The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES COM 007903107   1,155 10,141 SH   SOLE   10,141 0 0
AIRBNB INC-CLASS A COM 009066101   209 1,630 SH   SOLE   1,630 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106   491 1,638 SH   SOLE   1,638 0 0
ALBEMARLE CORP COM 012653101   1,305 5,850 SH   SOLE   5,850 0 0
ALLIANT ENERGY CORP COM 018802108   206 3,932 SH   SOLE   3,932 0 0
ALLSTATE CORP COM 020002101   1,243 11,398 SH   SOLE   11,398 0 0
AMAZON.COM INC COM 023135106   7,765 59,563 SH   SOLE   59,563 0 0
U-HAUL HOLDING CO-NON VOTING COM 023586506   205 4,043 SH   SOLE   4,043 0 0
AMEREN CORPORATION COM 023608102   304 3,726 SH   SOLE   3,726 0 0
AVANTIS EMERGING MARKETS EQ ETF 025072604   30,632 569,258 SH   SOLE   569,258 0 0
AVANTIS INTERNATIONAL EQUITY ETF 025072703   12,310 214,466 SH   SOLE   214,466 0 0
AVANTIS INTL S/C VALUE ETF ETF 025072802   12,966 225,267 SH   SOLE   225,267 0 0
AMERICAN ELECTRIC POWER COM 025537101   414 4,919 SH   SOLE   4,919 0 0
AMERICAN EXPRESS CO COM 025816109   1,253 7,193 SH   SOLE   7,193 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784   744 12,928 SH   SOLE   12,928 0 0
AMERICAN WATER WORKS CO INC COM 030420103   302 2,115 SH   SOLE   2,115 0 0
AMETEK INC COM 031100100   720 4,447 SH   SOLE   4,447 0 0
AMGEN INC COM 031162100   885 3,985 SH   SOLE   3,985 0 0
AMPHENOL CORP-CL A COM 032095101   735 8,657 SH   SOLE   8,657 0 0
ANALOG DEVICES INC COM 032654105   616 3,163 SH   SOLE   3,163 0 0
ANGLOGOLD ASHANTI-SPON ADR COM 035128206   623 29,561 SH   SOLE   29,561 0 0
Elevance Health Inc COM 036752103   1,835 4,131 SH   SOLE   4,131 0 0
APPLE INC COM 037833100   25,024 129,010 SH   SOLE   129,010 0 0
APPLIED MATERIALS INC COM 038222105   1,307 9,042 SH   SOLE   9,042 0 0
ARCHER-DANIELS-MIDLAND CO COM 039483102   440 5,822 SH   SOLE   5,822 0 0
ARISTA NETWORKS INC COM 040413106   478 2,952 SH   SOLE   2,952 0 0
ARROW ELECTRONICS INC COM 042735100   478 3,340 SH   SOLE   3,340 0 0
ATMOS ENERGY CORP COM 049560105   525 4,512 SH   SOLE   4,512 0 0
AUTODESK INC COM 052769106   414 2,024 SH   SOLE   2,024 0 0
AUTOMATIC DATA PROCESSING COM 053015103   904 4,112 SH   SOLE   4,112 0 0
AUTOZONE INC COM 053332102   1,376 552 SH   SOLE   552 0 0
AVERY DENNISON CORP COM 053611109   340 1,977 SH   SOLE   1,977 0 0
BANK OF AMERICA CORP COM 060505104   1,445 50,372 SH   SOLE   50,372 0 0
BANK OF NEW YORK MELLON CORP COM 064058100   435 9,781 SH   SOLE   9,781 0 0
BAXTER INTERNATIONAL INC COM 071813109   314 6,885 SH   SOLE   6,885 0 0
BECTON DICKINSON AND CO COM 075887109   537 2,034 SH   SOLE   2,034 0 0
WR BERKLEY CORP COM 084423102   444 7,455 SH   SOLE   7,455 0 0
BERKSHIRE HATHAWAY INC-CL B COM 084670702   4,088 11,988 SH   SOLE   11,988 0 0
BEST BUY CO INC COM 086516101   628 7,667 SH   SOLE   7,667 0 0
BOEING CO/THE COM 097023105   794 3,762 SH   SOLE   3,762 0 0
BOOZ ALLEN HAMILTON HOLDINGS COM 099502106   1,155 10,347 SH   SOLE   10,347 0 0
BORGWARNER INC COM 099724106   426 8,703 SH   SOLE   8,703 0 0
BOSTON SCIENTIFIC CORP COM 101137107   473 8,749 SH   SOLE   8,749 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,481 23,155 SH   SOLE   23,155 0 0
BROWN & BROWN INC COM 115236101   435 6,315 SH   SOLE   6,315 0 0
CF INDUSTRIES HOLDINGS INC COM 125269100   217 3,119 SH   SOLE   3,119 0 0
THE CIGNA GROUP COM 125523100   1,233 4,393 SH   SOLE   4,393 0 0
CMS ENERGY CORP COM 125896100   254 4,324 SH   SOLE   4,324 0 0
CSX CORP COM 126408103   1,019 29,885 SH   SOLE   29,885 0 0
CVS HEALTH CORP COM 126650100   1,068 15,442 SH   SOLE   15,442 0 0
COTERRA ENERGY INC COM 127097103   378 14,935 SH   SOLE   14,935 0 0
CADENCE DESIGN SYS INC COM 127387108   1,231 5,248 SH   SOLE   5,248 0 0
CAMPBELL SOUP CO COM 134429109   3,244 70,971 SH   SOLE   70,971 0 0
CANADIAN NATURAL RESOURCES COM 136385952   1,724 30,669 SH   SOLE   30,669 0 0
CANADIAN TIRE CORP-CLASS A COM 136681954   299 2,189 SH   SOLE   2,189 0 0
CARLISLE COS INC COM 142339100   567 2,211 SH   SOLE   2,211 0 0
CARMAX INC COM 143130102   273 3,262 SH   SOLE   3,262 0 0
CARNIVAL CORP COM 143658300   231 12,290 SH   SOLE   12,290 0 0
CASEY'S GENERAL STORES INC COM 147528103   281 1,151 SH   SOLE   1,151 0 0
CATERPILLAR INC COM 149123101   1,112 4,518 SH   SOLE   4,518 0 0
CELANESE CORP COM 150870103   284 2,450 SH   SOLE   2,450 0 0
CHEMOURS CO/THE COM 163851108   518 14,040 SH   SOLE   14,040 0 0
CHESAPEAKE ENERGY CORP COM 165167735   358 4,277 SH   SOLE   4,277 0 0
CHEVRON CORP COM 166764100   8,052 51,173 SH   SOLE   51,173 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   614 287 SH   SOLE   287 0 0
CHURCH & DWIGHT CO INC COM 171340102   308 3,077 SH   SOLE   3,077 0 0
CINCINNATI FINANCIAL CORP COM 172062101   313 3,221 SH   SOLE   3,221 0 0
CINTAS CORP COM 172908105   1,325 2,666 SH   SOLE   2,666 0 0
CITIGROUP INC COM 172967424   640 13,892 SH   SOLE   13,892 0 0
CITIZENS FINANCIAL GROUP COM 174610105   223 8,536 SH   SOLE   8,536 0 0
CLEVELAND-CLIFFS INC COM 185899101   207 12,368 SH   SOLE   12,368 0 0
