The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176   2,102 19,532 SH   SOLE   19,532 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,511,746 29,561,221 SH   SOLE   29,561,221 0 0
ISHARES TR S&P 500 VAL ETF 464287408   78,174 484,980 SH   SOLE   484,980 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   345 2,188 SH   SOLE   2,188 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   239,556 2,180,954 SH   SOLE   2,180,954 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   150,915 1,071,841 SH   SOLE   1,071,841 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,273 15,699 SH   SOLE   15,699 0 0
VANGUARD TAX MANAGED INTL FD VAN FTSE DEV MKT 921943858   4,862,204 105,288,084 SH   SOLE   105,288,084 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,054,880 75,095,389 SH   SOLE   75,095,389 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,179 2,660 SH   SOLE   2,660 0 0
ISHARES TR SHORT TREAS BD 464288679   303,198 2,745,119 SH   SOLE   2,745,119 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835   106,747 1,468,530 SH   SOLE   1,468,530 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   232 2,323 SH   SOLE   2,323 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,985 35,722 SH   SOLE   35,722 0 0
ISHARES TR CORE US AGGBD ET 464287226   854,512 8,723,957 SH   SOLE   8,723,957 0 0
VANGUARD WHITEHALL FDS INC EM MK GOV BD ETF 921946885   129,446 2,078,791 SH   SOLE   2,078,791 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,781,111 36,438,445 SH   SOLE   36,438,445 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   298,832 6,301,814 SH   SOLE   6,301,814 0 0
ISHARES TR IBOXX INV CP ETF 464287242   14,048 129,902 SH   SOLE   129,902 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,050,750 9,844,940 SH   SOLE   9,844,940 0 0
ISHARES TR CALIF MUN BD ETF 464288356   5,468 96,019 SH   SOLE   96,019 0 0
ISHARES TR NEW YORK MUN ETF 464288323   5,811 109,115 SH   SOLE   109,115 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   325 7,044 SH   SOLE   7,044 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,848 36,036 SH   SOLE   36,036 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   416 12,949 SH   SOLE   12,949 0 0
SPDR SERIES TRUST NUVEEN BLMBRG MU 78468R721   270,600 5,862,218 SH   SOLE   5,862,218 0 0
ISHARES TR JPMORGAN USD EMG 464288281   865,977 10,006,672 SH   SOLE   10,006,672 0 0
Invesco EMRNG MKT SVRG 46138E784   5,386 276,372 SH   SOLE   276,372 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   356,672 6,898,880 SH   SOLE   6,898,880 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,311,301 13,402,504 SH   SOLE   13,402,504 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,774,903 12,490,519 SH   SOLE   12,490,519 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   129,067 1,923,785 SH   SOLE   1,923,785 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,448,129 10,464,869 SH   SOLE   10,464,869 0 0
ISHARES TR S&P MC 400VL ETF 464287705   6,953 64,904 SH   SOLE   64,904 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,309,873 7,919,423 SH   SOLE   7,919,423 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   538,433 15,103,300 SH   SOLE   15,103,300 0 0
