The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   219 1,413 SH   SOLE 0 0 0 1,413
ADOBE INC COM 00724F101   231 388 SH   SOLE 0 0 0 388
AKEBIA THERAPEUTICS INC COM 00972D105   23 18,402 SH   SOLE 0 0 0 18,402
ALPHABET INC CAP STK CL A 02079K305   2,329 16,670 SH   SOLE 0 0 0 16,670
ALPHABET INC CAP STK CL C 02079K107   1,582 11,217 SH   SOLE 0 0 0 11,217
AMAZON COM INC COM 023135106   1,805 11,883 SH   SOLE 0 0 0 11,883
AMERICAN EXPRESS CO COM 025816109   213 1,135 SH   SOLE 0 0 0 1,135
APPLE INC COM 037833100   12,866 66,823 SH   SOLE 0 0 0 66,823
AT&T INC COM 00206R102   671 39,964 SH   SOLE 0 0 0 39,964
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,623 4,550 SH   SOLE 0 0 0 4,550
CAPITAL ONE FINL CORP COM 14040H105   290 2,212 SH   SOLE 0 0 0 2,212
CHEVRON CORP NEW COM 166764100   286 1,914 SH   SOLE 0 0 0 1,914
COCA COLA CO COM 191216100   343 5,838 SH   SOLE 0 0 0 5,838
COLGATE PALMOLIVE CO COM 194162103   709 8,891 SH   SOLE 0 0 0 8,891
CONSOLIDATED EDISON INC COM 209115104   563 6,191 SH   SOLE 0 0 0 6,191
COSTCO WHSL CORP NEW COM 22160K105   359 543 SH   SOLE 0 0 0 543
DANAHER CORPORATION COM 235851102   388 1,680 SH   SOLE 0 0 0 1,680
DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102   248 3,725 SH   SOLE 0 0 0 3,725
DISNEY WALT CO COM 254687106   251 2,772 SH   SOLE 0 0 0 2,772
ELI LILLY & CO COM 532457108   1,166 2,000 SH   SOLE 0 0 0 2,000
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   402 7,013 SH   SOLE 0 0 0 7,013
EXXON MOBIL CORP COM 30231G102   1,215 12,163 SH   SOLE 0 0 0 12,163
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   716 15,552 SH   SOLE 0 0 0 15,552
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   337 3,848 SH   SOLE 0 0 0 3,848
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   502 9,304 SH   SOLE 0 0 0 9,304
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   3,722 77,037 SH   SOLE 0 0 0 77,037
FORD MTR CO DEL COM 345370860   163 13,429 SH   SOLE 0 0 0 13,429
GARTNER INC COM 366651107   217 480 SH   SOLE 0 0 0 480
GLOBAL X FDS CLOUD COMPUTNG 37954Y442   208 9,152 SH   SOLE 0 0 0 9,152
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   214 18,479 SH   SOLE 0 0 0 18,479
HENRY SCHEIN INC COM 806407102   1,351 17,851 SH   SOLE 0 0 0 17,851
HOME DEPOT INC COM 437076102   2,662 7,681 SH   SOLE 0 0 0 7,681
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   594 24,573 SH   SOLE 0 0 0 24,573
INVESCO QQQ TR UNIT SER 1 46090E103   229 561 SH   SOLE 0 0 0 561
ISHARES INC CORE MSCI EMKT 46434G103   3,002 59,341 SH   SOLE 0 0 0 59,341
ISHARES TR BLACKROCK ULTRA 46434V878   350 6,950 SH   SOLE 0 0 0 6,950
ISHARES TR COHEN STEER REIT 464287564   1,376 23,420 SH   SOLE 0 0 0 23,420
ISHARES TR CORE MSCI EAFE 46432F842   6,593 93,718 SH   SOLE 0 0 0 93,718
ISHARES TR CORE MSCI INTL 46435G326   481 7,558 SH   SOLE 0 0 0 7,558
ISHARES TR CORE MSCI TOTAL 46432F834   4,633 71,352 SH   SOLE 0 0 0 71,352
ISHARES TR CORE S&P MCP ETF 464287507   278 1,001 SH   SOLE 0 0 0 1,001