COCA-COLA CO/THE COM 191216100   3,315 55,044 SH   SOLE   55,044 0 0
COCA-COLA FEMSA SAB-SP ADR COM 191241108   492 5,909 SH   SOLE   5,909 0 0
COGNIZANT TECH SOLUTIONS-A COM 192446102   505 7,738 SH   SOLE   7,738 0 0
COLGATE-PALMOLIVE CO COM 194162103   593 7,701 SH   SOLE   7,701 0 0
CONAGRA BRANDS INC COM 205887102   251 7,440 SH   SOLE   7,440 0 0
CONSOLIDATED EDISON INC COM 209115104   375 4,146 SH   SOLE   4,146 0 0
COOPER COS INC/THE COM 216648402   307 800 SH   SOLE   800 0 0
COPART INC COM 217204106   1,159 12,704 SH   SOLE   12,704 0 0
CORNING INC COM 219350105   377 10,771 SH   SOLE   10,771 0 0
COTY INC-CL A COM 222070203   183 14,925 SH   SOLE   14,925 0 0
CROWN HOLDINGS INC COM 228368106   374 4,308 SH   SOLE   4,308 0 0
CUMMINS INC COM 231021106   1,731 7,059 SH   SOLE   7,059 0 0
DTE ENERGY COMPANY COM 233331107   248 2,254 SH   SOLE   2,254 0 0
DANAHER CORP COM 235851102   2,048 8,533 SH   SOLE   8,533 0 0
DARDEN RESTAURANTS INC COM 237194105   434 2,598 SH   SOLE   2,598 0 0
DECKERS OUTDOOR CORP COM 243537107   376 713 SH   SOLE   713 0 0
DEERE & CO COM 244199105   1,449 3,577 SH   SOLE   3,577 0 0
DELTA AIR LINES INC COM 247361702   552 11,606 SH   SOLE   11,606 0 0
DEXCOM INC COM 252131107   242 1,882 SH   SOLE   1,882 0 0
DICK'S SPORTING GOODS INC COM 253393102   1,212 9,172 SH   SOLE   9,172 0 0
WALT DISNEY CO/THE COM 254687106   913 10,231 SH   SOLE   10,231 0 0
DISCOVER FINANCIAL SERVICES COM 254709108   741 6,340 SH   SOLE   6,340 0 0
DOLLAR GENERAL CORP COM 256677105   1,592 9,379 SH   SOLE   9,379 0 0
DOLLAR TREE INC COM 256746108   624 4,349 SH   SOLE   4,349 0 0
DOVER CORP COM 260003108   1,314 8,899 SH   SOLE   8,899 0 0
DOW INC COM 260557103   804 15,103 SH   SOLE   15,103 0 0
EASTMAN CHEMICAL CO COM 277432100   206 2,459 SH   SOLE   2,459 0 0
EBAY INC COM 278642103   469 10,492 SH   SOLE   10,492 0 0
ECOLAB INC COM 278865100   358 1,919 SH   SOLE   1,919 0 0
EDISON INTERNATIONAL COM 281020107   273 3,935 SH   SOLE   3,935 0 0
ELECTRONIC ARTS INC COM 285512109   395 3,044 SH   SOLE   3,044 0 0
EMERSON ELECTRIC CO COM 291011104   797 8,820 SH   SOLE   8,820 0 0
EQUIFAX INC COM 294429105   406 1,725 SH   SOLE   1,725 0 0
EXPEDITORS INTL WASH INC COM 302130109   793 6,548 SH   SOLE   6,548 0 0
FMC CORP COM 302491303   225 2,161 SH   SOLE   2,161 0 0
FACTSET RESEARCH SYSTEMS INC COM 303075105   369 920 SH   SOLE   920 0 0
FAIR ISAAC CORP COM 303250104   844 1,043 SH   SOLE   1,043 0 0
FASTENAL CO COM 311900104   1,236 20,945 SH   SOLE   20,945 0 0
FIFTH THIRD BANCORP COM 316773100   257 9,807 SH   SOLE   9,807 0 0
FIRST QUANTUM MINERALS LTD COM 335934956   343 14,509 SH   SOLE   14,509 0 0
FIRST SOLAR INC COM 336433107   808 4,249 SH   SOLE   4,249 0 0
FISERV INC COM 337738108   586 4,645 SH   SOLE   4,645 0 0
FIRSTENERGY CORP COM 337932107   318 8,187 SH   SOLE   8,187 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105   439 1,747 SH   SOLE   1,747 0 0
FLOOR & DECOR HOLDINGS INC-A COM 339750101   326 3,136 SH   SOLE   3,136 0 0
FORD MOTOR CO COM 345370860   783 51,732 SH   SOLE   51,732 0 0
ARTHUR J GALLAGHER & CO COM 363576109   498 2,267 SH   SOLE   2,267 0 0
GARTNER INC COM 366651107   772 2,204 SH   SOLE   2,204 0 0
GENERAL DYNAMICS CORP COM 369550108   540 2,511 SH   SOLE   2,511 0 0
GENERAL ELECTRIC CO COM 369604301   1,415 12,886 SH   SOLE   12,886 0 0
GENERAL MILLS INC COM 370334104   2,542 33,141 SH   SOLE   33,141 0 0
GENTEX CORP COM 371901109   259 8,840 SH   SOLE   8,840 0 0
GENUINE PARTS CO COM 372460105   360 2,128 SH   SOLE   2,128 0 0
GILEAD SCIENCES INC COM 375558103   1,786 23,173 SH   SOLE   23,173 0 0
GRACO INC COM 384109104   291 3,374 SH   SOLE   3,374 0 0
WW GRAINGER INC COM 384802104   1,724 2,186 SH   SOLE   2,186 0 0
GRAPHIC PACKAGING HOLDING CO COM 388689101   223 9,263 SH   SOLE   9,263 0 0
HALLIBURTON CO COM 406216101   540 16,367 SH   SOLE   16,367 0 0
HARTFORD FINANCIAL SVCS GRP COM 416515104   720 10,004 SH   SOLE   10,004 0 0
HEICO CORP COM 422806109   256 1,449 SH   SOLE   1,449 0 0
JACK HENRY & ASSOCIATES INC COM 426281101   261 1,560 SH   SOLE   1,560 0 0
HERSHEY CO/THE COM 427866108   925 3,706 SH   SOLE   3,706 0 0
HOLOGIC INC COM 436440101   539 6,662 SH   SOLE   6,662 0 0
HOME DEPOT INC COM 437076102   2,617 8,423 SH   SOLE   8,423 0 0
HONEYWELL INTERNATIONAL INC COM 438516106   902 4,347 SH   SOLE   4,347 0 0
HOWMET AEROSPACE INC COM 443201108   674 13,597 SH   SOLE   13,597 0 0
HUBBELL INC COM 443510607   1,361 4,106 SH   SOLE   4,106 0 0
HUMANA INC COM 444859102   1,178 2,634 SH   SOLE   2,634 0 0
HUNT (JB) TRANSPRT SVCS INC COM 445658107   692 3,821 SH   SOLE   3,821 0 0
HUNTINGTON BANCSHARES INC COM 446150104   229 21,228 SH   SOLE   21,228 0 0
ILLINOIS TOOL WORKS COM 452308109   806 3,220 SH   SOLE   3,220 0 0
IMPERIAL OIL LTD COM 453038960   818 15,987 SH   SOLE   15,987 0 0
INTEL CORP COM 458140100   706 21,117 SH   SOLE   21,117 0 0
INTL BUSINESS MACHINES CORP COM 459200101   1,730 12,931 SH   SOLE   12,931 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   271 3,404 SH   SOLE   3,404 0 0
