The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 605 176 SH   SOLE 0 0 0 176
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 3,456 23,405 SH   SOLE 0 125 0 23,280
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 20,443 681,203 SH   SOLE 0 7,212 0 673,991
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF ETF 78468R788 2,577 64,280 SH   SOLE 0 11,466 0 52,814
JOHNSON & JOHNSON COM Stock 478160104 278 1,687 SH   SOLE 0 0 0 1,687
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 443 1,988 SH   SOLE 0 0 0 1,988
VANGUARD ENERGY INDEX FUND ETF 92204A306 304 4,007 SH   SOLE 0 0 0 4,007
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 2,061 37,367 SH   SOLE 0 0 0 37,367
COCA COLA CO COM Stock 191216100 897 16,570 SH   SOLE 0 2,495 0 14,075
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND ETF 336917109 207 6,246 SH   SOLE 0 0 0 6,246
ISHARES U.S. ENERGY ETF ETF 464287796 829 28,495 SH   SOLE 0 0 0 28,495
MERCK & CO INC COM Stock 58933Y105 657 8,444 SH   SOLE 0 1,763 0 6,681
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 7,855 72,856 SH   SOLE 0 1,221 0 71,635
SPDR S&P 500 ETF ETF 78462F103 459 1,073 SH   SOLE 0 0 0 1,073
SPDR S&P 500 ETF ETF 78462F103 599 1,400 SH Put SOLE 0 1,400 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 421 7,510 SH   SOLE 0 2,434 0 5,076
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 610 4,468 SH   SOLE 0 0 0 4,468
PEPSICO INC COM Stock 713448108 348 2,351 SH   SOLE 0 486 0 1,865
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 1,224 9,718 SH   SOLE 0 139 0 9,579
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 250 920 SH   SOLE 0 0 0 920
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 490 12,428 SH   SOLE 0 1,760 0 10,668
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 265 2,550 SH   SOLE 0 0 0 2,550
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 462 9,098 SH   SOLE 0 1,913 0 7,185
ISHARES S&P SMALL-CAP FUND ETF 464287804 359 3,177 SH   SOLE 0 0 0 3,177
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 322 1,160 SH   SOLE 0 0 0 1,160
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 49,941 1,518,893 SH   SOLE 0 22,163 0 1,496,730
ALPHABET INC CAP STK CL A Stock 02079K305 388 159 SH   SOLE 0 0 0 159
MICROSOFT CORP COM Stock 594918104 384 1,418 SH   SOLE 0 0 0 1,418
INVESCO CEF INCOME COMPOSITE ETF ETF 46138E404 786 32,090 SH   SOLE 0 0 0 32,090
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 64,924 288,194 SH   SOLE 0 4,239 0 283,954
VANGUARD MID-CAP INDEX FUND ETF 922908629 27,714 116,764 SH   SOLE 0 1,769 0 114,995
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 72,425 360,770 SH   SOLE 0 5,873 0 354,897
NEXTERA ENERGY INC COM Stock 65339F101 544 7,424 SH   SOLE 0 0 0 7,424
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF ETF 78468R648 632 9,459 SH   SOLE 0 0 0 9,459
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764 257 4,115 SH   SOLE 0 0 0 4,115
ALERIAN MLP ETF ETF 00162Q452 13,873 381,028 SH   SOLE 0 16,228 0 364,800
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 16,759 327,203 SH   SOLE 0 2,711 0 324,492
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 210 1,153 SH   SOLE 0 0 0 1,153
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 309 5,874 SH   SOLE 0 2,640 0 3,234
DOW INC COM Stock 260557103 333 5,267 SH   SOLE 0 2,172 0 3,095
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF ETF 46435U325 11,928 435,065 SH   SOLE 0 11,508 0 423,557
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 12,856 120,933 SH   SOLE 0 1,133 0 119,800
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 16,616 311,337 SH   SOLE 0 2,999 0 308,337
ISHARES SELECT DIVIDEND ETF ETF 464287168 664 5,693 SH   SOLE 0 0 0 5,693
GLOBAL X SUPERDIVIDEND ETF ETF 37950E549 653 46,234 SH   SOLE 0 16,051 0 30,183
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 2,246 12,932 SH   SOLE 0 0 0 12,932
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 659 2,787 SH   SOLE 0 0 0 2,787
VISA INC COM CL A Stock 92826C839 292 1,250 SH   SOLE 0 0 0 1,250