ISHARES TR CORE S&P500 ETF 464287200   5,028 10,529 SH   SOLE 0 0 0 10,529
ISHARES TR CORE TOTAL USD 46434V613   596 12,921 SH   SOLE 0 0 0 12,921
ISHARES TR CORE US AGGBD ET 464287226   12,121 122,123 SH   SOLE 0 0 0 122,123
ISHARES TR EAFE GRWTH ETF 464288885   886 9,152 SH   SOLE 0 0 0 9,152
ISHARES TR EAFE SML CP ETF 464288273   1,347 21,770 SH   SOLE 0 0 0 21,770
ISHARES TR EAFE VALUE ETF 464288877   340 6,523 SH   SOLE 0 0 0 6,523
ISHARES TR MRGSTR MD CP GRW 464288307   946 14,671 SH   SOLE 0 0 0 14,671
ISHARES TR MRGSTR MD CP VAL 464288406   403 5,964 SH   SOLE 0 0 0 5,964
ISHARES TR MSCI EAFE ETF 464287465   1,627 21,586 SH   SOLE 0 0 0 21,586
ISHARES TR MSCI EAFE MIN VL 46429B689   273 3,925 SH   SOLE 0 0 0 3,925
ISHARES TR MSCI USA MIN VOL 46429B697   244 3,133 SH   SOLE 0 0 0 3,133
ISHARES TR MSCI USA MMENTM 46432F396   311 1,983 SH   SOLE 0 0 0 1,983
ISHARES TR NATIONAL MUN ETF 464288414   3,534 32,607 SH   SOLE 0 0 0 32,607
ISHARES TR NEW YORK MUN ETF 464288323   3,544 65,535 SH   SOLE 0 0 0 65,535
ISHARES TR RUS 1000 ETF 464287622   1,814 6,919 SH   SOLE 0 0 0 6,919
ISHARES TR RUS 1000 GRW ETF 464287614   2,598 8,566 SH   SOLE 0 0 0 8,566
ISHARES TR RUS 1000 VAL ETF 464287598   387 2,342 SH   SOLE 0 0 0 2,342
ISHARES TR RUS MD CP GR ETF 464287481   1,177 11,263 SH   SOLE 0 0 0 11,263
ISHARES TR RUS MDCP VAL ETF 464287473   5,741 49,362 SH   SOLE 0 0 0 49,362
ISHARES TR RUS MID CAP ETF 464287499   591 7,598 SH   SOLE 0 0 0 7,598
ISHARES TR RUSEL 2500 ETF 46435G268   4,012 65,161 SH   SOLE 0 0 0 65,161
ISHARES TR RUSSELL 2000 ETF 464287655   492 2,452 SH   SOLE 0 0 0 2,452
ISHARES TR RUSSELL 3000 ETF 464287689   301 1,100 SH   SOLE 0 0 0 1,100
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   1,184 25,128 SH   SOLE 0 0 0 25,128
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   250 4,932 SH   SOLE 0 0 0 4,932
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   361 6,143 SH   SOLE 0 0 0 6,143
JOHNSON & JOHNSON COM 478160104   1,267 8,081 SH   SOLE 0 0 0 8,081
JPMORGAN CHASE & CO COM 46625H100   1,558 9,159 SH   SOLE 0 0 0 9,159
KKR & CO INC COM 48251W104   997 12,033 SH   SOLE 0 0 0 12,033
MASTERCARD INCORPORATED CL A 57636Q104   1,062 2,490 SH   SOLE 0 0 0 2,490
MCDONALDS CORP COM 580135101   279 944 SH   SOLE 0 0 0 944
META PLATFORMS INC CL A 30303M102   374 1,057 SH   SOLE 0 0 0 1,057
MICROSOFT CORP COM 594918104   4,482 11,920 SH   SOLE 0 0 0 11,920
MODERNA INC COM 60770K107   241 2,425 SH   SOLE 0 0 0 2,425
NVIDIA CORPORATION COM 67066G104   260 527 SH   SOLE 0 0 0 527
ORACLE CORP COM 68389X105   213 2,025 SH   SOLE 0 0 0 2,025
PEPSICO INC COM 713448108   322 1,897 SH   SOLE 0 0 0 1,897
PFIZER INC COM 717081103   405 14,100 SH   SOLE 0 0 0 14,100
PHILIP MORRIS INTL INC COM 718172109   342 3,635 SH   SOLE 0 0 0 3,635
PROCTER AND GAMBLE CO COM 742718109   790 5,390 SH   SOLE 0 0 0 5,390
PROSHARES TR PSHS ULTRA QQQ 74347R206   229 3,017 SH   SOLE 0 0 0 3,017
PROSHARES TR S&P 500 DV ARIST 74348A467   2,500 26,254 SH   SOLE 0 0 0 26,254
REGENCY CTRS CORP COM 758849103   368 5,492 SH   SOLE 0 0 0 5,492
