The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   801 9,750 SH   SOLE   9,750 0 0
AGCO CORP COM 001084102   607 4,967 SH   SOLE   4,967 0 0
ABBOTT LABORATORIES COM 002824100   1,016 9,204 SH   SOLE   9,204 0 0
ADVANCED MICRO DEVICES COM 007903107   896 6,023 SH   SOLE   6,023 0 0
AIRBNB INC-CLASS A COM 009066101   223 1,630 SH   SOLE   1,630 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106   331 1,206 SH   SOLE   1,206 0 0
ALBEMARLE CORP COM 012653101   883 5,908 SH   SOLE   5,908 0 0
ALBERTSONS COS INC - CLASS A COM 013091103   223 9,686 SH   SOLE   9,686 0 0
ALLSTATE CORP COM 020002101   906 6,480 SH   SOLE   6,480 0 0
AMAZON.COM INC COM 023135106   9,037 58,920 SH   SOLE   58,920 0 0
U-HAUL HOLDING CO-NON VOTING COM 023586506   209 2,964 SH   SOLE   2,964 0 0
AVANTIS EMERGING MARKETS EQ ETF 025072604   25,642 455,286 SH   SOLE   455,286 0 0
AVANTIS INTERNATIONAL EQUITY ETF 025072703   11,541 191,116 SH   SOLE   191,116 0 0
AVANTIS INTL S/C VALUE ETF ETF 025072802   11,915 190,512 SH   SOLE   190,512 0 0
AVANTIS US SMALL CAP VALUE ETF 025072877   17,299 190,433 SH   SOLE   190,433 0 0
AMERICAN ELECTRIC POWER COM 025537101   341 4,193 SH   SOLE   4,193 0 0
AMERICAN EXPRESS CO COM 025816109   800 4,258 SH   SOLE   4,258 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784   724 10,667 SH   SOLE   10,667 0 0
AMERICAN WATER WORKS CO INC COM 030420103   225 1,689 SH   SOLE   1,689 0 0
AMETEK INC COM 031100100   622 3,764 SH   SOLE   3,764 0 0
AMGEN INC COM 031162100   1,150 3,985 SH   SOLE   3,985 0 0
AMPHENOL CORP-CL A COM 032095101   366 3,681 SH   SOLE   3,681 0 0
ANALOG DEVICES INC COM 032654105   538 2,685 SH   SOLE   2,685 0 0
Elevance Health Inc COM 036752103   1,499 3,199 SH   SOLE   3,199 0 0
APPLE INC COM 037833100   21,866 112,957 SH   SOLE   112,957 0 0
APPLIED MATERIALS INC COM 038222105   891 5,461 SH   SOLE   5,461 0 0
ARCHER-DANIELS-MIDLAND CO COM 039483102   351 4,854 SH   SOLE   4,854 0 0
ARISTA NETWORKS INC COM 040413106   962 4,059 SH   SOLE   4,059 0 0
ARROW ELECTRONICS INC COM 042735100   412 3,340 SH   SOLE   3,340 0 0
ATMOS ENERGY CORP COM 049560105   218 1,876 SH   SOLE   1,876 0 0
AUTODESK INC COM 052769106   346 1,414 SH   SOLE   1,414 0 0
AUTOMATIC DATA PROCESSING COM 053015103   586 2,520 SH   SOLE   2,520 0 0
AUTOZONE INC COM 053332102   1,184 461 SH   SOLE   461 0 0
AVERY DENNISON CORP COM 053611109   408 2,010 SH   SOLE   2,010 0 0
BANK OF AMERICA CORP COM 060505104   1,254 37,009 SH   SOLE   37,009 0 0
BANK OF NEW YORK MELLON CORP COM 064058100   444 8,501 SH   SOLE   8,501 0 0
BAXTER INTERNATIONAL INC COM 071813109   267 6,885 SH   SOLE   6,885 0 0
BECTON DICKINSON AND CO COM 075887109   481 1,978 SH   SOLE   1,978 0 0
WR BERKLEY CORP COM 084423102   462 6,558 SH   SOLE   6,558 0 0
BERKSHIRE HATHAWAY INC-CL B COM 084670702   3,635 10,166 SH   SOLE   10,166 0 0
BEST BUY CO INC COM 086516101   379 4,835 SH   SOLE   4,835 0 0
BOEING CO/THE COM 097023105   726 2,789 SH   SOLE   2,789 0 0
BOOZ ALLEN HAMILTON HOLDINGS COM 099502106   1,232 9,687 SH   SOLE   9,687 0 0
BOSTON SCIENTIFIC CORP COM 101137107   341 6,066 SH   SOLE   6,066 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,134 22,145 SH   SOLE   22,145 0 0
BROWN & BROWN INC COM 115236101   306 4,318 SH   SOLE   4,318 0 0
THE CIGNA GROUP COM 125523100   1,138 3,802 SH   SOLE   3,802 0 0
CMS ENERGY CORP COM 125896100   206 3,556 SH   SOLE   3,556 0 0
CSX CORP COM 126408103   909 26,163 SH   SOLE   26,163 0 0
CVS HEALTH CORP COM 126650100   695 8,797 SH   SOLE   8,797 0 0
COTERRA ENERGY INC COM 127097103   383 14,935 SH   SOLE   14,935 0 0
CADENCE DESIGN SYS INC COM 127387108   1,350 4,941 SH   SOLE   4,941 0 0
CAMPBELL SOUP CO COM 134429109   255 5,922 SH   SOLE   5,922 0 0
CANADIAN NATURAL RESOURCES COM 136385952   1,620 24,793 SH   SOLE   24,793 0 0
CARLISLE COS INC COM 142339100   744 2,369 SH   SOLE   2,369 0 0
CASEY'S GENERAL STORES INC COM 147528103   467 1,699 SH   SOLE   1,699 0 0
CATERPILLAR INC COM 149123101   1,836 6,183 SH   SOLE   6,183 0 0
CELANESE CORP COM 150870103   285 1,813 SH   SOLE   1,813 0 0
CHEMOURS CO/THE COM 163851108   451 14,040 SH   SOLE   14,040 0 0
CHESAPEAKE ENERGY CORP COM 165167735   262 3,374 SH   SOLE   3,374 0 0
CHEVRON CORP COM 166764100   2,434 16,251 SH   SOLE   16,251 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   599 263 SH   SOLE   263 0 0
