The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176   1,943 18,735 SH   SOLE   1,943 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,298,461 29,652,373 SH   SOLE   6,298,461 0 0
ISHARES TR S&P 500 VAL ETF 464287408   72,960 474,258 SH   SOLE   72,960 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   537 3,538 SH   SOLE   537 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   226,750 2,173,187 SH   SOLE   226,750 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   143,507 1,058,701 SH   SOLE   143,507 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,428 17,630 SH   SOLE   1,428 0 0
VANGUARD TAX MANAGED INTL FD VAN FTSE DEV MKT 921943858   4,735,356 108,000,000 SH   SOLE   4,735,356 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,045,014 77,659,118 SH   SOLE   3,045,014 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,320 3,089 SH   SOLE   1,320 0 0
ISHARES TR SHORT TREAS BD 464288679   279,153 2,526,956 SH   SOLE   279,153 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835   104,266 1,494,204 SH   SOLE   104,266 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   235 2,347 SH   SOLE   235 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,956 39,074 SH   SOLE   2,956 0 0
ISHARES TR CORE US AGGBD ET 464287226   867,925 9,229,315 SH   SOLE   867,925 0 0
VANGUARD WHITEHALL FDS INC EM MK GOV BD ETF 921946885   126,182 2,132,898 SH   SOLE   126,182 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,782,529 37,268,002 SH   SOLE   1,782,529 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   254,021 5,372,686 SH   SOLE   254,021 0 0
ISHARES TR IBOXX INV CP ETF 464287242   13,836 135,621 SH   SOLE   13,836 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,052,176 10,261,126 SH   SOLE   1,052,176 0 0
ISHARES TR CALIF MUN BD ETF 464288356   6,274 114,413 SH   SOLE   6,274 0 0
ISHARES TR NEW YORK MUN ETF 464288323   5,825 114,151 SH   SOLE   5,825 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   500 11,305 SH   SOLE   500 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,869 37,756 SH   SOLE   2,869 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   361 11,476 SH   SOLE   361 0 0
SPDR SERIES TRUST NUVEEN BLMBRG MU 78468R721   225,273 5,154,992 SH   SOLE   225,273 0 0
ISHARES TR JPMORGAN USD EMG 464288281   844,098 10,229,007 SH   SOLE   844,098 0 0
Invesco EMRNG MKT SVRG 46138E784   4,939 270,338 SH   SOLE   4,939 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   335,750 6,735,205 SH   SOLE   335,750 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,252,082 13,293,148 SH   SOLE   1,252,082 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,754,714 12,721,775 SH   SOLE   1,754,714 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   120,715 1,872,715 SH   SOLE   120,715 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,400,405 10,693,378 SH   SOLE   1,400,405 0 0
ISHARES TR S&P MC 400VL ETF 464287705   6,689 66,272 SH   SOLE   6,689 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,275,812 7,999,321 SH   SOLE   1,275,812 0 0
ISHARES TR SP SMCP600VL ETF 464287879   374 4,189 SH   SOLE   374 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   498,686 14,684,524 SH   SOLE   498,686 0 0
ISHARES TR CORE MSCI EAFE 46432F842   791,209 12,295,402 SH   SOLE   791,209 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,259 94,350 SH   SOLE   2,259 0 0
