The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,910 13,993 SH   SOLE   13,993 0 0
ABBOTT LABS COM 002824100 6,584 83,440 SH   SOLE   83,440 0 0
ABBVIE INC COM 00287Y109 6,763 88,762 SH   SOLE   88,762 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,902 36,151 SH   SOLE   36,151 0 0
ACTIVISION BLIZZARD INC COM 00507V109 673 11,312 SH   SOLE   11,312 0 0
ADOBE INC COM 00724F101 8,988 28,244 SH   SOLE   28,244 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,426 53,340 SH   SOLE   53,340 0 0
AES CORP COM 00130H105 291 21,383 SH   SOLE   21,383 0 0
AFLAC INC COM 001055102 1,400 40,885 SH   SOLE   40,885 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 633 8,837 SH   SOLE   8,837 0 0
AIR PRODS & CHEMS INC COM 009158106 1,246 6,241 SH   SOLE   6,241 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 272 2,973 SH   SOLE   2,973 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 249 1,817 SH   SOLE   1,817 0 0
ALIGN TECHNOLOGY INC COM 016255101 255 1,464 SH   SOLE   1,464 0 0
ALLEGION PLC ORD SHS G0176J109 961 10,439 SH   SOLE   10,439 0 0
ALLERGAN PLC SHS G0177J108 3,814 21,537 SH   SOLE   21,537 0 0
ALLIANT ENERGY CORP COM 018802108 2,166 44,853 SH   SOLE   44,853 0 0
ALLSTATE CORP COM 020002101 1,467 15,990 SH   SOLE   15,990 0 0
ALPHABET INC CAP STK CL C 02079K107 17,650 15,179 SH   SOLE   15,179 0 0
ALPHABET INC CAP STK CL A 02079K305 16,697 14,370 SH   SOLE   14,370 0 0
ALTRIA GROUP INC COM 02209S103 3,331 86,151 SH   SOLE   86,151 0 0
AMAZON COM INC COM 023135106 47,924 24,580 SH   SOLE   24,580 0 0
AMCOR PLC ORD G0250X107 133 16,403 SH   SOLE   16,403 0 0
AMER STATES WTR CO COM 029899101 245 2,995 SH   SOLE   2,995 0 0
AMEREN CORP COM 023608102 1,624 22,295 SH   SOLE   22,295 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,739 34,251 SH   SOLE   34,251 0 0
AMERICAN EXPRESS CO COM 025816109 3,198 37,359 SH   SOLE   37,359 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 442 18,219 SH   SOLE   18,219 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,618 16,617 SH   SOLE   16,617 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,744 14,589 SH   SOLE   14,589 0 0
AMERISOURCEBERGEN CORP COM 03073E105 236 2,669 SH   SOLE   2,669 0 0
AMETEK INC COM 031100100 1,155 16,041 SH   SOLE   16,041 0 0
AMGEN INC COM 031162100 6,312 31,133 SH   SOLE   31,133 0 0
AMPHENOL CORP NEW CL A 032095101 307 4,212 SH   SOLE   4,212 0 0
ANALOG DEVICES INC COM 032654105 782 8,720 SH   SOLE   8,720 0 0
ANSYS INC COM 03662Q105 1,075 4,624 SH   SOLE   4,624 0 0
ANTHEM INC COM 036752103 1,203 5,298 SH   SOLE   5,298 0 0
AON PLC SHS CL A G0408V102 1,420 8,605 SH   SOLE   8,605 0 0
APACHE CORP COM 037411105 805 192,543 SH   SOLE   192,543 0 0
APARTMENT INVT & MGMT CO CL A 03748R754 1,216 34,582 SH   SOLE   34,582 0 0
APPLE INC COM 037833100 60,663 238,559 SH   SOLE   238,559 0 0
APPLIED MATLS INC COM 038222105 1,963 42,832 SH   SOLE   42,832 0 0
APTIV PLC SHS G6095L109 396 8,041 SH   SOLE   8,041 0 0
ARCONIC INC COM 03965L100 1,167 72,659 SH   SOLE   72,659 0 0
ARISTA NETWORKS INC COM 040413106 227 1,123 SH   SOLE   1,123 0 0
AT&T INC COM 00206R102 8,302 284,803 SH   SOLE   284,803 0 0
ATMOS ENERGY CORP COM 049560105 2,128 21,443 SH   SOLE   21,443 0 0
AUTODESK INC COM 052769106 1,192 7,639 SH   SOLE   7,639 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,357 17,244 SH   SOLE   17,244 0 0
AUTOZONE INC COM 053332102 272 322 SH   SOLE   322 0 0
AVALONBAY CMNTYS INC COM 053484101 1,268 8,614 SH   SOLE   8,614 0 0
AVERY DENNISON CORP COM 053611109 239 2,344 SH   SOLE   2,344 0 0
BALL CORP COM 058498106 613 9,473 SH   SOLE   9,473 0 0
BANK NEW YORK MELLON CORP COM 064058100 630 18,709 SH   SOLE   18,709 0 0
BAXTER INTL INC COM 071813109 1,188 14,634 SH   SOLE   14,634 0 0