CHURCH & DWIGHT CO INC COM 171340102   289 3,077 SH   SOLE   3,077 0 0
CINCINNATI FINANCIAL CORP COM 172062101   243 2,348 SH   SOLE   2,348 0 0
CINTAS CORP COM 172908105   1,380 2,296 SH   SOLE   2,296 0 0
CITIGROUP INC COM 172967424   484 9,404 SH   SOLE   9,404 0 0
CITIZENS FINANCIAL GROUP COM 174610105   224 6,664 SH   SOLE   6,664 0 0
COCA-COLA CO/THE COM 191216100   1,432 24,371 SH   SOLE   24,371 0 0
COCA-COLA FEMSA SAB-SP ADR COM 191241108   561 5,909 SH   SOLE   5,909 0 0
COGNIZANT TECH SOLUTIONS-A COM 192446102   449 5,924 SH   SOLE   5,924 0 0
COLGATE-PALMOLIVE CO COM 194162103   458 5,779 SH   SOLE   5,779 0 0
CONSOLIDATED EDISON INC COM 209115104   296 3,265 SH   SOLE   3,265 0 0
COOPER COS INC/THE COM 216648402   266 700 SH   SOLE   700 0 0
COPART INC COM 217204106   920 18,817 SH   SOLE   18,817 0 0
CORNING INC COM 219350105   330 10,771 SH   SOLE   10,771 0 0
COTY INC-CL A COM 222070203   317 25,345 SH   SOLE   25,345 0 0
CROCS INC COM 227046109   456 4,787 SH   SOLE   4,787 0 0
CROWN HOLDINGS INC COM 228368106   374 4,008 SH   SOLE   4,008 0 0
CUMMINS INC COM 231021106   1,564 6,501 SH   SOLE   6,501 0 0
DTE ENERGY COMPANY COM 233331107   249 2,254 SH   SOLE   2,254 0 0
DANAHER CORP COM 235851102   1,887 8,093 SH   SOLE   8,093 0 0
DARDEN RESTAURANTS INC COM 237194105   394 2,398 SH   SOLE   2,398 0 0
DECKERS OUTDOOR CORP COM 243537107   481 712 SH   SOLE   712 0 0
DEERE & CO COM 244199105   1,366 3,421 SH   SOLE   3,421 0 0
DELTA AIR LINES INC COM 247361702   1,752 43,130 SH   SOLE   43,130 0 0
DICK'S SPORTING GOODS INC COM 253393102   1,404 9,528 SH   SOLE   9,528 0 0
WALT DISNEY CO/THE COM 254687106   817 9,040 SH   SOLE   9,040 0 0
DISCOVER FINANCIAL SERVICES COM 254709108   531 4,714 SH   SOLE   4,714 0 0
DOLLAR GENERAL CORP COM 256677105   565 4,168 SH   SOLE   4,168 0 0
DOLLAR TREE INC COM 256746108   532 3,739 SH   SOLE   3,739 0 0
DOVER CORP COM 260003108   1,186 7,691 SH   SOLE   7,691 0 0
DOW INC COM 260557103   441 7,977 SH   SOLE   7,977 0 0
EASTMAN CHEMICAL CO COM 277432100   222 2,459 SH   SOLE   2,459 0 0
EDISON INTERNATIONAL COM 281020107   204 2,843 SH   SOLE   2,843 0 0
ELECTRONIC ARTS INC COM 285512109   279 2,041 SH   SOLE   2,041 0 0
EMERSON ELECTRIC CO COM 291011104   785 8,088 SH   SOLE   8,088 0 0
EQUIFAX INC COM 294429105   333 1,336 SH   SOLE   1,336 0 0
EXPEDITORS INTL WASH INC COM 302130109   724 5,671 SH   SOLE   5,671 0 0
FTI CONSULTING INC COM 302941109   201 1,008 SH   SOLE   1,008 0 0
FACTSET RESEARCH SYSTEMS INC COM 303075105   244 512 SH   SOLE   512 0 0
FAIR ISAAC CORP COM 303250104   1,221 1,044 SH   SOLE   1,044 0 0
FASTENAL CO COM 311900104   1,291 19,918 SH   SOLE   19,918 0 0
FIFTH THIRD BANCORP COM 316773100   341 9,807 SH   SOLE   9,807 0 0
FISERV INC COM 337738108   452 3,387 SH   SOLE   3,387 0 0
FIRSTENERGY CORP COM 337932107   238 6,498 SH   SOLE   6,498 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105   411 1,456 SH   SOLE   1,456 0 0
FORD MOTOR CO COM 345370860   330 26,755 SH   SOLE   26,755 0 0
ARTHUR J GALLAGHER & CO COM 363576109   291 1,303 SH   SOLE   1,303 0 0
GAP INC/THE COM 364760108   443 21,018 SH   SOLE   21,018 0 0
GARTNER INC COM 366651107   755 1,669 SH   SOLE   1,669 0 0
GENERAL DYNAMICS CORP COM 369550108   407 1,578 SH   SOLE   1,578 0 0
GENERAL ELECTRIC CO COM 369604301   1,639 12,770 SH   SOLE   12,770 0 0
GENERAL MILLS INC COM 370334104   487 7,489 SH   SOLE   7,489 0 0
GENTEX CORP COM 371901109   291 8,840 SH   SOLE   8,840 0 0
GENUINE PARTS CO COM 372460105   294 2,128 SH   SOLE   2,128 0 0
GILEAD SCIENCES INC COM 375558103   893 11,004 SH   SOLE   11,004 0 0
WW GRAINGER INC COM 384802104   1,567 1,895 SH   SOLE   1,895 0 0
HF SINCLAIR CORP COM 403949100   227 4,085 SH   SOLE   4,085 0 0
HALLIBURTON CO COM 406216101   593 16,367 SH   SOLE   16,367 0 0
HARMONY GOLD MNG-SPON ADR COM 413216300   206 33,556 SH   SOLE   33,556 0 0
HARTFORD FINANCIAL SVCS GRP COM 416515104   772 9,603 SH   SOLE   9,603 0 0
HEICO CORP COM 422806109   259 1,449 SH   SOLE   1,449 0 0
HERSHEY CO/THE COM 427866108   333 1,806 SH   SOLE   1,806 0 0
HOLOGIC INC COM 436440101   397 5,573 SH   SOLE   5,573 0 0
HOME DEPOT INC COM 437076102   2,457 7,072 SH   SOLE   7,072 0 0
HONEYWELL INTERNATIONAL INC COM 438516106   851 4,068 SH   SOLE   4,068 0 0