ISHARES INC CORE MSCI EMKT 46434G103   476,061 10,003,390 SH   SOLE   476,061 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   2,054 13,219 SH   SOLE   2,054 0 0
SCHWAB STRATEGIC TR DIV APP ETF 808524870   1,077 21,337 SH   SOLE   1,077 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   3,710 95,310 SH   SOLE   3,710 0 0
ISHARES TR CORE S&P500 ETF 464287200   7,212 16,795 SH   SOLE   7,212 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   9,077 511,366 SH   SOLE   9,077 0 0
Invesco UNIT SER 1 46090E103   12,115 33,815 SH   SOLE   12,115 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793   10,295 153,515 SH   SOLE   10,295 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   411 2,327 SH   SOLE   411 0 0
ISHARES CORE LT USDB ETF 464289479   687 14,546 SH   SOLE   687 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   7,168 78,264 SH   SOLE   7,168 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,275 17,529 SH   SOLE   1,275 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   25,212 133,346 SH   SOLE   25,212 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   889 4,267 SH   SOLE   889 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   93,508 238,116 SH   SOLE   93,508 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,446 5,799 SH   SOLE   1,446 0 0
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101   1,094 41,416 SH   SOLE   1,094 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   685 2,795 SH   SOLE   685 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,209 17,081 SH   SOLE   1,209 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   51,550 189,305 SH   SOLE   51,550 0 0
ISHARES TR CORE S&P US GWT 464287671   403 4,245 SH   SOLE   403 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,614 17,106 SH   SOLE   1,614 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   290 7,009 SH   SOLE   290 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   575 8,411 SH   SOLE   575 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768   1,473 27,520 SH   SOLE   1,473 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,105 12,230 SH   SOLE   1,105 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,244 14,235 SH   SOLE   1,244 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,331 164,652 SH   SOLE   8,331 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   239 3,536 SH   SOLE   239 0 0
DBX ETF TR XTRACK HRVST CSI 233051879   277 10,644 SH   SOLE   277 0 0
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   1,169 12,733 SH   SOLE   1,169 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204   283 8,079 SH   SOLE   283 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,099 6,409 SH   SOLE   1,099 0 0
Invesco GBL LISTED PVT 46137V118   620 12,003 SH   SOLE   620 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   966 32,177 SH   SOLE   966 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125   3,149 89,422 SH   SOLE   3,149 0 0
ISHARES TR MSCI EAFE ETF 464287465   926 13,437 SH   SOLE   926 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819   12,175 168,371 SH   SOLE   12,175 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   469 26,492 SH   SOLE   469 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406   1,969 19,062 SH   SOLE   1,969 0 0
