6,801 0 0
VANGUARD INDEX FDS Common 922908363 211 949 SH   SOLE   949 0 0
FIRST TR EXCHANGE TRADED FD Common 33738D101 3,376 137,509 SH   SOLE   137,509 0 0
VANGUARD INDEX FDS Common 922908736 2,724 21,442 SH   SOLE   21,442 0 0
VANGUARD STAR FD Common 921909768 502 9,658 SH   SOLE   9,658 0 0
POWERSHARES ETF TRUST Common 73935X195 288 23,113 SH   SOLE   23,113 0 0
INDEXIQ ETF TR Common 45409B107 610 20,744 SH   SOLE   20,744 0 0
WISDOMTREE TR Common 97717W125 4,732 121,312 SH   SOLE   121,312 0 0
VANGUARD BD INDEX FD INC Common 921937819 705 8,340 SH   SOLE   8,340 0 0
ETFS GOLD TR Common 26922Y105 666 5,528 SH   SOLE   5,528 0 0
VANGUARD WORLD FDS Common 92204A405 203 3,244 SH   SOLE   3,244 0 0
VANGUARD WHITEHALL FDS INC Common 921946406 643 8,226 SH   SOLE   8,226 0 0
VANGUARD BD INDEX FD INC Common 921937827 1,391 17,426 SH   SOLE   17,426 0 0
SPDR SERIES TRUST Common 78464A292 449 9,979 SH   SOLE   9,979 0 0
ISHARES TR Common 464288588 449 4,203 SH   SOLE   4,203 0 0
MARKET VECTORS ETF TR Common 92189F361 397 12,831 SH   SOLE   12,831 0 0
ISHARES TR Common 464288653 281 2,058 SH   SOLE   2,058 0 0
VANGUARD BD INDEX FD INC Common 92206C847 228 2,956 SH   SOLE   2,956 0 0
ISHARES TR Common 464288661 564 4,565 SH   SOLE   4,565 0 0
CAMBRIA ETF TR Common 132061888 3,647 157,070 SH   SOLE   157,070 0 0
CAMBRIA ETF TR Common 132061409 4,035 170,993 SH   SOLE   170,993 0 0
CAMBRIA ETF TR Common 132061508 19,888 797,439 SH   SOLE   797,439 0 0
CAMBRIA ETF TR Common 132061201 2,337 68,281 SH   SOLE   68,281 0 0
CAMBRIA ETF TR Common 132061300 1,266 53,465 SH   SOLE   53,465 0 0
CAMBRIA ETF TR Common 132061706 1,404 47,017 SH   SOLE   47,017 0 0
POWERSHARES ACTIVELY MANAGED EXCHANGE-TRADED COMMODITY FUND TRUST Common 73937V106 575 36,434 SH   SOLE   36,434 0 0
CAMBRIA ETF TR Common 132061805 2,652 93,846 SH   SOLE   93,846 0 0
WISDOMTREE TR Common 97717W547 420 5,785 SH   SOLE   5,785 0 0
VANECK VECTORS TR Common 92189F494 542 28,693 SH   SOLE   28,693 0 0
VANGUARD BD INDEX FD INC Common 92206C771 713 13,549 SH   SOLE   13,549 0 0
Goldman Sachs Common 381430503 2,163 44,963 SH   SOLE   44,963 0 0
Goldman Sachs Common 381430107 465 16,794 SH   SOLE   16,794 0 0
Goldman Sachs Common 381430206 338 10,821 SH   SOLE   10,821 0 0
VANGUARD SCOTTSDALE FDS Common 92206C813 300 3,220 SH   SOLE   3,220 0 0
ISHARES TR Common 464286517 295 6,333 SH   SOLE   6,333 0 0