The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR Common 464287176 267 2,343 SH   SOLE   2,343 0 0
VANGUARD INDEX FDS Common 922908769 2,288,360 16,672,936 SH   SOLE   16,672,936 0 0
ISHARES TR Common 464287408 162,022 1,418,257 SH   SOLE   1,418,257 0 0
ISHARES TR Common 464287473 49,768 558,246 SH   SOLE   558,246 0 0
ISHARES TR Common 464287630 51,433 409,008 SH   SOLE   409,008 0 0
VANGUARD TAX MANAGED INTL FD Common 921943858 2,955,443 65,881,474 SH   SOLE   65,881,474 0 0
VANGUARD INTL EQUITY INDEX F Common 922042858 1,180,138 25,705,471 SH   SOLE   25,705,471 0 0
ISHARES TR Common 464288679 180,475 1,637,111 SH   SOLE   1,637,111 0 0
VANGUARD BD INDEX FD INC Common 921937835 248,128 3,041,901 SH   SOLE   3,041,901 0 0
VANGUARD INDEX FDS Common 922908553 1,664 20,049 SH   SOLE   20,049 0 0
ISHARES TR Common 464287226 32,539 297,624 SH   SOLE   297,624 0 0
VANGUARD WHITEHALL FDS INC Common 921946885 73,570 916,535 SH   SOLE   916,535 0 0
VANGUARD CHARLOTTE FDS Common 92203J407 666,659 12,261,519 SH   SOLE   12,261,519 0 0
VANGUARD MALVERN FDS Common 922020805 178,643 3,659,218 SH   SOLE   3,659,218 0 0
ISHARES TR Common 464287242 78,723 647,609 SH   SOLE   647,609 0 0
ISHARES TR Common 464288414 701,506 6,334,716 SH   SOLE   6,334,716 0 0
ISHARES TR Common 464288356 4,405 74,471 SH   SOLE   74,471 0 0
ISHARES TR Common 464288323 570 10,226 SH   SOLE   10,226 0 0
VANGUARD SCOTTSDALE FDS Common 92206C870 9,216 105,457 SH   SOLE   105,457 0 0
SPDR SERIES TRUST Common 78468R721 182,293 3,722,539 SH   SOLE   3,722,539 0 0
ISHARES TR Common 464288281 300,281 2,586,402 SH   SOLE   2,586,402 0 0
POWERSHARES GLOBAL ETF TRUST Common 73936T573 730 24,699 SH   SOLE   24,699 0 0
SCHWAB STRATEGIC TR Common 808524102 139,655 2,164,515 SH   SOLE   2,164,515 0 0
ISHARES TR Common 464287150 2,271 37,146 SH   SOLE   37,146 0 0
VANGUARD INDEX FDS Common 922908744 1,192,429 11,215,470 SH   SOLE   11,215,470 0 0
SCHWAB STRATEGIC TR Common 808524409 256 4,686 SH   SOLE   4,686 0 0
VANGUARD INDEX FDS Common 922908512 583,780 5,232,407 SH   SOLE   5,232,407 0 0
ISHARES TR Common 464287705 654 4,083 SH   SOLE   4,083 0 0
VANGUARD INDEX FDS Common 922908611 490,908 3,697,153 SH   SOLE   3,697,153 0 0
ISHARES TR Common 464287879 653 4,250 SH   SOLE   4,250 0 0
SCHWAB STRATEGIC TR Common 808524805 389,743 11,439,483 SH   SOLE   11,439,483 0 0
ISHARES TR Common 46432F842 1,175 17,779 SH   SOLE   17,779 0 0
SCHWAB STRATEGIC TR Common 808524706 1,895 67,808 SH   SOLE   67,808 0 0
ISHARES INC Common 46434G103 99,766 1,753,351 SH   SOLE   1,753,351 0 0
VANGUARD INTL EQUITY INDEX F Common 922042676 1,037 17,144 SH   SOLE   17,144 0 0
ISHARES TR Common 464287200 1,917 7,131 SH   SOLE   7,131 0 0
VANGUARD BD INDEX FD INC Common 921937793 1,037 10,908 SH   SOLE   10,908 0 0
ISHARES TR Common 464287440 1,243 11,776 SH   SOLE   11,776 0 0
VANGUARD INDEX FDS Common 922908751 1,936 13,100 SH   SOLE   13,100 0 0
VANGUARD INDEX FDS Common 922908363 305 1,244 SH   SOLE   1,244 0 0
FIRST TR EXCHANGE TRADED FD Common 33738D101 3,512 143,007 SH   SOLE   143,007 0 0
VANGUARD INDEX FDS Common 922908736 4,075 28,974 SH   SOLE   28,974 0 0