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,600 64,525 SH   SOLE 0 0 0 64,525
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,800 183,976 SH   SOLE 0 0 0 183,976
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   739 21,218 SH   SOLE 0 0 0 21,218
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   13,210 283,341 SH   SOLE 0 0 0 283,341
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   13,039 234,228 SH   SOLE 0 0 0 234,228
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   14,827 178,728 SH   SOLE 0 0 0 178,728
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   7,922 113,000 SH   SOLE 0 0 0 113,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   980 17,376 SH   SOLE 0 0 0 17,376
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,591 74,250 SH   SOLE 0 0 0 74,250
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,211 89,145 SH   SOLE 0 0 0 89,145
SHERWIN WILLIAMS CO COM 824348106   250 800 SH   SOLE 0 0 0 800
SPDR GOLD TR GOLD SHS 78463V107   444 2,318 SH   SOLE 0 0 0 2,318
SPDR S&P 500 ETF TR TR UNIT 78462F103   539 1,135 SH   SOLE 0 0 0 1,135
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,897 74,949 SH   SOLE 0 0 0 74,949
SPDR SER TR S&P BIOTECH 78464A870   267 2,993 SH   SOLE 0 0 0 2,993
TESLA INC COM 88160R101   1,212 4,879 SH   SOLE 0 0 0 4,879
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   6,679 78,689 SH   SOLE 0 0 0 78,689
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   432 1,595 SH   SOLE 0 0 0 1,595
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   30,078 182,936 SH   SOLE 0 0 0 182,936
VANGUARD INDEX FDS GROWTH ETF 922908736   208 666 SH   SOLE 0 0 0 666
VANGUARD INDEX FDS LARGE CAP ETF 922908637   121,005 554,690 SH   SOLE 0 0 0 554,690
VANGUARD INDEX FDS MID CAP ETF 922908629   6,999 30,084 SH   SOLE 0 0 0 30,084
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   710 8,043 SH   SOLE 0 0 0 8,043
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,523 25,891 SH   SOLE 0 0 0 25,891
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,651 15,386 SH   SOLE 0 0 0 15,386
VANGUARD INDEX FDS VALUE ETF 922908744   779 5,206 SH   SOLE 0 0 0 5,206
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,359 57,381 SH   SOLE 0 0 0 57,381
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   597 11,680 SH   SOLE 0 0 0 11,680
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   438 2,566 SH   SOLE 0 0 0 2,566
VANGUARD STAR FDS VG TL INTL STK F 921909768   26,918 464,417 SH   SOLE 0 0 0 464,417
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,894 81,292 SH   SOLE 0 0 0 81,292
VANGUARD WORLD FD MEGA CAP INDEX 921910873   4,195 24,786 SH   SOLE 0 0 0 24,786
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   9,195 84,064 SH   SOLE 0 0 0 84,064
VERIZON COMMUNICATIONS INC COM 92343V104   676 17,934 SH   SOLE 0 0 0 17,934
VISA INC COM CL A 92826C839   458 1,759 SH   SOLE 0 0 0 1,759
WAVE LIFE SCIENCES LTD SHS Y95308105   328 65,049 SH   SOLE 0 0 0 65,049