BECTON DICKINSON & CO COM 075887109 1,030 4,482 SH   SOLE   4,482 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14,069 76,954 SH   SOLE   76,954 0 0
BEST BUY INC COM 086516101 602 10,564 SH   SOLE   10,564 0 0
BIOGEN INC COM 09062X103 3,134 9,907 SH   SOLE   9,907 0 0
BK OF AMERICA CORP COM 060505104 8,316 391,696 SH   SOLE   391,696 0 0
BLACKROCK INC COM 09247X101 3,297 7,493 SH   SOLE   7,493 0 0
BOEING CO COM 097023105 1,566 10,498 SH   SOLE   10,498 0 0
BOOKING HLDGS INC COM 09857L108 923 686 SH   SOLE   686 0 0
BORGWARNER INC COM 099724106 1,058 43,404 SH   SOLE   43,404 0 0
BOSTON SCIENTIFIC CORP COM 101137107 717 21,979 SH   SOLE   21,979 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 6,364 114,173 SH   SOLE   114,173 0 0
BROADCOM INC COM 11135F101 1,601 6,754 SH   SOLE   6,754 0 0
BROWN FORMAN CORP CL B 115637209 509 9,166 SH   SOLE   9,166 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 376 5,700 SH   SOLE   5,700 0 0
CAMPBELL SOUP CO COM 134429109 1,542 33,408 SH   SOLE   33,408 0 0
CAPITAL ONE FINL CORP COM 14040H105 402 7,978 SH   SOLE   7,978 0 0
CAPRI HOLDINGS LIMITED SHS G1890L107 1,509 139,859 SH   SOLE   139,859 0 0
CARMAX INC COM 143130102 1,264 23,486 SH   SOLE   23,486 0 0
CATERPILLAR INC DEL COM 149123101 2,359 20,329 SH   SOLE   20,329 0 0
CBOE GLOBAL MARKETS INC COM 12503M108 1,112 12,458 SH   SOLE   12,458 0 0
CBRE GROUP INC CL A 12504L109 263 6,963 SH   SOLE   6,963 0 0
CDW CORP COM 12514G108 297 3,179 SH   SOLE   3,179 0 0
CENTENE CORP DEL COM 15135B101 1,008 16,971 SH   SOLE   16,971 0 0
CENTERPOINT ENERGY INC COM 15189T107 1,608 104,079 SH   SOLE   104,079 0 0
CENTURYLINK INC COM 156700106 996 105,338 SH   SOLE   105,338 0 0
CERNER CORP COM 156782104 338 5,370 SH   SOLE   5,370 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 5,478 12,555 SH   SOLE   12,555 0 0
CHEMED CORP NEW COM 16359R103 201 465 SH   SOLE   465 0 0
CHEVRON CORP NEW COM 166764100 3,445 47,546 SH   SOLE   47,546 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 1,381 2,110 SH   SOLE   2,110 0 0
CHURCH & DWIGHT INC COM 171340102 1,418 22,091 SH   SOLE   22,091 0 0
CIGNA CORP NEW COM 125523100 1,313 7,409 SH   SOLE   7,409 0 0
CIMAREX ENERGY CO COM 171798101 1,504 89,340 SH   SOLE   89,340 0 0
CINCINNATI FINL CORP COM 172062101 777 10,296 SH   SOLE   10,296 0 0
CINTAS CORP COM 172908105 517 2,985 SH   SOLE   2,985 0 0
CISCO SYS INC COM 17275R102 6,181 157,234 SH   SOLE   157,234 0 0
CITIGROUP INC COM NEW 172967424 4,498 106,796 SH   SOLE   106,796 0 0
CITIZENS FINANCIAL GROUP INC COM 174610105 1,145 60,865 SH   SOLE   60,865 0 0
CITRIX SYS INC COM 177376100 1,029 7,269 SH   SOLE   7,269 0 0
CLOROX CO DEL COM 189054109 2,007 11,582 SH   SOLE   11,582 0 0
CME GROUP INC COM 12572Q105 1,656 9,578 SH   SOLE   9,578 0 0
CMS ENERGY CORP COM 125896100 2,770 47,141 SH   SOLE   47,141 0 0
COCA COLA CO COM 191216100 2,295 51,860 SH   SOLE   51,860 0 0
COLGATE PALMOLIVE CO COM 194162103 1,863 28,080 SH   SOLE   28,080 0 0
COMCAST CORP NEW CL A 20030N101 5,763 167,614 SH   SOLE   167,614 0 0
COMERICA INC COM 200340107 1,170 39,864 SH   SOLE   39,864 0 0
CONAGRA BRANDS INC COM 205887102 1,545 52,654 SH   SOLE   52,654 0 0
CONCHO RES INC COM 20605P101 1,192 27,816 SH   SOLE   27,816 0 0
CONOCOPHILLIPS COM 20825C104 911 29,570 SH   SOLE   29,570 0 0
CONSOLIDATED EDISON INC COM 209115104 2,675 34,294 SH   SOLE   34,294 0 0
CONSTELLATION BRANDS INC CL A 21036P108 241 1,680 SH   SOLE   1,680 0 0
COOPER COS INC COM NEW 216648402 396 1,437 SH   SOLE   1,437 0 0
COPART INC COM 217204106 1,019 14,874 SH   SOLE   14,874 0 0
CORNING INC COM 219350105 330 16,079 SH   SOLE   16,079 0 0
CORTEVA INC COM 22052L104 332 14,147 SH   SOLE   14,147 0 0
COSTCO WHSL CORP NEW COM 22160K105 9,209 32,296 SH   SOLE   32,296 0 0