VANGUARD STAR FD Common 921909768 545 9,601 SH   SOLE   9,601 0 0
POWERSHARES ETF TRUST Common 73935X195 446 35,848 SH   SOLE   35,848 0 0
INDEXIQ ETF TR Common 45409B107 813 26,695 SH   SOLE   26,695 0 0
WISDOMTREE TR Common 97717W125 6,199 154,780 SH   SOLE   154,780 0 0
VANGUARD BD INDEX FD INC Common 921937819 1,187 14,164 SH   SOLE   14,164 0 0
ETFS GOLD TR Common 26922Y105 895 7,095 SH   SOLE   7,095 0 0
VANGUARD WORLD FDS Common 92204A405 210 3,000 SH   SOLE   3,000 0 0
VANGUARD WHITEHALL FDS INC Common 921946406 699 8,166 SH   SOLE   8,166 0 0
VANGUARD BD INDEX FD INC Common 921937827 2,264 28,616 SH   SOLE   28,616 0 0
ISHARES TR Common 464288638 536 4,907 SH   SOLE   4,907 0 0
ISHARES TR Common 464288646 1,376 13,159 SH   SOLE   13,159 0 0
ISHARES TR Common 464288273 1,403 21,754 SH   SOLE   21,754 0 0
SPDR SERIES TRUST Common 78464A292 439 9,979 SH   SOLE   9,979 0 0
ISHARES TR Common 464288588 2,996 28,110 SH   SOLE   28,110 0 0
MARKET VECTORS ETF TR Common 92189F361 408 13,088 SH   SOLE   13,088 0 0
ISHARES TR Common 464288653 290 2,133 SH   SOLE   2,133 0 0
VANGUARD BD INDEX FD INC Common 92206C847 264 3,386 SH   SOLE   3,386 0 0
ISHARES TR Common 464288661 1,600 13,094 SH   SOLE   13,094 0 0
CAMBRIA ETF TR Common 132061888 4,923 197,314 SH   SOLE   197,314 0 0
CAMBRIA ETF TR Common 132061409 5,166 201,736 SH   SOLE   201,736 0 0
CAMBRIA ETF TR Common 132061508 26,304 960,333 SH   SOLE   960,333 0 0
CAMBRIA ETF TR Common 132061201 3,260 84,922 SH   SOLE   84,922 0 0
CAMBRIA ETF TR Common 132061300 1,722 65,305 SH   SOLE   65,305 0 0
CAMBRIA ETF TR Common 132061706 1,931 55,678 SH   SOLE   55,678 0 0
POWERSHARES ACTIVELY MANAGED EXCHANGE-TRADED COMMODITY FUND TRUST Common 73937V106 810 46,443 SH   SOLE   46,443 0 0
CAMBRIA ETF TR Common 132061805 3,529 126,997 SH   SOLE   126,997 0 0
WISDOMTREE TR Common 97717W547 543 6,591 SH   SOLE   6,591 0 0
VANECK VECTORS TR Common 92189F494 729 38,392 SH   SOLE   38,392 0 0
VANGUARD BD INDEX FD INC Common 92206C771 1,179 22,491 SH   SOLE   22,491 0 0
Goldman Sachs Common 381430503 21,164 396,620 SH   SOLE   396,620 0 0
Goldman Sachs Common 381430107 9,153 305,116 SH   SOLE   305,116 0 0
Goldman Sachs Common 381430206 6,862 191,635 SH   SOLE   191,635 0 0
ISHARES TR Common 464288513 2,696 30,901 SH   SOLE   30,901 0 0
VANGUARD SCOTTSDALE FDS Common 92206C813 2,306 24,087 SH   SOLE   24,087 0 0
ISHARES TR Common 464286517 2,587 53,675 SH   SOLE   53,675 0 0
Vanguard Common 922908595 381 2,371 SH   SOLE   2,371 0 0
Vanguard Common 922908538 1,132 8,863 SH   SOLE   8,863 0 0
iShares Common 46432F834 384 6,089 SH   SOLE   6,089 0 0
Goldman Sachs Common 381430529 969 9,693 SH   SOLE   9,693 0 0
iShares Common 46429B655 1,748 34,391 SH   SOLE   34,391 0 0
iShares Common 464288570 24,161 245,939 SH   SOLE   245,939 0 0
iShares Common 464288802 558 5,024 SH   SOLE   5,024 0 0
iShares Common 464286285 1,093 21,874 SH   SOLE   21,874 0 0
Goldman Sachs Common 381430602 1,219 28,139 SH   SOLE   28,139 0 0
Goldman Sachs Common 381430479 613 12,210 SH   SOLE   12,210 0 0
Goldman Sachs Common 381430453 997 20,138 SH   SOLE   20,138 0 0