ISHARES TR CORE MSCI EAFE 46432F842   819,923 12,147,009 SH   SOLE   12,147,009 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,461 99,919 SH   SOLE   99,919 0 0
ISHARES INC CORE MSCI EMKT 46434G103   497,177 10,086,772 SH   SOLE   10,086,772 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   2,003 12,332 SH   SOLE   12,332 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,295 24,693 SH   SOLE   24,693 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   3,794 94,413 SH   SOLE   94,413 0 0
ISHARES TR CORE S&P500 ETF 464287200   4,940 11,084 SH   SOLE   11,084 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   9,263 474,303 SH   SOLE   474,303 0 0
Invesco UNIT SER 1 46090E103   12,377 33,505 SH   SOLE   33,505 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793   10,072 134,435 SH   SOLE   134,435 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   286 1,527 SH   SOLE   1,527 0 0
ISHARES CORE LT USDB ETF 464289479   1,215 23,097 SH   SOLE   23,097 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   11,219 116,135 SH   SOLE   116,135 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,368 18,249 SH   SOLE   18,249 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   25,774 129,590 SH   SOLE   129,590 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   504 2,288 SH   SOLE   2,288 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   99,730 244,868 SH   SOLE   244,868 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,205 4,607 SH   SOLE   4,607 0 0
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101   1,107 41,016 SH   SOLE   41,016 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   655 2,572 SH   SOLE   2,572 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,459 20,095 SH   SOLE   20,095 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   51,795 183,048 SH   SOLE   183,048 0 0
ISHARES TR CORE S&P US GWT 464287671   353 3,614 SH   SOLE   3,614 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,206 12,100 SH   SOLE   12,100 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   344 7,843 SH   SOLE   7,843 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   505 7,171 SH   SOLE   7,171 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768   1,463 26,091 SH   SOLE   26,091 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   871 10,732 SH   SOLE   10,732 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,260 13,709 SH   SOLE   13,709 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,914 151,122 SH   SOLE   151,122 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   282 3,966 SH   SOLE   3,966 0 0
DBX ETF TR XTRACK HRVST CSI 233051879   319 11,918 SH   SOLE   11,918 0 0
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   985 10,731 SH   SOLE   10,731 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204   275 7,553 SH   SOLE   7,553 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   828 4,647 SH   SOLE   4,647 0 0
ISHARES MSCI GBL ETF NEW 46434G848   256 6,328 SH   SOLE   6,328 0 0
Invesco GBL LISTED PVT 46137V589   1,243 118,151 SH   SOLE   118,151 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   1,732 58,073 SH   SOLE   58,073 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125   3,305 94,445 SH   SOLE   94,445 0 0