ISHARES TR MSCI AC ASIA ETF 464288182   465 7,330 SH   SOLE   465 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   605 6,883 SH   SOLE   605 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   23,005 306,035 SH   SOLE   23,005 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   228 4,677 SH   SOLE   228 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   4,520 90,700 SH   SOLE   4,520 0 0
ISHARES TR EAFE VALUE ETF 464288877   1,015 20,739 SH   SOLE   1,015 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   951 20,568 SH   SOLE   951 0 0
ISHARES TR PFD AND INCM SEC 464288687   970 32,167 SH   SOLE   970 0 0
ISHARES TR MBS ETF 464288588   13,808 155,490 SH   SOLE   13,808 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   812 16,557 SH   SOLE   812 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   460 4,676 SH   SOLE   460 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,893 32,624 SH   SOLE   2,893 0 0
VANGUARD BD INDEX FD INC LONG TERM TREAS 92206C847   3,677 66,241 SH   SOLE   3,677 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664   361 13,796 SH   SOLE   361 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   263 2,327 SH   SOLE   263 0 0
CAMBRIA ETF TR VALUE MOMENTUM 132061888   2,674 100,390 SH   SOLE   2,674 0 0
CAMBRIA ETF TR GLOBAL VALUE ETF 132061409   2,238 116,513 SH   SOLE   2,238 0 0
CAMBRIA ETF TR GLB MOMENT ETF 132061508   11,516 427,303 SH   SOLE   11,516 0 0
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   2,031 32,834 SH   SOLE   2,031 0 0
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300   1,063 44,314 SH   SOLE   1,063 0 0
CAMBRIA ETF TR EMRG SHAREHLDR 132061706   1,023 35,679 SH   SOLE   1,023 0 0
Invesco OPTIMUM YIELD 46090F100   471 31,498 SH   SOLE   471 0 0
WISDOMTREE TR WISDOMTREE US VA 97717W547   245 3,967 SH   SOLE   245 0 0
VANGUARD BD INDEX FD INC TAX EXEMPT BD 922907746   1,037 21,559 SH   SOLE   1,037 0 0
VANECK VECTORS TR JP MRGAN EM LOC 92189H300   1,003 42,008 SH   SOLE   1,003 0 0
VANGUARD INDEX FDS 500 GRTH IDX F 921932505   5,435 22,020 SH   SOLE   5,435 0 0
VANGUARD INDEX FDS VNG RUS1000GRW 92206C680   249 3,634 SH   SOLE   249 0 0
VANGUARD INDEX FDS 500 VAL IDX FD 921932703   5,507 37,035 SH   SOLE   5,507 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   1,883 40,599 SH   SOLE   1,883 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,580 15,594 SH   SOLE   1,580 0 0
VANGUARD BD INDEX FD INC MTG-BKD SECS ETF 92206C771   10,020 228,867 SH   SOLE   10,020 0 0
ISHARES TR CORE INTL AGGR 46435G672   1,181 24,217 SH   SOLE   1,181 0 0
Goldman Sachs ACTIVEBETA US LG 381430503   285,638 3,391,165 SH   SOLE   285,638 0 0
Goldman Sachs ACTIVEBETA INT 381430107   146,716 4,885,657 SH   SOLE   146,716 0 0
Goldman Sachs ACTIVEBETA EME 381430206   39,337 1,372,071 SH   SOLE   39,337 0 0
ISHARES TR IBOXX HI YD ETF 464288513   277 3,753 SH   SOLE   277 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   244 3,410 SH   SOLE   244 0 0
ISHARES TR RUS 1000 ETF 464287622   365 1,555 SH   SOLE   365 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   487 4,588 SH   SOLE   487 0 0
ISHARES TR USD INV GRDE ETF 464288620   410 8,524 SH   SOLE   410 0 0
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622   494 5,465 SH   SOLE   494 0 0
ISHARES TR 10+ YR INVST GRD 464289511   239 5,072 SH   SOLE   239 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,083 34,207 SH   SOLE   1,083 0 0