INTERNATIONAL PAPER CO COM 460146103   331 10,414 SH   SOLE   10,414 0 0
INTERPUBLIC GROUP OF COS INC COM 460690100   236 6,118 SH   SOLE   6,118 0 0
INTUIT INC COM 461202103   476 1,039 SH   SOLE   1,039 0 0
ISHARES MSCI GLOBAL MIN VOL ETF 464286525   40,890 417,006 SH   SOLE   417,006 0 0
iShares MSCI Emerg Mkts Min Vol Fctr ETF 464286533   16,458 299,340 SH   SOLE   199,745 0 99,595
iShares 1-3 Year Treasury Bond ETF 464287457   5,302 65,394 SH   SOLE   0 0 65,394
iShares Short-Term National Muni Bd ETF 464288158   10,756 103,385 SH   SOLE   44,715 0 58,670
iShares National Muni Bond ETF 464288414   40,562 380,039 SH   SOLE   19,834 0 360,205
iShares MSCI EAFE Value ETF 464288877   48,859 998,352 SH   SOLE   0 0 998,352
ITAU UNIBANCO H-SPON PRF ADR COM 465562106   461 78,077 SH   SOLE   78,077 0 0
JABIL INC COM 466313103   850 7,880 SH   SOLE   7,880 0 0
JOHNSON & JOHNSON COM 478160104   4,408 26,634 SH   SOLE   26,634 0 0
KLA CORP COM 482480100   2,389 4,926 SH   SOLE   4,926 0 0
KELLOGG CO COM 487836108   452 6,704 SH   SOLE   6,704 0 0
KEYCORP COM 493267108   184 19,936 SH   SOLE   19,936 0 0
KIMBERLY-CLARK CORP COM 494368103   591 4,283 SH   SOLE   4,283 0 0
KRAFT HEINZ CO/THE COM 500754106   288 8,102 SH   SOLE   8,102 0 0
KROGER CO COM 501044101   1,322 28,125 SH   SOLE   28,125 0 0
LKQ CORP COM 501889208   1,186 20,345 SH   SOLE   20,345 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   376 1,919 SH   SOLE   1,919 0 0
LAM RESEARCH CORP COM 512807108   2,461 3,828 SH   SOLE   3,828 0 0
LAMB WESTON HOLDINGS INC COM 513272104   455 3,962 SH   SOLE   3,962 0 0
LANDSTAR SYSTEM INC COM 515098101   644 3,347 SH   SOLE   3,347 0 0
LAS VEGAS SANDS CORP COM 517834107   246 4,242 SH   SOLE   4,242 0 0
ESTEE LAUDER COMPANIES-CL A COM 518439104   507 2,583 SH   SOLE   2,583 0 0
LEAR CORP COM 521865204   303 2,111 SH   SOLE   2,111 0 0
LEIDOS HOLDINGS INC COM 525327102   319 3,610 SH   SOLE   3,610 0 0
LENNAR CORP-A COM 526057104   977 7,797 SH   SOLE   7,797 0 0
LENNOX INTERNATIONAL INC COM 526107107   750 2,300 SH   SOLE   2,300 0 0
LIBERTY BROADBAND-C COM 530307305   214 2,670 SH   SOLE   2,670 0 0
LIBERTY MEDIA CORP-LIBERTY-C COM 531229854   296 3,936 SH   SOLE   3,936 0 0
ELI LILLY & CO COM 532457108   7,770 16,567 SH   SOLE   16,567 0 0
LINCOLN ELECTRIC HOLDINGS COM 533900106   221 1,112 SH   SOLE   1,112 0 0
LIVE NATION ENTERTAINMENT IN COM 538034109   213 2,339 SH   SOLE   2,339 0 0
LOBLAW COMPANIES LTD COM 539481952   633 6,913 SH   SOLE   6,913 0 0
LOCKHEED MARTIN CORP COM 539830109   1,753 3,807 SH   SOLE   3,807 0 0
LOEWS CORP COM 540424108   213 3,584 SH   SOLE   3,584 0 0
LOWE'S COS INC COM 548661107   1,707 7,561 SH   SOLE   7,561 0 0
LULULEMON ATHLETICA INC COM 550021109   856 2,262 SH   SOLE   2,262 0 0
MGM RESORTS INTERNATIONAL COM 552953101   368 8,371 SH   SOLE   8,371 0 0
MANHATTAN ASSOCIATES INC COM 562750109   226 1,133 SH   SOLE   1,133 0 0
MARATHON OIL CORP COM 565849106   2,646 114,935 SH   SOLE   114,935 0 0
MARKEL GROUP INC COM 570535104   346 250 SH   SOLE   250 0 0
MARSH & MCLENNAN COS COM 571748102   865 4,599 SH   SOLE   4,599 0 0
MARRIOTT INTERNATIONAL -CL A COM 571903202   552 3,007 SH   SOLE   3,007 0 0
MARTIN MARIETTA MATERIALS COM 573284106   480 1,040 SH   SOLE   1,040 0 0
MARVELL TECHNOLOGY INC COM 573874104   494 8,264 SH   SOLE   8,264 0 0
MASCO CORP COM 574599106   285 4,972 SH   SOLE   4,972 0 0
MCCORMICK & CO-NON VTG SHRS COM 579780206   249 2,859 SH   SOLE   2,859 0 0
MCDONALD'S CORP COM 580135101   1,699 5,693 SH   SOLE   5,693 0 0
METTLER-TOLEDO INTERNATIONAL COM 592688105   619 472 SH   SOLE   472 0 0
MICROSOFT CORP COM 594918104   23,486 68,967 SH   SOLE   68,967 0 0
MICROCHIP TECHNOLOGY INC COM 595017104   598 6,670 SH   SOLE   6,670 0 0
MICRON TECHNOLOGY INC COM 595112103   720 11,414 SH   SOLE   11,414 0 0
MONDELEZ INTERNATIONAL INC-A COM 609207105   1,112 15,248 SH   SOLE   15,248 0 0
MONOLITHIC POWER SYSTEMS INC COM 609839105   201 372 SH   SOLE   372 0 0
MOODY'S CORP COM 615369105   606 1,743 SH   SOLE   1,743 0 0
MORGAN STANLEY COM 617446448   2,499 29,265 SH   SOLE   29,265 0 0
MOTOROLA SOLUTIONS INC COM 620076307   1,619 5,519 SH   SOLE   5,519 0 0
NRG ENERGY INC COM 629377508   201 5,389 SH   SOLE   5,389 0 0
NASDAQ INC COM 631103108   642 12,882 SH   SOLE   12,882 0 0
NATIONAL BANK OF CANADA COM 633067954   780 10,474 SH   SOLE   10,474 0 0
NEW YORK COMMUNITY BANCORP COM 649445103   395 35,165 SH   SOLE   35,165 0 0
NEWMONT CORP COM 651639106   246 5,763 SH   SOLE   5,763 0 0
NIKE INC -CL B COM 654106103   1,021 9,250 SH   SOLE   9,250 0 0
NORDSON CORP COM 655663102   492 1,981 SH   SOLE   1,981 0 0
NORFOLK SOUTHERN CORP COM 655844108   823 3,631 SH   SOLE   3,631 0 0
NORTHERN TRUST CORP COM 665859104   239 3,226 SH   SOLE   3,226 0 0
NORTHROP GRUMMAN CORP COM 666807102   522 1,146 SH   SOLE   1,146 0 0
GEN DIGITAL INC COM 668771108   314 16,954 SH   SOLE   16,954 0 0
NUCOR CORP COM 670346105   1,946 11,869 SH   SOLE   11,869 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105   1,358 23,100 SH   SOLE   23,100 0 0