ISHARES TR MSCI EAFE ETF 464287465   580 7,995 SH   SOLE   7,995 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819   12,804 170,196 SH   SOLE   170,196 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   510 27,787 SH   SOLE   27,787 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406   2,104 19,838 SH   SOLE   19,838 0 0
ISHARES TR MSCI AC ASIA ETF 464288182   401 6,028 SH   SOLE   6,028 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   464 5,069 SH   SOLE   5,069 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   22,228 294,140 SH   SOLE   294,140 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   5,211 103,873 SH   SOLE   103,873 0 0
ISHARES TR EAFE VALUE ETF 464288877   334 6,832 SH   SOLE   6,832 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   814 17,500 SH   SOLE   17,500 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,005 32,495 SH   SOLE   32,495 0 0
ISHARES TR MBS ETF 464288588   18,699 200,487 SH   SOLE   200,487 0 0
MARKET VECTORS ETF TR HIGH YLD MUNIETF 92189H409   690 13,446 SH   SOLE   13,446 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   484 4,370 SH   SOLE   4,370 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,649 25,731 SH   SOLE   25,731 0 0
VANGUARD BD INDEX FD INC LONG TERM TREAS 92206C847   3,190 50,208 SH   SOLE   50,208 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664   244 8,171 SH   SOLE   8,171 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,029 8,924 SH   SOLE   8,924 0 0
CAMBRIA ETF TR VALUE MOMENTUM 132061888   2,666 103,585 SH   SOLE   103,585 0 0
CAMBRIA ETF TR GLOBAL VALUE ETF 132061409   2,398 119,206 SH   SOLE   119,206 0 0
CAMBRIA ETF TR GLB MOMENT ETF 132061508   11,843 427,855 SH   SOLE   427,855 0 0
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   2,096 34,267 SH   SOLE   34,267 0 0
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300   1,069 44,524 SH   SOLE   44,524 0 0
CAMBRIA ETF TR EMRG SHAREHLDR 132061706   1,014 36,421 SH   SOLE   36,421 0 0
Invesco OPTIMUM YIELD 46090F100   447 32,828 SH   SOLE   32,828 0 0
WISDOMTREE TR WISDOMTREE US VA 97717W547   256 4,095 SH   SOLE   4,095 0 0
VANGUARD BD INDEX FD INC TAX EXEMPT BD 922907746   1,340 26,684 SH   SOLE   26,684 0 0
VANECK VECTORS TR JP MRGAN EM LOC 92189H300   1,141 44,649 SH   SOLE   44,649 0 0
VANGUARD INDEX FDS 500 GRTH IDX F 921932505   5,512 21,694 SH   SOLE   21,694 0 0
VANGUARD INDEX FDS 500 VAL IDX FD 921932703   5,762 37,007 SH   SOLE   37,007 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   2,027 43,462 SH   SOLE   43,462 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,099 10,679 SH   SOLE   10,679 0 0
VANGUARD BD INDEX FD INC MTG-BKD SECS ETF 92206C771   10,077 219,119 SH   SOLE   219,119 0 0
ISHARES TR CORE INTL AGGR 46435G672   1,132 22,960 SH   SOLE   22,960 0 0
Goldman Sachs ACTIVEBETA US LG 381430503   287,295 3,290,890 SH   SOLE   3,290,890 0 0
Goldman Sachs ACTIVEBETA INT 381430107   142,382 4,541,705 SH   SOLE   4,541,705 0 0
Goldman Sachs ACTIVEBETA EME 381430206   37,660 1,259,545 SH   SOLE   1,259,545 0 0
ISHARES TR IBOXX HI YD ETF 464288513   220 2,925 SH   SOLE   2,925 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   384 4,892 SH   SOLE   4,892 0 0
ISHARES TR RUS 1000 ETF 464287622   209 857 SH   SOLE   857 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   517 4,680 SH   SOLE   4,680 0 0