HOWMET AEROSPACE INC COM 443201108   736 13,597 SH   SOLE   13,597 0 0
HUBBELL INC COM 443510607   1,370 4,175 SH   SOLE   4,175 0 0
HUBSPOT INC COM 443573100   385 653 SH   SOLE   653 0 0
HUMANA INC COM 444859102   1,018 2,235 SH   SOLE   2,235 0 0
HUNT (JB) TRANSPRT SVCS INC COM 445658107   663 3,283 SH   SOLE   3,283 0 0
HUNTINGTON BANCSHARES INC COM 446150104   272 21,228 SH   SOLE   21,228 0 0
ILLINOIS TOOL WORKS COM 452308109   491 1,875 SH   SOLE   1,875 0 0
IMPERIAL OIL LTD COM 453038960   904 15,987 SH   SOLE   15,987 0 0
INTEL CORP COM 458140100   932 18,494 SH   SOLE   18,494 0 0
INTL BUSINESS MACHINES CORP COM 459200101   1,848 11,286 SH   SOLE   11,286 0 0
INTERPUBLIC GROUP OF COS INC COM 460690100   202 6,118 SH   SOLE   6,118 0 0
INTUIT INC COM 461202103   594 946 SH   SOLE   946 0 0
ISHARES MSCI GLOBAL MIN VOL ETF 464286525   32,683 326,604 SH   SOLE   326,604 0 0
iShares MSCI Emerg Mkts Min Vol Fctr ETF 464286533   16,246 292,481 SH   SOLE   167,094 0 125,387
iShares 1-3 Year Treasury Bond ETF 464287457   5,950 72,529 SH   SOLE   0 0 72,529
iShares Short-Term National Muni Bd ETF 464288158   10,527 99,862 SH   SOLE   41,548 0 58,314
iShares JP Morgan USD Em Mkts Bd ETF 464288281   7,539 84,655 SH   SOLE   0 0 84,655
iShares National Muni Bond ETF 464288414   45,067 415,693 SH   SOLE   18,687 0 397,006
iShares MSCI EAFE Value ETF 464288877   55,147 1,058,486 SH   SOLE   0 0 1,058,486
ITAU UNIBANCO H-SPON PRF ADR COM 465562106   546 78,077 SH   SOLE   78,077 0 0
JABIL INC COM 466313103   1,471 11,496 SH   SOLE   11,496 0 0
JOHNSON & JOHNSON COM 478160104   3,507 22,397 SH   SOLE   22,397 0 0
KLA CORP COM 482480100   2,355 4,017 SH   SOLE   4,017 0 0
KELLANOVA COM 487836108   284 5,104 SH   SOLE   5,104 0 0
KIMBERLY-CLARK CORP COM 494368103   237 1,962 SH   SOLE   1,962 0 0
KRAFT HEINZ CO/THE COM 500754106   247 6,736 SH   SOLE   6,736 0 0
KROGER CO COM 501044101   846 18,725 SH   SOLE   18,725 0 0
LKQ CORP COM 501889208   822 17,163 SH   SOLE   17,163 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   322 1,526 SH   SOLE   1,526 0 0
LAM RESEARCH CORP COM 512807108   2,410 3,052 SH   SOLE   3,052 0 0
LAMB WESTON HOLDINGS INC COM 513272104   312 2,883 SH   SOLE   2,883 0 0
LANDSTAR SYSTEM INC COM 515098101   655 3,347 SH   SOLE   3,347 0 0
LAS VEGAS SANDS CORP COM 517834107   208 4,242 SH   SOLE   4,242 0 0
LEAR CORP COM 521865204   212 1,493 SH   SOLE   1,493 0 0
LEIDOS HOLDINGS INC COM 525327102   295 2,737 SH   SOLE   2,737 0 0
LENNAR CORP-A COM 526057104   747 5,010 SH   SOLE   5,010 0 0
LENNOX INTERNATIONAL INC COM 526107107   914 2,043 SH   SOLE   2,043 0 0
LIBERTY MEDIA CORP-LIB-NEW-C COM 531229755   228 3,599 SH   SOLE   3,599 0 0
ELI LILLY & CO COM 532457108   8,825 15,194 SH   SOLE   15,194 0 0
LIVE NATION ENTERTAINMENT IN COM 538034109   220 2,339 SH   SOLE   2,339 0 0
LOCKHEED MARTIN CORP COM 539830109   944 2,091 SH   SOLE   2,091 0 0
LOWE'S COS INC COM 548661107   1,365 6,124 SH   SOLE   6,124 0 0
LULULEMON ATHLETICA INC COM 550021109   1,096 2,153 SH   SOLE   2,153 0 0
MANHATTAN ASSOCIATES INC COM 562750109   269 1,240 SH   SOLE   1,240 0 0
MARATHON OIL CORP COM 565849106   2,802 114,922 SH   SOLE   114,922 0 0
MARKEL GROUP INC COM 570535104   301 213 SH   SOLE   213 0 0
MARSH & MCLENNAN COS COM 571748102   796 4,218 SH   SOLE   4,218 0 0
MARRIOTT INTERNATIONAL -CL A COM 571903202   486 2,171 SH   SOLE   2,171 0 0
MARTIN MARIETTA MATERIALS COM 573284106   452 908 SH   SOLE   908 0 0
MARVELL TECHNOLOGY INC COM 573874104   343 5,595 SH   SOLE   5,595 0 0
MCDONALD'S CORP COM 580135101   1,041 3,520 SH   SOLE   3,520 0 0
METTLER-TOLEDO INTERNATIONAL COM 592688105   527 430 SH   SOLE   430 0 0
MICROSOFT CORP COM 594918104   23,427 62,426 SH   SOLE   62,426 0 0
MICROCHIP TECHNOLOGY INC COM 595017104   550 6,052 SH   SOLE   6,052 0 0
MICRON TECHNOLOGY INC COM 595112103   491 5,706 SH   SOLE   5,706 0 0
MONDELEZ INTERNATIONAL INC-A COM 609207105   1,050 14,524 SH   SOLE   14,524 0 0
MONOLITHIC POWER SYSTEMS INC COM 609839105   235 372 SH   SOLE   372 0 0
MOODY'S CORP COM 615369105   468 1,198 SH   SOLE   1,198 0 0
MORGAN STANLEY COM 617446448   2,381 25,424 SH   SOLE   25,424 0 0
MOTOROLA SOLUTIONS INC COM 620076307   938 3,017 SH   SOLE   3,017 0 0
NASDAQ INC COM 631103108   750 12,882 SH   SOLE   12,882 0 0
NATIONAL BANK OF CANADA COM 633067954   798 10,474 SH   SOLE   10,474 0 0