OLD DOMINION FREIGHT LINE COM 679580100   2,022 5,469 SH   SOLE   5,469 0 0
OLD REPUBLIC INTL CORP COM 680223104   207 8,240 SH   SOLE   8,240 0 0
OLIN CORP COM 680665205   546 10,630 SH   SOLE   10,630 0 0
OMNICOM GROUP COM 681919106   645 6,783 SH   SOLE   6,783 0 0
ON SEMICONDUCTOR COM 682189105   2,425 25,643 SH   SOLE   25,643 0 0
ONEOK INC COM 682680103   606 9,812 SH   SOLE   9,812 0 0
OWENS CORNING COM 690742101   1,052 8,061 SH   SOLE   8,061 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105   389 3,091 SH   SOLE   3,091 0 0
PPG INDUSTRIES INC COM 693506107   523 3,526 SH   SOLE   3,526 0 0
PVH CORP COM 693656100   684 8,053 SH   SOLE   8,053 0 0
PACCAR INC COM 693718108   1,448 17,307 SH   SOLE   17,307 0 0
PACKAGING CORP OF AMERICA COM 695156109   553 4,183 SH   SOLE   4,183 0 0
PALO ALTO NETWORKS INC COM 697435105   277 1,086 SH   SOLE   1,086 0 0
PARKER HANNIFIN CORP COM 701094104   1,740 4,461 SH   SOLE   4,461 0 0
PAYCHEX INC COM 704326107   404 3,614 SH   SOLE   3,614 0 0
PEPSICO INC COM 713448108   3,550 19,167 SH   SOLE   19,167 0 0
REVVITY INC COM 714046109   278 2,337 SH   SOLE   2,337 0 0
PFIZER INC COM 717081103   2,686 73,222 SH   SOLE   73,222 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109   988 10,118 SH   SOLE   10,118 0 0
PHILLIPS 66 COM 718546104   589 6,174 SH   SOLE   6,174 0 0
PINNACLE WEST CAPITAL COM 723484101   733 8,998 SH   SOLE   8,998 0 0
PIONEER NATURAL RESOURCES CO COM 723787107   1,157 5,585 SH   SOLE   5,585 0 0
POLARIS INC COM 731068102   362 2,995 SH   SOLE   2,995 0 0
PROCTER & GAMBLE CO/THE COM 742718109   2,573 16,956 SH   SOLE   16,956 0 0
PROGRESSIVE CORP COM 743315103   1,215 9,176 SH   SOLE   9,176 0 0
PRUDENTIAL FINANCIAL INC COM 744320102   597 6,766 SH   SOLE   6,766 0 0
PUBLIC SERVICE ENTERPRISE GP COM 744573106   370 5,904 SH   SOLE   5,904 0 0
PULTEGROUP INC COM 745867101   1,873 24,116 SH   SOLE   24,116 0 0
QUALCOMM INC COM 747525103   1,787 15,011 SH   SOLE   15,011 0 0
RPM INTERNATIONAL INC COM 749685103   523 5,824 SH   SOLE   5,824 0 0
RAYMOND JAMES FINANCIAL INC COM 754730109   374 3,604 SH   SOLE   3,604 0 0
REGAL REXNORD CORP COM 758750103   842 5,469 SH   SOLE   5,469 0 0
RELIANCE STEEL & ALUMINUM COM 759509102   1,497 5,511 SH   SOLE   5,511 0 0
REPUBLIC SERVICES INC COM 760759100   628 4,101 SH   SOLE   4,101 0 0
RESMED INC COM 761152107   604 2,763 SH   SOLE   2,763 0 0
ROCKWELL AUTOMATION INC COM 773903109   524 1,590 SH   SOLE   1,590 0 0
ROLLINS INC COM 775711104   241 5,623 SH   SOLE   5,623 0 0
ROPER TECHNOLOGIES INC COM 776696106   422 878 SH   SOLE   878 0 0
ROSS STORES INC COM 778296103   464 4,142 SH   SOLE   4,142 0 0
ROYAL BANK OF CANADA COM 780087953   1,203 12,598 SH   SOLE   12,598 0 0
SCHLUMBERGER LTD COM 806857108   765 15,569 SH   SOLE   15,569 0 0
SCHWAB (CHARLES) CORP COM 808513105   565 9,966 SH   SOLE   9,966 0 0
SCHWAB INTL SMALL-CAP EQUITY ETF 808524888   5,632 166,785 SH   SOLE   166,785 0 0
SEMPRA ENERGY COM 816851109   492 3,377 SH   SOLE   3,377 0 0
SERVICE CORP INTERNATIONAL COM 817565104   233 3,604 SH   SOLE   3,604 0 0
SHERWIN-WILLIAMS CO/THE COM 824348106   581 2,187 SH   SOLE   2,187 0 0
SMITH (A.O.) CORP COM 831865209   260 3,567 SH   SOLE   3,567 0 0
JM SMUCKER CO/THE COM 832696405   1,998 13,528 SH   SOLE   13,528 0 0
SNAP-ON INC COM 833034101   866 3,006 SH   SOLE   3,006 0 0
SOUTHERN CO/THE COM 842587107   482 6,856 SH   SOLE   6,856 0 0
SOUTHWEST AIRLINES CO COM 844741108   301 8,299 SH   SOLE   8,299 0 0
STANLEY BLACK & DECKER INC COM 854502101   200 2,139 SH   SOLE   2,139 0 0
STARBUCKS CORP COM 855244109   777 7,847 SH   SOLE   7,847 0 0
STATE STREET CORP COM 857477103   534 7,293 SH   SOLE   7,293 0 0
STEEL DYNAMICS INC COM 858119100   1,317 12,089 SH   SOLE   12,089 0 0
STRYKER CORP COM 863667101   531 1,740 SH   SOLE   1,740 0 0
SUN LIFE FINANCIAL INC COM 866796956   505 9,696 SH   SOLE   9,696 0 0
SYNOPSYS INC COM 871607107   1,483 3,407 SH   SOLE   3,407 0 0
SYSCO CORP COM 871829107   412 5,552 SH   SOLE   5,552 0 0
TJX COMPANIES INC COM 872540109   1,411 16,644 SH   SOLE   16,644 0 0
T-MOBILE US INC COM 872590104   1,077 7,751 SH   SOLE   7,751 0 0
TAIWAN SEMICONDUCTOR-SP ADR COM 874039100   528 5,227 SH   SOLE   5,227 0 0
TAKE-TWO INTERACTIVE SOFTWRE COM 874054109   278 1,887 SH   SOLE   1,887 0 0
TAPESTRY INC COM 876030107   348 8,140 SH   SOLE   8,140 0 0
TECK RESOURCES LTD-CLS B COM 878742956   494 11,751 SH   SOLE   11,751 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   957 2,327 SH   SOLE   2,327 0 0
TELEFLEX INC COM 879369106   204 842 SH   SOLE   842 0 0
TERADYNE INC COM 880770102   842 7,559 SH   SOLE   7,559 0 0
TEXAS INSTRUMENTS INC COM 882508104   1,448 8,046 SH   SOLE   8,046 0 0
TEXTRON INC COM 883203101   240 3,555 SH   SOLE   3,555 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,781 3,413 SH   SOLE   3,413 0 0
TIMKEN CO COM 887389104   283 3,097 SH   SOLE   3,097 0 0
TOLL BROTHERS INC COM 889478103   1,236 15,627 SH   SOLE   15,627 0 0
TORO CO COM 891092108   232 2,287 SH   SOLE   2,287 0 0