ISHARES TR USD INV GRDE ETF 464288620   425 8,482 SH   SOLE   8,482 0 0
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622   408 4,429 SH   SOLE   4,429 0 0
ISHARES TR 10+ YR INVST GRD 464289511   312 6,046 SH   SOLE   6,046 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   754 23,337 SH   SOLE   23,337 0 0
Vanguard SML CP GRW ETF 922908595   3,752 16,332 SH   SOLE   16,332 0 0
Vanguard CONSUM STP ETF 92204A207   1,003 5,159 SH   SOLE   5,159 0 0
Vanguard ALLWRLD EX US 922042775   742 13,629 SH   SOLE   13,629 0 0
Vanguard HEALTH CAR ETF 92204A504   202 825 SH   SOLE   825 0 0
Vanguard VNG RUS1000IDX 92206C730   377 1,869 SH   SOLE   1,869 0 0
Vanguard MCAP GR IDXVIP 922908538   9,324 45,312 SH   SOLE   45,312 0 0
Vanguard TT WRLD ST ETF 922042742   739 7,624 SH   SOLE   7,624 0 0
Vanguard EXTEND MKT ETF 922908652   905 6,081 SH   SOLE   6,081 0 0
iShares RUS 1000 GRW ETF 464287614   429 1,560 SH   SOLE   1,560 0 0
iShares RUS 2000 GRW ETF 464287648   619 2,550 SH   SOLE   2,550 0 0
iShares MSCI USA MIN VOL 46429B697   680 9,150 SH   SOLE   9,150 0 0
iShares 0-5 YR TIPS ETF 46429B747   208,419 2,135,441 SH   SOLE   2,135,441 0 0
iShares CORE MSCI TOTAL 46432F834   1,229 19,624 SH   SOLE   19,624 0 0
iShares 0-5YR HI YL CP 46434V407   6,364 153,528 SH   SOLE   153,528 0 0
Invesco S&P500 EQL WGT 46137V357   505 3,372 SH   SOLE   3,372 0 0
Vanguard MEGA GRWTH IND 921910816   645 2,740 SH   SOLE   2,740 0 0
Vanguard SHRT TRM CORP BD 92206C409   2,548 33,677 SH   SOLE   33,677 0 0
Vanguard INTER TERM TREAS 92206C706   545 9,285 SH   SOLE   9,285 0 0
Schwab SCHWAB FDT US SC 808524763   3,253 64,488 SH   SOLE   64,488 0 0
Schwab SCHWB FDT EMK LG 808524730   447 16,713 SH   SOLE   16,713 0 0
Goldman Sachs ACCES TREASURY 381430529   512,849 5,124,901 SH   SOLE   5,124,901 0 0
iShares RUS MID CAP ETF 464287499   227 3,109 SH   SOLE   3,109 0 0
SPDR State Street Global Advisors SBI INT-UTILS 81369Y886   236 3,601 SH   SOLE   3,601 0 0
iShares FLTG RATE NT ETF 46429B655   14,634 287,949 SH   SOLE   287,949 0 0
iShares S&P 100 ETF 464287101   202 974 SH   SOLE   974 0 0
Flexshares Trust MORNSTAR UPSTR 33939L407   274 6,844 SH   SOLE   6,844 0 0
iShares MSCI USA QLT FCT 46432F339   1,692 12,545 SH   SOLE   12,545 0 0
iShares US TREAS BD ETF 46429B267   465 20,289 SH   SOLE   20,289 0 0
iShares U.S. TECH ETF 464287721   307 2,821 SH   SOLE   2,821 0 0
SPDR State Street Global Advisors PORTFOLIO SHORT 78464A474   283 9,606 SH   SOLE   9,606 0 0
WisdomTree US MIDCAP DIVID 97717W505   530 12,611 SH   SOLE   12,611 0 0
iShares MSCI USA VALUE 46432F388   410 4,367 SH   SOLE   4,367 0 0
iShares EAFE GRWTH ETF 464288885   406 4,258 SH   SOLE   4,258 0 0
SPDR State Street Global Advisors RL EST SEL SEC 81369Y860   220 5,825 SH   SOLE   5,825 0 0
iShares MSCI USA MMENTM 46432F396   2,621 18,171 SH   SOLE   18,171 0 0
iShares BLACKROCK ST MAT 46431W507   4,114 82,746 SH   SOLE   82,746 0 0
Vanguard SHORT TERM TREAS 92206C102   2,415 41,837 SH   SOLE   41,837 0 0
Vanguard MEGA CAP VAL ETF 921910840   226 2,181 SH   SOLE   2,181 0 0
Schwab ETFs SHT TM US TRES 808524862   279 5,811 SH   SOLE   5,811 0 0
iShares SHRT NAT MUN ETF 464288158   382 3,671 SH   SOLE   3,671 0 0
iShares CORE S&P US VLU 464287663   233 2,980 SH   SOLE   2,980 0 0