COTY INC COM CL A 222070203 1,158 224,366 SH   SOLE   224,366 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,660 18,420 SH   SOLE   18,420 0 0
CSX CORP COM 126408103 1,040 18,143 SH   SOLE   18,143 0 0
CUMMINS INC COM 231021106 338 2,499 SH   SOLE   2,499 0 0
CVS HEALTH CORP COM 126650100 2,388 40,247 SH   SOLE   40,247 0 0
CYPRESS SEMICONDUCTOR CORP COM 232806109 201 8,636 SH   SOLE   8,636 0 0
D R HORTON INC COM 23331A109 1,156 34,013 SH   SOLE   34,013 0 0
DANAHER CORPORATION COM 235851102 5,424 39,187 SH   SOLE   39,187 0 0
DAVITA INC COM 23918K108 1,151 15,135 SH   SOLE   15,135 0 0
DEERE & CO COM 244199105 895 6,475 SH   SOLE   6,475 0 0
DEVON ENERGY CORP NEW COM 25179M103 1,306 188,969 SH   SOLE   188,969 0 0
DIGITAL RLTY TR INC COM 253868103 684 4,924 SH   SOLE   4,924 0 0
DISNEY WALT CO COM DISNEY 254687106 3,531 36,552 SH   SOLE   36,552 0 0
DOLLAR GEN CORP NEW COM 256677105 1,299 8,602 SH   SOLE   8,602 0 0
DOMINION ENERGY INC COM 25746U109 3,544 49,095 SH   SOLE   49,095 0 0
DOMINOS PIZZA INC COM 25754A201 263 811 SH   SOLE   811 0 0
DOVER CORP COM 260003108 209 2,491 SH   SOLE   2,491 0 0
DOW INC COM 260557103 917 31,347 SH   SOLE   31,347 0 0
DTE ENERGY CO COM 233331107 2,452 25,819 SH   SOLE   25,819 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 4,398 54,371 SH   SOLE   54,371 0 0
DUKE REALTY CORP COM NEW 264411505 460 14,192 SH   SOLE   14,192 0 0
DUPONT DE NEMOURS INC COM 26614N102 562 16,488 SH   SOLE   16,488 0 0
E TRADE FINANCIAL CORP COM NEW 269246401 353 10,282 SH   SOLE   10,282 0 0
EASTMAN CHEM CO COM 277432100 1,130 24,266 SH   SOLE   24,266 0 0
EATON CORP PLC SHS G29183103 1,647 21,195 SH   SOLE   21,195 0 0
EBAY INC COM 278642103 347 11,532 SH   SOLE   11,532 0 0
ECOLAB INC COM 278865100 858 5,509 SH   SOLE   5,509 0 0
EDISON INTL COM 281020107 1,347 24,589 SH   SOLE   24,589 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,323 7,014 SH   SOLE   7,014 0 0
ELECTRONIC ARTS INC COM 285512109 591 5,902 SH   SOLE   5,902 0 0
EMERSON ELEC CO COM 291011104 1,895 39,777 SH   SOLE   39,777 0 0
ENTERGY CORP NEW COM 29364G103 3,379 35,957 SH   SOLE   35,957 0 0
EOG RES INC COM 26875P101 1,654 46,056 SH   SOLE   46,056 0 0
EQUIFAX INC COM 294429105 321 2,687 SH   SOLE   2,687 0 0
EQUINIX INC COM 29444U700 2,067 3,310 SH   SOLE   3,310 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 2,231 36,159 SH   SOLE   36,159 0 0
EVERGY INC COM 30034W106 1,080 19,625 SH   SOLE   19,625 0 0
EVERSOURCE ENERGY COM 30040W108 2,839 36,305 SH   SOLE   36,305 0 0
EXELON CORP COM 30161N101 2,093 56,862 SH   SOLE   56,862 0 0
EXPEDITORS INTL WASH INC COM 302130109 337 5,050 SH   SOLE   5,050 0 0
EXTRA SPACE STORAGE INC COM 30225T102 1,213 12,663 SH   SOLE   12,663 0 0
EXXON MOBIL CORP COM 30231G102 6,250 164,605 SH   SOLE   164,605 0 0
F M C CORP COM NEW 302491303 355 4,345 SH   SOLE   4,345 0 0
FACEBOOK INC CL A 30303M102 17,935 107,523 SH   SOLE   107,523 0 0
FAIR ISAAC CORP COM 303250104 264 857 SH   SOLE   857 0 0
FASTENAL CO COM 311900104 334 10,678 SH   SOLE   10,678 0 0
FEDEX CORP COM 31428X106 692 5,706 SH   SOLE   5,706 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,465 12,041 SH   SOLE   12,041 0 0
FIFTH THIRD BANCORP COM 316773100 1,122 75,542 SH   SOLE   75,542 0 0
FIRSTENERGY CORP COM 337932107 2,067 51,581 SH   SOLE   51,581 0 0
FISERV INC COM 337738108 1,554 16,362 SH   SOLE   16,362 0 0
FLOWSERVE CORP COM 34354P105 976 40,870 SH   SOLE   40,870 0 0
FORD MTR CO DEL COM 345370860 1,621 335,707 SH   SOLE   335,707 0 0
FORTINET INC COM 34959E109 657 6,495 SH   SOLE   6,495 0 0
FORTIVE CORP COM 34959J108 211 3,822 SH   SOLE   3,822 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 956 22,110 SH   SOLE   22,110 0 0
FOX CORP CL A COM 35137L105 392 16,597 SH   SOLE   16,597 0 0