TRACTOR SUPPLY COMPANY COM 892356106   1,159 5,241 SH   SOLE   5,241 0 0
TRANSDIGM GROUP INC COM 893641100   566 633 SH   SOLE   633 0 0
TRIMBLE INC COM 896239100   229 4,319 SH   SOLE   4,319 0 0
TYSON FOODS INC-CL A COM 902494103   261 5,105 SH   SOLE   5,105 0 0
US BANCORP COM 902973304   400 12,107 SH   SOLE   12,107 0 0
UNION PACIFIC CORP COM 907818108   1,701 8,313 SH   SOLE   8,313 0 0
UNITED AIRLINES HOLDINGS INC COM 910047109   2,722 49,605 SH   SOLE   49,605 0 0
UNITED PARCEL SERVICE-CL B COM 911312106   1,604 8,947 SH   SOLE   8,947 0 0
UNITED RENTALS INC COM 911363109   2,913 6,540 SH   SOLE   6,540 0 0
US FOODS HOLDING CORP COM 912008109   239 5,439 SH   SOLE   5,439 0 0
UNIVERSAL HEALTH SERVICES-B COM 913903100   213 1,352 SH   SOLE   1,352 0 0
Vanguard ESG International Stock ETF 921910725   219 4,117 SH   SOLE   0 0 4,117
Vanguard ESG US Stock ETF 921910733   402 5,136 SH   SOLE   0 0 5,136
VANGUARD U.S. QUALITY FACTOR ETF 921935706   11,742 102,940 SH   SOLE   102,940 0 0
VANGUARD U.S. VALUE FACTOR ETF 921935805   22,202 222,800 SH   SOLE   222,800 0 0
Vanguard Short-Term Bond ETF 921937827   41,752 552,488 SH   SOLE   0 0 552,488
Vanguard Total Bond Market ETF 921937835   66,959 921,162 SH   SOLE   0 0 921,162
Vanguard FTSE Developed Markets ETF 921943858   38,887 842,079 SH   SOLE   0 0 842,079
Vanguard Short-Term Infl-Prot Secs ETF 922020805   12,850 270,980 SH   SOLE   0 0 270,980
Vanguard FTSE All-Wld ex-US SmCp ETF 922042718   43,727 395,790 SH   SOLE   0 0 395,790
Vanguard FTSE Emerging Markets ETF 922042858   30,215 742,740 SH   SOLE   0 0 742,740
VEEVA SYSTEMS INC-CLASS A COM 922475108   284 1,435 SH   SOLE   1,435 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   4,236 84,350 SH   SOLE   84,350 0 0
Vanguard Real Estate ETF 922908553   9,312 111,438 SH   SOLE   0 0 111,438
Vanguard Small-Cap Value ETF 922908611   85,410 516,382 SH   SOLE   103,120 0 413,262
Vanguard Value ETF 922908744   49,034 345,064 SH   SOLE   0 0 345,064
Vanguard Total Stock Market ETF 922908769   72,628 329,706 SH   SOLE   0 0 329,706
VMWARE INC-CLASS A COM 928563402   277 1,929 SH   SOLE   1,929 0 0
VULCAN MATERIALS CO COM 929160109   427 1,894 SH   SOLE   1,894 0 0
WABTEC CORP COM 929740108   603 5,494 SH   SOLE   5,494 0 0
WALMART INC COM 931142103   5,851 37,227 SH   SOLE   37,227 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   358 12,556 SH   SOLE   12,556 0 0
WARNER BROS DISCOVERY INC COM 934423104   325 25,912 SH   SOLE   25,912 0 0
WATERS CORP COM 941848103   270 1,014 SH   SOLE   1,014 0 0
WATSCO INC COM 942622200   568 1,488 SH   SOLE   1,488 0 0
WELLS FARGO & CO COM 949746101   1,218 28,548 SH   SOLE   28,548 0 0
WEST PHARMACEUTICAL SERVICES COM 955306105   276 721 SH   SOLE   721 0 0
WESTERN DIGITAL CORP COM 958102105   246 6,495 SH   SOLE   6,495 0 0
Westlake Corporation COM 960413102   203 1,700 SH   SOLE   1,700 0 0
WESTON (GEORGE) LTD COM 961148954   438 3,702 SH   SOLE   3,702 0 0
WHIRLPOOL CORP COM 963320106   206 1,387 SH   SOLE   1,387 0 0
WILLIAMS COS INC COM 969457100   398 12,200 SH   SOLE   12,200 0 0
WILLIAMS-SONOMA INC COM 969904101   953 7,617 SH   SOLE   7,617 0 0
XPO INC COM 983793100   201 3,402 SH   SOLE   3,402 0 0
YUM! BRANDS INC COM 988498101   488 3,519 SH   SOLE   3,519 0 0
ZEBRA TECHNOLOGIES CORP-CL A COM 989207105   331 1,120 SH   SOLE   1,120 0 0
EQUITABLE HOLDINGS INC COM 29452E101   265 9,746 SH   SOLE   9,746 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,020 10,411 SH   SOLE   10,411 0 0
GLOBE LIFE INC COM 37959E102   227 2,070 SH   SOLE   2,070 0 0
QUANTA SERVICES INC COM 74762E102   1,953 9,941 SH   SOLE   9,941 0 0
VERISIGN INC COM 92343E102   303 1,340 SH   SOLE   1,340 0 0
AMERISOURCEBERGEN CORP COM 03073E105   1,567 8,145 SH   SOLE   8,145 0 0
VALE SA-SP ADR COM 91912E105   393 29,289 SH   SOLE   29,289 0 0
TARGET CORP COM 87612E106   2,039 15,458 SH   SOLE   15,458 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   381 4,035 SH   SOLE   4,035 0 0
FORTINET INC COM 34959E109   1,065 14,086 SH   SOLE   14,086 0 0
TRAVELERS COS INC/THE COM 89417E109   1,717 9,887 SH   SOLE   9,887 0 0
GRUPO AEROPORTUARIO SUR-ADR COM 40051E202   738 2,658 SH   SOLE   2,658 0 0
AES CORP COM 00130H105   236 11,364 SH   SOLE   11,364 0 0
AT&T INC COM 00206R102   916 57,437 SH   SOLE   57,437 0 0
ABBVIE INC COM 00287Y109   3,112 23,095 SH   SOLE   23,095 0 0
ACTIVISION BLIZZARD INC COM 00507V109   546 6,477 SH   SOLE   6,477 0 0
ADOBE INC COM 00724F101   1,441 2,947 SH   SOLE   2,947 0 0
AECOM COM 00766T100   376 4,434 SH   SOLE   4,434 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   379 3,150 SH   SOLE   3,150 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101   449 4,993 SH   SOLE   4,993 0 0
ALIMENTATION COUCHE-TARD INC COM 01626P965   622 12,132 SH   SOLE   12,132 0 0
ALLISON TRANSMISSION HOLDING COM 01973R101   324 5,744 SH   SOLE   5,744 0 0
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   253 1,331 SH   SOLE   1,331 0 0
ALPHABET INC-CL C COM 02079K107   3,779 31,237 SH   SOLE   31,237 0 0