iShares CORE DIV GRWTH 46434V621   419 8,135 SH   SOLE   8,135 0 0
Van Eck OIL SERVICES ETF 92189H607   519 1,803 SH   SOLE   1,803 0 0
WisdomTree INTL SMCAP DIV 97717W760   688 11,564 SH   SOLE   11,564 0 0
Invesco FTSE RAFI DEV 46138E743   353 7,843 SH   SOLE   7,843 0 0
SPDR State Street Global Advisors S&P 600 SMCP VAL 78464A300   11,359 147,152 SH   SOLE   147,152 0 0
Vanguard MIDCP 400 GRTH 921932869   872 9,323 SH   SOLE   9,323 0 0
iShares CORE TOTAL USD 46434V613   562 12,370 SH   SOLE   12,370 0 0
Schwab ETFs INT-TRM U.S TRES 808524854   288 5,851 SH   SOLE   5,851 0 0
Invesco S&P 500 HB ETF 46138E370   281 3,676 SH   SOLE   3,676 0 0
iShares RUS TP200 GR ETF 464289438   339 2,135 SH   SOLE   2,135 0 0
SPDR State Street Global Advisors PORTFOLIO DEVLPD 78463X889   1,976 60,734 SH   SOLE   60,734 0 0
iShares MSCI KLD400 SOC 464288570   45,469 540,204 SH   SOLE   540,204 0 0
SPDR State Street Global Advisors PRTFLO S&P500 GW 78464A409   897 14,698 SH   SOLE   14,698 0 0
Van Eck FALLEN ANGEL HG 92189F437   2,085 75,088 SH   SOLE   75,088 0 0
SPDR State Street Global Advisors NUVEEN BLOOMBERG 78464A284   398 15,927 SH   SOLE   15,927 0 0
iShares MSCI USA ESG SLC 464288802   20,836 222,517 SH   SOLE   222,517 0 0
WisdomTree US SMALLCAP FUND 97717W562   343 7,650 SH   SOLE   7,650 0 0
iShares MSCI LW CRB TG 46434V464   191,052 1,221,639 SH   SOLE   1,221,639 0 0
iShares GLOBAL REIT ETF 46434V647   210 9,148 SH   SOLE   9,148 0 0
SPDR State Street Global Advisors PRTFLO S&P500 VL 78464A508   118,748 2,748,797 SH   SOLE   2,748,797 0 0
SPDR State Street Global Advisors PORTFOLIO EMG MK 78463X509   24,914 724,663 SH   SOLE   724,663 0 0
Vanguard INTL HIGH ETF 921946794   579 9,155 SH   SOLE   9,155 0 0
SPDR State Street Global Advisors SPDR MSCI USA GE 78468R747   3,129 35,542 SH   SOLE   35,542 0 0
Vanguard INTL DVD ETF 921946810   5,230 69,647 SH   SOLE   69,647 0 0
iShares JP MRGN EM HI BD 464286285   3,079 87,641 SH   SOLE   87,641 0 0
John Hancock MULTIFACTOR MI 47804J206   580 11,681 SH   SOLE   11,681 0 0
SPDR State Street Global Advisors PORTFOLIO S&P500 78464A854   1,364 26,172 SH   SOLE   26,172 0 0
WisdomTree US LARGECAP FUND 97717W588   1,289 27,603 SH   SOLE   27,603 0 0
SPDR State Street Global Advisors SPDR S&P 500 ETF 78468R796   75,346 2,083,101 SH   SOLE   2,083,101 0 0
Legg Mason FRANKLIN US LOW 52468L406   395 10,764 SH   SOLE   10,764 0 0
WisdomTree YIELD ENHANCD US 97717X511   769 17,846 SH   SOLE   17,846 0 0
iShares BLACKROCK ULTRA 46434V878   203 4,029 SH   SOLE   4,029 0 0
First Trust RISNG DIVD ACHIV 33738R506   866 18,397 SH   SOLE   18,397 0 0
SPDR State Street Global Advisors MSCI EAFE STRTGC 78463X434   367 5,246 SH   SOLE   5,246 0 0
iShares ESG AW MSCI EAFE 46435G516   265,539 3,641,006 SH   SOLE   3,641,006 0 0
iShares CRE U S REIT ETF 464288521   348 6,768 SH   SOLE   6,768 0 0
First Trust Exchange-Traded Fund VIII TCW OPPORTUNIS 33740F805   2,310 52,309 SH   SOLE   52,309 0 0
EA Series Trust US QUAN VALUE 02072L102   503 14,525 SH   SOLE   14,525 0 0
EA Series Trust INTL QUAN VALUE 02072L201   387 16,261 SH   SOLE   16,261 0 0
iShares ESG AWR MSCI EM 46434G863   80,880 2,557,055 SH   SOLE   2,557,055 0 0
SPDR State Street Global Advisors MSCI EAFE FS ETF 78470E106   43,486 1,155,016 SH   SOLE   1,155,016 0 0
