The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   454,310 7,427 SH   SOLE 0 0 0 7,427
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   567,686 14,104 SH   SOLE 0 0 0 14,104
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   2,012,424 44,307 SH   SOLE 0 0 0 44,307
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   947,322 20,113 SH   SOLE 0 0 0 20,113
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   722,233 29,832 SH   SOLE 0 0 0 29,832
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   833,088 34,199 SH   SOLE 0 0 0 34,199
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324   913,706 4,468 SH   SOLE 0 0 0 4,468
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   483,728 9,977 SH   SOLE 0 0 0 9,977
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   1,256,098 15,796 SH   SOLE 0 0 0 15,796
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   446,521 9,615 SH   SOLE 0 0 0 9,615
ISHARES INC MSCI GBL GOLD MN 46434G855   500,670 21,488 SH   SOLE 0 0 0 21,488
ISHARES TR U.S. MED DVC ETF 464288810   455,802 8,073 SH   SOLE 0 0 0 8,073
ISHARES TR US CONSM STAPLES 464287812   482,699 2,410 SH   SOLE 0 0 0 2,410
ISHARES TR 0-5 YR TIPS ETF 46429B747   10,169,822 104,199 SH   SOLE 0 0 0 104,199
ISHARES TR MSCI EAFE SMCP 46435G839   901,458 31,680 SH   SOLE 0 0 0 31,680
ISHARES TR CORE INTL AGGR 46435G672   1,053,524 21,374 SH   SOLE 0 0 0 21,374
ISHARES TR CONV BD ETF 46435G102   3,155,653 41,326 SH   SOLE 0 0 0 41,326
ISHARES TR GLOBAL REIT ETF 46434V647   391,156 17,029 SH   SOLE 0 0 0 17,029
ISHARES TR INVESTMENT GRADE 46435G219   373,185 8,445 SH   SOLE 0 0 0 8,445
ISHARES TR 0-5YR INVT GR CP 46434V100   1,334,405 27,679 SH   SOLE 0 0 0 27,679
MICROSOFT CORP COM 594918104   1,887,106 5,542 SH   SOLE 0 0 0 5,542
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   10,150,656 211,208 SH   SOLE 0 0 0 211,208
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   441,312 11,709 SH   SOLE 0 0 0 11,709
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   648,968 9,917 SH   SOLE 0 0 0 9,917
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,122,526 17,960 SH   SOLE 0 0 0 17,960
SELECT SECTOR SPDR TR ENERGY 81369Y506   549,764 6,773 SH   SOLE 0 0 0 6,773
SPDR SER TR PORT MTG BK ETF 78464A383   6,205,745 283,238 SH   SOLE 0 0 0 283,238
SPDR SER TR PORTFLI INTRMDIT 78464A672   20,276,292 716,730 SH   SOLE 0 0 0 716,730
VANECK ETF TRUST RETAIL ETF 92189F684   456,911 2,616 SH   SOLE 0 0 0 2,616
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   41,185,610 648,286 SH   SOLE 0 0 0 648,286
VANGUARD WORLD FD EXTENDED DUR 921910709   627,165 7,203 SH   SOLE 0 0 0 7,203
WISDOMTREE TR WSDM EMKTBD FD 97717X784   1,978,968 31,732 SH   SOLE 0 0 0 31,732
WISDOMTREE TR FUTRE STRAT FD 97717W125   467,343 13,358 SH   SOLE 0 0 0 13,358