FREEPORT-MCMORAN INC CL B 35671D857 1,070 158,560 SH   SOLE   158,560 0 0
GALLAGHER ARTHUR J & CO COM 363576109 1,196 14,673 SH   SOLE   14,673 0 0
GAP INC COM 364760108 1,876 266,541 SH   SOLE   266,541 0 0
GARMIN LTD SHS H2906T109 345 4,597 SH   SOLE   4,597 0 0
GENERAL DYNAMICS CORP COM 369550108 499 3,772 SH   SOLE   3,772 0 0
GENERAL ELECTRIC CO COM 369604103 1,350 170,076 SH   SOLE   170,076 0 0
GENERAL MLS INC COM 370334104 2,661 50,419 SH   SOLE   50,419 0 0
GENERAL MTRS CO COM 37045V100 754 36,301 SH   SOLE   36,301 0 0
GILEAD SCIENCES INC COM 375558103 4,587 61,353 SH   SOLE   61,353 0 0
GLOBAL PMTS INC COM 37940X102 2,086 14,461 SH   SOLE   14,461 0 0
GLOBE LIFE INC COM 37959E102 866 12,034 SH   SOLE   12,034 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,480 16,041 SH   SOLE   16,041 0 0
HALLIBURTON CO COM 406216101 1,407 205,366 SH   SOLE   205,366 0 0
HANESBRANDS INC COM 410345102 944 119,972 SH   SOLE   119,972 0 0
HARLEY DAVIDSON INC COM 412822108 1,457 76,949 SH   SOLE   76,949 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 1,345 38,167 SH   SOLE   38,167 0 0
HCA HEALTHCARE INC COM 40412C101 408 4,536 SH   SOLE   4,536 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 1,852 77,643 SH   SOLE   77,643 0 0
HELMERICH & PAYNE INC COM 423452101 2,458 157,039 SH   SOLE   157,039 0 0
HENRY JACK & ASSOC INC COM 426281101 555 3,577 SH   SOLE   3,577 0 0
HERSHEY CO COM 427866108 2,430 18,343 SH   SOLE   18,343 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 224 23,069 SH   SOLE   23,069 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 367 5,376 SH   SOLE   5,376 0 0
HOME DEPOT INC COM 437076102 11,060 59,238 SH   SOLE   59,238 0 0
HONEYWELL INTL INC COM 438516106 4,900 36,622 SH   SOLE   36,622 0 0
HORMEL FOODS CORP COM 440452100 384 8,241 SH   SOLE   8,241 0 0
HOST HOTELS & RESORTS INC COM 44107P104 1,277 115,638 SH   SOLE   115,638 0 0
HP INC COM 40434L105 456 26,278 SH   SOLE   26,278 0 0
HUMANA INC COM 444859102 1,195 3,806 SH   SOLE   3,806 0 0
HUNTINGTON BANCSHARES INC COM 446150104 733 89,338 SH   SOLE   89,338 0 0
IDEXX LABS INC COM 45168D104 453 1,871 SH   SOLE   1,871 0 0
IHS MARKIT LTD SHS G47567105 2,219 36,982 SH   SOLE   36,982 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,067 7,505 SH   SOLE   7,505 0 0
ILLUMINA INC COM 452327109 823 3,015 SH   SOLE   3,015 0 0
INGERSOLL RAND INC COM 45687V106 247 9,970 SH   SOLE   9,970 0 0
INTEL CORP COM 458140100 9,599 177,371 SH   SOLE   177,371 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,120 13,875 SH   SOLE   13,875 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,668 33,067 SH   SOLE   33,067 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 231 2,259 SH   SOLE   2,259 0 0
INTERPUBLIC GROUP COS INC COM 460690100 1,016 62,772 SH   SOLE   62,772 0 0
INTL PAPER CO COM 460146103 1,137 36,527 SH   SOLE   36,527 0 0
INTUIT COM 461202103 1,681 7,307 SH   SOLE   7,307 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,195 2,413 SH   SOLE   2,413 0 0
INVESCO EXCHANGE-TRADED FD T EMRNG MKT SVRG 46138E784 6,576 275,025 SH   SOLE   275,025 0 0
INVESCO LTD SHS G491BT108 2,251 247,887 SH   SOLE   247,887 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 752 3,951 SH   SOLE   3,951 0 0
IRON MTN INC NEW COM 46284V101 1,733 72,833 SH   SOLE   72,833 0 0
ISHARES INC CORE MSCI EMKT 46434G103 972,526 24,030,785 SH   SOLE   24,030,785 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 229 2,150 SH   SOLE   2,150 0 0
ISHARES TR NATIONAL MUN ETF 464288414 20,114 177,987 SH   SOLE   177,987 0 0
ISHARES TR JPMORGAN USD EMG 464288281 256,905 2,657,272 SH   SOLE   2,657,272 0 0
ISHARES TR IBOXX INV CP ETF 464287242 411,749 3,333,728 SH   SOLE   3,333,728 0 0