NIKE INC -CL B COM 654106103   562 5,163 SH   SOLE   5,163 0 0
NORDSON CORP COM 655663102   462 1,745 SH   SOLE   1,745 0 0
NORFOLK SOUTHERN CORP COM 655844108   658 2,784 SH   SOLE   2,784 0 0
NORTHERN TRUST CORP COM 665859104   222 2,612 SH   SOLE   2,612 0 0
NORTHROP GRUMMAN CORP COM 666807102   422 907 SH   SOLE   907 0 0
NUCOR CORP COM 670346105   1,503 8,580 SH   SOLE   8,580 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105   1,093 18,232 SH   SOLE   18,232 0 0
OLD DOMINION FREIGHT LINE COM 679580100   1,873 4,556 SH   SOLE   4,556 0 0
OLD REPUBLIC INTL CORP COM 680223104   243 8,240 SH   SOLE   8,240 0 0
OLIN CORP COM 680665205   579 10,630 SH   SOLE   10,630 0 0
OMNICOM GROUP COM 681919106   356 4,100 SH   SOLE   4,100 0 0
ON SEMICONDUCTOR COM 682189105   967 11,381 SH   SOLE   11,381 0 0
ONEOK INC COM 682680103   590 8,362 SH   SOLE   8,362 0 0
OWENS CORNING COM 690742101   1,225 8,236 SH   SOLE   8,236 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105   422 2,714 SH   SOLE   2,714 0 0
PPG INDUSTRIES INC COM 693506107   379 2,522 SH   SOLE   2,522 0 0
PACCAR INC COM 693718108   1,530 15,637 SH   SOLE   15,637 0 0
PACKAGING CORP OF AMERICA COM 695156109   603 3,689 SH   SOLE   3,689 0 0
PALO ALTO NETWORKS INC COM 697435105   344 1,163 SH   SOLE   1,163 0 0
PARKER HANNIFIN CORP COM 701094104   1,850 4,005 SH   SOLE   4,005 0 0
PAYCHEX INC COM 704326107   326 2,728 SH   SOLE   2,728 0 0
PEPSICO INC COM 713448108   2,241 13,228 SH   SOLE   13,228 0 0
PFIZER INC COM 717081103   1,460 50,718 SH   SOLE   50,718 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109   709 7,533 SH   SOLE   7,533 0 0
PHILLIPS 66 COM 718546104   567 4,265 SH   SOLE   4,265 0 0
PINNACLE WEST CAPITAL COM 723484101   646 8,998 SH   SOLE   8,998 0 0
PIONEER NATURAL RESOURCES CO COM 723787107   737 3,277 SH   SOLE   3,277 0 0
PROCTER & GAMBLE CO/THE COM 742718109   2,148 14,739 SH   SOLE   14,739 0 0
PROGRESSIVE CORP COM 743315103   1,320 8,336 SH   SOLE   8,336 0 0
PRUDENTIAL FINANCIAL INC COM 744320102   524 5,032 SH   SOLE   5,032 0 0
PUBLIC SERVICE ENTERPRISE GP COM 744573106   297 4,871 SH   SOLE   4,871 0 0
PULTEGROUP INC COM 745867101   2,225 21,497 SH   SOLE   21,497 0 0
QUALCOMM INC COM 747525103   1,243 8,522 SH   SOLE   8,522 0 0
RPM INTERNATIONAL INC COM 749685103   580 5,173 SH   SOLE   5,173 0 0
RAYMOND JAMES FINANCIAL INC COM 754730109   301 2,668 SH   SOLE   2,668 0 0
REGAL REXNORD CORP COM 758750103   801 5,356 SH   SOLE   5,356 0 0
RELIANCE STEEL & ALUMINUM COM 759509102   1,482 5,271 SH   SOLE   5,271 0 0
REPUBLIC SERVICES INC COM 760759100   318 1,933 SH   SOLE   1,933 0 0
RESMED INC COM 761152107   478 2,763 SH   SOLE   2,763 0 0
ROCKWELL AUTOMATION INC COM 773903109   433 1,394 SH   SOLE   1,394 0 0
ROLLINS INC COM 775711104   246 5,623 SH   SOLE   5,623 0 0
ROPER TECHNOLOGIES INC COM 776696106   340 623 SH   SOLE   623 0 0
ROSS STORES INC COM 778296103   420 3,036 SH   SOLE   3,036 0 0
ROYAL BANK OF CANADA COM 780087953   834 8,232 SH   SOLE   8,232 0 0
SCHLUMBERGER LTD COM 806857108   459 8,789 SH   SOLE   8,789 0 0
SCHWAB (CHARLES) CORP COM 808513105   605 8,704 SH   SOLE   8,704 0 0
SCHWAB INTL SMALL-CAP EQUITY ETF 808524888   4,748 135,965 SH   SOLE   135,965 0 0
SEMPRA COM 816851109   290 3,879 SH   SOLE   3,879 0 0
SHERWIN-WILLIAMS CO/THE COM 824348106   594 1,898 SH   SOLE   1,898 0 0
SMITH (A.O.) CORP COM 831865209   293 3,567 SH   SOLE   3,567 0 0
JM SMUCKER CO/THE COM 832696405   243 1,933 SH   SOLE   1,933 0 0
SNAP-ON INC COM 833034101   803 2,769 SH   SOLE   2,769 0 0
SOUTHERN CO/THE COM 842587107   409 5,824 SH   SOLE   5,824 0 0
STARBUCKS CORP COM 855244109   529 5,516 SH   SOLE   5,516 0 0
STATE STREET CORP COM 857477103   288 3,672 SH   SOLE   3,672 0 0
STEEL DYNAMICS INC COM 858119100   1,332 11,188 SH   SOLE   11,188 0 0
STRYKER CORP COM 863667101   520 1,740 SH   SOLE   1,740 0 0
SUN LIFE FINANCIAL INC COM 866796956   215 4,179 SH   SOLE   4,179 0 0
SYNOPSYS INC COM 871607107   1,458 2,817 SH   SOLE   2,817 0 0
SYSCO CORP COM 871829107   517 7,083 SH   SOLE   7,083 0 0
TJX COMPANIES INC COM 872540109   1,254 13,446 SH   SOLE   13,446 0 0
T-MOBILE US INC COM 872590104   759 4,778 SH   SOLE   4,778 0 0
TAIWAN SEMICONDUCTOR-SP ADR COM 874039100   1,932 18,451 SH   SOLE   18,451 0 0
