The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   242 1,626 SH   SOLE 0 0 0 1,626
AKEBIA THERAPEUTICS INC COM 00972D105   28 24,542 SH   SOLE 0 0 0 24,542
ALPHABET INC CAP STK CL A 02079K305   2,164 16,535 SH   SOLE 0 0 0 16,535
ALPHABET INC CAP STK CL C 02079K107   1,463 11,097 SH   SOLE 0 0 0 11,097
AMAZON COM INC COM 023135106   1,812 14,258 SH   SOLE 0 0 0 14,258
APPLE INC COM 037833100   12,220 71,377 SH   SOLE 0 0 0 71,377
AT&T INC COM 00206R102   284 18,924 SH   SOLE 0 0 0 18,924
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,533 4,373 SH   SOLE 0 0 0 4,373
CONSOLIDATED EDISON INC COM 209115104   461 5,391 SH   SOLE 0 0 0 5,391
COSTCO WHSL CORP NEW COM 22160K105   301 534 SH   SOLE 0 0 0 534
DANAHER CORPORATION COM 235851102   417 1,680 SH   SOLE 0 0 0 1,680
DISNEY WALT CO COM 254687106   226 2,786 SH   SOLE 0 0 0 2,786
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   335 6,648 SH   SOLE 0 0 0 6,648
EXXON MOBIL CORP COM 30231G102   655 5,575 SH   SOLE 0 0 0 5,575
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   784 17,997 SH   SOLE 0 0 0 17,997
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   283 3,722 SH   SOLE 0 0 0 3,722
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   404 8,908 SH   SOLE 0 0 0 8,908
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   3,605 76,304 SH   SOLE 0 0 0 76,304
FORD MTR CO DEL COM 345370860   206 16,583 SH   SOLE 0 0 0 16,583
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   138 13,631 SH   SOLE 0 0 0 13,631
HENRY SCHEIN INC COM 806407102   1,385 18,659 SH   SOLE 0 0 0 18,659
HOME DEPOT INC COM 437076102   1,451 4,798 SH   SOLE 0 0 0 4,798
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   666 30,070 SH   SOLE 0 0 0 30,070
ISHARES INC CORE MSCI EMKT 46434G103   2,529 53,133 SH   SOLE 0 0 0 53,133
ISHARES TR COHEN STEER REIT 464287564   1,097 21,874 SH   SOLE 0 0 0 21,874
ISHARES TR CORE MSCI EAFE 46432F842   5,789 89,957 SH   SOLE 0 0 0 89,957
ISHARES TR CORE MSCI INTL 46435G326   435 7,457 SH   SOLE 0 0 0 7,457
ISHARES TR CORE MSCI TOTAL 46432F834   4,361 72,674 SH   SOLE 0 0 0 72,674
ISHARES TR CORE S&P MCP ETF 464287507   249 1,000 SH   SOLE 0 0 0 1,000
ISHARES TR CORE S&P500 ETF 464287200   4,659 10,850 SH   SOLE 0 0 0 10,850
ISHARES TR CORE TOTAL USD 46434V613   986 22,558 SH   SOLE 0 0 0 22,558
ISHARES TR CORE US AGGBD ET 464287226   14,570 154,944 SH   SOLE 0 0 0 154,944
ISHARES TR EAFE GRWTH ETF 464288885   721 8,357 SH   SOLE 0 0 0 8,357
ISHARES TR EAFE SML CP ETF 464288273   1,350 23,919 SH   SOLE 0 0 0 23,919
ISHARES TR EAFE VALUE ETF 464288877   327 6,686 SH   SOLE 0 0 0 6,686
ISHARES TR MRGSTR MD CP GRW 464288307   1,067 18,682 SH   SOLE 0 0 0 18,682
ISHARES TR MRGSTR MD CP VAL 464288406   358 5,906 SH   SOLE 0 0 0 5,906
ISHARES TR MSCI EAFE ETF 464287465   1,508 21,881 SH   SOLE 0 0 0 21,881
ISHARES TR MSCI EAFE MIN VL 46429B689   276 4,227 SH   SOLE 0 0 0 4,227
ISHARES TR MSCI USA MIN VOL 46429B697   236 3,258 SH   SOLE 0 0 0 3,258
ISHARES TR MSCI USA MMENTM 46432F396   283 2,024 SH   SOLE 0 0 0 2,024
ISHARES TR NATIONAL MUN ETF 464288414   3,938 38,401 SH   SOLE 0 0 0 38,401
ISHARES TR NEW YORK MUN ETF 464288323   3,874 75,913 SH   SOLE 0 0 0 75,913
ISHARES TR RUS 1000 ETF 464287622   1,687 7,181 SH   SOLE 0 0 0 7,181
ISHARES TR RUS 1000 GRW ETF 464287614   2,286 8,594 SH   SOLE 0 0 0 8,594
ISHARES TR RUS 1000 VAL ETF 464287598   356 2,342 SH   SOLE 0 0 0 2,342
ISHARES TR RUS MD CP GR ETF 464287481   1,030 11,261 SH   SOLE 0 0 0 11,261
ISHARES TR RUS MDCP VAL ETF 464287473   5,068 48,567 SH   SOLE 0 0 0 48,567
ISHARES TR RUS MID CAP ETF 464287499   522 7,537 SH   SOLE 0 0 0 7,537
ISHARES TR RUSEL 2500 ETF 46435G268   3,364 61,733 SH   SOLE 0 0 0 61,733
ISHARES TR RUSSELL 2000 ETF 464287655   509 2,879 SH   SOLE 0 0 0 2,879
ISHARES TR RUSSELL 3000 ETF 464287689   270 1,100 SH   SOLE 0 0 0 1,100
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   1,117 24,987 SH   SOLE 0 0 0 24,987
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   248 4,913 SH   SOLE 0 0 0 4,913