Vanguard SML CP GRW ETF 922908595   3,691 17,231 SH   SOLE   3,691 0 0
Vanguard CONSUM STP ETF 92204A207   917 5,020 SH   SOLE   917 0 0
Vanguard ALLWRLD EX US 922042775   1,008 19,424 SH   SOLE   1,008 0 0
Vanguard HEALTH CAR ETF 92204A504   738 3,139 SH   SOLE   738 0 0
Vanguard VNG RUS1000IDX 92206C730   413 2,123 SH   SOLE   413 0 0
Vanguard MCAP GR IDXVIP 922908538   9,059 46,512 SH   SOLE   9,059 0 0
Vanguard TT WRLD ST ETF 922042742   1,722 18,476 SH   SOLE   1,722 0 0
Vanguard EXTEND MKT ETF 922908652   854 5,955 SH   SOLE   854 0 0
APPLE INC COM 037833100   575 3,358 SH   SOLE   575 0 0
iShares S&P MC 400GR ETF 464287606   343 4,743 SH   SOLE   343 0 0
iShares RUS 1000 GRW ETF 464287614   721 2,711 SH   SOLE   721 0 0
iShares RUS 2000 GRW ETF 464287648   663 2,960 SH   SOLE   663 0 0
iShares ISHARES 46428Q109   388 19,071 SH   SOLE   388 0 0
iShares MSCI USA MIN VOL 46429B697   751 10,370 SH   SOLE   751 0 0
iShares 0-5 YR TIPS ETF 46429B747   259,569 2,678,176 SH   SOLE   259,569 0 0
iShares CORE MSCI TOTAL 46432F834   1,185 19,760 SH   SOLE   1,185 0 0
iShares 0-5YR HI YL CP 46434V407   5,839 142,315 SH   SOLE   5,839 0 0
Invesco S&P500 EQL WGT 46137V357   245 1,729 SH   SOLE   245 0 0
Health SBI HEALTHCARE 81369Y209   332 2,576 SH   SOLE   332 0 0
Vanguard MEGA GRWTH IND 921910816   678 2,986 SH   SOLE   678 0 0
Vanguard SHRT TRM CORP BD 92206C409   2,755 36,657 SH   SOLE   2,755 0 0
Vanguard INTER TERM TREAS 92206C706   598 10,456 SH   SOLE   598 0 0
Schwab SCHWAB FDT US LG 808524771   352 6,292 SH   SOLE   352 0 0
Schwab SCHWAB FDT US SC 808524763   1,301 26,825 SH   SOLE   1,301 0 0
Schwab SCHWB FDT EMK LG 808524730   662 25,237 SH   SOLE   662 0 0
MICROSOFT CORP COM 594918104   224 711 SH   SOLE   224 0 0
Goldman Sachs ACCES TREASURY 381430529   532,909 5,323,233 SH   SOLE   532,909 0 0
iShares RUS MID CAP ETF 464287499   230 3,318 SH   SOLE   230 0 0
iShares RUS MD CP GR ETF 464287481   215 2,352 SH   SOLE   215 0 0
SPDR State Street Global Advisors SBI INT-UTILS 81369Y886   221 3,755 SH   SOLE   221 0 0
iShares FLTG RATE NT ETF 46429B655   13,762 270,434 SH   SOLE   13,762 0 0
iShares MSCI USA QLT FCT 46432F339   2,251 17,082 SH   SOLE   2,251 0 0
iShares US TREAS BD ETF 46429B267   484 21,977 SH   SOLE   484 0 0
iShares U.S. TECH ETF 464287721   301 2,871 SH   SOLE   301 0 0
SPDR State Street Global Advisors PORTFOLIO SHORT 78464A474   1,077 36,720 SH   SOLE   1,077 0 0
ProShares S&P 500 DV ARIST 74348A467   217 2,452 SH   SOLE   217 0 0
WisdomTree US MIDCAP DIVID 97717W505   531 12,954 SH   SOLE   531 0 0
iShares MSCI USA VALUE 46432F388   402 4,426 SH   SOLE   402 0 0
iShares EAFE GRWTH ETF 464288885   910 10,539 SH   SOLE   910 0 0
iShares MSCI USA MMENTM 46432F396   2,910 20,833 SH   SOLE   2,910 0 0
iShares BLACKROCK ST MAT 46431W507   3,522 70,595 SH   SOLE   3,522 0 0
iShares MSCI ACWI EX US 464288240   295 6,275 SH   SOLE   295 0 0
Vanguard SHORT TERM TREAS 92206C102   2,804 48,679 SH   SOLE   2,804 0 0
Vanguard MEGA CAP VAL ETF 921910840   228 2,246 SH   SOLE   228 0 0
Schwab ETFs SHT TM US TRES 808524862   287 5,988 SH   SOLE   287 0 0
iShares SHRT NAT MUN ETF 464288158   702 6,828 SH   SOLE   702 0 0
iShares CORE S&P US VLU 464287663   275 3,681 SH   SOLE   275 0 0
iShares CORE DIV GRWTH 46434V621   434 8,763 SH   SOLE   434 0 0
Van Eck OIL SERVICES ETF 92189H607   608 1,763 SH   SOLE   608 0 0