ALPHABET INC-CL A COM 02079K305   4,177 34,892 SH   SOLE   34,892 0 0
ALTRIA GROUP INC COM 02209S103   751 16,574 SH   SOLE   16,574 0 0
AMERICAN AIRLINES GROUP INC COM 02376R102   238 13,241 SH   SOLE   13,241 0 0
AMERICA MOVIL SAB DE CV COM 02390A101   289 13,342 SH   SOLE   13,342 0 0
AMERIPRISE FINANCIAL INC COM 03076C106   2,088 6,285 SH   SOLE   6,285 0 0
ANSYS INC COM 03662Q105   284 860 SH   SOLE   860 0 0
APA CORP COM 03743Q108   466 13,652 SH   SOLE   13,652 0 0
APOLLO GLOBAL MANAGEMENT INC COM 03769M106   239 3,117 SH   SOLE   3,117 0 0
ASSURANT INC COM 04621X108   306 2,431 SH   SOLE   2,431 0 0
AUTONATION INC COM 05329W102   2,010 12,213 SH   SOLE   12,213 0 0
BAKER HUGHES CO COM 05722G100   427 13,502 SH   SOLE   13,502 0 0
BANK OZK COM 06417N103   257 6,390 SH   SOLE   6,390 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101   238 2,748 SH   SOLE   2,748 0 0
BIOGEN INC COM 09062X103   458 1,607 SH   SOLE   1,607 0 0
BLACKROCK INC COM 09247X101   563 814 SH   SOLE   814 0 0
BLACKSTONE INC COM 09260D107   373 4,011 SH   SOLE   4,011 0 0
BOOKING HOLDINGS INC COM 09857L108   767 284 SH   SOLE   284 0 0
BROADRIDGE FINANCIAL SOLUTIO COM 11133T103   713 4,306 SH   SOLE   4,306 0 0
BROADCOM INC COM 11135F101   5,975 6,888 SH   SOLE   6,888 0 0
BUILDERS FIRSTSOURCE INC COM 12008R107   2,558 18,807 SH   SOLE   18,807 0 0
CBOE GLOBAL MARKETS INC COM 12503M108   217 1,573 SH   SOLE   1,573 0 0
CBRE GROUP INC - A COM 12504L109   873 10,816 SH   SOLE   10,816 0 0
CDW CORP/DE COM 12514G108   1,247 6,794 SH   SOLE   6,794 0 0
CME GROUP INC COM 12572Q105   485 2,620 SH   SOLE   2,620 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K959   732 9,060 SH   SOLE   9,060 0 0
CAPITAL ONE FINANCIAL CORP COM 14040H105   600 5,484 SH   SOLE   5,484 0 0
CARDINAL HEALTH INC COM 14149Y108   534 5,648 SH   SOLE   5,648 0 0
CARRIER GLOBAL CORP COM 14448C104   615 12,366 SH   SOLE   12,366 0 0
CENTENE CORP COM 15135B101   475 7,039 SH   SOLE   7,039 0 0
CENOVUS ENERGY INC COM 15135U950   986 58,065 SH   SOLE   58,065 0 0
CENTERPOINT ENERGY INC COM 15189T107   211 7,235 SH   SOLE   7,235 0 0
CHARTER COMMUNICATIONS INC-A COM 16119P108   315 857 SH   SOLE   857 0 0
CHENIERE ENERGY INC COM 16411R208   451 2,961 SH   SOLE   2,961 0 0
CISCO SYSTEMS INC COM 17275R102   1,653 31,953 SH   SOLE   31,953 0 0
COMCAST CORP-CLASS A COM 20030N101   2,221 53,458 SH   SOLE   53,458 0 0
CIA SANEAMENTO BASICO DE-ADR COM 20441A102   293 24,713 SH   SOLE   24,713 0 0
CONOCOPHILLIPS COM 20825C104   4,426 42,716 SH   SOLE   42,716 0 0
CONSTELLATION BRANDS INC-A COM 21036P108   337 1,370 SH   SOLE   1,370 0 0
CONSTELLATION ENERGY COM 21037T109   347 3,789 SH   SOLE   3,789 0 0
CORTEVA INC COM 22052L104   473 8,248 SH   SOLE   8,248 0 0
COSTCO WHOLESALE CORP COM 22160K105   1,546 2,871 SH   SOLE   2,871 0 0
COSTAR GROUP INC COM 22160N109   348 3,910 SH   SOLE   3,910 0 0
DR HORTON INC COM 23331A109   1,793 14,738 SH   SOLE   14,738 0 0
DAVITA INC COM 23918K108   230 2,294 SH   SOLE   2,294 0 0
DEVON ENERGY CORP COM 25179M103   3,542 73,272 SH   SOLE   73,272 0 0
DIAMONDBACK ENERGY INC COM 25278X109   1,424 10,839 SH   SOLE   10,839 0 0
Dimensional US Equity ETF 25434V401   15,412 320,023 SH   SOLE   311,583 0 8,440
DIMENSIONAL US SMALL CAP ETF ETF 25434V500   2,599 47,433 SH   SOLE   47,433 0 0
Dimensional US Targeted Value ETF 25434V609   10,165 219,124 SH   SOLE   177,534 0 41,590
Dimensional US Core Equity 2 ETF 25434V708   20,325 748,610 SH   SOLE   145,685 0 602,925
Dimensional US Marketwide Value ETF 25434V724   49,410 1,432,183 SH   SOLE   218,573 0 1,213,610
DIMENSIONAL EMERGING MARKETS ETF 25434V757   12,719 535,757 SH   SOLE   535,757 0 0
DIMENSIONAL INTERNATIONAL VAL ETF 25434V807   9,883 300,853 SH   SOLE   91,494 0 209,359
DIMENSIONAL WLD EX US CR EQ 2 ETF 25434V880   22,750 975,969 SH   SOLE   0 0 975,969
DOMINION ENERGY INC COM 25746U109   288 5,559 SH   SOLE   5,559 0 0
DOMINO'S PIZZA INC COM 25754A201   344 1,021 SH   SOLE   1,021 0 0
DUKE ENERGY CORP COM 26441C204   429 4,781 SH   SOLE   4,781 0 0
DUPONT DE NEMOURS INC COM 26614N102   370 5,185 SH   SOLE   5,185 0 0
EOG RESOURCES INC COM 26875P101   2,071 18,093 SH   SOLE   18,093 0 0
EQT CORP COM 26884L109   294 7,137 SH   SOLE   7,137 0 0
EAGLE MATERIALS INC COM 26969P108   410 2,200 SH   SOLE   2,200 0 0
EAST WEST BANCORP INC COM 27579R104   1,354 25,656 SH   SOLE   25,656 0 0
ENPHASE ENERGY INC COM 29355A107   225 1,345 SH   SOLE   1,345 0 0
ENTEGRIS INC COM 29362U104   217 1,957 SH   SOLE   1,957 0 0
ENTERGY CORP COM 29364G103   294 3,023 SH   SOLE   3,023 0 0
EPAM SYSTEMS INC COM 29414B104   387 1,723 SH   SOLE   1,723 0 0
EVERGY INC COM 30034W106   226 3,872 SH   SOLE   3,872 0 0
EVERSOURCE ENERGY COM 30040W108   284 4,000 SH   SOLE   4,000 0 0
EXELON CORP COM 30161N101   507 12,452 SH   SOLE   12,452 0 0
EXXON MOBIL CORP COM 30231G102   14,004 130,577 SH   SOLE   130,577 0 0
META PLATFORMS INC COM 30303M102   9,051 31,538 SH   SOLE   31,538 0 0
FEDEX CORP COM 31428X106   752 3,035 SH   SOLE   3,035 0 0