ISHARES TR CORE S&P500 ETF 464287200 507 1,963 SH   SOLE   1,963 0 0
JACOBS ENGR GROUP INC COM 469814107 209 2,631 SH   SOLE   2,631 0 0
JOHNSON & JOHNSON COM 478160104 9,757 74,406 SH   SOLE   74,406 0 0
JPMORGAN CHASE & CO COM 46625H100 11,458 127,268 SH   SOLE   127,268 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 1,214 9,545 SH   SOLE   9,545 0 0
KELLOGG CO COM 487836108 317 5,290 SH   SOLE   5,290 0 0
KEYCORP COM 493267108 1,028 99,085 SH   SOLE   99,085 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 888 10,617 SH   SOLE   10,617 0 0
KIMBERLY CLARK CORP COM 494368103 1,665 13,023 SH   SOLE   13,023 0 0
KIMCO RLTY CORP COM 49446R109 869 89,910 SH   SOLE   89,910 0 0
KINDER MORGAN INC DEL COM 49456B101 1,915 137,536 SH   SOLE   137,536 0 0
KLA CORPORATION COM NEW 482480100 1,344 9,348 SH   SOLE   9,348 0 0
KOHLS CORP COM 500255104 2,097 143,707 SH   SOLE   143,707 0 0
KRAFT HEINZ CO COM 500754106 3,016 121,897 SH   SOLE   121,897 0 0
KROGER CO COM 501044101 481 15,969 SH   SOLE   15,969 0 0
L BRANDS INC COM 501797104 1,311 113,408 SH   SOLE   113,408 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 872 4,839 SH   SOLE   4,839 0 0
LAM RESEARCH CORP COM 512807108 1,764 7,351 SH   SOLE   7,351 0 0
LAMB WESTON HLDGS INC COM 513272104 1,135 19,881 SH   SOLE   19,881 0 0
LAS VEGAS SANDS CORP COM 517834107 1,101 25,916 SH   SOLE   25,916 0 0
LAUDER ESTEE COS INC CL A 518439104 738 4,634 SH   SOLE   4,634 0 0
LEIDOS HOLDINGS INC COM 525327102 1,140 12,439 SH   SOLE   12,439 0 0
LILLY ELI & CO COM 532457108 6,599 47,571 SH   SOLE   47,571 0 0
LINCOLN NATL CORP IND COM 534187109 1,585 60,232 SH   SOLE   60,232 0 0
LINDE PLC SHS G5494J103 827 4,780 SH   SOLE   4,780 0 0
LOCKHEED MARTIN CORP COM 539830109 4,847 14,299 SH   SOLE   14,299 0 0
LOEWS CORP COM 540424108 1,038 29,797 SH   SOLE   29,797 0 0
LOWES COS INC COM 548661107 2,129 24,742 SH   SOLE   24,742 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,683 54,067 SH   SOLE   54,067 0 0
M & T BK CORP COM 55261F104 1,293 12,502 SH   SOLE   12,502 0 0
MACYS INC COM 55616P104 2,040 415,567 SH   SOLE   415,567 0 0
MARATHON OIL CORP COM 565849106 1,166 354,465 SH   SOLE   354,465 0 0
MARATHON PETE CORP COM 56585A102 1,664 70,445 SH   SOLE   70,445 0 0
MARKETAXESS HLDGS INC COM 57060D108 1,034 3,109 SH   SOLE   3,109 0 0
MARRIOTT INTL INC NEW CL A 571903202 312 4,164 SH   SOLE   4,164 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,969 22,774 SH   SOLE   22,774 0 0
MARTIN MARIETTA MATLS INC COM 573284106 1,325 7,001 SH   SOLE   7,001 0 0
MASCO CORP COM 574599106 273 7,896 SH   SOLE   7,896 0 0
MASTERCARD INC CL A 57636Q104 14,456 59,845 SH   SOLE   59,845 0 0
MCCORMICK & CO INC COM NON VTG 579780206 1,231 8,716 SH   SOLE   8,716 0 0
MCDONALDS CORP COM 580135101 6,588 39,842 SH   SOLE   39,842 0 0
MCKESSON CORP COM 58155Q103 538 3,976 SH   SOLE   3,976 0 0
MEDTRONIC PLC SHS G5960L103 5,801 64,324 SH   SOLE   64,324 0 0
MERCK & CO. INC COM 58933Y105 10,058 130,726 SH   SOLE   130,726 0 0
METLIFE INC COM 59156R108 1,320 43,179 SH   SOLE   43,179 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 441 638 SH   SOLE   638 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 222 3,281 SH   SOLE   3,281 0 0
MICRON TECHNOLOGY INC COM 595112103 999 23,754 SH   SOLE   23,754 0 0
MICROSOFT CORP COM 594918104 76,847 487,269 SH   SOLE   487,269 0 0
MID AMER APT CMNTYS INC COM 59522J103 1,054 10,229 SH   SOLE   10,229 0 0
MONDELEZ INTL INC CL A 609207105 2,490 49,720 SH   SOLE   49,720 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 486 8,642 SH   SOLE   8,642 0 0
MOODYS CORP COM 615369105 1,670 7,894 SH   SOLE   7,894 0 0
MORGAN STANLEY COM NEW 617446448 1,964 57,756 SH   SOLE   57,756 0 0
