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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   814,586 8,662,119 SH   SOLE   8,662,119 0 0
SPDR GOLD SHARES ETF 78463V107   249,383 1,454,555 SH   SOLE   1,454,555 0 0
ISHARES GOLD TR ETF 464285204   136,787 3,909,316 SH   SOLE   3,909,316 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739   301,037 3,852,540 SH   SOLE   3,852,540 0 0
ISHARES TIPS BOND ETF ETF 464287176   129,953 1,252,926 SH   SOLE   1,252,926 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   1,714,046 39,205,089 SH   SOLE   39,205,089 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   2,242,746 10,558,572 SH   SOLE   10,558,572 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   583,837 14,890,006 SH   SOLE   14,890,006 0 0