WisdomTree INTL SMCAP DIV 97717W760   700 12,174 SH   SOLE   700 0 0
Invesco FTSE RAFI DEV 46138E743   364 8,360 SH   SOLE   364 0 0
SPDR State Street Global Advisors S&P 600 SMCP VAL 78464A300   8,149 112,599 SH   SOLE   8,149 0 0
Van Eck MRNGSTR WDE MOAT 92189F643   351 4,628 SH   SOLE   351 0 0
SPDR State Street Global Advisors BLOOMBERG INVT 78468R200   210 6,827 SH   SOLE   210 0 0
Vanguard MIDCP 400 GRTH 921932869   846 9,368 SH   SOLE   846 0 0
iShares CORE TOTAL USD 46434V613   962 22,011 SH   SOLE   962 0 0
Schwab ETFs INT-TRM U.S TRES 808524854   305 6,361 SH   SOLE   305 0 0
Invesco S&P 500 HB ETF 46138E370   263 3,749 SH   SOLE   263 0 0
iShares RUS TP200 GR ETF 464289438   720 4,678 SH   SOLE   720 0 0
SPDR State Street Global Advisors PORTFOLIO DEVLPD 78463X889   2,524 81,380 SH   SOLE   2,524 0 0
iShares MSCI KLD400 SOC 464288570   43,393 533,024 SH   SOLE   43,393 0 0
SPDR State Street Global Advisors PRTFLO S&P500 GW 78464A409   1,011 17,058 SH   SOLE   1,011 0 0
Van Eck FALLEN ANGEL HG 92189F437   2,187 80,825 SH   SOLE   2,187 0 0
First Trust FIRST TR ENH NEW 33739Q408   1,578 26,557 SH   SOLE   1,578 0 0
SPDR State Street Global Advisors NUVEEN BLOOMBERG 78464A284   1,077 45,210 SH   SOLE   1,077 0 0
iShares MSCI USA ESG SLC 464288802   19,712 219,093 SH   SOLE   19,712 0 0
WisdomTree US SMALLCAP FUND 97717W562   339 7,836 SH   SOLE   339 0 0
SPDR State Street Global Advisors PORTFOLI S&P1500 78464A805   373 7,098 SH   SOLE   373 0 0
iShares MSCI LW CRB TG 46434V464   186,498 1,241,248 SH   SOLE   186,498 0 0
iShares GLOBAL REIT ETF 46434V647   267 12,615 SH   SOLE   267 0 0
SPDR State Street Global Advisors PRTFLO S&P500 VL 78464A508   117,341 2,843,933 SH   SOLE   117,341 0 0
SPDR State Street Global Advisors PORTFOLIO EMG MK 78463X509   22,533 671,232 SH   SOLE   22,533 0 0
Vanguard INTL HIGH ETF 921946794   755 12,196 SH   SOLE   755 0 0
SPDR State Street Global Advisors SPDR MSCI USA GE 78468R747   3,025 35,588 SH   SOLE   3,025 0 0
Vanguard INTL DVD ETF 921946810   5,234 73,384 SH   SOLE   5,234 0 0
iShares JP MRGN EM HI BD 464286285   2,307 67,772 SH   SOLE   2,307 0 0
John Hancock MULTIFACTOR MI 47804J206   667 14,089 SH   SOLE   667 0 0
SPDR State Street Global Advisors PORTFOLIO S&P500 78464A854   2,275 45,270 SH   SOLE   2,275 0 0
WisdomTree US LARGECAP FUND 97717W588   1,275 27,860 SH   SOLE   1,275 0 0
SPDR State Street Global Advisors SPDR S&P 500 ETF 78468R796   72,534 2,088,510 SH   SOLE   72,534 0 0
Legg Mason FRANKLIN US LOW 52468L406   370 10,916 SH   SOLE   370 0 0
WisdomTree YIELD ENHANCD US 97717X511   748 18,022 SH   SOLE   748 0 0
First Trust RISNG DIVD ACHIV 33738R506   924 20,109 SH   SOLE   924 0 0
SPDR State Street Global Advisors MSCI EAFE STRTGC 78463X434   420 6,271 SH   SOLE   420 0 0
iShares ESG AW MSCI EAFE 46435G516   257,124 3,719,424 SH   SOLE   257,124 0 0
iShares CRE U S REIT ETF 464288521   457 9,695 SH   SOLE   457 0 0
First Trust Exchange-Traded Fund VIII TCW OPPORTUNIS 33740F805   2,600 61,806 SH   SOLE   2,600 0 0
EA Series Trust US QUAN VALUE 02072L102   545 14,692 SH   SOLE   545 0 0
EA Series Trust INTL QUAN VALUE 02072L201   395 16,728 SH   SOLE   395 0 0
iShares ESG AWR MSCI EM 46434G863   79,761 2,634,129 SH   SOLE   79,761 0 0
SPDR State Street Global Advisors MSCI EAFE FS ETF 78470E106   41,864 1,180,270 SH   SOLE   41,864 0 0