EA Series Trust INTL QUAN MOMNTM 02072L300   354 13,733 SH   SOLE   13,733 0 0
iShares MSCI INTL QUALTY 46434V456   1,089 30,597 SH   SOLE   30,597 0 0
iShares MSCI INTL MOMENT 46434V449   1,301 39,184 SH   SOLE   39,184 0 0
Ark ETF Trust NEXT GNRTN INTER 00214Q401   1,229 20,973 SH   SOLE   20,973 0 0
Ark ETF Trust INNOVATION ETF 00214Q104   1,022 23,163 SH   SOLE   23,163 0 0
ProShares PRIV EQTY-LSTD 74348A533   262 9,470 SH   SOLE   9,470 0 0
iShares FALN ANGLS USD 46435G474   7,070 278,691 SH   SOLE   278,691 0 0
Pacer US CASH COWS 100 69374H881   629 13,135 SH   SOLE   13,135 0 0
iShares ESG AWR MSCI USA 46435G425   250,651 2,571,830 SH   SOLE   2,571,830 0 0
SPDR State Street Global Advisors MSCI EMR MKT ETF 78470E205   25,620 845,555 SH   SOLE   845,555 0 0
Invesco S&P INTL MOMNT 46138E222   278 8,431 SH   SOLE   8,431 0 0
WisdomTree EM EX ST-OWNED 97717X578   3,861 138,128 SH   SOLE   138,128 0 0
Invesco S&P 500 MOMNTM 46138E339   264 4,724 SH   SOLE   4,724 0 0
Goldman Sachs ACTIVEBETA US 381430602   35,109 608,055 SH   SOLE   608,055 0 0
Goldman Sachs ACCESS INVT GR 381430479   18,590 410,732 SH   SOLE   410,732 0 0
XTRACKERS XTRACK USD HIGH 233051432   5,863 169,937 SH   SOLE   169,937 0 0
ISHARES BROAD USD HIGH 46435U853   2,667 75,549 SH   SOLE   75,549 0 0
GraniteShares BBG COMMD K 1 38747R108   8,420 407,769 SH   SOLE   407,769 0 0
SPDR State Street Global Advisors SPDR GLD MINIS 98149E303   445 11,677 SH   SOLE   11,677 0 0
JP Morgan ULTRA SHRT INC 46641Q837   184,485 3,679,388 SH   SOLE   3,679,388 0 0
Goldman Sachs ACCESS INFLATI 381430362   4,463 90,904 SH   SOLE   90,904 0 0
iShares ESG AWR US AGRGT 46435U549   17,788 377,108 SH   SOLE   377,108 0 0
AVANTIS INTL INTL SMCP VLU 025072802   862 14,979 SH   SOLE   14,979 0 0
Avantis US SML CP VALU 025072877   1,907 24,573 SH   SOLE   24,573 0 0
Goldman Sachs ACCESS US AGRAT 38149W101   27,591 663,726 SH   SOLE   663,726 0 0
Impact Shares NAACP MINO ETF 45259A209   3,150 99,534 SH   SOLE   99,534 0 0
iShares USD GRN BOND ETF 46435U440   43,894 943,138 SH   SOLE   943,138 0 0
Dimensional Fund Advisors INTL CORE EQT MK 25434V203   10,884 398,385 SH   SOLE   398,385 0 0
Dimensional Fund Advisors EMGR CRE EQT MNG 25434V302   4,084 174,076 SH   SOLE   174,076 0 0
Dimensional Fund Advisors US CORE EQT MKT 25434V104   24,934 804,568 SH   SOLE   804,568 0 0
Cambria Funds GBL REAL EST ETF 132061813   828 34,571 SH   SOLE   34,571 0 0
ISHARES ESG AWRE USD ETF 46435G193   13,235 582,014 SH   SOLE   582,014 0 0
iShares ESG ADV TTL USD 46436E619   1,764 41,419 SH   SOLE   41,419 0 0
iShares ESG AWRE 1 5 YR 46435G243   290 12,149 SH   SOLE   12,149 0 0
iShares ESG EAFE ETF 46436E759   400 6,565 SH   SOLE   6,565 0 0
Vanguard ESG INTL STK ETF 921910725   625 11,762 SH   SOLE   11,762 0 0
iShares ESG MSCI USA ETF 46436E767   376 10,448 SH   SOLE   10,448 0 0
BlackRock Fund Advisors ESG AWARE MSCI 46435U663   15,255 429,472 SH   SOLE   429,472 0 0
VANGUARD ESG US STK ETF 921910733   30,160 384,937 SH   SOLE   384,937 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   545 3,583 SH   SOLE   3,583 0 0
State Street Global Advisors Inc S&P KENSHO NEW 78468R648   52,418 1,175,296 SH   SOLE   1,175,296 0 0
Dimensional US SMALL CAP ETF 25434V500   346 6,317 SH   SOLE   6,317 0 0