MOSAIC CO NEW COM 61945C103 1,365 126,149 SH   SOLE   126,149 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 798 6,005 SH   SOLE   6,005 0 0
MSCI INC COM 55354G100 1,393 4,821 SH   SOLE   4,821 0 0
NASDAQ INC COM 631103108 449 4,727 SH   SOLE   4,727 0 0
NATIONAL OILWELL VARCO INC COM 637071101 1,097 111,631 SH   SOLE   111,631 0 0
NETFLIX INC COM 64110L106 11,836 31,521 SH   SOLE   31,521 0 0
NEWELL BRANDS INC COM 651229106 946 71,207 SH   SOLE   71,207 0 0
NEWMONT CORP COM 651639106 2,888 63,784 SH   SOLE   63,784 0 0
NEXTERA ENERGY INC COM 65339F101 9,525 39,584 SH   SOLE   39,584 0 0
NIELSEN HLDGS PLC SHS EUR G6518L108 941 75,024 SH   SOLE   75,024 0 0
NIKE INC CL B 654106103 4,740 57,289 SH   SOLE   57,289 0 0
NISOURCE INC COM 65473P105 967 38,727 SH   SOLE   38,727 0 0
NOBLE ENERGY INC COM 655044105 1,867 309,058 SH   SOLE   309,058 0 0
NORDSTROM INC COM 655664100 2,207 143,857 SH   SOLE   143,857 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,080 7,398 SH   SOLE   7,398 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,380 4,560 SH   SOLE   4,560 0 0
NVIDIA CORP COM 67066G104 13,543 51,378 SH   SOLE   51,378 0 0
NVR INC COM 62944T105 750 292 SH   SOLE   292 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,071 3,557 SH   SOLE   3,557 0 0
OCCIDENTAL PETE CORP COM 674599105 1,846 159,400 SH   SOLE   159,400 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100 318 2,422 SH   SOLE   2,422 0 0
ONEOK INC NEW COM 682680103 1,316 60,325 SH   SOLE   60,325 0 0
ORACLE CORP COM 68389X105 4,287 88,694 SH   SOLE   88,694 0 0
PACCAR INC COM 693718108 1,312 21,460 SH   SOLE   21,460 0 0
PARKER HANNIFIN CORP COM 701094104 212 1,634 SH   SOLE   1,634 0 0
PAYCHEX INC COM 704326107 1,321 20,995 SH   SOLE   20,995 0 0
PAYCOM SOFTWARE INC COM 70432V102 863 4,273 SH   SOLE   4,273 0 0
PAYPAL HLDGS INC COM 70450Y103 7,351 76,782 SH   SOLE   76,782 0 0
PEOPLES UTD FINL INC COM 712704105 2,582 233,640 SH   SOLE   233,640 0 0
PEPSICO INC COM 713448108 8,355 69,567 SH   SOLE   69,567 0 0
PERKINELMER INC COM 714046109 213 2,826 SH   SOLE   2,826 0 0
PFIZER INC COM 717081103 3,617 110,825 SH   SOLE   110,825 0 0
PHILIP MORRIS INTL INC COM 718172109 4,981 68,268 SH   SOLE   68,268 0 0
PINNACLE WEST CAP CORP COM 723484101 1,074 14,173 SH   SOLE   14,173 0 0
PIONEER NAT RES CO COM 723787107 1,338 19,080 SH   SOLE   19,080 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,420 25,284 SH   SOLE   25,284 0 0
PPL CORP COM 69351T106 957 38,770 SH   SOLE   38,770 0 0
PRICE T ROWE GROUP INC COM 74144T108 441 4,520 SH   SOLE   4,520 0 0
PROCTER & GAMBLE CO COM 742718109 13,595 123,590 SH   SOLE   123,590 0 0
PROGRESSIVE CORP OHIO COM 743315103 2,491 33,737 SH   SOLE   33,737 0 0
PROLOGIS INC. COM 74340W103 993 12,358 SH   SOLE   12,358 0 0
PRUDENTIAL FINL INC COM 744320102 4,137 79,352 SH   SOLE   79,352 0 0
PUBLIC STORAGE COM 74460D109 1,295 6,520 SH   SOLE   6,520 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 2,482 55,272 SH   SOLE   55,272 0 0
PULTE GROUP INC COM 745867101 1,158 51,890 SH   SOLE   51,890 0 0
PVH CORPORATION COM 693656100 1,213 32,230 SH   SOLE   32,230 0 0
QORVO INC COM 74736K101 1,117 13,852 SH   SOLE   13,852 0 0
QUALCOMM INC COM 747525103 4,570 67,551 SH   SOLE   67,551 0 0
QUEST DIAGNOSTICS INC COM 74834L100 203 2,526 SH   SOLE   2,526 0 0
RAYTHEON CO COM NEW 755111507 1,533 11,690 SH   SOLE   11,690 0 0
REALTY INCOME CORP COM 756109104 1,089 21,837 SH   SOLE   21,837 0 0
REGENCY CTRS CORP COM 758849103 988 25,704 SH   SOLE   25,704 0 0
REGENERON PHARMACEUTICALS COM 75886F107 428 876 SH   SOLE   876 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 1,077 120,061 SH   SOLE   120,061 0 0
REPUBLIC SVCS INC COM 760759100 1,236 16,468 SH   SOLE   16,468 0 0
RESMED INC COM 761152107 1,329 9,025 SH   SOLE   9,025 0 0
