The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 471,517 4,142,292 SH   SOLE   4,142,292 0 0
SPDR GOLD SHARES ETF 78463V107 268,038 1,675,654 SH   SOLE   1,675,654 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739 186,941 2,033,291 SH   SOLE   2,033,291 0 0
ISHARES TIPS BOND ETF ETF 464287176 62,430 497,448 SH   SOLE   497,448 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,016,412 20,696,644 SH   SOLE   20,696,644 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1,225,463 5,928,990 SH   SOLE   5,928,990 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 403,554 7,753,207 SH   SOLE   7,753,207 0 0