TECK RESOURCES LTD-CLS B COM 878742956   351 8,244 SH   SOLE   8,244 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   981 2,209 SH   SOLE   2,209 0 0
TERADYNE INC COM 880770102   790 7,156 SH   SOLE   7,156 0 0
TEXAS INSTRUMENTS INC COM 882508104   1,025 5,968 SH   SOLE   5,968 0 0
TEXTRON INC COM 883203101   234 2,900 SH   SOLE   2,900 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,338 2,510 SH   SOLE   2,510 0 0
THOR INDUSTRIES INC COM 885160101   315 2,635 SH   SOLE   2,635 0 0
TIMKEN CO COM 887389104   249 3,097 SH   SOLE   3,097 0 0
TOLL BROTHERS INC COM 889478103   2,045 19,757 SH   SOLE   19,757 0 0
TRACTOR SUPPLY COMPANY COM 892356106   1,027 4,758 SH   SOLE   4,758 0 0
TRANSDIGM GROUP INC COM 893641100   348 344 SH   SOLE   344 0 0
US BANCORP COM 902973304   435 9,975 SH   SOLE   9,975 0 0
UNION PACIFIC CORP COM 907818108   1,423 5,783 SH   SOLE   5,783 0 0
UNITED AIRLINES HOLDINGS INC COM 910047109   257 6,121 SH   SOLE   6,121 0 0
UNITED PARCEL SERVICE-CL B COM 911312106   1,354 8,607 SH   SOLE   8,607 0 0
UNITED RENTALS INC COM 911363109   3,441 5,947 SH   SOLE   5,947 0 0
Vanguard ESG US Stock ETF 921910733   295 3,474 SH   SOLE   0 0 3,474
VANGUARD US MOMENTUM FACTOR ETF 921935508   8,519 64,178 SH   SOLE   64,178 0 0
VANGUARD U.S. QUALITY FACTOR ETF 921935706   10,781 84,708 SH   SOLE   84,708 0 0
VANGUARD U.S. VALUE FACTOR ETF 921935805   22,001 193,944 SH   SOLE   193,944 0 0
Vanguard Short-Term Bond ETF 921937827   44,397 576,436 SH   SOLE   0 0 576,436
Vanguard Total Bond Market ETF 921937835   77,948 1,059,798 SH   SOLE   0 0 1,059,798
Vanguard FTSE Developed Markets ETF 921943858   43,021 898,143 SH   SOLE   0 0 898,143
Vanguard Short-Term Infl-Prot Secs ETF 922020805   13,263 279,287 SH   SOLE   0 0 279,287
Vanguard FTSE All-Wld ex-US SmCp ETF 922042718   50,025 434,887 SH   SOLE   0 0 434,887
Vanguard FTSE Emerging Markets ETF 922042858   32,875 799,870 SH   SOLE   0 0 799,870
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   4,028 78,881 SH   SOLE   78,881 0 0
Vanguard Mid-Cap Value ETF 922908512   24,833 171,247 SH   SOLE   0 0 171,247
Vanguard Real Estate ETF 922908553   9,252 104,710 SH   SOLE   0 0 104,710
Vanguard Small-Cap Value ETF 922908611   89,178 494,803 SH   SOLE   65,356 0 429,447
Vanguard Value ETF 922908744   53,308 356,573 SH   SOLE   0 0 356,573
Vanguard Total Stock Market ETF 922908769   80,057 337,480 SH   SOLE   0 0 337,480
VULCAN MATERIALS CO COM 929160109   293 1,300 SH   SOLE   1,300 0 0
WABTEC CORP COM 929740108   511 4,026 SH   SOLE   4,026 0 0
WALMART INC COM 931142103   5,420 34,400 SH   SOLE   34,400 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   249 9,361 SH   SOLE   9,361 0 0
WARNER BROS DISCOVERY INC COM 934423104   319 27,255 SH   SOLE   27,255 0 0
WATERS CORP COM 941848103   292 877 SH   SOLE   877 0 0
WATSCO INC COM 942622200   608 1,417 SH   SOLE   1,417 0 0
WELLS FARGO & CO COM 949746101   934 18,870 SH   SOLE   18,870 0 0
WESTERN DIGITAL CORP COM 958102105   222 4,194 SH   SOLE   4,194 0 0
Westlake Corporation COM 960413102   211 1,500 SH   SOLE   1,500 0 0
WILLIAMS COS INC COM 969457100   426 12,200 SH   SOLE   12,200 0 0
WILLIAMS-SONOMA INC COM 969904101   1,438 7,074 SH   SOLE   7,074 0 0
XPO INC COM 983793100   855 9,498 SH   SOLE   9,498 0 0
YUM! BRANDS INC COM 988498101   341 2,615 SH   SOLE   2,615 0 0
ZEBRA TECHNOLOGIES CORP-CL A COM 989207105   308 1,120 SH   SOLE   1,120 0 0
RTX CORPORATION COM 75513E101   629 7,471 SH   SOLE   7,471 0 0
GLOBE LIFE INC COM 37959E102   296 2,430 SH   SOLE   2,430 0 0
QUANTA SERVICES INC COM 74762E102   2,152 9,941 SH   SOLE   9,941 0 0
VERISIGN INC COM 92343E102   276 1,340 SH   SOLE   1,340 0 0
CENCORA INC COM 03073E105   1,558 7,655 SH   SOLE   7,655 0 0
TARGET CORP COM 87612E106   2,091 14,667 SH   SOLE   14,667 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   265 3,453 SH   SOLE   3,453 0 0
FORTINET INC COM 34959E109   743 12,504 SH   SOLE   12,504 0 0
TRAVELERS COS INC/THE COM 89417E109   840 4,439 SH   SOLE   4,439 0 0
AT&T INC COM 00206R102   860 51,351 SH   SOLE   51,351 0 0
ABBVIE INC COM 00287Y109   2,737 17,688 SH   SOLE   17,688 0 0
ADOBE INC COM 00724F101   2,382 4,000 SH   SOLE   4,000 0 0
AECOM COM 00766T100   412 4,434 SH   SOLE   4,434 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   515 3,683 SH   SOLE   3,683 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101   491 4,128 SH   SOLE   4,128 0 0