ROCKWELL AUTOMATION INC COM 773903109 332 2,198 SH   SOLE   2,198 0 0
ROPER TECHNOLOGIES INC COM 776696106 724 2,322 SH   SOLE   2,322 0 0
ROSS STORES INC COM 778296103 625 7,184 SH   SOLE   7,184 0 0
S&P GLOBAL INC COM 78409V104 2,369 9,666 SH   SOLE   9,666 0 0
SALESFORCE COM INC COM 79466L302 2,146 14,902 SH   SOLE   14,902 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 984 3,646 SH   SOLE   3,646 0 0
SCHLUMBERGER LTD COM 806857108 2,843 210,757 SH   SOLE   210,757 0 0
SCHWAB CHARLES CORP COM 808513105 2,047 60,882 SH   SOLE   60,882 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 7,583 231,607 SH   SOLE   231,607 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 749,781 12,407,430 SH   SOLE   12,407,430 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 366,329 8,144,262 SH   SOLE   8,144,262 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 20,180 350,894 SH   SOLE   350,894 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,617,426 62,593,885 SH   SOLE   62,593,885 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 1,143 23,418 SH   SOLE   23,418 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 87,540 3,012,371 SH   SOLE   3,012,371 0 0
SEMPRA ENERGY COM 816851109 1,582 14,004 SH   SOLE   14,004 0 0
SERVICENOW INC COM 81762P102 1,491 5,202 SH   SOLE   5,202 0 0
SHERWIN WILLIAMS CO COM 824348106 1,282 2,789 SH   SOLE   2,789 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,857 33,843 SH   SOLE   33,843 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 1,204 13,476 SH   SOLE   13,476 0 0
SMUCKER J M CO COM NEW 832696405 1,454 13,103 SH   SOLE   13,103 0 0
SOUTHERN CO COM 842587107 5,374 99,254 SH   SOLE   99,254 0 0
SOUTHWEST AIRLS CO COM 844741108 289 8,112 SH   SOLE   8,112 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 933 3,620 SH   SOLE   3,620 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 287,613 5,752,260 SH   SOLE   5,752,260 0 0
SPLUNK INC COM 848637104 340 2,690 SH   SOLE   2,690 0 0
SQUARE INC CL A 852234103 782 14,930 SH   SOLE   14,930 0 0
STARBUCKS CORP COM 855244109 2,932 44,596 SH   SOLE   44,596 0 0
STATE STR CORP COM 857477103 1,661 31,190 SH   SOLE   31,190 0 0
STERIS PLC SHS USD G8473T100 205 1,467 SH   SOLE   1,467 0 0
STRYKER CORP COM 863667101 1,352 8,118 SH   SOLE   8,118 0 0
SVB FINANCIAL GROUP COM 78486Q101 1,067 7,063 SH   SOLE   7,063 0 0
SYNOPSYS INC COM 871607107 1,085 8,427 SH   SOLE   8,427 0 0
T MOBILE US INC COM 872590104 327 3,897 SH   SOLE   3,897 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1,006 8,481 SH   SOLE   8,481 0 0
TAPESTRY INC COM 876030107 1,154 89,094 SH   SOLE   89,094 0 0
TARGET CORP COM 87612E106 4,146 44,596 SH   SOLE   44,596 0 0
TE CONNECTIVITY LTD REG SHS H84989104 202 3,212 SH   SOLE   3,212 0 0
TECHNIPFMC PLC COM G87110105 1,068 158,426 SH   SOLE   158,426 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105 252 847 SH   SOLE   847 0 0
TELEFLEX INCORPORATED COM 879369106 268 916 SH   SOLE   916 0 0
TERADYNE INC COM 880770102 221 4,078 SH   SOLE   4,078 0 0
TEXAS INSTRS INC COM 882508104 6,297 63,019 SH   SOLE   63,019 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,175 14,720 SH   SOLE   14,720 0 0
TIFFANY & CO NEW COM 886547108 1,044 8,065 SH   SOLE   8,065 0 0
TJX COS INC NEW COM 872540109 945 19,767 SH   SOLE   19,767 0 0
TRACTOR SUPPLY CO COM 892356106 810 9,583 SH   SOLE   9,583 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 418 5,063 SH   SOLE   5,063 0 0
TRANSDIGM GROUP INC COM 893641100 2,132 6,658 SH   SOLE   6,658 0 0
TRUIST FINL CORP COM 89832Q109 1,491 48,352 SH   SOLE   48,352 0 0
TWITTER INC COM 90184L102 282 11,465 SH   SOLE   11,465 0 0
TYSON FOODS INC CL A 902494103 383 6,621 SH   SOLE   6,621 0 0
UDR INC COM 902653104 1,015 27,765 SH   SOLE   27,765 0 0