Dimensional US TARGETED VLU 25434V609   1,635 35,240 SH   SOLE   35,240 0 0
Dimensional US EQUITY ETF 25434V401   789 16,384 SH   SOLE   16,384 0 0
Dimensional US CORE EQUITY 2 25434V708   25,265 930,564 SH   SOLE   930,564 0 0
Invesco Capital Management LLC RUSL 1000 DYNM 46138J619   222 4,527 SH   SOLE   4,527 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,049 13,956 SH   SOLE   13,956 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   384 6,936 SH   SOLE   6,936 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   389 17,819 SH   SOLE   17,819 0 0
Western Asset Management Co 0-3 MNTH TREASRY 46436E718   3,081 30,622 SH   SOLE   30,622 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   588 11,962 SH   SOLE   11,962 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   217 6,192 SH   SOLE   6,192 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   637 20,700 SH   SOLE   20,700 0 0
Innovator Capital Management LLC US EQTY PWR BUF 45782C797   381 11,372 SH   SOLE   11,372 0 0
Innovator Capital Management LLC US EQTY BUF OCT 45782C771   283 7,784 SH   SOLE   7,784 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   245 7,155 SH   SOLE   7,155 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   219 4,789 SH   SOLE   4,789 0 0
Innovator Capital Management LLC US EQTY ULTRA B 45782C821   685 22,929 SH   SOLE   22,929 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   304 9,596 SH   SOLE   9,596 0 0
Engine No. 1 TRANSFRM 500 ETF 29287L106   49,359 956,579 SH   SOLE   956,579 0 0
Dimensional Fund Advisors LP INTERNATNAL VAL 25434V807   667 20,318 SH   SOLE   20,318 0 0
Dimensional Fund Advisors LP WORLD EX US CORE 25434V880   5,640 241,951 SH   SOLE   241,951 0 0
Exchange Traded Concepts LLC BITWISE CRYPTO 301505624   1,020 126,742 SH   SOLE   126,742 0 0
Simplify Asset Management Inc US EQT PLS UPSID 82889N301   237 7,710 SH   SOLE   7,710 0 0
Proshare Capital Management LLC BITCOIN STRATE 74347G440   350 20,614 SH   SOLE   20,614 0 0
Dimensional Fund Advisors LP CORE FIXED INCOM 25434V872   6,341 151,958 SH   SOLE   151,958 0 0
Dimensional Fund Advisors LP SHORT DURATION F 25434V864   2,078 44,827 SH   SOLE   44,827 0 0
Dimensional Fund Advisors LP US HIGH PROFITAB 25434V831   638 24,050 SH   SOLE   24,050 0 0
Dimensional Fund Advisors LP US REAL ESTATE E 25434V823   852 39,607 SH   SOLE   39,607 0 0
Dimensional Fund Advisors LP INTL SMALL CAP E 25434V773   840 36,804 SH   SOLE   36,804 0 0
Dimensional Fund Advisors LP INTL SMALL CAP V 25434V781   270 11,405 SH   SOLE   11,405 0 0
Dimensional Fund Advisors LP INTL HIGH PROFIT 25434V765   249 10,180 SH   SOLE   10,180 0 0
Dimensional Fund Advisors LP INTL CORE EQUITY 25434V799   3,985 164,197 SH   SOLE   164,197 0 0
Dimensional Fund Advisors LP US MKTWIDE VALUE 25434V724   302 8,757 SH   SOLE   8,757 0 0
Dimensional Fund Advisors LP EMERGING MKTS CO 25434V732   1,668 69,343 SH   SOLE   69,343 0 0
Dimensional Fund Advisors LP EMERGING MKTS VA 25434V740   334 13,713 SH   SOLE   13,713 0 0
Dimensional Fund Advisors LP EMERGING MKTS HI 25434V757   338 14,230 SH   SOLE   14,230 0 0
Goldman Sachs Asset Management LP ACCESS EMNG MKTS 381430388   9,362 233,002 SH   SOLE   233,002 0 0
Dimensional Fund Advisors LP US SMALL CAP VAL 25434V815   819 31,868 SH   SOLE   31,868 0 0