FIDELITY NATIONAL INFO SERV COM 31620M106   238 4,349 SH   SOLE   4,349 0 0
FIDELITY NATIONAL FINANCIAL COM 31620R303   475 13,184 SH   SOLE   13,184 0 0
FIRST CITIZENS BCSHS -CL A COM 31946M103   539 420 SH   SOLE   420 0 0
FORTIVE CORP COM 34959J108   772 10,320 SH   SOLE   10,320 0 0
FORTUNE BRANDS INNOVATIONS I COM 34964C106   543 7,545 SH   SOLE   7,545 0 0
FOX CORP - CLASS A COM 35137L105   229 6,722 SH   SOLE   6,722 0 0
FREEPORT-MCMORAN INC COM 35671D857   1,147 28,681 SH   SOLE   28,681 0 0
GENERAL MOTORS CO COM 37045V100   621 16,110 SH   SOLE   16,110 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,168 3,620 SH   SOLE   3,620 0 0
HCA HEALTHCARE INC COM 40412C101   2,472 8,147 SH   SOLE   8,147 0 0
HP INC COM 40434L105   413 13,455 SH   SOLE   13,455 0 0
HESS CORP COM 42809H107   671 4,934 SH   SOLE   4,934 0 0
HEWLETT PACKARD ENTERPRISE COM 42824C109   625 37,198 SH   SOLE   37,198 0 0
HILTON WORLDWIDE HOLDINGS IN COM 43300A203   471 3,237 SH   SOLE   3,237 0 0
ITT INC COM 45073V108   614 6,584 SH   SOLE   6,584 0 0
IDEX CORP COM 45167R104   583 2,707 SH   SOLE   2,707 0 0
IDEXX LABORATORIES INC COM 45168D104   760 1,513 SH   SOLE   1,513 0 0
INGERSOLL-RAND INC COM 45687V106   1,269 19,423 SH   SOLE   19,423 0 0
INTACT FINANCIAL CORP COM 45823T957   606 3,927 SH   SOLE   3,927 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   471 4,168 SH   SOLE   4,168 0 0
INTUITIVE SURGICAL INC COM 46120E602   455 1,332 SH   SOLE   1,332 0 0
IQVIA HOLDINGS INC COM 46266C105   504 2,244 SH   SOLE   2,244 0 0
iShares MSCI EAFE Min Vol Factor ETF 46429B689   17,302 256,331 SH   SOLE   147,848 0 108,483
iShares MSCI USA Min Vol Factor ETF 46429B697   67,891 913,371 SH   SOLE   427,184 0 486,187
iShares MSCI USA Quality Factor ETF 46432F339   34,667 257,040 SH   SOLE   0 0 257,040
iShares MSCI USA Momentum Factor ETF 46432F396   52,987 367,325 SH   SOLE   0 0 367,325
ISHARES CORE 1-5 YEAR USD BO ETF 46432F859   30,167 646,812 SH   SOLE   646,812 0 0
iShares ESG 1-5 Year USD Corp Bd ETF 46435G243   202 8,438 SH   SOLE   0 0 8,438
iShares ESG Aware MSCI USA ETF 46435G425   707 7,254 SH   SOLE   0 0 7,254
iShares ESG Aware MSCI EAFE ETF 46435G516   369 5,057 SH   SOLE   0 0 5,057
iShares ESG U.S. Aggregate Bond ETF 46435U549   551 11,674 SH   SOLE   0 0 11,674
JPMORGAN CHASE & CO COM 46625H100   8,962 61,619 SH   SOLE   61,619 0 0
JPMORGAN BETABUILDERS US AGG ETF 46641Q241   70,041 1,516,693 SH   SOLE   1,516,693 0 0
JACOBS SOLUTIONS INC COM 46982L108   816 6,864 SH   SOLE   6,864 0 0
KKR & CO INC COM 48251W104   275 4,908 SH   SOLE   4,908 0 0
KEURIG DR PEPPER INC COM 49271V100   206 6,602 SH   SOLE   6,602 0 0
KEYSIGHT TECHNOLOGIES IN COM 49338L103   1,352 8,076 SH   SOLE   8,076 0 0
KINDER MORGAN INC COM 49456B101   407 23,636 SH   SOLE   23,636 0 0
LPL FINANCIAL HOLDINGS INC COM 50212V100   288 1,324 SH   SOLE   1,324 0 0
LABORATORY CRP OF AMER HLDGS COM 50540R409   549 2,275 SH   SOLE   2,275 0 0
M & T BANK CORP COM 55261F104   307 2,477 SH   SOLE   2,477 0 0
MSCI INC COM 55354G100   398 848 SH   SOLE   848 0 0
MARATHON PETROLEUM CORP COM 56585A102   1,550 13,291 SH   SOLE   13,291 0 0
MASTERCARD INC - A COM 57636Q104   2,797 7,112 SH   SOLE   7,112 0 0
MCKESSON CORP COM 58155Q103   3,186 7,455 SH   SOLE   7,455 0 0
MERCK & CO. INC. COM 58933Y105   9,431 81,735 SH   SOLE   81,735 0 0
METLIFE INC COM 59156R108   339 5,990 SH   SOLE   5,990 0 0
MODERNA INC COM 60770K107   619 5,098 SH   SOLE   5,098 0 0
MOLINA HEALTHCARE INC COM 60855R100   1,274 4,229 SH   SOLE   4,229 0 0
MOLSON COORS BEVERAGE CO - B COM 60871R209   200 3,044 SH   SOLE   3,044 0 0
MONSTER BEVERAGE CORP COM 61174X109   263 4,570 SH   SOLE   4,570 0 0
MOSAIC CO/THE COM 61945C103   445 12,723 SH   SOLE   12,723 0 0
NVR INC COM 62944T105   578 91 SH   SOLE   91 0 0
NETAPP INC COM 64110D104   202 2,646 SH   SOLE   2,646 0 0
NETFLIX INC COM 64110L106   1,682 3,818 SH   SOLE   3,818 0 0
NEXTERA ENERGY INC COM 65339F101   1,144 15,416 SH   SOLE   15,416 0 0
NVIDIA CORP COM 67066G104   11,792 27,876 SH   SOLE   27,876 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107   1,208 1,265 SH   SOLE   1,265 0 0
ORACLE CORP COM 68389X105   1,299 10,910 SH   SOLE   10,910 0 0
OTIS WORLDWIDE CORP COM 68902V107   435 4,892 SH   SOLE   4,892 0 0
P G & E CORP COM 69331C108   518 30,005 SH   SOLE   30,005 0 0
PPL CORP COM 69351T106   307 11,610 SH   SOLE   11,610 0 0
PTC INC COM 69370C100   285 2,002 SH   SOLE   2,002 0 0
PALANTIR TECHNOLOGIES INC-A COM 69608A108   183 11,960 SH   SOLE   11,960 0 0
PAYCOM SOFTWARE INC COM 70432V102   201 626 SH   SOLE   626 0 0
PAYPAL HOLDINGS INC COM 70450Y103   210 3,146 SH   SOLE   3,146 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103   1,740 10,444 SH   SOLE   10,444 0 0
POOL CORP COM 73278L105   799 2,133 SH   SOLE   2,133 0 0
T ROWE PRICE GROUP INC COM 74144T108   464 4,141 SH   SOLE   4,141 0 0
PRINCIPAL FINANCIAL GROUP COM 74251V102   385 5,082 SH   SOLE   5,082 0 0
QORVO INC COM 74736K101   231 2,268 SH   SOLE   2,268 0 0