VANGUARD SMALL-CAP GROWTH INDEX FUND ETF 922908595 742 2,560 SH   SOLE 0 0 0 2,560
VANGUARD VALUE INDEX FUND ETF 922908744 26,359 191,754 SH   SOLE 0 888 0 190,866
VANGUARD GROWTH INDEX FUND ETF 922908736 17,741 61,857 SH   SOLE 0 296 0 61,561
ISHARES EMERGING MARKETS DIVIDEND ETF ETF 464286319 1,915 49,286 SH   SOLE 0 17,224 0 32,062
ALPS SECTOR DIVIDEND DOGS ETF ETF 00162Q858 513 9,684 SH   SOLE 0 4,439 0 5,245
ISHARES MSCI GLOBAL SILVER AND METALS MINERS ETF ETF 464286327 7,386 480,839 SH   SOLE 0 6,425 0 474,414
SPDR S&P METALS AND MINING ETF ETF 78464A755 1,247 28,961 SH   SOLE 0 0 0 28,961
MCDONALDS CORP COM Stock 580135101 234 1,013 SH   SOLE 0 0 0 1,013
CISCO SYS INC COM Stock 17275R102 332 6,261 SH   SOLE 0 2,578 0 3,683
ISHARES MSCI FRONTIER AND SELECT EM ETF ETF 464286145 569 17,132 SH   SOLE 0 0 0 17,132
VANECK VECTORS JUNIOR GOLD MINERS ETF ETF 92189F791 12,094 258,705 SH   SOLE 0 3,492 0 255,213
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101 252 8,223 SH   SOLE 0 0 0 8,223
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 1,107 6,200 SH   SOLE 0 97 0 6,103
INVESCO S&P ULTRA DIVIDEND REVENUE ETF ETF 46138G656 23,729 575,533 SH   SOLE 0 18,203 0 557,330
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402 183 12,382 SH   SOLE 0 0 0 12,382
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF ETF 46138J700 3,303 156,526 SH   SOLE 0 1,519 0 155,007
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF ETF 46138J882 3,298 152,771 SH   SOLE 0 1,487 0 151,283
UNION PAC CORP COM Stock 907818108 907 4,123 SH   SOLE 0 0 0 4,123
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 761 5,417 SH   SOLE 0 0 0 5,417
JPMORGAN CHASE & CO COM Stock 46625H100 590 3,792 SH   SOLE 0 0 0 3,792
CHEVRON CORP NEW COM Stock 166764100 311 2,968 SH   SOLE 0 1,286 0 1,682
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 8,252 70,407 SH   SOLE 0 2,138 0 68,269
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 64,359 1,249,201 SH   SOLE 0 18,705 0 1,230,496
SPDR S&P DIVIDEND ETF ETF 78464A763 213 1,740 SH   SOLE 0 0 0 1,740
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 2,921 90,147 SH   SOLE 0 20,969 0 69,178
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 374 2,554 SH   SOLE 0 941 0 1,613
ORACLE CORP COM Stock 68389X105 326 4,186 SH   SOLE 0 0 0 4,186
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,783 32,822 SH   SOLE 0 17 0 32,805
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 24,986 238,484 SH   SOLE 0 2,885 0 235,599
PFIZER INC COM Stock 717081103 206 5,257 SH   SOLE 0 0 0 5,257
3M CO COM Stock 88579Y101 450 2,266 SH   SOLE 0 695 0 1,571
SPDR SSGA ULTRA SHORT TERM BOND ETF ETF 78467V707 9,580 236,687 SH   SOLE 0 2,943 0 233,744
AMGEN INC COM Stock 031162100 331 1,359 SH   SOLE 0 565 0 794
VANECK VECTORS SHORT HIGH YIELD MUNI ETF ETF 92189F387 1,623 63,784 SH   SOLE 0 74 0 63,710
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 13,179 114,276 SH   SOLE 0 1,111 0 113,164
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 20,318 192,717 SH   SOLE 0 3,245 0 189,472
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 3,299 151,796 SH   SOLE 0 1,478 0 150,317
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 3,294 148,435 SH   SOLE 0 1,247 0 147,188
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 7,335 89,279 SH   SOLE 0 1,128 0 88,151
VANGUARD MEGA CAP ETF ETF 921910873 1,355 8,893 SH   SOLE 0 42 0 8,851
EXXON MOBIL CORP COM Stock 30231G102 226 3,579 SH   SOLE 0 0 0 3,579
LOWES COS INC COM Stock 548661107 429 2,211 SH   SOLE 0 0 0 2,211
COLGATE PALMOLIVE CO COM Stock 194162103 213 2,616 SH   SOLE 0 0 0 2,616
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 6,496 176,566 SH   SOLE 0 2,320 0 174,246
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 12,243 221,394 SH   SOLE 0 7,235 0 214,159
ISHARES MSCI EAFE ETF ETF 464287465 20,088 254,659 SH   SOLE 0 1,363 0 253,296
APPLE INC COM Stock 037833100 689 5,029 SH   SOLE 0 700 0 4,329
DISNEY WALT CO COM Stock 254687106 250 1,425 SH   SOLE 0 375 0 1,050
ISHARES RUSSELL 1000 ETF ETF 464287622 218 899 SH   SOLE 0 0 0 899