EA Series Trust INTL QUAN MOMNTM 02072L300   344 14,012 SH   SOLE   344 0 0
iShares MSCI INTL QUALTY 46434V456   1,772 52,729 SH   SOLE   1,772 0 0
iShares MSCI INTL MOMENT 46434V449   1,450 46,054 SH   SOLE   1,450 0 0
Ark ETF Trust NEXT GNRTN INTER 00214Q401   1,012 18,678 SH   SOLE   1,012 0 0
iShares TRS FLT RT BD 46434V860   7,013 138,220 SH   SOLE   7,013 0 0
Ark ETF Trust INNOVATION ETF 00214Q104   904 22,799 SH   SOLE   904 0 0
ProShares PRIV EQTY-LSTD 74348A533   225 8,608 SH   SOLE   225 0 0
iShares FALN ANGLS USD 46435G474   5,504 221,936 SH   SOLE   5,504 0 0
Pacer US CASH COWS 100 69374H881   703 14,227 SH   SOLE   703 0 0
iShares ESG AWR MSCI USA 46435G425   240,882 2,565,032 SH   SOLE   240,882 0 0
SPDR State Street Global Advisors MSCI EMR MKT ETF 78470E205   25,538 880,927 SH   SOLE   25,538 0 0
Invesco S&P INTL MOMNT 46138E222   289 8,713 SH   SOLE   289 0 0
WisdomTree EM EX ST-OWNED 97717X578   3,879 145,450 SH   SOLE   3,879 0 0
Invesco S&P 500 MOMNTM 46138E339   283 4,932 SH   SOLE   283 0 0
WisdomTree FLOATNG RAT TREA 97717Y527   241 4,798 SH   SOLE   241 0 0
Goldman Sachs ACTIVEBETA US 381430602   36,035 645,205 SH   SOLE   36,035 0 0
Goldman Sachs ACCESS INVT GR 381430479   19,349 447,795 SH   SOLE   19,349 0 0
XTRACKERS XTRACK USD HIGH 233051432   6,737 198,735 SH   SOLE   6,737 0 0
ISHARES BROAD USD HIGH 46435U853   2,443 70,385 SH   SOLE   2,443 0 0
GraniteShares BBG COMMD K 1 38747R108   9,873 457,303 SH   SOLE   9,873 0 0
SPDR State Street Global Advisors SPDR GLD MINIS 98149E303   385 10,494 SH   SOLE   385 0 0
JP Morgan ULTRA SHRT INC 46641Q837   184,386 3,674,486 SH   SOLE   184,386 0 0
Goldman Sachs ACCESS INFLATI 381430362   4,465 94,420 SH   SOLE   4,465 0 0
iShares ESG AWR US AGRGT 46435U549   17,908 395,313 SH   SOLE   17,908 0 0
AVANTIS INTL INTL SMCP VLU 025072802   983 16,992 SH   SOLE   983 0 0
Avantis US SML CP VALU 025072877   2,207 28,310 SH   SOLE   2,207 0 0
Goldman Sachs ACCESS US AGRAT 38149W101   29,513 742,847 SH   SOLE   29,513 0 0
Impact Shares NAACP MINO ETF 45259A209   3,052 98,763 SH   SOLE   3,052 0 0
iShares USD GRN BOND ETF 46435U440   43,998 974,909 SH   SOLE   43,998 0 0
Dimensional Fund Advisors INTL CORE EQT MK 25434V203   14,951 572,609 SH   SOLE   14,951 0 0
Dimensional Fund Advisors EMGR CRE EQT MNG 25434V302   5,140 227,732 SH   SOLE   5,140 0 0
Dimensional Fund Advisors US CORE EQT MKT 25434V104   32,096 1,071,665 SH   SOLE   32,096 0 0
Cambria Funds GBL REAL EST ETF 132061813   870 37,951 SH   SOLE   870 0 0
ISHARES ESG AWRE USD ETF 46435G193   13,050 599,715 SH   SOLE   13,050 0 0
iShares ESG ADV TTL USD 46436E619   1,679 41,096 SH   SOLE   1,679 0 0
iShares ESG AWRE 1 5 YR 46435G243   288 12,119 SH   SOLE   288 0 0
iShares ESG EAFE ETF 46436E759   381 6,666 SH   SOLE   381 0 0
Vanguard ESG INTL STK ETF 921910725   609 12,067 SH   SOLE   609 0 0
iShares ESG MSCI USA ETF 46436E767   357 10,303 SH   SOLE   357 0 0
BlackRock Fund Advisors ESG AWARE MSCI 46435U663   14,924 443,495 SH   SOLE   14,924 0 0
VANGUARD ESG US STK ETF 921910733   29,198 388,173 SH   SOLE   29,198 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   555 3,767 SH   SOLE   555 0 0
State Street Global Advisors Inc S&P KENSHO NEW 78468R648   52,691 1,330,250 SH   SOLE   52,691 0 0
PACER FDS TR PACER US SMALL 69374H857   235 5,630 SH   SOLE   235 0 0