ALLISON TRANSMISSION HOLDING COM 01973R101   335 5,744 SH   SOLE   5,744 0 0
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   224 1,144 SH   SOLE   1,144 0 0
ALPHABET INC-CL C COM 02079K107   4,099 29,010 SH   SOLE   29,010 0 0
ALPHABET INC-CL A COM 02079K305   11,813 84,237 SH   SOLE   84,237 0 0
ALTRIA GROUP INC COM 02209S103   383 9,539 SH   SOLE   9,539 0 0
AMERICAN AIRLINES GROUP INC COM 02376R102   153 10,957 SH   SOLE   10,957 0 0
AMERIPRISE FINANCIAL INC COM 03076C106   2,094 5,495 SH   SOLE   5,495 0 0
ANSYS INC COM 03662Q105   243 672 SH   SOLE   672 0 0
APA CORP COM 03743Q108   493 13,652 SH   SOLE   13,652 0 0
APPLOVIN CORP-CLASS A COM 03831W108   615 15,092 SH   SOLE   15,092 0 0
ASSURANT INC COM 04621X108   409 2,431 SH   SOLE   2,431 0 0
AUTONATION INC COM 05329W102   1,850 12,213 SH   SOLE   12,213 0 0
AZEK CO INC/THE COM 05478C105   640 16,555 SH   SOLE   16,555 0 0
BAKER HUGHES CO COM 05722G100   462 13,502 SH   SOLE   13,502 0 0
BANK OZK COM 06417N103   324 6,390 SH   SOLE   6,390 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101   214 2,202 SH   SOLE   2,202 0 0
BIOGEN INC COM 09062X103   337 1,293 SH   SOLE   1,293 0 0
BLACKROCK INC COM 09247X101   529 649 SH   SOLE   649 0 0
BOOKING HOLDINGS INC COM 09857L108   600 169 SH   SOLE   169 0 0
BROADRIDGE FINANCIAL SOLUTIO COM 11133T103   770 3,740 SH   SOLE   3,740 0 0
BROADCOM INC COM 11135F101   7,284 6,490 SH   SOLE   6,490 0 0
BUILDERS FIRSTSOURCE INC COM 12008R107   2,681 15,895 SH   SOLE   15,895 0 0
CBOE GLOBAL MARKETS INC COM 12503M108   212 1,193 SH   SOLE   1,193 0 0
CBRE GROUP INC - A COM 12504L109   770 8,204 SH   SOLE   8,204 0 0
CDW CORP/DE COM 12514G108   1,530 6,689 SH   SOLE   6,689 0 0
CME GROUP INC COM 12572Q105   425 2,014 SH   SOLE   2,014 0 0
CAESARS ENTERTAINMENT INC COM 12769G100   210 4,400 SH   SOLE   4,400 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K959   694 8,753 SH   SOLE   8,753 0 0
CAPITAL ONE FINANCIAL CORP COM 14040H105   342 2,591 SH   SOLE   2,591 0 0
CARDINAL HEALTH INC COM 14149Y108   247 2,466 SH   SOLE   2,466 0 0
CARLYLE GROUP INC/THE COM 14316J108   207 4,972 SH   SOLE   4,972 0 0
CARRIER GLOBAL CORP COM 14448C104   424 7,362 SH   SOLE   7,362 0 0
CENTENE CORP COM 15135B101   449 6,075 SH   SOLE   6,075 0 0
CENOVUS ENERGY INC COM 15135U950   968 58,065 SH   SOLE   58,065 0 0
CHARTER COMMUNICATIONS INC-A COM 16119P108   431 1,099 SH   SOLE   1,099 0 0
CHENIERE ENERGY INC COM 16411R208   506 2,961 SH   SOLE   2,961 0 0
CISCO SYSTEMS INC COM 17275R102   1,410 27,932 SH   SOLE   27,932 0 0
COINBASE GLOBAL INC -CLASS A COM 19260Q107   224 1,202 SH   SOLE   1,202 0 0
COMCAST CORP-CLASS A COM 20030N101   2,052 46,511 SH   SOLE   46,511 0 0
CIA SANEAMENTO BASICO DE-ADR COM 20441A102   163 10,614 SH   SOLE   10,614 0 0
CONOCOPHILLIPS COM 20825C104   3,214 27,589 SH   SOLE   27,589 0 0
CONSTELLATION BRANDS INC-A COM 21036P108   308 1,270 SH   SOLE   1,270 0 0
CONSTELLATION ENERGY COM 21037T109   327 2,789 SH   SOLE   2,789 0 0
CORTEVA INC COM 22052L104   309 6,425 SH   SOLE   6,425 0 0
COSTCO WHOLESALE CORP COM 22160K105   1,454 2,193 SH   SOLE   2,193 0 0
DR HORTON INC COM 23331A109   1,602 10,542 SH   SOLE   10,542 0 0
DEVON ENERGY CORP COM 25179M103   1,990 43,494 SH   SOLE   43,494 0 0
DIAMONDBACK ENERGY INC COM 25278X109   1,395 8,982 SH   SOLE   8,982 0 0
Dimensional US Equity ETF 25434V401   16,503 317,386 SH   SOLE   311,583 0 5,803
DIMENSIONAL US SMALL CAP ETF ETF 25434V500   2,863 47,433 SH   SOLE   47,433 0 0
Dimensional US Targeted Value ETF 25434V609   11,401 216,007 SH   SOLE   177,534 0 38,473
Dimensional US Core Equity 2 ETF 25434V708   20,500 700,742 SH   SOLE   145,685 0 555,057
Dimensional US Marketwide Value ETF 25434V724   49,110 1,318,634 SH   SOLE   218,573 0 1,100,061
DIMENSIONAL EMERGING MARKETS ETF 25434V757   15,124 624,170 SH   SOLE   624,170 0 0
DIMENSIONAL INTERNATIONAL VAL ETF 25434V807   9,480 275,979 SH   SOLE   91,494 0 184,485
DIMENSIONAL WLD EX US CR EQ 2 ETF 25434V880   23,290 953,734 SH   SOLE   0 0 953,734
DOMINION ENERGY INC COM 25746U109   231 4,905 SH   SOLE   4,905 0 0
DOMINO'S PIZZA INC COM 25754A201   298 724 SH   SOLE   724 0 0
DOORDASH INC - A COM 25809K105   331 3,300 SH   SOLE   3,300 0 0
DUKE ENERGY CORP COM 26441C204   463 4,781 SH   SOLE   4,781 0 0