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   326 6,143 SH   SOLE 0 0 0 6,143
JOHNSON & JOHNSON COM 478160104   1,248 8,009 SH   SOLE 0 0 0 8,009
JPMORGAN CHASE & CO COM 46625H100   1,111 7,662 SH   SOLE 0 0 0 7,662
KKR & CO INC COM 48251W104   741 12,033 SH   SOLE 0 0 0 12,033
MASTERCARD INCORPORATED CL A 57636Q104   982 2,480 SH   SOLE 0 0 0 2,480
MCDONALDS CORP COM 580135101   338 1,283 SH   SOLE 0 0 0 1,283
META PLATFORMS INC CL A 30303M102   318 1,059 SH   SOLE 0 0 0 1,059
MICROSOFT CORP COM 594918104   4,129 13,076 SH   SOLE 0 0 0 13,076
NVIDIA CORPORATION COM 67066G104   220 506 SH   SOLE 0 0 0 506
ORACLE CORP COM 68389X105   215 2,025 SH   SOLE 0 0 0 2,025
PROCTER AND GAMBLE CO COM 742718109   636 4,363 SH   SOLE 0 0 0 4,363
PROSHARES TR S&P 500 DV ARIST 74348A467   2,354 26,579 SH   SOLE 0 0 0 26,579
REGENCY CTRS CORP COM 758849103   323 5,431 SH   SOLE 0 0 0 5,431
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,441 60,208 SH   SOLE 0 0 0 60,208
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,134 180,608 SH   SOLE 0 0 0 180,608
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   670 20,794 SH   SOLE 0 0 0 20,794
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   9,236 208,837 SH   SOLE 0 0 0 208,837
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   8,261 165,719 SH   SOLE 0 0 0 165,719
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   28,744 406,207 SH   SOLE 0 0 0 406,207
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   13,328 183,287 SH   SOLE 0 0 0 183,287
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   7,119 110,430 SH   SOLE 0 0 0 110,430
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   886 17,501 SH   SOLE 0 0 0 17,501
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,050 74,599 SH   SOLE 0 0 0 74,599
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,694 89,188 SH   SOLE 0 0 0 89,188
SHERWIN WILLIAMS CO COM 824348106   204 800 SH   SOLE 0 0 0 800
SOLAREDGE TECHNOLOGIES INC COM 83417M104   337 2,600 SH   SOLE 0 0 0 2,600
SPDR GOLD TR GOLD SHS 78463V107   393 2,283 SH   SOLE 0 0 0 2,283
SPDR S&P 500 ETF TR TR UNIT 78462F103   391 914 SH   SOLE 0 0 0 914
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,100 88,135 SH   SOLE 0 0 0 88,135
SPDR SER TR S&P BIOTECH 78464A870   224 3,062 SH   SOLE 0 0 0 3,062
TESLA INC COM 88160R101   1,179 4,710 SH   SOLE 0 0 0 4,710
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   5,820 76,749 SH   SOLE 0 0 0 76,749
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   432 1,750 SH   SOLE 0 0 0 1,750
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   25,549 178,252 SH   SOLE 0 0 0 178,252
VANGUARD INDEX FDS LARGE CAP ETF 922908637   83,053 424,411 SH   SOLE 0 0 0 424,411
VANGUARD INDEX FDS MID CAP ETF 922908629   6,064 29,126 SH   SOLE 0 0 0 29,126
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   341 4,507 SH   SOLE 0 0 0 4,507
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,780 25,278 SH   SOLE 0 0 0 25,278
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,318 15,621 SH   SOLE 0 0 0 15,621
VANGUARD INDEX FDS VALUE ETF 922908744   758 5,498 SH   SOLE 0 0 0 5,498
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,265 57,770 SH   SOLE 0 0 0 57,770
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   504 10,492 SH   SOLE 0 0 0 10,492
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   398 2,566 SH   SOLE 0 0 0 2,566
VANGUARD STAR FDS VG TL INTL STK F 921909768   23,680 442,457 SH   SOLE 0 0 0 442,457
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,591 82,131 SH   SOLE 0 0 0 82,131
VANGUARD WORLD FD MEGA CAP INDEX 921910873   3,951 26,017 SH   SOLE 0 0 0 26,017
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   8,641 85,224 SH   SOLE 0 0 0 85,224
VERIZON COMMUNICATIONS INC COM 92343V104   291 8,985 SH   SOLE 0 0 0 8,985
VISA INC COM CL A 92826C839   219 951 SH   SOLE 0 0 0 951
WAVE LIFE SCIENCES LTD SHS Y95308105   190 33,049 SH   SOLE 0 0 0 33,049