Dimensional US SMALL CAP ETF 25434V500   450 8,579 SH   SOLE   450 0 0
Dimensional US TARGETED VLU 25434V609   3,321 72,683 SH   SOLE   3,321 0 0
Dimensional US EQUITY ETF 25434V401   1,037 22,274 SH   SOLE   1,037 0 0
Dimensional US CORE EQUITY 2 25434V708   29,788 1,136,936 SH   SOLE   29,788 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,214 16,574 SH   SOLE   1,214 0 0
J P MORGAN EXCHANGE TRADED EQUITY PREMIUM 46641Q332   396 7,401 SH   SOLE   396 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   406 19,084 SH   SOLE   406 0 0
Western Asset Management Co 0-3 MNTH TREASRY 46436E718   2,878 28,586 SH   SOLE   2,878 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   11,003 223,686 SH   SOLE   11,003 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   243 6,974 SH   SOLE   243 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   627 20,594 SH   SOLE   627 0 0
Innovator Capital Management LLC US EQTY PWR BUF 45782C797   408 12,028 SH   SOLE   408 0 0
Innovator Capital Management LLC US EQTY BUF OCT 45782C771   275 7,733 SH   SOLE   275 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   267 7,919 SH   SOLE   267 0 0
J P MORGAN EXCHANGE TRADED SHORT DURA CORE 46641Q274   216 4,766 SH   SOLE   216 0 0
Innovator Capital Management LLC US EQTY ULTRA B 45782C821   720 23,581 SH   SOLE   720 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   296 9,454 SH   SOLE   296 0 0
Engine No. 1 TRANSFRM 500 ETF 29287L106   48,162 965,567 SH   SOLE   48,162 0 0
Dimensional Fund Advisors LP INTERNATNAL VAL 25434V807   1,363 41,771 SH   SOLE   1,363 0 0
Dimensional Fund Advisors LP WORLD EX US CORE 25434V880   5,091 226,047 SH   SOLE   5,091 0 0
Exchange Traded Concepts LLC BITWISE CRYPTO 301505624   732 109,289 SH   SOLE   732 0 0
Simplify Asset Management Inc US EQT PLS UPSID 82889N301   223 7,652 SH   SOLE   223 0 0
Proshare Capital Management LLC BITCOIN STRATE 74347G440   336 24,364 SH   SOLE   336 0 0
Dimensional Fund Advisors LP CORE FIXED INCOM 25434V872   8,649 214,251 SH   SOLE   8,649 0 0
Dimensional Fund Advisors LP SHORT DURATION F 25434V864   2,895 62,422 SH   SOLE   2,895 0 0
Dimensional Fund Advisors LP NATL MUN BD ETF 25434V849   253 5,438 SH   SOLE   253 0 0
Dimensional Fund Advisors LP US HIGH PROFITAB 25434V831   641 24,955 SH   SOLE   641 0 0
Dimensional Fund Advisors LP US REAL ESTATE E 25434V823   1,408 72,142 SH   SOLE   1,408 0 0
Dimensional Fund Advisors LP INTL SMALL CAP E 25434V773   1,117 50,925 SH   SOLE   1,117 0 0
Dimensional Fund Advisors LP INTL SMALL CAP V 25434V781   370 15,564 SH   SOLE   370 0 0
Dimensional Fund Advisors LP INTL HIGH PROFIT 25434V765   260 11,207 SH   SOLE   260 0 0
Dimensional Fund Advisors LP INTL CORE EQUITY 25434V799   6,058 259,442 SH   SOLE   6,058 0 0
Dimensional Fund Advisors LP US MKTWIDE VALUE 25434V724   355 10,421 SH   SOLE   355 0 0
Dimensional Fund Advisors LP EMERGING MKTS CO 25434V732   2,600 111,555 SH   SOLE   2,600 0 0
Dimensional Fund Advisors LP EMERGING MKTS VA 25434V740   697 29,437 SH   SOLE   697 0 0
Dimensional Fund Advisors LP EMERGING MKTS HI 25434V757   518 22,851 SH   SOLE   518 0 0
Goldman Sachs Asset Management LP ACCESS EMNG MKTS 381430388   9,919 259,193 SH   SOLE   9,919 0 0
Dimensional Fund Advisors LP US SMALL CAP VAL 25434V815   1,008 39,767 SH   SOLE   1,008 0 0
Dimensional Fund Advisors LP US LARGE CAP VAL 25434V666   256 10,338 SH   SOLE   256 0 0