DUPONT DE NEMOURS INC COM 26614N102   399 5,185 SH   SOLE   5,185 0 0
EOG RESOURCES INC COM 26875P101   1,904 15,691 SH   SOLE   15,691 0 0
EQT CORP COM 26884L109   278 7,137 SH   SOLE   7,137 0 0
EAST WEST BANCORP INC COM 27579R104   1,826 25,064 SH   SOLE   25,064 0 0
ENTERGY CORP COM 29364G103   242 2,397 SH   SOLE   2,397 0 0
EPAM SYSTEMS INC COM 29414B104   402 1,345 SH   SOLE   1,345 0 0
ESAB CORP COM 29605J106   1,197 13,686 SH   SOLE   13,686 0 0
EVERGY INC COM 30034W106   202 3,872 SH   SOLE   3,872 0 0
EXACT SCIENCES CORP COM 30063P105   227 2,994 SH   SOLE   2,994 0 0
EXELON CORP COM 30161N101   271 7,550 SH   SOLE   7,550 0 0
EXXON MOBIL CORP COM 30231G102   7,541 75,268 SH   SOLE   75,268 0 0
META PLATFORMS INC COM 30303M102   13,109 36,584 SH   SOLE   36,584 0 0
FEDEX CORP COM 31428X106   699 2,758 SH   SOLE   2,758 0 0
FIDELITY NATIONAL INFO SERV COM 31620M106   241 3,964 SH   SOLE   3,964 0 0
FIDELITY NATIONAL FINANCIAL COM 31620R303   468 9,120 SH   SOLE   9,120 0 0
FIRST CITIZENS BCSHS -CL A COM 31946M103   631 439 SH   SOLE   439 0 0
FORTIVE CORP COM 34959J108   295 4,015 SH   SOLE   4,015 0 0
FREEPORT-MCMORAN INC COM 35671D857   908 21,114 SH   SOLE   21,114 0 0
GE HEALTHCARE TECHNOLOGY COM 36266G107   460 5,930 SH   SOLE   5,930 0 0
GENERAL MOTORS CO COM 37045V100   474 13,082 SH   SOLE   13,082 0 0
GOLD FIELDS LTD-SPONS ADR COM 38059T106   150 10,419 SH   SOLE   10,419 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   792 2,049 SH   SOLE   2,049 0 0
HCA HEALTHCARE INC COM 40412C101   2,115 7,819 SH   SOLE   7,819 0 0
HP INC COM 40434L105   296 9,815 SH   SOLE   9,815 0 0
HESS CORP COM 42809H107   457 3,156 SH   SOLE   3,156 0 0
HEWLETT PACKARD ENTERPRISE COM 42824C109   524 30,500 SH   SOLE   30,500 0 0
HILTON WORLDWIDE HOLDINGS IN COM 43300A203   287 1,580 SH   SOLE   1,580 0 0
ITT INC COM 45073V108   792 6,584 SH   SOLE   6,584 0 0
IDEX CORP COM 45167R104   524 2,416 SH   SOLE   2,416 0 0
IDEXX LABORATORIES INC COM 45168D104   766 1,375 SH   SOLE   1,375 0 0
INGERSOLL-RAND INC COM 45687V106   1,255 16,138 SH   SOLE   16,138 0 0
INTACT FINANCIAL CORP COM 45823T957   533 3,495 SH   SOLE   3,495 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   520 4,041 SH   SOLE   4,041 0 0
INTUITIVE SURGICAL INC COM 46120E602   337 996 SH   SOLE   996 0 0
IQVIA HOLDINGS INC COM 46266C105   522 2,244 SH   SOLE   2,244 0 0
iShares MSCI EAFE Min Vol Factor ETF 46429B689   16,698 241,343 SH   SOLE   114,303 0 127,040
iShares MSCI USA Min Vol Factor ETF 46429B697   63,897 819,478 SH   SOLE   314,315 0 505,163
iShares MSCI USA Quality Factor ETF 46432F339   40,860 277,697 SH   SOLE   0 0 277,697
iShares MSCI USA Momentum Factor ETF 46432F396   84,284 536,652 SH   SOLE   136,380 0 400,272
iShares ESG Aware MSCI USA ETF 46435G425   517 4,930 SH   SOLE   0 0 4,930
iShares ESG Aware MSCI EAFE ETF 46435G516   259 3,424 SH   SOLE   0 0 3,424
iShares ESG U.S. Aggregate Bond ETF 46435U549   487 10,206 SH   SOLE   0 0 10,206
JPMORGAN CHASE & CO COM 46625H100   9,927 58,290 SH   SOLE   58,290 0 0
JACOBS SOLUTIONS INC COM 46982L108   789 6,070 SH   SOLE   6,070 0 0
KKR & CO INC COM 48251W104   301 3,597 SH   SOLE   3,597 0 0
KENVUE INC COM 49177J102   440 20,481 SH   SOLE   20,481 0 0
KEURIG DR PEPPER INC COM 49271V100   220 6,602 SH   SOLE   6,602 0 0
KEYSIGHT TECHNOLOGIES IN COM 49338L103   1,260 7,876 SH   SOLE   7,876 0 0
KINDER MORGAN INC COM 49456B101   375 21,180 SH   SOLE   21,180 0 0
KYNDRYL HOLDINGS INC COM 50155Q100   403 19,064 SH   SOLE   19,064 0 0
LPL FINANCIAL HOLDINGS INC COM 50212V100   302 1,324 SH   SOLE   1,324 0 0
LABORATORY CRP OF AMER HLDGS COM 50540R409   359 1,581 SH   SOLE   1,581 0 0
M & T BANK CORP COM 55261F104   343 2,477 SH   SOLE   2,477 0 0
MSCI INC COM 55354G100   321 563 SH   SOLE   563 0 0
MARATHON PETROLEUM CORP COM 56585A102   1,400 9,529 SH   SOLE   9,529 0 0
MASTERCARD INC - A COM 57636Q104   2,224 5,216 SH   SOLE   5,216 0 0
MCKESSON CORP COM 58155Q103   3,115 6,809 SH   SOLE   6,809 0 0
MERCK & CO. INC. COM 58933Y105   2,883 26,508 SH   SOLE   26,508 0 0
METLIFE INC COM 59156R108   397 5,990 SH   SOLE   5,990 0 0
MODERNA INC COM 60770K107   343 3,474 SH   SOLE   3,474 0 0
MOLINA HEALTHCARE INC COM 60855R100   1,333 3,741 SH   SOLE   3,741 0 0
MOLSON COORS BEVERAGE CO - B COM 60871R209   210 3,433 SH   SOLE   3,433 0 0