UNION PAC CORP COM 907818108 4,742 33,624 SH   SOLE   33,624 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,345 25,102 SH   SOLE   25,102 0 0
UNITED RENTALS INC COM 911363109 1,321 12,842 SH   SOLE   12,842 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,437 36,438 SH   SOLE   36,438 0 0
UNITEDHEALTH GROUP INC COM 91324P102 13,749 55,134 SH   SOLE   55,134 0 0
UNUM GROUP COM 91529Y106 1,603 106,776 SH   SOLE   106,776 0 0
US BANCORP DEL COM NEW 902973304 2,020 58,631 SH   SOLE   58,631 0 0
VALERO ENERGY CORP COM 91913Y100 1,487 32,777 SH   SOLE   32,777 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 16,110 180,337 SH   SOLE   180,337 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 68,407 801,491 SH   SOLE   801,491 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 90,438 381,886 SH   SOLE   381,886 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 84,276 711,612 SH   SOLE   711,612 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 322,855 4,622,122 SH   SOLE   4,622,122 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 251,029 2,772,580 SH   SOLE   2,772,580 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 92,124 798,023 SH   SOLE   798,023 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,110,879 8,617,474 SH   SOLE   8,617,474 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 753,516 22,459,490 SH   SOLE   22,459,490 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,680 96,057 SH   SOLE   96,057 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 1,017,888 19,241,748 SH   SOLE   19,241,748 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18,616 213,754 SH   SOLE   213,754 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 506,811 4,901,937 SH   SOLE   4,901,937 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 771,674 23,145,584 SH   SOLE   23,145,584 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 42,442 1,110,462 SH   SOLE   1,110,462 0 0
VENTAS INC COM 92276F100 2,619 97,727 SH   SOLE   97,727 0 0
VERISIGN INC COM 92343E102 837 4,645 SH   SOLE   4,645 0 0
VERISK ANALYTICS INC COM 92345Y106 1,221 8,757 SH   SOLE   8,757 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 7,507 139,723 SH   SOLE   139,723 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 1,972 8,286 SH   SOLE   8,286 0 0
VISA INC COM CL A 92826C839 16,864 104,667 SH   SOLE   104,667 0 0
VORNADO RLTY TR SH BEN INT 929042109 1,098 30,318 SH   SOLE   30,318 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 909 19,875 SH   SOLE   19,875 0 0
WALMART INC COM 931142103 10,512 92,522 SH   SOLE   92,522 0 0
WASTE MGMT INC DEL COM 94106L109 1,664 17,978 SH   SOLE   17,978 0 0
WATERS CORP COM 941848103 297 1,630 SH   SOLE   1,630 0 0
WEC ENERGY GROUP INC COM 92939U106 3,040 34,492 SH   SOLE   34,492 0 0
WELLS FARGO CO NEW COM 949746101 1,164 40,547 SH   SOLE   40,547 0 0
WELLTOWER INC COM 95040Q104 2,171 47,424 SH   SOLE   47,424 0 0
WESTERN UN CO COM 959802109 840 46,311 SH   SOLE   46,311 0 0
WESTROCK CO COM 96145D105 1,199 42,433 SH   SOLE   42,433 0 0
WEYERHAEUSER CO COM 962166104 1,239 73,078 SH   SOLE   73,078 0 0
WILLIAMS COS INC COM 969457100 1,700 120,129 SH   SOLE   120,129 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103 406 2,388 SH   SOLE   2,388 0 0
WORKDAY INC CL A 98138H101 382 2,935 SH   SOLE   2,935 0 0
XCEL ENERGY INC COM 98389B100 3,057 50,695 SH   SOLE   50,695 0 0
XILINX INC COM 983919101 488 6,259 SH   SOLE   6,259 0 0
XYLEM INC COM 98419M100 240 3,687 SH   SOLE   3,687 0 0
YUM BRANDS INC COM 988498101 208 3,031 SH   SOLE   3,031 0 0
ZEBRA TECHNOLOGIES CORP CL A 989207105 259 1,413 SH   SOLE   1,413 0 0
ZIONS BANCORPORATION N A COM 989701107 1,047 39,116 SH   SOLE   39,116 0 0
ZOETIS INC CL A 98978V103 2,606 22,143 SH   SOLE   22,143 0 0