QUEST DIAGNOSTICS INC COM 74834L100   847 6,024 SH   SOLE   6,024 0 0
REGENERON PHARMACEUTICALS COM 75886F107   967 1,346 SH   SOLE   1,346 0 0
REGIONS FINANCIAL CORP COM 7591EP100   1,543 86,586 SH   SOLE   86,586 0 0
S&P GLOBAL INC COM 78409V104   723 1,803 SH   SOLE   1,803 0 0
SS&C TECHNOLOGIES HOLDINGS COM 78467J100   317 5,225 SH   SOLE   5,225 0 0
SPDR Blmbg High Yield Bd ETF 78468R622   18,259 198,407 SH   SOLE   0 0 198,407
SPDR Nuveen Blmbg ST MunBd ETF 78468R739   10,014 212,839 SH   SOLE   0 0 212,839
SALESFORCE INC COM 79466L302   805 3,810 SH   SOLE   3,810 0 0
SEAGEN INC COM 81181C104   222 1,151 SH   SOLE   1,151 0 0
Materials Select Sector SPDR ETF 81369Y100   11,527 139,102 SH   SOLE   0 0 139,102
Energy Select Sector SPDR ETF 81369Y506   11,215 138,164 SH   SOLE   0 0 138,164
Industrial Select Sector SPDR ETF 81369Y704   12,045 112,232 SH   SOLE   0 0 112,232
Technology Select Sector SPDR ETF 81369Y803   26,560 152,764 SH   SOLE   0 0 152,764
Communication Services Sel Sect SPDRETF ETF 81369Y852   12,031 184,869 SH   SOLE   0 0 184,869
SIRIUS XM HOLDINGS INC COM 82968B103   80 17,667 SH   SOLE   17,667 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   534 4,820 SH   SOLE   4,820 0 0
SOUTHERN COPPER CORP COM 84265V105   615 8,571 SH   SOLE   8,571 0 0
TD SYNNEX CORP COM 87162W100   522 5,549 SH   SOLE   5,549 0 0
SYNCHRONY FINANCIAL COM 87165B103   1,634 48,159 SH   SOLE   48,159 0 0
TARGA RESOURCES CORP COM 87612G101   823 10,812 SH   SOLE   10,812 0 0
TESLA INC COM 88160R101   3,766 14,388 SH   SOLE   14,388 0 0
3M CO COM 88579Y101   763 7,625 SH   SOLE   7,625 0 0
TOURMALINE OIL CORP COM 89156V957   618 13,123 SH   SOLE   13,123 0 0
TRANSUNION COM 89400J107   264 3,366 SH   SOLE   3,366 0 0
TRUIST FINANCIAL CORP COM 89832Q109   312 10,267 SH   SOLE   10,267 0 0
UBIQUITI INC COM 90353W103   236 1,342 SH   SOLE   1,342 0 0
ULTA BEAUTY INC COM 90384S303   483 1,026 SH   SOLE   1,026 0 0
UNITED THERAPEUTICS CORP COM 91307C102   800 3,622 SH   SOLE   3,622 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,095 14,762 SH   SOLE   14,762 0 0
UNUM GROUP COM 91529Y106   502 10,524 SH   SOLE   10,524 0 0
VALERO ENERGY CORP COM 91913Y100   1,611 13,733 SH   SOLE   13,733 0 0
Vanguard Total International Bond ETF 92203J407   77,431 1,584,096 SH   SOLE   0 0 1,584,096
Vanguard Short-Term Corporate Bond ETF 92206C409   17,436 230,446 SH   SOLE   0 0 230,446
VERIZON COMMUNICATIONS INC COM 92343V104   2,417 64,987 SH   SOLE   64,987 0 0
VERISK ANALYTICS INC COM 92345Y106   752 3,326 SH   SOLE   3,326 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   1,084 3,081 SH   SOLE   3,081 0 0
VISA INC-CLASS A SHARES COM 92826C839   2,547 10,725 SH   SOLE   10,725 0 0
Vistra Corp. COM 92840M102   241 9,173 SH   SOLE   9,173 0 0
WSP GLOBAL INC COM 92938W954   430 3,257 SH   SOLE   3,257 0 0
WASTE MANAGEMENT INC COM 94106L109   1,030 5,941 SH   SOLE   5,941 0 0
XCEL ENERGY INC COM 98389B100   441 7,090 SH   SOLE   7,090 0 0
XYLEM INC COM 98419M100   898 7,978 SH   SOLE   7,978 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   432 2,970 SH   SOLE   2,970 0 0
ZOETIS INC COM 98978V103   1,294 7,516 SH   SOLE   7,516 0 0
ALLEGION PLC COM G0176J109   220 1,830 SH   SOLE   1,830 0 0
AMCOR PLC COM G0250X107   288 28,852 SH   SOLE   28,852 0 0
AMDOCS LTD COM G02602103   383 3,873 SH   SOLE   3,873 0 0
AON PLC-CLASS A COM G0403H108   1,291 3,741 SH   SOLE   3,741 0 0
ARCH CAPITAL GROUP LTD COM G0450A105   1,512 20,197 SH   SOLE   20,197 0 0
ASSURED GUARANTY LTD COM G0585R106   581 10,411 SH   SOLE   10,411 0 0
ACCENTURE PLC-CL A COM G1151C101   3,367 10,910 SH   SOLE   10,910 0 0
BUNGE LTD COM G16962105   212 2,242 SH   SOLE   2,242 0 0
EATON CORP PLC COM G29183103   2,262 11,248 SH   SOLE   11,248 0 0
EVEREST RE GROUP LTD COM G3223R108   639 1,869 SH   SOLE   1,869 0 0
HORIZON THERAPEUTICS PLC COM G46188101   287 2,791 SH   SOLE   2,791 0 0
JOHNSON CONTROLS INTERNATION COM G51502105   786 11,542 SH   SOLE   11,542 0 0
LINDE PLC COM G54950103   1,138 2,986 SH   SOLE   2,986 0 0
MEDTRONIC PLC COM G5960L103   717 8,133 SH   SOLE   8,133 0 0
APTIV PLC COM G6095L109   249 2,438 SH   SOLE   2,438 0 0
SEAGATE TECHNOLOGY HOLDINGS COM G7997R103   418 6,761 SH   SOLE   6,761 0 0
PENTAIR PLC COM G7S00T104   541 8,370 SH   SOLE   8,370 0 0
STERIS PLC COM G8473T100   248 1,102 SH   SOLE   1,102 0 0
TRANE TECHNOLOGIES PLC COM G8994E103   1,974 10,323 SH   SOLE   10,323 0 0
WILLIS TOWERS WATSON PLC COM G96629103   385 1,634 SH   SOLE   1,634 0 0
CHUBB LTD COM H1467J104   1,273 6,612 SH   SOLE   6,612 0 0
GARMIN LTD COM H2906T109   318 3,049 SH   SOLE   3,049 0 0
TE CONNECTIVITY LTD COM H84989104   430 3,069 SH   SOLE   3,069 0 0
FERRARI NV COM N3167Y103   226 694 SH   SOLE   694 0 0
LYONDELLBASELL INDU-CL A COM N53745100   897 9,765 SH   SOLE   9,765 0 0
NXP SEMICONDUCTORS NV COM N6596X109   596 2,914 SH   SOLE   2,914 0 0
COPA HOLDINGS SA-CLASS A COM P31076105   485 4,387 SH   SOLE   4,387 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103   202 1,948 SH   SOLE   1,948 0 0