MONSTER BEVERAGE CORP COM 61174X109   262 4,570 SH   SOLE   4,570 0 0
MOSAIC CO/THE COM 61945C103   313 8,666 SH   SOLE   8,666 0 0
NVR INC COM 62944T105   538 77 SH   SOLE   77 0 0
NETAPP INC COM 64110D104   233 2,646 SH   SOLE   2,646 0 0
NETFLIX INC COM 64110L106   2,190 4,465 SH   SOLE   4,465 0 0
NEUROCRINE BIOSCIENCES INC COM 64125C109   246 1,864 SH   SOLE   1,864 0 0
NEXTERA ENERGY INC COM 65339F101   564 9,238 SH   SOLE   9,238 0 0
NUTANIX INC - A COM 67059N108   272 5,708 SH   SOLE   5,708 0 0
NVIDIA CORP COM 67066G104   16,061 32,433 SH   SOLE   32,433 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107   809 860 SH   SOLE   860 0 0
ORACLE CORP COM 68389X105   1,075 10,116 SH   SOLE   10,116 0 0
OTIS WORLDWIDE CORP COM 68902V107   316 3,524 SH   SOLE   3,524 0 0
OVINTIV INC COM 69047Q102   219 4,942 SH   SOLE   4,942 0 0
P G & E CORP COM 69331C108   318 17,574 SH   SOLE   17,574 0 0
PPL CORP COM 69351T106   264 9,715 SH   SOLE   9,715 0 0
PALANTIR TECHNOLOGIES INC-A COM 69608A108   210 11,960 SH   SOLE   11,960 0 0
PAYPAL HOLDINGS INC COM 70450Y103   306 4,853 SH   SOLE   4,853 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103   1,664 10,288 SH   SOLE   10,288 0 0
POOL CORP COM 73278L105   858 2,133 SH   SOLE   2,133 0 0
PRINCIPAL FINANCIAL GROUP COM 74251V102   269 3,395 SH   SOLE   3,395 0 0
QUEST DIAGNOSTICS INC COM 74834L100   670 4,868 SH   SOLE   4,868 0 0
REGENERON PHARMACEUTICALS COM 75886F107   770 873 SH   SOLE   873 0 0
REGIONS FINANCIAL CORP COM 7591EP100   1,579 80,756 SH   SOLE   80,756 0 0
S&P GLOBAL INC COM 78409V104   658 1,490 SH   SOLE   1,490 0 0
SPDR Blmbg High Yield Bd ETF 78468R622   19,547 206,340 SH   SOLE   0 0 206,340
SPDR Nuveen Blmbg ST MunBd ETF 78468R739   11,053 231,288 SH   SOLE   0 0 231,288
SAIA INC COM 78709Y105   536 1,196 SH   SOLE   1,196 0 0
SALESFORCE INC COM 79466L302   902 3,397 SH   SOLE   3,397 0 0
Consumer Discret Sel Sect SPDR ETF 81369Y407   27,299 152,671 SH   SOLE   0 0 152,671
Technology Select Sector SPDR ETF 81369Y803   28,282 146,935 SH   SOLE   0 0 146,935
Communication Services Sel Sect SPDRETF ETF 81369Y852   26,388 363,173 SH   SOLE   0 0 363,173
SERVICENOW INC COM 81762P102   233 332 SH   SOLE   332 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   71 12,767 SH   SOLE   12,767 0 0
SOUTHERN COPPER CORP COM 84265V105   770 8,822 SH   SOLE   8,822 0 0
TD SYNNEX CORP COM 87162W100   598 5,498 SH   SOLE   5,498 0 0
SYNCHRONY FINANCIAL COM 87165B103   274 7,152 SH   SOLE   7,152 0 0
TARGA RESOURCES CORP COM 87612G101   934 10,812 SH   SOLE   10,812 0 0
TESLA INC COM 88160R101   2,525 9,975 SH   SOLE   9,975 0 0
TRADE DESK INC/THE -CLASS A COM 88339J105   252 3,428 SH   SOLE   3,428 0 0
3M CO COM 88579Y101   421 3,840 SH   SOLE   3,840 0 0
TOPBUILD CORP COM 89055F103   714 1,891 SH   SOLE   1,891 0 0
UBER TECHNOLOGIES INC COM 90353T100   419 6,634 SH   SOLE   6,634 0 0
UIPATH INC - CLASS A COM 90364P105   205 8,049 SH   SOLE   8,049 0 0
ULTA BEAUTY INC COM 90384S303   351 720 SH   SOLE   720 0 0
UNITED THERAPEUTICS CORP COM 91307C102   789 3,599 SH   SOLE   3,599 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,123 5,950 SH   SOLE   5,950 0 0
UNIVERSAL DISPLAY CORP COM 91347P105   361 1,874 SH   SOLE   1,874 0 0
VALERO ENERGY CORP COM 91913Y100   814 6,255 SH   SOLE   6,255 0 0
Vanguard Total International Bond ETF 92203J407   87,893 1,780,470 SH   SOLE   0 0 1,780,470
Vanguard Short-Term Corporate Bond ETF 92206C409   17,411 225,032 SH   SOLE   0 0 225,032
VERIZON COMMUNICATIONS INC COM 92343V104   1,904 50,796 SH   SOLE   50,796 0 0
VERISK ANALYTICS INC COM 92345Y106   649 2,731 SH   SOLE   2,731 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   1,176 2,873 SH   SOLE   2,873 0 0
VERTIV HOLDINGS CO-A COM 92537N108   1,220 24,924 SH   SOLE   24,924 0 0
VISA INC-CLASS A SHARES COM 92826C839   2,938 11,282 SH   SOLE   11,282 0 0
Vistra Corp. COM 92840M102   351 9,052 SH   SOLE   9,052 0 0
WSP GLOBAL INC COM 92938W954   453 3,257 SH   SOLE   3,257 0 0
WASTE MANAGEMENT INC COM 94106L109   709 3,979 SH   SOLE   3,979 0 0
XYLEM INC COM 98419M100   452 3,950 SH   SOLE   3,950 0 0
YETI HOLDINGS INC COM 98585X104   495 9,445 SH   SOLE   9,445 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   312 2,565 SH   SOLE   2,565 0 0
ZOETIS INC COM 98978V103   1,228 6,229 SH   SOLE   6,229 0 0